Summit Life and Health

Quick Medicare tip 👇

If your income is limited, there are programs that can help pay your Medicare premiums and reduce your monthly costs.

It’s called the Medicare Savings Program, and it’s income-based — not “credit” or insurance related.

If you’d like help checking eligibility, give us a call at
📞 888-282-7177

"Just a little reminder for all my fellow 65+ friends: It's never too late to chase your dreams and live your best life. Remember, age is just a number and the best is yet to come! Keep pushing forward and never stop believing in yourself. You've got this!" 💪🌟

Hey everyone! 👋 Just wanted to chat about the importance of having a good relationship with your primary care doctor, especially for us seniors on Medicare. Your primary care doctor is your main point of contact for all things health-related, so it's crucial to find someone you trust and feel comfortable with. Here are 5 important qualities to look for in a primary care doctor:

1. Compassionate and caring: You want a doctor who genuinely cares about your well-being and listens to your concerns.

2. Knowledgeable and experienced: Look for a doctor who stays up-to-date on the latest medical advancements and has experience in treating seniors.

3. Accessible and responsive: It's important to have a doctor who is easy to reach and responds promptly to your questions or concerns.

4. Collaborative: A good primary care doctor will work with you to create a personalized healthcare plan that meets your unique needs and goals.

5. Trustworthy and reliable: You should feel confident in your doctor's abilities and trust their medical advice.

So, if you haven't already, take the time to find a primary care doctor who checks all these boxes. Your health is worth it! 💪

Did you know that even with Medicare Part A and B coverage, hospital expenses can still add up quickly? If you find yourself hospitalized, you may be responsible for copayments, coinsurance, and deductibles that can leave you with a hefty bill.

To help reduce or eliminate these expenses, consider enrolling in a Medicare Advantage plan or purchasing a supplemental insurance policy. These additional coverages can help lower out-of-pocket costs and provide added benefits that original Medicare doesn't cover.

It's important to be proactive in managing your healthcare costs, so take the time to review your coverage options and choose a plan that best fits your needs. Don't let unexpected medical bills catch you off guard – take steps now to protect your financial well-being.

Did you know that Medicare covers routine physicals as part of its preventive care services? These annual check-ups are crucial for catching any health issues early on and staying on top of your overall well-being. However, coverage for routine physicals can vary depending on whether you have original Medicare or a Medicare Advantage plan.

With original Medicare, the coverage for routine physicals is pretty straightforward. You can get a yearly wellness visit at no cost to you, which includes a review of your medical history, measurements like blood pressure and weight, and personalized health advice. Additionally, Medicare covers certain screenings and vaccines at no cost as well.

On the other hand, if you have a Medicare Advantage plan, the coverage for routine physicals may differ. Some plans may offer additional benefits like dental, vision, or fitness programs, but the coverage for routine physicals could vary depending on the specific plan you have. It's important to review your plan's benefits and make sure you understand what is covered.

No matter which type of Medicare coverage you have, it's important to take advantage of the preventive care services available to you, including routine physicals. Stay proactive about your health and schedule your annual check-up today!

Did you know there are ways to reduce the cost of Medicare Part B? Here are some tips for those with Medicare:

1. Enroll in a Medicare Savings Program: These programs help cover the costs of Medicare premiums, deductibles, and co-insurance for those with limited income.

2. Consider switching to a Medicare Advantage Plan: These plans often include additional benefits and may have lower out-of-pocket costs than traditional Medicare.

3. Look into Extra Help: This program helps with the costs of prescription drugs for those with limited income and resources.

4. Take advantage of preventative services: By staying on top of your health and getting recommended screenings, you can prevent costly medical issues down the road.

Remember, it's important to explore all your options and find the best plan for your individual needs.

Life is tough, but so are you. Remember, the darkest night will end and the sun will rise again. Keep pushing forward, because you are stronger than you think. You've got this, warriors! 💪

Hey everyone! Did you know that Medicare typically does not cover dental care for people on Medicare? 😱 That's right, unfortunately, routine dental check-ups, cleanings, fillings, and other dental services are usually not covered under Medicare.

But don't worry, there are still options available to help you get the dental care you need. You can consider enrolling in a Medicare Advantage plan that includes dental coverage, or you can purchase a standalone dental insurance plan to help cover the costs.

It's so important to take care of your oral health, as it can impact your overall health and well-being. So don't neglect your teeth and gums just because Medicare doesn't cover dental services - explore your options and find a solution that works for you. Your smile will thank you! 😁🦷

Lets keep your golden years golden! Here are 10 easy ways to stay healthy and active over 65.

1. Stay active - Whether it's taking a daily walk, doing some gentle yoga, or trying out a dance class, staying active is key to maintaining your health and mobility.

2. Eat well - Make sure to eat a balanced diet rich in fruits, vegetables, whole grains, and lean proteins to keep your body nourished and energized.

3. Stay hydrated - Remember to drink plenty of water throughout the day to keep your body running smoothly.

4. Get enough sleep - Aim for 7-9 hours of sleep each night to help your body rest and recharge.

5. Keep your mind sharp - Challenge your brain with puzzles, games, reading, or learning something new to keep your mind strong and healthy.

6. Socialize - Stay connected with friends and family to combat feelings of isolation and loneliness.

7. Stay on top of your health - Make sure to schedule regular check-ups with your doctor and follow their recommendations for screenings and vaccinations.

8. Practice good hygiene - Wash your hands regularly, brush and floss your teeth daily, and take care of your skin to prevent infections and illness.

9. Manage stress - Find healthy ways to manage stress such as deep breathing, meditation, or engaging in activities you enjoy.

10. Have fun! - Don't forget to enjoy life and do things that bring you joy and fulfillment. Whether it's pursuing a hobby, traveling, or spending time with loved ones, make sure to make time for yourself and have fun!

Our founder, and Medicare expert Jesse Bannister just released his new book! Medicare 101, Making Medicare Easy as ABC is the ultimate guide to simplifying the often confusing and overwhelming world of Medicare. This concise, easy-to-understand book breaks down the complexities of the Medicare system and provides you with the essential information you need to make informed decisions about your healthcare coverage.

Available now on Amazon. Get your copy today!
https://www.amazon.com/Medicare-101-Making-Easy-ABC-ebook/dp/B0C4K2QN47/ref=sr_1_5?crid=ATNCY3WNN8IR&keywords=medicare+101&qid=1683644765&sprefix=medicare+101%2Caps%2C146&sr=8-5