Global Progress Volunteer

Global Progress Volunteer Global Peace, Progress, Prosperity, Purity, Positiveness, Poverty alleviation and Power for everyone.....

GLOBAL Peace, Progress, Prosperity, Purity, Positiveness, Poverty alleviation and Power for everyone.....

13/08/2026

Thrilled to announce a new milestone in my research journey!

My latest paper, “154 Idea – Global Labor End Benefits Innovation Framework”, has now been published on Zenodo as an open‑access preprint and successfully indexed in Google Scholar.

This achievement ensures:

Permanent global access through a DOI: https://doi.org/10.5281/zenodo.21913794 (doi.org in Bing)

See all my indexed research here on Google Scholar:

https://scholar.google.com/citations?user=DHbC_s0AAAAJ&hl=en

Recognition and citation tracking in Google Scholar

Contribution to humanity‑focused innovation in labor benefits and social frameworks

This framework proposes mid‑service and dual‑phase benefits as a new model for global labor end benefits — designed as a solution for humanity, not dictation.

I am grateful for the opportunity to share my work openly and invite colleagues, researchers, and innovators to explore, engage, and build upon these ideas.

13/08/2026

Thrilled to announce a new milestone in my research journey!

My latest paper, “154 Idea – Global Labor End Benefits Innovation Framework”, has now been published on Zenodo as an open‑access preprint and successfully indexed in Google Scholar.

This achievement ensures:

Permanent global access through a DOI: https://doi.org/10.5281/zenodo.21913794 (doi.org in Bing)

Recognition and citation tracking in Google Scholar

Contribution to humanity‑focused innovation in labor benefits and social frameworks

This framework proposes mid‑service and dual‑phase benefits as a new model for global labor end benefits — designed as a solution for humanity, not dictation.

I am grateful for the opportunity to share my work openly and invite colleagues, researchers, and innovators to explore, engage, and build upon these ideas.

Camouflage Police Force – CPF156th Idea, Research Paper, and Global Civil Security FrameworkBy Muhammad Asim – Global Pr...
12/08/2026

