Katas ng Pangarap

Katas ng Pangarap

Ma eenjoy natin ang buhay kung meron tayong tamang ipon at hindi tayo palaging nag aalala. Our CORE PURPOSE:
Stop poverty! end financial illiteracy! WHAT WE DO.

Who is IMG?

�IMG is a community of savers and investors.
� a group of educators and financial education advocates
�IMG is a membership platform with many benefits, including access and discounts to many financial products.
�IMG is a school for continued financial education.
�IMG is a way to grow your income by helping other people save and invest.
�IMG helps everyone to have access to affordable

Operating as usual

10/05/2024

Ang Longterm healthcare
ay isang investment na pwede mo lang ma iavail habang hindi mo pa kailangan.

"kapag kailangan muna ng Healthcare, hindi kana pwedeng mag avail"

Kung 60 plus kana wala ng Longterm Healthcare para sayo, pero meron naman senior care na tinatawag yun nga lang napaka mahal na.

Sabi nga, If you're investing without HEALTHCARE, you aren't investing for your future but you're investing for your doctor! kaya napakahalaga ang KAISER..

With out healthcare,
with one major illness - may lose all your invesment
including your:
HOUSE
CARS
GADGETS
SAVING and other
PROPERTIES

Invest in healthcare while you are still young!

You'll never know what might happen in the future so might as well get ready and be worry-free.

Learn more about our Long Term Care.

Message me now ‼️

We can guide you how to start. Message us!

View here ⭐
https://304734ph.imgcorp.com/kinabukasan-ng-pamilya/

For kaiser qoute
bit.ly/Financialprotection ⬅️











Kaiser 3in1 Savings Plan

On April 24, 2024, Ms. Lo**ta Sepnio, received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc., in Omnis Prosperity Tower, Makati. Her journey has been a long and rewarding one, and we are proud to say that she has attained the maximum level of maturity in her healthcare journey.

We are honored to recognize her hard work and dedication, and we wish her all the best in her future endeavors

Congratulations, Ms. Lo**ta Sepnio!

Disclaimer:
The appropriation of the official posts of the Company outside of the official accounts of Kaiser International Healthgroup is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup are considered violations of the intellectual property rights of the company. The Kaiser International Healthgroup reserves the right to take legal action against those who violate our intellectual property rights including seeking redress for damages in the proper courts of the Philippines.



09/05/2024

congratulations

Congratulations to our Kaiser Policyholder, Ms. Rosemelita Abijan, for receiving the 50% maturity benefit from her healthcare insurance plan!

We are honored to deliver the Kaiser Care cheque that you very well deserved! It is our pleasure to live by your standards in providing the best healthcare, making us the First Name in Healthcare in terms of providing a safe and protected healthcare insurance plan for Filipino families.

With Kaiser International Healthgroup Inc., it is possible to keep insured health while keeping you financially secure and ready for the future.

Disclaimer:
The appropriation of the official posts of the Company outside of the official accounts of Kaiser International Healthgroup is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup are considered violations of the intellectual property rights of the company. The Kaiser International Healthgroup reserves the right to take legal action against those who violate our intellectual property rights including seeking redress for damages in the proper courts of the Philippines.



09/05/2024

Bakit importante na habang bata pa tayo ngayon ay iniisip par rin ang para sa future?

Dahil kapag señor na tayo gagastos parin tayo.

Pag matanda na nakakapagod na mg trabaho.

Madalas nappilitan na rin mag work dahil kung hinidi kikilos walang pang gastos.

Plan ahead.. mas masarap isipin na habang tumatanda tayo ay maraming choices sa life.

tara poh sabay sabay natin aralin ang financial literacy..message me poh we are here to guide you..

Retirement is the longest holiday

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...
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08/05/2024

Kapag hindi tayo na uubusan ng pera, senyales na marunong tayo sa pag hawak nito.

07/05/2024
04/05/2024

PITONG PARAAN UPANG DI MABITIN SA PERA..

1. SAVE. Pay yourself first, bawasan ang kita bago gumastos at magbayad ng mga bills para may madukot ka in case of emergency..

2. GIVE. Honor the Lord and give back with the heart.

3. GET OUT OF DEBT. Hindi masama mangutang kung gagamitin mo sa tamang paraan at binabayaran mo ayon sa iyong pangako. Pero kung gamitin mo yong utang mo para sa luho, yan ang pinakamalaking mali.

