The Financial Empress

👑 Money Saving Tip For Boss Mamas

Before your next deposit, move everything that’s in your checking account to your savings account. Live off your new deposits, and keep whatever’s left over in your savings account.

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I’m so tired of wrestling a baby alligator every time I go to change a diaper 🐊😭😂

**Hey Beautiful Moms! 🌟**

Rebuilding credit can feel like climbing a mountain, but with the right steps, you’ll be at the top in no time! Here are 3 tips to get you started:

1. **Start with a Secured Credit Card:** It’s like training wheels for your credit. Deposit a small amount, use it wisely, and watch your credit score grow!

2. **Keep Balances Low:** Aim to use less than 10% of your credit limit. This shows lenders you can handle credit responsibly.

3. **Pay On Time, Every Time:** Set reminders or automate payments. Consistency is key to showing you’re reliable.

And remember, if you need a quicker boost, I’ve got a special system that speeds up the process. My one time fee covers aggressive dispute letters and follow ups tackling late payments, repos, evictions, collections, and charge offs. Plus, you can add services for credit inquiries and bankruptcy anytime.

🧗🏾‍♀️ Ready to take control of your credit? Send me a message to get started today! Let’s rebuild that credit and secure our financial future! 💪🏾✨

Visit TikTok to discover videos! Watch, follow, and discover more trending content.

If you’re to file taxes click Ready To File link is in bio

Visit TikTok to discover videos! Watch, follow, and discover more trending content.

Do this to your credit report and build a 800 Credit Score

1. Clean up your personal information on your credit report report

2. Utilize a mix of credit

3. Remove any derogatory accounts

4. Never pay late

5. Report 1-3% Credit Utilization

6. Don’t apply for credit more than 5 times in 24 months

7. Let credit accounts age

Don’t forget DM me the word “CREDIT” so I can send you 48 ways to raise your score now

⚠️𝐂𝐨𝐥𝐥𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐂𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐓𝐫𝐲 𝐭𝐨 𝐟𝐨𝐨𝐥 𝐘𝐨𝐮 𝐁𝐲 𝐃𝐨𝐢𝐧𝐠 𝐓𝐡𝐢𝐬

Report collection agencies that use harassment as a collection technique, and make it clear to lenders that you will not work with a company that uses abuse as a collection technique. Some collection agencies will try to use your credit score against you, claiming that they can ruin your score in an instant or file a claim based on it. Don't be taken in by this. When you fail to make a payment or are reported to a collection agency, your score is immediately affected, but the collection agency employee can do nothing else to lower your score. In many cases, you will still be eligible for credit.

Do not let false claims about your credit score startle you into accepting collection agency abuse.

DM me the word “Stop” to get my outline for What To Say To A Collector When They Call

EXPOSURE WARNING ⚠️ Have you come in contact with this refund status message from the IRS?

Click the link to verify online. If you received a letter to verify your identity, give me a call so I can walk you through it

IDVERIFYIRS.GOV

🚔 You need a tax expert on this one not your cousin keke‼️ Click link in bio for a free discovery call