Garritt Financial Solutions LLC

04/30/2026

"On Monday, April 27 Friends of Hampden partnered with Justin Garritt of Garritt Financial Solutions to hold its first ever 529 Night for Hampden Elementary Middle School! With food provided by Kitsch Cafe, Mr. Garritt walked families through the process of starting a Maryland 529, a Maryland College Investment Plan, and making the most of the savings for their students’ bright futures. The families were able to learn about their options and open the accounts in just an hour. Dr. Alice Kim of Drs. Chen and Kim Dentistry gifted $100 to every student who opened a 529 at the event, setting a life changing foundation for the HEMS Students and families new 529 accounts."

04/16/2026

Maryland parents — this is one of the best “free money” opportunities most people miss 👇

If you have kids (or beneficiaries) under age 26, take a few minutes to look into the Maryland 529 Save4College State Contribution Program.

💰 You may be eligible to receive $250–$500 from the State of Maryland just for contributing to a 529 account
📅 Deadline to apply is May 31
📍 Must be a Maryland resident, and the beneficiary must also be a MD resident under 26 (Maryland 529)

Even better: You can qualify with contributions as low as $25, depending on income (Maryland 529)

This is one of those rare situations where the return on your first dollars invested can be HUGE.

If you’ve been meaning to start saving for college (or even if you already have a 529), this is worth checking out.

👉 Learn more or apply here: https://maryland529.com/home/save4college.html

04/16/2026

Thank you Baltimore Magazine for including Garritt Financial Solutions in a recent retirement planning article.

It’s an important topic—these decisions can be complex, and there’s a lot to think through financially and personally. Glad I could add a bit of perspective to the conversation.

If you’re curious, you can check out the full article below.

Area financial planners share how to plan for retirement saving and spending. Plus, our annual guide to Continuing Care Retirement Centers.

09/24/2025

🎉 6 Years of Garritt Financial Solutions! 🎉

This week marks the 6th anniversary of launching Garritt Financial Solutions back in September 2019! What started as a one-person vision has grown into a dedicated team of four, with three incredible teammates supporting our clients, compliance, and bookkeeping.

Over these five years, we’ve had the privilege of working with:
✅ 200+ families in our ongoing comprehensive service
✅ 160 families through one-time financial and student loan projects

Together, we’ve helped clients:
💡 Plan for their financial future
🚀 Set ambitious goals
💳 Pay off debt
📈 Invest their hard-earned dollars
🎓 Navigate and forgive student loans
🧾 Create tax-efficient strategies
💍 Blend finances as couples
📚 Plan for future education expenses
💼 Maximize employer benefits
✨ Gain lasting financial clarity

We’re proud of the impact so far, but the best part? We’re just getting started.
Here’s to the next decade—and beyond! 🚀
https://garrittfinancialsolutions.com/

08/24/2025

Back on the Financially Independent Teachers podcast for a special mailbag episode with financial questions from educators across the country.

https://podcasts.apple.com/us/podcast/financially-independent-teachers/id1552635999?i=1000723298310ro

Podcast Episode · Financially Independent Teachers · 08/24/2025 · 1h 2m

07/23/2025

Just a quick reminder for all those who are Maryland residents with student loan debt, the Maryland Student Loan Tax Credit application is now open and applications are due September 15th.
You must have an original loan balance greater than $20k with a current outstanding balance of $5,000.

You’ll need your transcript, 2024 MD tax return, and a student loan document to apply!

It’s quick and easy!

Maryland OneStop provides a single point of entry for connecting Marylanders to all offices of state government that issue licenses, registrations or permits, from hunting licenses and fishing permits to drivers’ licenses and commercial permits. The portal’s modern, intuitive search engine and b...

04/30/2025

Maryland residents: There is month left to take advantage of the Maryland 529 State Contribution Program. You or any dependents under the age of 26 could qualify for up to $500 in free money for education expenses annually The application closes in May 31st.

The Save4College State Contribution Program is designed to help lower to middle-income families in Maryland save money for higher education. Start saving today.

01/01/2025

2024 wrapped up with another podcast appearance on the Teach and Retire Rich podcast where we discussed top worst financial moves of 2024.

Podcast Episode · Teach and Retire Rich · 12/27/2024 · 1h 15m

12/28/2024

Want to learn about the top worst financial mistakes I saw in 2024? Check out my latest podcast with our friends at Teach and Retire Rich.

Podcast Episode · Teach and Retire Rich · 12/27/2024 · 1h 15m

12/22/2024

Want to learn about ways to optimize your taxes in 2024 and 2025? The Financially Independent Teachers podcast had me on for their season finale to discuss tax optimization tips and tricks. You'll learn about tax brackets, savings strategies, tax credits, and tax-optimized investment strategies. Check it out!

Podcast Episode · Financially Independent Teachers · 12/22/2024 · 1h 15m