Camouflage Police Force – CPF
156th Idea, Research Paper, and Global Civil Security Framework
By Muhammad Asim – Global Progress Volunteer
Executive Summary
This research paper introduces the Camouflage Police Force (CPF), a global civil security innovation designed to address the rising challenge of street crime and urban insecurity. The framework aligns directly with United Nations Sustainable Development Goal 11 (Sustainable Cities and Communities), which emphasizes the creation of safe, resilient, and inclusive urban environments.
Street crime is no longer confined to developing nations; it is increasingly visible in advanced economies, affecting citizens in highly developed cities. This alarming trend requires urgent global action. The CPF framework proposes a three stage approach: elimination of root causes, rehabilitation through surrender and reintegration, and a revolutionary camouflage deployment model where 70% of police presence is hidden and 30% visible.
This innovation combines humanitarian values with advanced civil security strategies, offering both apparent benefits (visible deterrence and enforcement) and camouflage benefits (hidden, unpredictable policing that disrupts criminal activity).
Background
Urban crime has historically been addressed through visible policing, surveillance, and punitive measures. However, these approaches often fail to address the root causes of crime and can create distrust between citizens and law enforcement.
Recent incidents in advanced countries highlight that even societies with strong infrastructure are vulnerable to street crime. Citizens in developed cities have been shocked by violent incidents, proving that crime is a global issue requiring global solutions.
The CPF framework is designed to:
• Reduce crime rates through proactive root cause elimination.
• Provide rehabilitation opportunities for offenders.
• Introduce a camouflage policing model that enhances unpredictability and effectiveness.
This entire Research Paper is based on my Original Idea 01Dec2019
Camouflage Police Force – CPF (SDG 11 – Sustainable Cities and Communities…)
https://www.linkedin.com/pulse/camouflage-police-force-cpf-sdg-11-sustainable-cities-muhammad-asim/?trackingId=8UktEL%2FnQ7ilaCjwJhK%2BUQ%3D%3D
To reduce and remove the rising crime rate particularly Street Crime in almost all countries including developed, developing and under-developed countries, we have to do something more and urgent. More particularly in line with United Nations Sustainable Development Goal 11 wherein sustainability of Cities and Communities have to be ensured with respect to safety, all have to be united immediately otherwise our innocent citizens will continuously be affected badly at any corner of this world.
We have to handle this alarming situation that is amazingly being observed in developed countries as well and most recently, I was very much shocked to see very sad incidents with decent citizens of highly advanced countries. Though the rate there is very low wherein so many citizens are affected but this should not be happened and we have to mitigate it globally.
Using some existing techniques, I have a unique method / approach ‘Camouflage Police Force – CPE’ that consists of different stages. I am sure that if it is implemented then it will provide two benefits. 1. Apparent Benefits 2. Camouflage Benefits…
Limited time & space doesn’t allow me to disclose all the stuff here and only glimpse is being given here; however for further discussion, query, clarification etc. on this theory, you can contact any time.
1. Elimination of Root Causes
First we will have to analyze / resolve root causes of these crimes. It is always a recommended approach to remove root causes of any issue so that it cannot produce further. In the same manner, we have to identify root causes first and then we should take remedies…
2. Abandon, Surrender and Freed
After implementation of above step, we have to give open offer to that gangs wherein they can abandon, surrender and then can get them freed. Further, we will have to give them job opportunities for the future positive life…
3. Camouflaging
Unlike the present culture of Camouflaging Patterns for uniforms, we have to bring a huge reform in police with respect to actual camouflaging. In other words, apparent deployment of police will only be 30% and camouflage deployment will be 70%. How it will implement, I have a great plan…
Innovation Leap
The CPF framework introduces a paradigm shift in civil security:
• Root Cause Elimination: Crime prevention begins with addressing poverty, unemployment, addiction, and social exclusion.
• Rehabilitation Pathways: Offenders are offered surrender opportunities, reintegration programs, and employment prospects.
• Camouflage Deployment: Unlike traditional policing, only 30% of police presence is visible, while 70% is strategically hidden. This creates uncertainty for criminals, discouraging street crime and enhancing deterrence.
This innovation transforms policing from a purely reactive force into a holistic civil security system that combines prevention, enforcement, and reintegration.
Benefits
• Crime Reduction: Significant decrease in street crime through deterrence and unpredictability.
• Community Trust: Citizens feel safer knowing both visible and hidden forces are protecting them.
• Humanitarian Rehabilitation: Offenders are given opportunities to surrender and rebuild their lives.
• Global Applicability: Can be implemented in developed, developing, and under developed nations.
• Alignment with SDG 11: Direct contribution to safer, sustainable cities and communities.
Challenges and Solutions
1. Root Cause Elimination
Problem: Crime often originates from poverty, unemployment, and social exclusion. Solution:
• Comprehensive analysis of root causes in each region.
• Implementation of social programs addressing education, employment, and addiction.
• Collaboration with NGOs and community organizations.
2. Rehabilitation through Surrender
Problem: Offenders often remain trapped in cycles of crime. Solution:
• Open offers for gangs to abandon crime and surrender.
• Legal pathways for freedom upon rehabilitation.
• Employment opportunities and reintegration programs for a positive future.
3. Camouflage Deployment
Problem: Visible policing alone creates predictability, allowing criminals to adapt. Solution:
• Reform police deployment with 30% visible and 70% hidden forces.
• Camouflage units integrated into communities, transport systems, and public spaces.
• Advanced technology (AI surveillance, predictive analytics) to support hidden deployment.
Implementation Roadmap
1. Policy Endorsement: Secure support from governments and international organizations.
2. Root Cause Programs: Launch social initiatives addressing poverty and unemployment.
3. Rehabilitation Framework: Establish surrender and reintegration pathways.
4. Camouflage Deployment: Train police forces in hidden deployment strategies.
5. Global Rollout: Implement across cities worldwide with continuous monitoring.
Global Impact
The CPF framework redefines civil security by combining humanitarian rehabilitation with advanced policing strategies. It creates safer cities, reduces crime, and builds trust between citizens and law enforcement.
By aligning with SDG 11, it contributes to global sustainability goals, ensuring that cities are not only economically vibrant but also safe and inclusive.
Copyright & Disclaimer
© Muhammad Asim – Global Progress Volunteer. All rights reserved. This research paper and framework are original intellectual property. Unauthorized reproduction, distribution, or commercialization is prohibited.
Disclaimer: This framework is a conceptual innovation. Implementation requires government approval, international collaboration, and technological integration. The author assumes no liability for misuse or unauthorized application.
About the Author
Muhammad Asim – Global Progress Volunteer Global Progress Volunteer | Inventor | Innovator | Solution Architect
• Cell/Whatsapp: 92 3075054662
• Email: [email protected]
Author of 156 Research Papers & Frameworks, 80 Informative Books & Novels, 1 Audio Book, 1 Drama/Film Script, 91 Global SaaS Platforms/Frameworks/Apps/Softwares & Games, 31 AI LLM Training Courses, 27 Human Training Courses, extensive Social Working, and hundreds of entertaining short videos.
He offers a wide range of ready made ideas and research papers, novels, drama & film scripts, informative books, audio books, apps & software concepts, games, AI LLM training courses, human training courses, social working initiatives, and short videos — all engineered with originality, innovation, and global impact.
Financial Support for Humanity & Innovation
Your valued support is not a return — it is a step forward. Every contribution helps serve humanity and empower innovation that creates lasting impact. Together, we move progress ahead with solutions designed for global good.
Contribution Channel: Account No. 0111 0100934465 Muhammad Asim – Meezan Bank Pakistan
Thank you for being a partner in shaping a brighter, sustainable future.

