Financial literacy

Friend, basta lagi mo tatandaan na magkaiba ang INSURANCE at HMO ha? Ang INSURANCE , maiiwan mo ‘yan kapag kinuha ka ni Lord. Ang HMO naman magagamit mo po ‘yan kapag naospital ka. (Ang HMO na tinutukoy ko ay may Term Insurance, at Investment ha 😉, magagamit mo ito hanggang sa pagtanda mo friend).

Baka kase mas napamahal ka pa sa binili mong Insurance, Alam mo ba na sa edad mong 30 years old ay 8,000 pesos lang kada taon ay Insured ka na ng 1 Million? Magkano nga ba ‘yong binabayaran mong insurance ngayon?

Ikinumpara mo kase ang Insurance at HMO. Ayaw mo muna kase ako pakinggan.

Basta Nandito lang ako kapag ready ka na.

Ang iyong Kaibigan, Laging magmamalasakit sa’yo at sa pera na iyong pinaghihirapan. 💙

Sabi po ng 𝐢𝐧𝐯𝐢𝐭𝐞 ko kanina:

Kapag daw po ba nag pa member sya sa 𝐈𝐌𝐆 automatic iyung 1K è pinaka panimulang puhunan nya sa 𝐒𝐨𝐥𝐝𝐢𝐯𝐨 𝐅𝐮𝐧𝐝𝐬 sabi ko opo tama po kayo. What if di ko sya dinadagdagan, after 1 year ba magiging milyon na yun? kasi plano ko sana iyun ibili ng 𝐜𝐚𝐫.
Sabi ko sa kanya dito po sa 𝐈𝐌𝐆 nagtuturo po kami ng tamang 𝐩𝐚𝐠 𝐢𝐢𝐩𝐨𝐧 at 𝐩𝐚𝐠 𝐢𝐢𝐧𝐯𝐞𝐬𝐭.. hindi po kami nagawa ng 𝐡𝐢𝐦𝐚𝐥𝐚✌️🤣. Ano po ba klaseng sasakyan bibilin nyo? 𝐅𝐨𝐫𝐝 𝐑𝐚𝐧𝐠𝐞𝐫 𝐑𝐚𝐩𝐭𝐨𝐫 4𝐱4 po sana🚙. Ah, akala ko po 𝐤𝐚𝐬𝐢 laruan 𝐨𝐫 sasakyan para sa anak nyo.

Check nyo po ang 𝐖𝐞𝐚𝐥𝐭𝐡 𝐂𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐨𝐫, sample po yan ng 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 per month 𝐕𝐞𝐫𝐬𝐮𝐬 yung money 𝐚𝐜𝐜𝐮𝐦𝐮𝐥𝐚𝐭𝐞𝐝 with interest depende po sa taon na 𝐭𝐚𝐫𝐠𝐞𝐭 𝐝𝐚𝐭𝐞/𝐲𝐞𝐚𝐫 nyo. Kung gusto talaga natin makaipon need natin magkaroon ng mahabang pasensya at pagiging consistent sa lahat ng bagay.
Again, sa mga 𝐧𝐞𝐰𝐥𝐲 member ng 𝐈𝐌𝐆 o magpapamember pa lang and as an 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬, obligasyon po natin na 𝐮𝐦𝐚𝐭𝐭𝐞𝐧𝐝 ng 𝐭𝐫𝐚𝐧𝐢𝐧𝐠𝐬 para mas maintindihan natin paano ba lumalago ang perang pinaghirapan at ano ang mga 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 na need natin gawin para ma 𝐚𝐜𝐡𝐢𝐞𝐯𝐞 ang ating 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐠𝐨𝐚𝐥𝐬 sa buhay.
Learn How to Build Your Solid Financial Foundation.
Be One of the 30Million Families Financially Educated by the Year 2030!
Be Financial Educator.
We Believe in IMG!
Join Now and get 63 Exclusive Benefits just Click Here👇
https://123582sg.imgcorp.com/home/workshop/

Kung wala kapang ipon at balak mong magsimulang mag~invest, KAISER ULTIMATE HEALTH BUILDER ang maganda simulan!

Bakit maganda?

Bigyan mo ng konting minuto ang explanation ko.

KAISER International Healthgroup is the Healthcare Provider of Department of Agrarian Reform (DAR),Supreme Court, House of Representatives at marami pang iba.
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May product ang KAISER na Kaiser Ultimate Plan - A Longterm Healthcare Plan
Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

🔥Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

🔥Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

🔥May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

🔥Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

🔥Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

🔥Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

🔥Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

🔥In case of emergency, pwede magamit as family assistance.

🔥Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chic N' joy na may drinks & fries bes?

• Sinu ang pwedeng maka avail nito?
😍 Lahat ng nasa 10-60 years old mayaman man o mahirap basta healthy ay qualified po for this program?

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long...
😍Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance +Investment) as early as you can

"Mas daig ng maagap ang masipag."

Kahit hindi IMG member ay puedeng kumuha ng kaiser.

Pero syempre mas maganda kung mag-jo-join na din sa IMG dahil ang daming Benefits. Sulit na sulit ang one-time membership fee na babayaran.

Paano ka matutulungan ng IMG at Kaiser 3in1?

DM me.

Pinaka Legal na investment ngayon ay Stock Market and Mutual Funds.
ADVANTAGES OF MUTUAL FUNDS (STOCK MARKET)
1. Low Initial Investment
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.
2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.
3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.
4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.
5. Liquid Investment
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market value.
6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.
-Regulated by the Securities & Exchange Commission
Let your Money Work for You instead of putting it sa Bank.
Message me for details!! 🙂

Libre ang mangarap, pero hindi libre ang mga pangarap mo.