4. LIVE SIMPLY. Be frugal. Keep your expenses less than your income. Huwag gumastos ng malaki pa sa kinikita mo.

5. INCREASE YOUR CASH FLOW. Magsipag. Maghanap ng sideline, maging enterprising, magnegosyo.

6. MAG-INVEST FOR THE LONG TERM like insurance and retirement funds.Tatanda ka rin, magreretire, magkakasakit at lilisan sa mundo kaya dapat paghandaan mo rin ito para hindi ka magiging panic at sa mga anak o pamilya . But investigate first before you invest, para hindi maloko sa mga scams.

7. EDUCATE YOURSELF. Mag-aral, magbasa ng libro at mag attend ng mga Financial Literacy Class para madagdagan ang iyong knowledge at skills.

Ctto

Usap tyo,, gusto kong matututunan mo lahat ng ito. Pm me lang po

24/04/2024

Walang easy way to make money, but we have to learn it.

24/04/2024
20/04/2024

SENYALES na malapit ka ng yumaman
madami ka ng nakatabing pera..

19/04/2024

“𝙖𝙣𝙜 𝙩𝙤𝙩𝙤𝙤𝙣𝙜 𝙥𝙧𝙤𝙗𝙡𝙚𝙢𝙖 𝙞𝙨 𝙮𝙪𝙣𝙜 𝙨𝙬𝙚𝙡𝙙𝙤 𝙙𝙞𝙩𝙤 𝙨𝙖 𝙥𝙞𝙣𝙖𝙨 𝙠𝙖𝙮𝙖 𝙬𝙖𝙡𝙖 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙖𝙣𝙜 𝙩𝙖𝙤. 𝙒𝙖𝙜 𝙠𝙖𝙮𝙤 𝙢𝙖𝙜 𝙥𝙖 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙥𝙡𝙖𝙣𝙣𝙞𝙣𝙜 𝙝𝙞𝙣𝙙𝙞 𝙮𝙖𝙣 𝙨𝙖𝙜𝙤𝙩 𝙨𝙖 𝙠𝙖𝙝𝙞𝙧𝙖𝙥𝙖𝙣”

I understand his point baka nga talaga mababa pasweldo, pero we always have an excuse not to save/invest.

Lets say minimum wage earner. But have you read about the story of Bro. Bo Sanchez “My maid became a millionaire“?

𝗜 𝗮𝗹𝘄𝗮𝘆𝘀 𝘁𝗲𝗹𝗹 𝘁𝗵𝗶𝘀 𝗸𝘂𝗻𝗴 𝘁𝗮𝗹𝗮𝗴𝗮 𝗵𝗶𝗻𝗱𝗶 𝗲𝗻𝗼𝘂𝗴𝗵 𝘀𝘄𝗲𝗹𝗱𝗼. 𝗚𝗮𝗻𝗶𝘁𝗼 𝗴𝗮𝘄𝗶𝗻 𝗻𝗮𝘁𝗶𝗻.

𝗡𝘂𝗺𝗯𝗲𝗿 𝟭 Check your expenses baka naman may mga “wants” lang, yung tipo pwede naman talaga hindi bilhin. Focus ka sa “needs”, tiis muna for now. Kung kaya mo pa mag softdrinks everyday trust me hindi ka pa gipit.

𝗡𝘂𝗺𝗯𝗲𝗿 𝟮 What if nacheck mo na. Sa needs na lang napupunta sweldo mo, pero kulang padin talaga. 𝙏𝙝𝙚𝙣 𝙩𝙞𝙢𝙚 𝙩𝙤 𝙡𝙤𝙤𝙠 𝙛𝙤𝙧 𝙖𝙣𝙤𝙩𝙝𝙚𝙧 𝙨𝙤𝙪𝙧𝙘𝙚 𝙤𝙛 𝙞𝙣𝙘𝙤𝙢𝙚, 𝙞𝙣𝙘𝙧𝙚𝙖𝙨𝙚 𝙮𝙤𝙪𝙧 𝙘𝙖𝙨𝙝 𝙛𝙡𝙤𝙬. Now if reason mo is ayaw mo dahil mahirap/nakakapagod, well ganun talaga. Wala naman madali gawin para kumita ng pera. Wala easy money. Si SM nga pati turon benibenta na din🙂

Let’s drop the excuses first. Life is unfair! Yes totoo yan, pero ganun talaga we alsways have a choice.

