Rena Jane Rose Turno

Prevailing Mindsets About Money

Many people believe that financial education is only for the wealthy.
Many think that the only solution to financial challenges is to borrow money.

Some say that because they are poor, they don’t need to save.
Many Overseas Filipino Workers (OFW’s) work hard for years and still end up retiring poor. OFW are heroes who sacrifice a lot just to be able to send money and gifts to their families back home. In many cases, the families take for granted just how hard it is for an OFW to earn the money they remit. The families do not know that many OFW’s send balikbayan boxes filled with brand-new clothes and shoes that they themselves do not have.

You also hear stories of OFW’s investing in business for their families in the Philippines to manage. For example, providing money to set up a transportation business, like a car or a jeepney. When it is time to replace the tires of the vehicle, the business cannot pay for it. The family instead, depends on the OFW to pay for the tires. Sa kanya na ang capital, sa kanya pa rin ang gastos.

So it is reality that many OFW’s who work for 20 to 30 years still end up retiring poor.

- THE SECRET TO SAVING AND BUILDING YOUR FUTURE

Believe me, if not all but most of us OFWs can relate dito. Kaya naman I will share with you this book from IMG na nakatulong talaga nang malaki sakin when it comes to saving for my retirement. Gusto ko kayo rin will go home na may sapat na savings for your retirement.

International Marketing Group The Secret To Saving And Building Your Future {CLAIM YOUR FREE E-BOOK}

Just a very gentle reminder: HUWAG KALIMUTAN HINDI KA HABAMBUHAY MAY SAHOD.

Kaya naman

1. MAG-IPON MUNA BAGO GUMASTOS.

Pwedeng sundin ang Pay Yourself First para siguradong may tamang ipon ka.

2. SIMULANG MAG-INVEST NANG TAMA AT FOR LONGTERM.

Palaguin ang iyong pera sa: Mutual Fund Investments
Kaiser Saving Program
Mblife Most18 or Most Grp

3. PATULOY NA MATUTO

Dahil kung may tamang kaalaman ka, alam mo paano pa mapalago ang perang naipon mo.



P.s no oranges were eaten in this photo 😂🤣

Investing in stocks is one sure way of growing your wealth. However, it is important to do thorough research first and you need to understand the four key financial concepts before making any investments. These concepts likely include things like learning the 10-20-70 Rule (Abundance Formula), Learn How Money Works (Rule of 72), you must also define your investment goals, and learning how to build a solid financial foundation. Additionally, it is best to seek the guidance of a financial coach to make informed investment decisions, indicating the complexity and potential risks involved in the stock market. In summary, investing in stocks can be beneficial, but it requires knowledge and careful consideration to make informed decisions.

The importance of creating a budget to manage your personal finances effectively starts by keeping track of all money coming in and going out and then setting realistic goals for saving and spending. By doing so, you can gain control over your finances and make informed decisions about your money. Budgeting can help you prioritize your expenses, identify areas where you may be overspending, and make adjustments to achieve your financial goals.

Happy and honored to be given once again the opportunity to conduct a financial literacy webinar today at 10PM Philippine time.

So I won't waste this chance to invite you all to join us learn the proper way of saving and investing.

To secure your seats reach me through https://m.me/jane.turno1991 so I can provide you the zoom details.

See you later!

New IMG Member’s Amazing Benefit!

Financial Assistance Program para sa lahat ng myembro ng IMG.

Malaking tulong to para sa mga nasalanta ng sakuna. Salamat IMG!

Be part of our IMG community
https://316305ph.imgcorp.com/

A lot of Pinoys think that it's better to live abroad because they'll earn more money.

But in reality, there's a lot of money in the Philippines. As of September 2019, based on Statista's figures, there is about 12 TRILLION PESOS that is sleeping in bank deposits.

Why do most Filipinos think that there's no money in the Philippines? Simple really, a good percentage of us are not financially educated.

We are very hardworking, and yet, only a small portion actually save and invest. That's why a lot of people become frustrated and uninspired.

