Jason Pike at Waterstone Mortgage NMLS #471725

One question we’re seeing a lot throughout the industry right now is: “How do I buy a house if I’m self-employed?”

The process DOES look a little different for those who are self-employed, freelancers, small business owners, or gig workers.

Normally, you’ll need to provide a W-2 when applying for a mortgage.

But with Statement Select, Waterstone Mortgage’s bank statement program, you can use your bank statements to qualify — no W-2 needed.

This article walks through the process — check it out: https://bit.ly/4wY4pHu

5.0 star review received on Experience.com for Jason Pike by Vincent M - Incredible responsiveness and professionalism.

New ★★★★★ 5 Star Experience.com Review by Vincent M Click to see all 584 reviews of Jason Pike at Waterstone Mortgage NMLS #471725, Senior Loan Officer / Branch Manager

Imagine having a little more room in your budget during your first year as a homeowner.

With Smart Start Buydown, eligible buyers benefit from reduced mortgage payments during year one, helping make the transition into homeownership a little easier. Best of all, Waterstone Mortgage covers the cost of the temporary rate buydown.

Let’s make your move together. Send a message to go over your options!

4.75 star review received on Experience.com for Jason Pike by Julia C B - Jason and team were super responsive

New ★★★★★ 4.75 Star Experience.com Review by Julia C B Click to see all 581 reviews of Jason Pike at Waterstone Mortgage NMLS #471725, Senior Loan Officer / Branch Manager

5.0 star review received on Experience.com for Jason Pike by Molly K F - Jason is a true professional and a master in his industry. This was our 4th transaction with Jason Pike and his team and we will be life long customers. We also tell all of our friends and family about him!

New ★★★★★ 5 Star Experience.com Review by Molly K F Click to see all 581 reviews of Jason Pike at Waterstone Mortgage NMLS #471725, Senior Loan Officer / Branch Manager

Could refinancing put more money back in your pocket?

If you bought a home between 2023 and 2025, it may be worth taking another look at your mortgage. New research from LendingTree shows nearly one-third of homeowners who purchased during those years may be able to lower their rate or monthly payment in today’s market.

Even a small rate reduction could mean meaningful monthly savings — helping free up room for home improvements, savings, debt payoff, or everyday expenses.

Every situation is different, so it’s important to review your full financial picture.

If you’d like to explore whether refinancing makes sense, let’s crunch the numbers together. Send a message, and we’ll explore which option makes the most sense for you.

In case you missed it — June is National Homeownership Month! 🎉

There’s never a bad time to start preparing for homeownership — whether that means improving your credit, saving for a down payment, or getting pre-approved to understand your buying power.

No matter where you are in the journey, let’s walk through it together.

The internet can answer a lot of questions — but when it comes to home financing, nothing replaces working with a trusted professional who understands your goals and unique situation.

Personalized guidance. Local expertise. 🙌

Reach out anytime to get started.

5.0 star review received on Experience.com for Jason Pike by Janie G - Jason is an amazing loan officer. His amazing seasoned expertise and considerate, thoughtful demeanor makes every transaction with Jason exceptional. Why would anyone ever use any one else than Jason Pike. No Pike Alike!!!

New ★★★★★ 5 Star Experience.com Review by Janie G Click to see all 579 reviews of Jason Pike at Waterstone Mortgage NMLS #471725, Senior Loan Officer / Branch Manager

Did you know you can buy a house with no down payment (or a very small one)?

Many homebuyers still think you have to put 20% down to buy a house. This is a myth!

Waterstone Mortgage offers a variety of mortgage programs designed to help buyers get into a home sooner, with flexible down payment options to fit different financial situations.

Some options include…

✅ FHA loans
✅ VA loans
✅ USDA loans
✅ Loans for local heroes and experts
✅ Waterstone Mortgage’s “Powerhouse 100”
✅ 3% down conventional options

Learn more here: https://bit.ly/4uGDvlX

5.0 star review received on Experience.com for Jason Pike by Jim M S - You guys did exactly what needed to be done and when you were challenged by my Buyer you stepped up and did the right thing.

New ★★★★★ 5 Star Experience.com Review by Jim M S Click to see all 576 reviews of Jason Pike at Waterstone Mortgage NMLS #471725, Senior Loan Officer / Branch Manager