The RealCost of College ™

The RealCost of College ™ The RealCost of College ™: How To Finance Your Kids' College Education Without Bankrupting Your Re Author, C.

Navigating the college selection process is now more important than ever. The era of going to college because it is the logical next step after High School is over. Families need to learn to carefully decide whether their students will go on to college, when, where, and how to avoid taking on debt. Gary Hoffman was a Certified Financial Planner practitioner for over 20 years and became a college financial planning expert through working with clients and his own five children. He navigates college selection and financing and has lead hundreds of parents through seminars and personal consultation including the Johns Hopkins Center for Talented Youth Pathways to College program.

Did you know that the IRS has a free service, the IRS Data Retrieval Tool, which automatically transfers tax data from a...
08/21/2012

Did you know that the IRS has a free service, the IRS Data Retrieval Tool, which automatically transfers tax data from a taxpayer’s federal tax return directly to a FAFSA form. It has been available since the 2009-10 school year.

All together (Photo credit: C.K.H.) In just a few weeks, students will be moving into dorm rooms across the country. The new school year is officially beginning! The first few days of college are often a blur of forms, registrations - and more forms. One of the most popular - and yet [...]

Our daughter graduated from UR, started working there the very next day after graduation, in the Library, and Mr. Fox wa...
06/29/2012

Our daughter graduated from UR, started working there the very next day after graduation, in the Library, and Mr. Fox was a guest soon after :)

Actor and activist Michael J. Fox was spotted at the University of Richmond last week, possibly checking out the school with his 17-year-old twin daughters.

Amazon Prime members can borrow The Parent-Student College Agreement for free for a limited time! http://www.amazon.com/...
06/27/2012

Amazon Prime members can borrow The Parent-Student College Agreement for free for a limited time! http://www.amazon.com/dp/B008EESEMU Please check it out, and spread the word. Gary has so many valuable nuggets of information packed into this e-book based on how we have been working with our own 5 kids and also based on his client's experiences.

College is one of the biggest investments we make and there are many ways to lower and even eliminate the costs of college to practically zero. But no method or strategy is more important than having a good student who works closely with their parents in: sensible college selection, succeeding in...

06/11/2012

Pretty good story,

Dawn Loggins just got her high school diploma, and is headed to Harvard. She was homeless at one point, but wouldn't be deterred. She told her inspirational story to the "CBS This Morning; Saturday" co-hosts.

06/03/2012

Wow, some current real life stories.

A look at staggering student loans

05/07/2012
Student debt update. $1 Trillion, and over $28k for current grads who have debt (and 2/3rds do). Make college worth it a...
04/26/2012

Student debt update. $1 Trillion, and over $28k for current grads who have debt (and 2/3rds do).

Make college worth it and start by paying as little as you can!

Here’s what we do know about student loan debt: it’s roughly $1 trillion in size, greater than either auto or credit-card debt and second only to mortgage debt in the U.S.

OK the truth is out (finally), 55% unemployment/underemployment rate for college grads under age 25. Add to that 2/3rds ...
04/22/2012

OK the truth is out (finally), 55% unemployment/underemployment rate for college grads under age 25. Add to that 2/3rds of college grads who have college debt averaging about $25,000 per student! Even worse is the astounding 45% of college attendees who not graduate (within 6 years)!

The college class of 2012 is in for a rude welcome to the world of work.

"It worries me," said Mike Mychack, 24, of Port Richmond. He graduated this year with $50,000 in debt from Temple Univer...
04/18/2012

"It worries me," said Mike Mychack, 24, of Port Richmond. He graduated this year with $50,000 in debt from Temple University and now works at the Bridesburg Boys & Girls Club, making less than $20,000 a year. "I'll never be able to pay the loan off at this rate."

To get educated these days, most students have to go into debt.

04/12/2012

When people talk about the value of a college degree, they mean different things. Check out our list of schools that offer the best ROI.

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