15/08/2026
The Coverage Paradox: Why Universal Health Insurance Fails the Homeless
A new study applies the Health Belief Model to examine the barrier between universal health coverage and actual medical engagement among homeless populations.
Main findings:
Universal legal entitlement does not guarantee care, as sociodemographic factors account for only 19% of engagement variance while health beliefs account for 41%.
Perceived susceptibility and severity are the primary drivers of healthcare seeking, revealing that normalization of poor health is the key bottleneck.
Street-based health screenings and community navigators are vital to overcoming non-financial barriers.
DOI: https://doi.org/10.1177/10105395261473706
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Elsevier
Sage Publications
Emerald Publishing
Springer Nature
Wiley
MDPI
Taylor & Francis
World Health Organization (WHO)
UNDRR
UNESCO