𝑰𝒇 𝒚𝒐𝒖 𝒅𝒐𝒏'𝒕 𝒍𝒊𝒌𝒆 𝒉𝒐𝒘 𝒕𝒉𝒊𝒏𝒈𝒔 𝒂𝒓𝒆, 𝒄𝒉𝒂𝒏𝒈𝒆 𝒊𝒕! 𝒀𝒐𝒖'𝒓𝒆 𝒏𝒐𝒕 𝒂 𝒕𝒓𝒆𝒆. -Jim Rohn

15/04/2024

Ito ang Senior Citizen Survey Ngayon sa Pilipinas,
Sa pagtanda mo kaya, Saang porsyento ka kaya mapupunta?

▪️40% Umaasa sa anak- Ito ang kinalalagyan ng karamihan ngayon na tinatawag na "sandwich generation" Naiipit sa responsibilidad sa pagpapalaki ng anak at pagsuporta sa tumatandang magulang.

▪️20% Umaasa sa Charity - Kung may pangangailangan lalo na ang medikal ay lumalapit kay Mayor, Congressman, kapitan at sa iba pang ahensya ng gobyerno.

▪️30% Ang mga nagtatrabaho parin sa kanilang matandang edad- hindi nila ito gusto pero kailangan dahil kung di magttrabaho, hindi kakain

▪️8% May Pensyon - Sapat ba ang pension ng matatanda ngayon? Alam mo bakit napakaraming Pension Loan Business ngayon? Kailangan nang uminom ng gamot at ibat ibang maintenances sila Lolo at Lola, ubos na ang pension nila, kaya kailangan ng isangla ATM pension nila.

▪️ 2% Ang mga Financially Independent- Sila ang mga nakapagipon, hindi umaasa sa anak, patravel travel na lang at sila pa ang may malaking perang maiiwan kung sakaling lilisan at di magiging problema ng pamilyang maiiwan.

Ang goal ng IMG ay madagdagan ang 2%, Ang tapusin na ang nakagawian, ang ituro sa lahat ng pamilya ang kahalagahan ng pagiipon para sa kinabukasan.

Sa kalagayan mo at sa mga ginagawa mo kaya ngayon saang porsyento posible mapunta?
Gusto mo bang mapasama sa Dos Porsyento?
Tara usap tayo, nakahanda ang IMG tumulong sayo.
Message ka lang nadito lang ako
bit.ly/Nilopadrilan ⬅️

12/04/2024

Aabutin ng halos 50 Million pesos ang franchise ng Jollibee. Nakakalula ang halaga at tanging mga Bilyonaryo lang ang pwedeng maka-afford nito. Pero alam mo ba na kahit ordinaryong pilipino lang tayo, kahit mahirap lang tayo ay pwede tayong maging shareholder ng Jollibee? Sa tulong ‘yan ng pag-iinvest sa mutual funds! PWEDE na tayo ay makiamot sa kinikita ng mayayaman. ✅ Paano? Be an IMG MEMBER now! Tuturuan at tutulungan tayo na magkaroon ng investment sa Mutual Funds.

For as low as 20 pesos pwede ka nang magdagdag ng iyong investment, basta’t ikaw ay member ng IMG.

With that, hindi ka na lang costumer ng Jollibee products, shareholder ka rin! 👏🏻👏🏻👏🏻

Note: ONE TIME 6,000 pesos Membership fee lang at pwede ka nang magsimula ng iyong negosyo in the financial industry! mayroon pa itong 42 + membership benefits.

Join Now! And Start Your Journey to Financial Freedom. 💙💚💕

Tandaan: Ang Financial Education ay hindi lang para sa mayayaman, ito ay PARA SA LAHAT.💯

Usap na tayo ha? Hintayin kita. 😉😊

07/04/2024

kapag pagod na tayong mag budget sa ating sweldo senyales na kailangan na natin ng extra income.

06/04/2024

KAPAG GUMASTOS TAYO ANG DALI DALI LANG kasi expert na tayo, pero sa pag iipon pahirapan pa.

04/04/2024

Dahil mahal mo sila
Nagtrabaho ka,
kumita at binigay mo
lahat ng kailangan nila.
Pag matanda ka na,
Sana maibigay din nila
lahat ng kailangan mo
pati ang medical expenses at
retirement needs mo.
Kung hindi ka sigurado, dapat may
sapat na healthcare and retirement savings ka.

The KAISER 3 in 1 Savings Plan. HMO
Pinakamurang Investment na pwede kang makapagsimula sa halagang 88-190 pesos a day.
Kung nakakagastos ka ng 100-200 pesos araw araw. Ipunin mo nalang yan meron ka nang:

📌 Hospitalization 50k - 60k pesos yearly.

📌 Libreng Dental Benefit (Bunot, Check up, Cleaning)

📌 Annual Physical Exam or APE

📌Life Insurance na hanggang 900,000 pesos

📌 Retirement Fund

📌Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

📌Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

📌May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

📌Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

📌Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

📌Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

📌Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong account!

