FitBUX

11/11/2025

Trump proposed a 50 year mortgage. This will happen if that roles out.

07/31/2025

We are all about getting people into better paying jobs. For all you travelers check this one out. It needs to be filled quickly!

06/09/2025

Congrats to all the new grads... Now for a major item to do financially as soon as you have an income.

Be sure to start contributing at least $50 a month to a Roth IRA.

However, if you are married and filing taxes separately or make over a certain amount of income, be prepared to do a back door Roth IRA.

https://www.fitbux.com/articles/roth-ira-beginners/
https://youtu.be/sQI9bnrl67w

🌟 Welcome to FitBUX's YouTube Channel! 🌟In today's video, "Mastering A Roth IRA For Beginners" we dive deep into the world of Roth IRAs, unraveling their c...

05/22/2025

Housing affordability has hit a breaking point—and Millennials and Gen Z are getting squeezed the hardest. As home prices climb, rents don’t lag far behind, trapping renters in a relentless cycle of rising costs and ever‑shrinking choices. In this video, FitBUX cuts through the noise with clear, no‑nonsense insights and real‑world steps you can take today to protect your finances and keep your goals within reach.

✅ Why rising home prices drive up rent
✅ How younger generations get hit first
✅ The ripple effects on your budget and the economy
✅ Practical strategies to adapt and stay in control

Whether you’re renewing your lease or eyeing your first home purchase, understanding these trends is the key to smarter decisions—and a stronger financial future.

Housing affordability is at an all-time low, and it’s hitting Millennials and Gen Z the hardest. As home prices skyrocket, rents are following close behind, ...

03/29/2025

Important to understand. https://www.instagram.com/reel/DHoXoazsaLx/?igsh=MXhkM2l4MjBobjJ3Mg==

03/22/2025

💥 Part 2 of 3 – The Hidden Math Behind 1099 Work 💥

We’ve been seeing so many healthcare workers contemplating switching to 1099 work, so we put together a 3-part series to help you figure out if it’s actually the right move.

👉 Most people assume that if a 1099 job pays more per hour, they’re automatically making more. But that’s not always true—and the hidden math might shock you.

In Part 2, we break down:

✅ The hidden costs of 1099 work (self-employment tax, health insurance, lost benefits)
✅ The exact formula to calculate your break-even point
✅ How tax deductions and retirement accounts can make 1099 work even more profitable

Before you switch to 1099, WATCH THIS. Making the wrong decision could cost you thousands!

📲 Watch Part 2 now: https://youtu.be/VPu9WJvz2k8

🚨 Missed Part 1? Don’t worry—you can listen to the whole 3-part series on the podcast here: https://www.fitbux.com/independent-contractor/

If you're thinking about going 1099, this series could save you thousands. Don’t miss it! 👊

https://youtu.be/VPu9WJvz2k8

In this episode, we break down the hidden costs of 1099 work, how much more you need to make to come out ahead, and how one professional made an extra $80K after switching to 1099. Learn the key strategies to maximize your income and avoid costly mistakes. 🎧

03/15/2025

📣 I just spoke to 300 new grads at a conference. This was one of their biggest financial concerns (outside of student loans)...

You’ve got your 401(k) etc... Now what?

Most young professionals are left to figure it out on their own — and that’s how costly mistakes happen.

✅ Not contributing enough?
✅ Leaving free money on the table with employer matches?
✅ Missing the chance to grow your savings tax-free?

These mistakes don’t just cost you a little now — they can cost you hundreds of thousands of dollars over your lifetime.

We’ve put together a simple guide to help you maximize your 401(k), avoid rookie mistakes, and start building wealth early.

👉 Sign up to get your free investment guide — and make sure you’re not leaving money behind.

A simple investment guide for young professionals that will simplify your financial life.