Rummaan Training and Consultancy

The Singapore Savings Bond has been accorded with the Highest Credit Rating by International Credit Agencies such as Moody's, Fitch and S&P. Investing in Singapore Savings Bond is very safe and the probability of default is very small. Where do the profits from SSB come from? Can Muslims invest in SSB? Join me in this Seminar where I will dissect the internals of this Bond. Register at:

https://sg.ustazkamal.com/bond

In 2020, there were 5392 Cryptocurrencies available in the World.

In 2021, there were 7812 Cryptocurrencies available in the World.

As of now, there are 17,765 Cryptocurrencies available in the World with various functions and uses.

Why are the numbers growing and what make Cryptos unique and attractive? Are they here to stay? For Muslim Investors, would you want to know why some Scholars are saying that investing in Cryptos are Haram? And why some say it is Halal? What are their basis and arguments? Find out for yourselves. Register at:

https://sg.ustazkamal.com/cryptoinv7

Register at:

https://sg.ustazkamal.com/cryptoinv7

Soalan:

1. Apakah bentuk Pelaburan Islam yang boleh kami ceburi?
2. Bagaimana orang yang bergaji kecil dapat melabur?
3. Apakah risiko yang perlu ditanggung dalam Pelaburan?
4. Apa beza Dividen dan Riba?
5. Adakah "interest" dalam CPF Halal?
6. Boleh jelaskan kenapa ada Ulama haramkan Forex Trading?
7. Boleh jelaskan apa itu Cryptocurrency? Bolehkah orang Islam melabur dalam Crypto?
8. Bolehkah saya membeli Saham "Singtel" atau "ComfortDelgro" di SGX?
9. Ustaz boleh ajar macamana nak beli Saham di NASDAQ atau New York Stock Exchange?
10. Kalau Bank kasi saya Riba, apa yang saya perlu lakukan?

Dan banyak lagi. Peserta akan diberi peluang untuk bertanya sebelum Seminar. Jawapan akan dijelaskan beserta Slaid supaya menjadi lebih jelas. Daftar di:

https://sg.ustazkamal.com/ tastki1

If you have not registered and do not know which Broker to use for the purchase of Stocks or Shares, this Seminar is for you. If you do not know the influences of the Federal Reserve, the Securities Exchange Commission and the Indices such as Nasdaq Composite, Dow Jones Industrial Average and S&P 500, this Seminar is for you. If you do not know how to do Fundamental Analysis of Companies and determine their Investment worth, this Seminar is for you. If you want to grow your money for Retirement, Hajj or leaving a legacy for your children, this Seminar is for you. If you want to know 20 Companies to be considered for investing, this Seminar is for you. Register at:

https://sg.ustazkamal.com/usinv3

Few years back, each Bitcoin was only worth a few cents. Now it is worth USD$48,200. Most of us have missed the boat. Then came Ethereum, now it is worth USD$4,000. We also missed the boat. Then came Solana and now it is worth USD$170. Again we missed the boat.
Are we going to miss all the boats or wise up and learn about Cryptocurrency?

The Crypto World is now moving towards Non Fungible Tokens (NFTs) and Metaverse. Investors are buying Land in the Virtual World. What are those land? What are their purposes? How do you buy them? If you are clueless and would like to give yourselves the opportunity to invest, sign up at:

https://sg.ustazkamal.com/crypto6

Metaverse Cryptos

Technology is moving so fast that many of us have been left behind without us even realising it. The Crypto World is moving towards Metaverse. We have moved pass the first 3 Generations of Cryptos.

What is Metaverse?
"Meta" is a Greek word that means after, beyond, behind and amongst. Verse is the short for Universe.

Metaverse is a world of Digital Reality that brings the Virtual World into reality. It is applied in Online Gaming, Augmented Reality, Social Media and of course Cryptocurrency. We are actually living the reality of "The Matrix".

What are Metaverse Cryptos?
What are the Top 3 Metaverse Cryptos?
What are their functions and potentials?

If you are still unfamiliar with Bitcoin and Ethereum, no worries because those 2 Crypto Dinosaurs will be covered as they are the Gold and Silver standards of the Crypto World.

Join me and register at:

https://sg.ustazkamal.com/crypro6

Register at:
https://sg.ustazkamal.com/crypto6

Money is the most controlled commodity in the world. Its issuance, distribution, usage and records are controlled by the Central Authorities. As in all assets and commodities, the price of currencies are determined by Demand/Supply and Economic factors. The price movements of all assets can be studied and determined by Fundamental factors such as Inflation rate, GDP Growth, Interest rates, FDI, Political Stability and Current Account Deficit.

In the Short Term, the Price Movement of currencies can be studied and determined via Historical Data based on Technical Analysis such Moving Averages, EMA, VWAP, MACD, RSI, Bollinger Bands and many other indicators. If a Trader uses all these tools to make a trade, he/she could be "in the Money" and make a decent returns.

Join me in this Seminar to know the differences between Al-Muqamarah ( Gambling-Luck based) and Al-Mukhathorah ( Speculation- Risk based). And know the functions of Forex Exchanges and how transfer of Money is conducted and controlled by Central Authorities. Register at:

https://sg.ustazkamal.com/forex2

Gambling

In gambling, the odds against the gambler gets larger and larger as he keeps gambling. As they say: "The house always wins."

He can win in the first round because the odd is relatively small. In the second round and third round, the odds against him is multiplied. As he continues gambling, he will surely lose. Look at the schedule below to get a clearer picture of the odds in the play of dice.

1. First game odds: 1 in 6
2. Second game odds: 1 in 6×6
3. Third game odds: 1 in 6x6x6
4. Fourth game odds: 1 in 6x6x6x6
5. Fifth game odds: 1 in 6x6x6x6x6
6. Sixth game odds: 1 in 6x6x6x6x6x6

Eventhough the odds are quite high, he can win in the first 2 games. But to continue winning in the subsequent games is quite impossible because of the odds stacked against him. This is why: The house always wins. If a gambler enters a casino and gambles, he can win in the first 5 minutes of gambling. If he stays longer to gamble, there is no hope of winning.

Is trading in Stocks, Forex and Cryptocurrency similar to gambling? Is it a game of chance?Are traders facing the same odds as in gambling? What are the misconception and misunderstanding? What are the REAL Shariah issues in Forex Trading?

Join me in this Seminar. Register at:

https://sg.ustazkamal.com/forex2

Gambling VS Speculation

Gambling: An agreement between 2 or more individuals, to play collectively at a game of chance for a stake or wager, which will become the property of the winner and to which all involved make a contribution. (Legal Dictionary)

Speculation: The act of buying something hoping that its value will increase and then selling at this higher price in order to make profit. (Cambridge Dictionary)

What are the main differences between Gambling and Speculation?

Forex Traders rely heavily on Technical Analysis. What are the principles behind Technical Analysis and the Study of Moving Averages? Are Forex Traders Gamblers? Learn more in this Seminar.

Register at:
https://sg.ustazkamal.com/forex2

Bitcoin

Bitcoin is now priced at USD$58,000. Who would have thought that it could reach this price? How much more could it rise? Some say $100,000 and some even predict that it could reach $500,000. What are the factors that determine the price of Bitcoin?

Explore and understand the World of Cryptocurrencies. Give yourself the choice of investing in Cryptos. Register at:

https://sg.ustazkamal.com/crypto5