12/08/2026

Camouflage Police Force – CPF

156th Idea, Research Paper, and Global Civil Security Framework By Muhammad Asim – Global Progress Volunteer Executive Summary This research paper introduces the Camouflage Police Force (CPF), a global civil security innovation designed to address the rising challenge of street crime and urban insecurity. The framework aligns directly with United Nations Sustainable Development Goal 11 (Sustainable Cities and Communities)...

A Mind‑Blowing Global Banking Software IdeaCombined Customer Banking – Transforming Customers into Industry‑Wide Partici...
12/08/2026

A Mind‑Blowing Global Banking Software Idea

Combined Customer Banking – Transforming Customers into Industry‑Wide Participants

155th Idea, Research Paper, and Global Innovative Banking Framework

By Muhammad Asim – Global Progress Volunteer
Why This Idea Matters

This is not just another fintech concept — it is a billion‑dollar global banking software idea designed to revolutionize how customers interact with banks. By transforming every individual into a Banking Industry Customer, the framework eliminates institutional silos and creates a seamless, AI‑powered, globally interoperable banking ecosystem.
Key Highlights

AI‑Powered Verification: Signature, telephonic, and personal identification enhanced with AI facial/voice recognition.

Smart Revenue Sharing: 80% counter charges to serving bank, 20% to customer’s home bank; profit/markup remains with the home bank.

Global Regulatory Harmony: Mutual agreements and phased adoption across jurisdictions.

Handshaking Banking App: Developed with global software leaders (Google, Microsoft, Oracle), enabling interoperability.

Customer Trust: Voluntary adoption ensures confidence and transparency.

Operational Excellence: Global training frameworks and issue‑handling protocols.

Market Potential

This framework represents a multi‑billion‑dollar opportunity for global software companies and financial institutions. It creates a new category of fintech infrastructure — Physical Open Banking — powered by AI, blockchain, and cloud technologies.
Partnership Invitation

All Global Software Companies — Google, Microsoft, Oracle, and others — are invited to explore this global software idea.
It is engineered for scalability, transparency, and humanitarian impact, making it a perfect candidate for partnership, sale, and global rollout.
Explore the Full Research Paper

Academia.edu:
https://www.academia.edu/171694927/Combined_Customer_Banking_Transforming_Customers_into_Industry_Wide_Participants_155th_Idea_Research_Paper_and_Global_Innovative_Banking_Framework

LinkedIn:
https://lnkd.in/p/dTdwxmsm

About the Author

Muhammad Asim – Global Progress Volunteer
Global Progress Volunteer | Inventor | Innovator | Solution Architect

Cell/Whatsapp: 92‑3075054662

Email: [email protected]

Author of 155 Research Papers & Frameworks, 80 Informative Books & Novels, 91 SaaS Platforms, 31 AI LLM Training Courses, and 27 Human Training Courses — all engineered for global progress and humanitarian impact.

A Mind‑Blowing Global Banking Software IdeaCombined Customer Banking – Transforming Customers into Industry‑Wide Partici...
12/08/2026

A Mind‑Blowing Global Banking Software Idea

Combined Customer Banking – Transforming Customers into Industry‑Wide Participants 155th Idea, Research Paper, and Global Innovative Banking Framework By Muhammad Asim – Global Progress VolunteerWhy This Idea Matters This is not just another fintech concept — it is a billion‑dollar global banking software idea designed to revolutionize how customers interact with banks. By transforming every individual into a Banking Industry Customer, the framework eliminates institutional silos and creates a seamless, AI‑powered, globally interoperable banking ecosystem....

