Carol L. Hager

04/25/2023

Protecting your children is most important. Term life insurance can help ensure they’re taken care of until adulthood — an a convertible term policy can also offer you a direct path to lifetime coverage when you’re ready. Let’s talk about it.

04/24/2023

Put it to good use. Get tax-free long-term care benefits with

04/17/2023

Are you building your financial foundation on something solid? Learn more how life insurance can go beyond protecting your family and provide a solution to many different financial challenges.

A basic understanding of what life insurance is and how it works can make a big difference in finding the best solution for your needs.

04/12/2023

Is what you know about life insurance true or just a common myth? Learn more about the realities of life insurance to understand what a significant role it can play in your financial strategy.

We are committed to educating people about the truths of life insurance and tackling some of most common misconceptions.

04/07/2023

It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.

For women, retirement strategy is a long race. It’s helpful to know the route.

04/05/2023

Despite recent bank failures and ongoing concerns across the global banking sector, the U.S. equity and bond markets are telling very different stories about the risks of an economic downturn. Read more.

Penn Mutual Asset Management is committed to serving the institutional marketplace by offering fixed income investment solutions and client-focused services

04/03/2023

Does your long-term care protection allow you the security of knowing your money isn't lost if you change your mind about benefits? Ours does!

04/03/2023

When making a big decision, it’s important to have the facts. There are many misconceptions about life insurance out there, and I want to help set the record straight for you.

Here’s a quick myth vs. reality breakdown:

Myth -> Life insurance has one purpose: to provide a death benefit.
Reality -> Beyond death benefit protection, you could use permanent life insurance as part of a diversified retirement strategy.

Myth -> Term insurance is only beneficial if you need coverage for a specific period of time.
Reality -> Convertible term insurance gives you the flexibility to convert to permanent coverage down the road.

Myth -> If you have employer-provided life insurance, you are fully covered.
Reality -> You may benefit from supplementing your coverage, especially if you switch jobs and can’t take it with you.

Let’s talk about the realities of life insurance — and what it can do for you.

03/27/2023

Join us this Wednesday for early morning coffee and connections. Our Norman chapter of Center Sphere is hosting and we would love for you to come join us, learn about our group and network. We are meeting the 1NB in Norman, 716 Wall Street, 8am - 930am.

03/22/2023

Did you know there are annuities that can be used to pay for long-term care? If your tax-deferred annuity doesn't offer this benefit, we should talk.

03/14/2023

The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.

The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.

03/13/2023

After the closure of Silicon Valley Bank (SVB) what happens next? 🤔

Credibility is everything to the Federal Reserve, but that credibility will be tested soon. Here's what you need to know:

💬 Fed Chair Powell confidently told Wall Street to prepare for a 25-basis point increase in short-term rates in March.
⚡2022's rapid rise in interest rates continues to be a stressor on the banking system.
💪The Federal Deposit Insurance Corporation (FDIC) has taken control of both Silicon Valley Bank (SVB) and Signature Bank (SB).
📣 The U.S. government has already approved plans to safeguard depositors and financial institutions affected by the closing of both SVB and SB.

With this in mind, it may be best to prepare for more market volatility until the Fed can provide further guidance leading up to its two-day meeting.