If you have:

- been working hard and yet don't have enough savings.
- been in debt and still unable to get out.
- been thinking of your dreams and goals, but don't see them materializing

Maybe what's lacking is FINANCIAL EDUCATION. Maybe you've been working hard for the wrong goals. Maybe it's time to get you aligned and have your goals straightened out.

Maybe it's time that we start talking. 😁

I'd love to do a financial checkup with you. Send me a message.

13th MONTH PAY CHALLENGE. How many of you will take on this challenge? Tag me if you do. 😉

For one to achieve FINANCIAL FREEDOM he must break the CYCLE OF DEBT first.

But most importantly ones greatest tool to do the above mentioned is financial education. 👇
https://316305ph.imgcorp.com/financialliteracy/

As per Philippines Statistic Authority (PSA) survey, 40% of Senior Citizens are dependent on their children.😢

Once our children have their own families their responsibility is very high. They need to provide food, shelter, clothing, education, healthcare and pay their loans and debts.

This is one of the main reason WHY we need to have investments that serves as our income during our retirement years. Your money is already working for you.

Where to invest? Register for the FREE WEBINAR so we can guide you.

THE SECRET TO SAVING AND BUILDING YOUR FUTURE {FREE WEBINAR} {FREE WEBINAR}

Because it is in all of those why's where you keep on going even if there will be so many setbacks. Even if things gets worst.

Question of the day:
What are your reasons WHY you want to be free and wealthy?

The most neglected Saving Plan yet the most important.

Maaring maubos ang Savings/Retirement Fund and even pati ari-arian.

May HMO ng company?? Enough na yan? Madadala mo ba yan pag nag Retire ka??

Sadly most of us realized its importance when its too late, kapag nasa ospital na kapag may sakit na.

INVEST FOR LONGTERM HEALTHCATE while your still young and Healthy.

GUSTO MO BANG MAGING KA PARTNER SI JOLLIBEE? 🐝

Kung wala kang malaking halaga para kumuha ng franchise , bakit dimo subukang maging investor at maki sakay sa paglago ng Jollibee?

Iyon ang dahilan na kahit minimum wage earner kapa ay pwede kang makapag simula ng investment at pwedeng mabago ang iyong buhay. Ang kagandahan pa, eto yung tamang pagpapalago ng pinaghirapan mong pera.

Sa halagang P1,000 pwede kang maging indirect shareholder ni Jollibee thru Mutual Funds. Kaya dapat itake advantage na!

Kaso hindi alam paano at saan magsisimula? Matutulungan kita dyan. PM mo lang ako.
👉https://m.me/jane.turno1991
BEE-Informed
Happy Investing!

Pwede ka na mag-ipon ng pang College ng anak
mo sa mga Big Companies via
MUTUAL FUNDS for only 1,000 and can top up
a minimum investment of P 20 anytime and anywhere.JUST be an IMG Member.

Interested Pm me 😉🥰
Ctto

𝑻𝒐𝒑 𝒓𝒆𝒂𝒔𝒐𝒏𝒔 𝒘𝒉𝒚 𝒘𝒆 𝒔𝒉𝒐𝒖𝒍𝒅 𝒋𝒐𝒊𝒏 𝑰𝑴𝑮

We joined 𝑰𝑴𝑮 not to get rich, fan money💰💰💰 on social media or take a picture in front of the car 🚕or house🏡 .We joined 𝑰𝑴𝑮 simply because :

👉We want to manage our own finances
👉We must admit zero knowledge in terms of financial literacy
👉We want to save and invest for our future because we know for sure not as long as we live we will be strong and able to work, work and work.

We want to share this concept because we believe that it will help you someday. Working Abroad is very hard especially if we have family who depends on us.

Time is running out. Sooner or later we'll eventually retire, stop working, and stop earning active income. More so, we cannot stop adding those numbers in our years. LIFE AFTER ABROAD IS MUCH MORE IMPORTANT !!!

Be one of us!
Need to learn, save and invest.

Message me.👇
https://m.me/jane.turno1991