📌Maari kang magkaroon nito sa halagang P88 a day mas mahal pa ang C1 Chicken Joy ng Jollibee.

📌Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap basta healthy ay qualified po for this program?
May nagsasabi "ang mahal naman nyan", In reality mas mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..lalo pa kung wala tayong ipon, tama ba?

START SAVING NA!
Learn more IMG benifits
bit.ly/Nilopadrilan ⬅️

Attend our free webinar and give yourself a chance to Learn more and be secured.

Thankyou and God bless ♥️
Feel free to message me

03/04/2024

𝘼𝙉𝙊 𝘽𝘼 𝘼𝙉𝙂 𝙂𝙄𝙉𝘼𝙂𝘼𝙒𝘼 𝘼𝙏 𝙄𝙏𝙄𝙉𝙐𝙏𝙐𝙍𝙊 𝙎𝘼 𝙄𝙈𝙂?

𝙏𝙊 𝙎𝘼𝙑𝙀 : Kahit gaano kalaki ang kita mo balewala
kung hindi rin nakakaipon."

𝙏𝙊 𝙄𝙉𝙑𝙀𝙎𝙏: Balewala ang ipon mo kung hindi mo naman
mapapalago sa tamang investment."

𝙏𝙊 𝙂𝙍𝙊𝙒: Balewala naman ang investment mo kung hindi sa correct, safe at legal na investment na mas malaki ang interest kumpara sa bangko.

𝙏𝙊 𝙋𝙍𝙊𝙏𝙀𝘾𝙏: Balewala din ang investment mo kung hindi protektado sa Inflation, tax at lalo na sa scam, kaya dapat talaga ay continuous education dahil ang pagpapayaman ay isang proseso at hindi madalian

𝙏𝙊 𝙏𝙍𝘼𝙉𝙎𝙁𝙀𝙍: Balewala ang yaman mo kung hindi mo rin maipapasa o maipapamana ng Tama, kaya dapat alam mo ang Estate Planning at wealth preservation dahil baka mawala lang ang pinaghirapan mo dahil sa estate tax at maaring maging sanhi pa ng pagkakagulo ng iyong pamamanahan.

𝘼𝙡𝙖𝙢 𝙢𝙤 𝙣𝙖 𝙗𝙖 𝙖𝙣𝙜 𝙡𝙖𝙝𝙖𝙩 𝙣𝙜 𝙞𝙩𝙤?
Kung hindi pa, pwede pang magsimula para makaipon, makapaginvest, makapagpalago at protektahan ang iyong yaman para sa kinabukasan ng iyong pamilya.

𝙎𝙚𝙣𝙙 𝙢𝙚 𝙖 𝙢𝙚𝙨𝙨𝙖𝙜𝙚 𝙨𝙤 𝙄 𝙘𝙖𝙣 assist you🥰

03/04/2024

10 LESSONS FROM RICH DAD, POOR DAD

1. Manage your money:
Many people are able to make money, but not everyone learns how to manage it properly.

Financial intelligence starts with learning the difference between assets and liabilities.
ensure that you have more money coming in than going out, which is what will make you richer.

2. Pay Yourself First:
Most people earn and spend their salary paying bills.

A rich person always pays himself.

Invest in
- Courses
- Books
- Experiences

3. Saving and investing are different:
Saving is considered a must and a good habit.

You need to invest your money instead where it grows at a higher rate than inflation.

Saving weaken the purchasing power while investment will increase the value of your money.

4. Learn taxes:
If you are rich and lack financial literacy, you will end up paying a lot of taxes.

The rich have their investments often in learning, so they have to pay fewer taxes.

You need to have financial IQ in different areas like accounting, investing, market forces, and the law.

5. Do not rely on a single source of income:
Most people rely on a single source of income.

You can never become rich and financially secure if you are one of those.

You should have 2 to 3 streams from where you earn money.

You will be in better position even if you face some financial crisis if you multiple income streams.

6. you become smarter by taking risk:
Unless you take a risk, you cannot grow, grow as in grow really big.

You should take a risk because some opportunities in life have the potential to change the course of your life.

7. Everyone needs to be a financially literate:
Intelligence solves problems and produces money.

Money without financial intelligence is money soon gone.

The sad part about the education system around the world is that it teaches to work for money.

The system never teaches how to make, manage, and keep the money.

You should learn how to create wealth and make a plan to achieve financial freedom.