It's hard to be wealthy, mahirap rin maging mahirap. So choose your own HARD.

Become your own money manager and don't let other people do it for you! Do-it-yourself.

You can go from being broke to being blessed.

You can zero out your debts.

You can invest in your future.

You can make a change.
You can start today

💕Be part of IMG community💕

20 PESOS MINIMUM TOP-UP IN MUTUAL FUNDS! 😲

INVEST & EARN INTEREST WHILE YOU SLEEP!!!
Get started with COMPOUNDING INTEREST!

Gusto mo mag-invest sa STOCK MARKET pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest investing INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only. 😊

👉Benefits of Investing in Mutual Funds:
☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has a strong track record.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

For more details, message me directly to assist you in our free online seminars about investing! 👩🏻‍💻

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Maraming nagsasabi, bakit ka ba nag join sa IMG?
Baka scam yan?

Sabi ko naman, if these big companies put their names and trusted
iMG, why wouldn't I?

When other companies teaches you how to spend and get into debts... IMG teaches you how to become your own money manager, to value your hard-earned money by saving and investing, how to have proper protection for yourself and for your family, and most of all teaches you how to become a blessing by sharing the gift of financial literacy not only to your family and friends but also to all the people around you.

If your about IMG pls click link below and sign up to get free video trainings access 🔗
👇
https://123582sg.30m2030.com/prospectlist

Paano nga ba magkaroon ng 1million pesos in 20 years?

Meron tayong tatlong options:
1. SAVINGS ACCOUNT: Saving a 4,167 per month consistently for 20 years will give you 1,000,000.
2. MUTUAL FUND: Investing of 1,000 per month consistently for 20 years will give you 1,000,000 (@12% p.a.)
3. KAISER SAVING PLAN: Investing of 5,882 per month consistently for ONLY 7 YEARS will give you 1,166,168.

The decision is yours. Pwede kitang tulungan para makapag simula at magawa ito. Interested in # 2 and 3? Kindly send me a message.

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).😊❤

Note: OFWs can apply. 10 years old to 60 years old & 6 months can apply this program.

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ANO ANG Pagkaka iba ng BENEPISYO NG KAISER?
at
ANO ANG Kapkaka iba ng BENEPISYO SA PHILHEALTH?
Please read till the End😊
Sa PhilHealth hanggang 60years old tayo magrirenew pero sa KAISER, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100years old may healthcare ka pa rin.

3in1 product kaya may peace of mind ka. May HealthCare + Income Replacement + Investment ka na.

Disadvantages ng hindi KAISER:
❎Insurance at Investment lang. Pinakaimportante may healthcare ka. Panu babayarin mo sa hospital?
❎Kapag Insurance at Investment lang inoffer sayo at gusto mo may HealthCare. Kukuha sila ng Rider, separate mo siya babayaran kaya mapapamahal ka. Sa KAISER 3in1 Package na.
❎Taon taon tataas ang binabayaran mo kasi dumadagdag ang edad mo.
❎Sa PhilHealth naman, 15% to 20% lang ang discount sa hospital bills mo. Hindi pa lahat na sakit covered ni PhilHealth. Sa KAISER covered lahat na sakit mo.

Advantages ng KAISER:
✅Very affordable. 7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mataas wala pang HealthCare.
✅Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅Sagot lahat na hospital bills mo including room accomodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅Unlimited FREE Consultation mo pati immediate family mo. Kahit araw araw ka magpacheck-up at kahit iba iba sakit mo bawat araw.
✅The day na pagsign mo ng policy mo sa KAISER kung ilan ang amount na nakalagay un lang din ang babayaran hanggang 7years. Hindi na siya dadagdag.
✅Mayron Family Assistance. Maaari mong ipagamit sa immediate family mong nagkasakit. Hindi ka tatakbo sa bombay o kahit kanino para mangutang ipambayad lang sa hospital bill.
✅Maari mo pa itong itransfer sa iyong principal beneficiary na pagdating ng maturity makakakuha siya ng malaking pera galing sa investment mo.

Nakakatuwa diba?
Want to know more about KAISER?
Message me now! 🤗

©tto👍

▶️Are you a parents right now?
▶️Are you worries for there college education?
▶️Are you thinking what kind of company that allow you to invest in small amount only?
Can you discipline yourself?
Can you do it the challenge?
Can you sacrifice?

IF YES!!!
Then send me message,we can talk about your matter.
I can help you how to save for the college education of your children in the small amount only.

Message now!!!!
Financial education is not for the wealthy it's just for everyone ❤️

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INFLATION vs STOCK MARKET

Why learning to invest is important?

Did you know that one person will need around 3.24M for food fund, during retirement years assuming he retires at 60 and lives up to 90 yrs old; and costed at Php 100 per meal?
Di pa kasama medicines and health fund...
Wala talagang rason para hindi tayo mag-start ng savings ngayon.
Food mo palang ang laking expenses na. Plus, asawa mo pa. 😅

📌Financial Planning is really a MUST!
Dapat matapatan mo ang INFLATION...

Learn to invest in MUTUAL FUNDS..
YOUR MONEY WORKS FOR YOU.

For more details:
https://123582sg.30m2030.com/prospectlist

Exclusive to IMG Members❗️❗️

✨️ 20 pesos TOP-UP IMG Soldivo Fund
✨️ ZERO Sales Load

This is the CHEAPEST mutual fund investment.

Now we have NO EXCUSE NOT TO INVEST because it's VERY AFFORDABLE.

People who CONSISTENTLY INVEST can be WEALTHY because of a HABIT!

Educate Yourself Financially❗️❗️

Disclaimer: IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.