pinoyexpatinvestor

12/24/2025

“Best market timing? Invest as soon as you can.”

History across stocks, bonds, and decades shows time in the market beats waiting for the “perfect” entry. Set an auto-invest schedule so your money starts working today and tomorrow and in the future

12/23/2025

How soon should you invest? “Now”is the best time for the principle of compounding to work in your favor, money invested needs time to grow exponentially.

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12/18/2025

“Time is the young investor’s friend”

12/18/2025

Blue Chips Stocks means stocks issued by well established large companies and have a very stable financial performance often pay dividends to investors.

Here’s a look at the performance of the five biggest blue-chip winners for the first 11 months of 2025.

12/18/2025

If you have JFC on your portfolio , you might consider buying more, its trading below its median means its cheap now and very attractive valuations back by its fundamentals.

disclaimer: not a financial advise! invest at your own risk!

12/16/2025

“Most stock markets go up most of the time.”

Because economies grow, companies earn, and long‑term investors get rewarded. Focus on time in the market, not timing it—steady investing wins.

12/08/2025

"The biggest determinant of your saving rate is your income." – Nick Maggiulli

Higher income gives you more room to save, but building the habit matters just as much. Focus on growing your earnings and managing your money wisely.

10/22/2025

Nearly 50 years ago, a young Indigenous teenager in India, Jadav Payeng, found a barren sandbar where hundreds of snakes had died after a monsoon. He planted a few bamboo seeds to offer shade someday—and then he just kept going. Day after day, year after year, he planted more trees.

Four decades later, that sandbar is a lush forest larger than Central Park, now home to elephants and even endangered rhinos. Payeng’s story has become a global beacon of hope—and a masterclass in patience.

Dividend investing feels a lot like that.

• It’s not flashy.
• It demands consistency.
• It rarely feels “sophisticated” in the moment.

But with time and steady care, small seeds can grow into something extraordinary.

Here’s to patience, compounding, and planting trees we’ll be grateful for years from now. 🌱🌳💚

05/31/2025

Short-term hype vs. long-term value: Crypto faces another hit. 'The world is not driven by greed. It’s driven by envy.' – Charlie Munger. Stick with assets that stand the test of time

https://www.reuters.com/sustainability/boards-policy-regulation/us-sanctions-philippines-digital-infrastructure-provider-linked-virtual-currency-2025-05-29/

03/26/2025

I Wish I Knew This Money Trick 10 Years Ago… 😳

03/24/2025

Did you know? Aside from capital gains ,Owning common stock comes with great benefits like dividend payments, voting rights, and limited liability📈 Educate yourself and make smarter investment decisions. 💡

Follow pinoyexpatinvestor to learn how to invest !You work hard its time to Let your money work hard for you!

01/29/2025

Why New Cars Lose Value Immediately

When you buy a new car, it loses about 20% of its value as soon as it leaves the dealership. This is due to “depreciation”,which happens because the car is now considered "used," regardless of its condition. Dealers sell cars at retail prices, which include profit and overhead costs—value that disappears the moment the car is driven off the lot.

Additionally, buyers prefer slightly used cars since they offer better value, creating downward pressure on new car resale prices. Taxes, registration fees, and the premium for "newness" further contribute to the immediate loss in value. Cars also experience the steepest drop in depreciation during the first year, losing up to 30% of their worth.

To mitigate this, consider buying a slightly used car, which avoids the initial depreciation hit, or choose models with higher resale value. Leasing can also be a smart option if you prefer new cars regularly. Finally, keeping your car for many years reduces the long-term impact of depreciation.

Understanding how new car value drops can help you make smarter financial decisions and avoid losing money on your investment.

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