8. Mindset is everything:
Poor dad always used to say” we can’t afford this “whereas rich dad teaches him to replace it with “how you can afford it?”.

In This way, replace your negative attitude into positive and you will definitely find ways to do achieve that target.

Your attitude and mindset matters the most.

The first and foremost thing to do anything is that you must believe in yourself.

9. Surround yourself with people smarter than you:
There is a very popular saying ‘If you are the smartest person in the room, then you are in the wrong room.’

If you want to be smart, surround yourself with people smarter than you.

10. Control emotions:
The situation only gets worse for you when you are not able to control your emotions.

The statement holds good for both personal and professional life situations.

You should learn to control your emotional balance and be focused on accomplishing your financial goals.

03/04/2024

📍TOTOONG USAPAN😥

1. Nangungutang pag may nagkasakit na
kamag anak
2. Nagtuturuan sa gastusin
3. Kung sino ang nakakaangat sya ang dapat
gagastos
4.Naibebenta ang mga naipundar (kotse,
bahay, lupain atbp) dahil hindi biro ang
hospital bills.
5.Humihingi ng tulong sa mga
Fb friends.
6. Pipila sa barangay o sa office of the mayor para makakuha ng cash assistance.

Gusto pa ba natin umabot sa ganitong sitwasyon?? 🤔🤔
Huwag katakutan, wag pahirapan ang mga mahal sa buhay! Tandaan hindi tayo pabata at hindi tayo laging malakas, kaya habang malakas pa tayo at kumikita, wag kalimutang kumuha ng insurance. At ito lang din ang gastos na may balik sayo..

Mag plano, MAG KAISER na 3in1 may Healthcare, Life insurance at Investment ng kasama.

Message me for more details..
👇
fb messenger Nilo Padrilan
bit.ly/Financialprotection

31/03/2024

𝗪𝗵𝗼 𝗶𝘀 𝗜𝗠𝗚??
I - International
M- Marketing
G - Group

𝗜𝗠𝗚 is a community of savers and investors.

𝗜𝗠𝗚 𝗶s a gourp of educators and financial education advocates.

𝗜𝗠𝗚 𝗶s a membership platform with many benefits, including accss and discounts to many financial products.

𝗜𝗠𝗚 𝗶s a school for continued financial education.

𝗜𝗠𝗚 𝗶a a way to grown your income by helping other people to save and invest.

𝗜𝗠𝗚 𝗵elps everyone to have aacess to afordable financial solutions.

𝗜𝗠𝗚 𝘁he comapny has been around for 20 years and look how we flourished.

𝗢𝗨𝗥 𝗠𝗜𝗦𝗦𝗜𝗢𝗡.
𝗧𝗼 𝗵elp create wealth for families.
𝗧𝗼 𝗺ake a difference for families so there will be no family left behind.

𝗪𝗛𝗔𝗧 𝗪𝗘 𝗗𝗢.
𝗪e help people move from Dreaming to Doing,We bring life-changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial Industry.

𝗜𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗲𝗱 𝘁𝗼 𝗹𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗜𝗠𝗚 𝗮𝗻𝗱 𝗶𝘁𝘀 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀, 𝗔𝘁𝘁𝗲𝗻𝗱 𝗼𝘂𝗿 𝗙𝗿𝗲𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗢𝗿𝗶𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻
𝗔𝗻𝘆 𝘁𝗶𝗺𝗲, 𝗔𝗻𝘆𝘄𝗵𝗲𝗿𝗲 𝗮𝘁 𝘆𝗼𝘂𝗿 𝗙𝗿𝗲𝗲 𝗧𝗶𝗺𝗲..

𝗣.𝗦. 𝗕𝗲 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟𝗟𝗬 𝗘𝗗𝗨𝗖𝗔𝗧𝗘𝗗 𝗮𝗻𝗱 𝗗𝗜𝗦𝗖𝗢𝗩𝗘𝗥 𝘁𝗵𝗲 𝗥𝗘𝗔𝗟 𝗪𝗔𝗬 𝘁𝗼 𝗜𝗡𝗩𝗘𝗦𝗧 𝗮𝗻𝗱 𝗕𝗨𝗜𝗟𝗗 𝗔 𝗦𝗢𝗟𝗜𝗗 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗙𝗨𝗧𝗨𝗥𝗘!
𝗜𝗻 𝗜𝗠𝗚 𝗪𝗘 𝗘𝗗𝗨𝗖𝗔𝗧𝗘, 𝗪E 𝗖𝗔𝗥𝗘!



30/03/2024

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30/03/2024

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28/03/2024

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28/03/2024

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