Assist My Realtor

08/07/2026

Mortgage Myth: You Need 20% Down 👉Not true.

Don’t let outdated advice keep your clients from becoming homeowners. The best first step isn’t saving for years—it’s talking with a lender to understand their options.

✔️ Every buyer’s situation is different, and there may be programs available they didn’t know existed.

Knowledge creates confidence. Confidence creates homeowners.
www.AssistMyRealtor.com | www.VictorBals.com

08/05/2026

More families are choosing multi-generational living than ever before—and it's not just about saving money.

For many buyers, it's about caring for aging parents, welcoming adult children back home, and creating a home that works for everyone.

In 2026, 19% of Gen X buyers purchased a multi-generational home—the highest share of any generation.

Today's buyers aren't just buying a house. They're buying a home that fits their family's changing needs.
www.AssistMyRealtor.com

08/04/2026

08/03/2026

Vic’s Tip of the Week 💡
Renting at $2,000/month = $24,000/year… with $0 back.
Owning? Same ballpark monthly — but now you’re building equity.
Small shift. Big long-term difference.
Let’s see what makes sense for you. 🏡
📲 734-417-2115

07/27/2026

Think about how your money can help you get approved for a loan with a lower down payment!
www.AssistMyRealtor.com | www.VictorBals.com

07/24/2026

Many buyers focus on one number: the rate.

But what really matters is understanding the full picture.
✔ Monthly payment
✔ Cash needed to close
✔ Buying power

When buyers understand their numbers, they make better decisions—and Realtors® have smoother transactions.
That’s a conversation worth having before the home search begins.

www.AssistMyRealtor.com | www.VictorBals.com

07/24/2026

Victor Bals discusses 10 factors that determine interest rates!

07/22/2026

“Why are my buyer’s taxes higher than what was listed? The answer is usually taxable value uncapping.

When ownership transfers, Michigan law allows the taxable value to reset based on the property’s assessed value. If buyers aren’t expecting it, that first tax bill can come as a surprise.
The more we educate our clients, the more confident they feel throughout the transaction.
www.AssistMyRealtor | www.VictorBals.com

07/20/2026

Despite higher mortgage rates and changing market conditions, home prices have continued to appreciate over the long term.

Real estate isn’t about timing the market perfectly. It’s about building wealth over time.

If you’ve owned your home for a few years, you may have more equity than you realize.
www.AssistMyRealtor.com



Source: National Association of REALTORS®

07/20/2026

To lock or to float?🫤