Peter Schettini, Financial Services Professional with Nylife Securities LLC

You're ready to get serious about money. But what kind of goals are realistic and important at this stage in your life?

Your 30s Money Checklist: 5 Goals to Track Right Now You're ready to get serious about money in your 30s. These five goals can set up your future, and there are ways to reach towards them.

Social Security is an important part of your retirement plan, but when you choose to start claiming benefits can make a meaningful difference over time. While it provides a foundation for income, Social Security may only replace a portion of what you earned before retirement, which is why planning ahead is so important.

In some cases, strategies like working longer or waiting to claim benefits may help increase your monthly income and support a more stable financial future.

Let’s explore your options and consider how these decisions can help you build a retirement strategy that aligns with your long-term goals.

Medical care costs are an important part of retirement planning. Even with Medicare, out-of-pocket expenses can add up over time.

As people age, healthcare needs often become more frequent and less predictable, which can create ongoing financial pressure. Planning for these costs can help you feel more prepared for the years ahead.

Let’s talk about how healthcare expenses fit into your overall retirement strategy.

As scammers embrace new tech, use these strategies to help safeguard your accounts.

How to Protect Yourself From Rising Financial Fraud, According to an Expert As scammers embrace new tech, use these strategies to safeguard your accounts.

A new study in the Journal of Financial Planning found that artificial intelligence programs can provide inconsistent, inaccurate or biased recommendations when it comes to personal finance.

Don't rely on AI for personal finance advice, study finds Researchers who studied generative AI platforms found that personal finance recommendations could be inconsistent or biased.

The traditional retirement playbook is changing, and a growing number of retirees are making a surprising housing decision for financial and family reasons.

Retirees Are Upsizing Homes to Create Family Compounds Amid Rising Costs

Several methods can help you calculate how much life insurance you need to financially support loved ones

How Much Life Insurance Do I Need? Learn how to calculate how much life insurance to buy.

Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.

I'm an Insurance Pro: Going Without Life Insurance Is Like Driving Without a Seat Belt Because You Don't Plan to Crash Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone. Also, that small policy from work? It's like a snack, not a whole dinner.

You've worked hard to put a solid financial plan in place—savings, retirement, and protection for the people who depend on you. Many financial plans are built around the assumption that your income keeps coming in.

Individual Disability Insurance can help provide a portion of income if a qualifying disability affects your ability to work, so the plan you've built has a chance to stay on track.

If you've never taken a close look at your income protection, or if you're not sure how your workplace coverage may work, explore our white paper, The Cornerstone of Financial Security: Individual Disability Insurance, or connect with an agent to start the conversation.

Link to white paper: https://nyl.co/3ReU21Z

Recent updates under SECURE 2.0 increased the required minimum distribution age to 73, providing more flexibility in retirement income planning.* With additional time before required withdrawals begin, it may be worth revisiting your strategy.

Let’s talk about income solutions designed to support your long-term goals.

*SECURE 2.0 Act of 2022 legislative updates.