Your Cashflow Couple

Only 1 week until our annual business convention in Dallas, TX with WealthWave! 🏎️

We are so excited for the future with this company and the team, technology, and tools they equip each and every associate with to combat the financial illiteracy problem.

We're blessed to have an incredible team supporting us each step of the way!

At the most recent How Money Works class we led for a local business, one of our participants made the comment that while he had a pension, annuities, and an IRA, he had no idea what his actual retirement goal was: 2 million? 4 million? More? Should he go more aggressive with his saving and investing or more conservative?

This is super common. Most folks do not know what the end goal is, and even worse (as is often the case), HOW to get there.

That's the starting place for us when we work with our clients, helping them understand their Financial Independence Number, and how to reach it, taking into account things like tax impact and inflation.

We don't charge for this either as our belief is that financial education, which includes understanding your retirement goal, shouldn't be exclusive information.

If you or someone you know would like help understanding their Financial Independence Number and how to reach it, let's connect!

While our classes are incredibly valuable, it's by working 1 on 1 with a financial educator that you can get personalized guidance on YOUR personal plan.

💰 Think You Know More About How Money Works Than Your Signifiant Other?

Grab them and put your knowledge to the test! Both of you can take the Financial Literacy Quiz at 👉 https://financialliteracyindex.com/bethanysmith/quiz 👈 and find out who’s more financially savvy!

📊 Get your scores

❌ See what you got right & wrong

🚀 Start your journey to financial empowerment

Financial literacy shapes every area of your life, and your life as a couple, from daily decisions to long-term wealth.

Knowing where you stand is the first step toward financial security and prosperity. Take the quiz today and take charge of your future!

👉 https://financialliteracyindex.com/bethanysmith/quiz 👈

🚀 This is our time to lead. In 2026, as a company we are continuing in our mission to revolutionize the financial industry and make financial education and empowerment accessible for all.

In a world full of confusion and contradiction, families are looking for answers. They’re looking for hope. For truth. For someone to help them feel in control again.

That’s why WealthWave exists—to meet this moment with tools, with teaching, and with a mission that matters: Financial education for all.

When people understand how money works, they gain more than knowledge; they gain FREEDOM.

Society counts on us not knowing how money works. The less you understand how money really works, the more they win—and the more you stay stuck in a cycle that was never designed to serve you.

High interest rates, living paycheck to paycheck, and a lack of access to real financial tools? That’s not by accident. That’s the system.

But here’s the truth: we were never meant to live in lack. It’s time to break free from financial confusion and step boldly into confidence.

At WealthWave, we’re on a mission to eradicate financial illiteracy—for good. That means giving EVERYONE the education, resources, and support to build wealth and create a legacy.

No more fear. No more being kept in the dark.

If you feel like this is your time to rise, to learn, and to lead, let’s connect.

Our mission is a big one, and we can only accomplish it through the power of a team of exceptional educators, visionary leaders, and beacons of hope for others.

As the new year approaches, many people are identifying new goals they want to reach. The problem is, a year is a long time, and maintaining momentum and motivation to hit that goal as of a year from now can be a big struggle.

That's why our company uses a goal-setting mindset and process called the 12 Week Year created by Brian Moran to help make far-off goals become more realistic and tangible.

It does that by chunking down those goals into 12 week timeframes and also simplifying what the goals are and how to reach them by identifying the ACTIVITIES that will lead to the desired result.

Time-blocking and scheduling those activities in a 12 week timeframe is what's key to realizing those goals and building/maintaining the momentum to reach the goals, and beyond!

: Share information with others 🗣️

"How naturally inclusive are you?

Are you an open book, sharing information freely with most people?

Or are you naturally private, tending to keep information to yourself?

To be a better leader and a more charismatic person, you need to open up. You need to go out of your way to include others and share what you know.

It will empower the people you lead, make them feel included, and inspire them to do better work." - John Maxwell

Grateful we get to work together every day - your spouse is your best business partner! ❤️

If you're one of the 62% of Americans who are considering starting a business, you probably have a few concerns first.

Will I have the time to run a business?

How much will it cost?

What new skills will I have to learn?

What's the risk involved?

Who will need my product or service?

The good news is that our platform, Wealthwave, has taken the guesswork out of starting a business. It's as simple and streamlined as it can possibly be, plus, we are built for the part-timer.

This leaves no excuses on the table as to why you can't start a business.

If you'd like to have a conversation about our platform and how you can be successful here, let's connect!

Enjoying this doing life and business together all over meeting with great people!

🚨 Just because you're young and/or low to mid income doesn't mean you can't get any help with a financial game plan.

Recently, we had a conversation with a young friend who's having a baby, trying to buy a house, and just live life. When asked if he'd ever worked with a financial professional before, his response was: "No, I thought I needed to make more money before I could get any help or guidance."

😳

And that's the problem with the money situation in our country that most people face. The journey STARTS with financial education and empowerment, and access to the tools, resources, and systems to help you build and grow wealth.

That's why we're on a mission to help the middle American market learn how money works and to make it work for them.

We were recently on a podcast to talk about the need for financial education and empowerment in America.

The stats aren't good...

😨 82% of Americans feel stressed about money
😬 78% of households live paycheck to paycheck
😱 Household debt is at an all time high, student loan debt is at an all time high, and to cap it off, credit card debt is at an all time high (yes we have sources for all these)

Everywhere we look, the market is bigger, growing, and more under-served than ever. This is not just a lower or middle class problem either...it's an every class problem.

Something has to change, which is why our company is on a mission to educate and empower the everyday American with the education, information, and resources to take control of their financial futures.

We believe that our clients deserve to be educated first and foremost, before even learning what all the options and solutions are available to them. They deserve to be knowledgable and literate in order to start the solutions that give them peace of mind.

Just like with Costco samples, a family should be able to sample the financial solutions available to them without the pressure of making a decision and buying. Nor should they be turned away because they don't meet some dumb standard about meeting a minimum amount of income or net worth.

Learn more about our mission here: https://wealthwave.com/bethanysmith/mission

The fundamentals of what we teach is the 7 Money Milestones, starting with milestone #1: Financial Education. We lead with this because we believe you must first be educated to then make the best possible decisions for your life.

Check out all 7 of the milestones here: https://howmoneyworks.com/bethanysmith/money-milestones

It’s not about selling products, but empowering clients with solutions they understand, feel great about, and that can shape their legacy for generations to come.

To get one of our books, encounter the 7 Money Milestones for yourself, or to schedule a complimentary How Money Works discovery call, comment MONEY or DM us!