Combined Customer Banking – Transforming Customers into Industry‑Wide Participants 155th Idea, Research Paper, and Global Innovative Banking Framework By Muhammad Asim – Global Progress VolunteerWh…

Combined Customer Banking – Transforming Customers into Industry-Wide Participants155th Idea, Research Paper, and Global...
12/08/2026

Combined Customer Banking – Transforming Customers into Industry-Wide Participants
155th Idea, Research Paper, and Global Innovative Banking Framework
By Muhammad Asim – Global Progress Volunteer

Executive Summary
This paper introduces the Combined Customer Banking Framework, a global innovation designed to dissolve the traditional boundaries between banks and their customers. Instead of being tied to one institution, customers will be recognized as Banking Industry Customers, enabling them to access services at any bank counter worldwide.
The framework extends the principles of open banking and shared ATM networks into the physical domain. It proposes a unified identity system, standardized verification processes, and collaborative infrastructure. This innovation is positioned as a humanitarian and efficiency-driven solution, ready for partnership, sale, and adoption by the global banking and financial industry.
Background
Traditional banking models restrict customers to their own bank’s counters, creating inefficiencies and inconvenience. While digital banking and ATM networks have introduced partial interoperability, physical counters remain siloed.
This limitation is particularly problematic for rural populations, travelers, and migrants. The Combined Customer Banking Framework addresses this gap by proposing universal counter access and a banking industry-wide customer identity.
Innovation Leap
The framework introduces a paradigm shift:
• Customers are no longer tied to a single institution.
• They become Banking Industry Customers, recognized universally.
• Banks act as service nodes in a global network, similar to telecom roaming or utility grids.
This innovation redefines the relationship between customers and the banking industry, positioning banking as a collective service for humanity rather than a competitive silo.
Benefits
• Accessibility: Rural and underserved populations gain easier access to services.
• Customer convenience: Travelers and migrants transact seamlessly anywhere.
• Cost efficiency: Reduced duplication of branch networks.
• Global trust framework: Unified compliance and fraud prevention.
• Humanitarian impact: Banking becomes a universal service, strengthening financial inclusion.
Challenges and Solutions
1. Security & Identity Verification
Problem: Preventing fraud and ensuring safe authentication across institutions. Solution (Provided by Author):
• Same process must be followed by each bank: signature verification, telephonic verification, personal identification, etc.
• Banks can exchange confirmation emails or secure messages from the customer’s home bank.
• Multi-channel authentication combining physical verification with digital confirmation.
• Immutable audit logs ensure transparency and prevent tampering.
2. Revenue Sharing & Cost Models
Problem: Fair distribution of service charges between banks. Solution (Provided by Author):
• 80% of counter charges go to the serving bank.
• 20% of counter charges go to the customer’s home bank.
• Profit/markup handling remains purely with the customer’s home bank — no question.
• Transparent settlement systems ensure reconciliation and accountability.
3. Regulatory & Legal Hurdles
Problem: Approval across jurisdictions and central banks. Solution (Provided by Author):
• Any idea begins as an idea only, but after mutual agreement and global acceptance, it will be implemented successfully.
• Central banks and regulators must endorse interoperability.
• Pilot programs prove efficiency before global rollout.
• Legal harmonization ensures compliance across jurisdictions.
4. Technology Integration
Problem: Aligning diverse banking systems. Solution (Provided by Author):
• Invite global top software companies — Google, Microsoft, Oracle Banking — to build a Handshaking Banking App.
• This app will act as the handshake between banks, ensuring seamless interoperability.
• Standardized APIs and cloud-based infrastructure support scalability.
• Advanced cybersecurity protocols protect customer data.
5. Customer Trust & Adoption
Problem: Ensuring customers feel confident using other banks’ counters. Solution (Provided by Author):
• When any customer is considered a Banking Industry Customer and served easily and appropriately, why would they deny using this facility?
• It will not be a forcible solution but a facility that customers may use or not use.
• Transparency ensures customers understand their financial relationship remains with their home bank.
6. Operational Training & Processes
Problem: Staff must serve customers from other institutions consistently. Solution (Provided by Author):
• When this idea is accepted globally, every stakeholder of any country will create a complete operational framework.
• Processes, training, implementation guidelines, and issue-handling protocols will be developed collectively.
• Staff will be trained to serve Banking Industry Customers with professionalism and consistency.
Implementation Roadmap
1. Central Bank Endorsement – Define universal ID standards.
2. Interbank Agreements – Establish fee-sharing and service protocols.
3. Technology Integration – Deploy the Handshaking Banking App.
4. Pilot Programs – Test in select regions with limited services.
5. Global Rollout – Expand to all services, making customers industry-wide participants.
Global Impact
The Combined Customer Banking Framework positions banking as a global utility, serving humanity collectively. It enhances accessibility, reduces duplication, and strengthens trust. By transforming customers into industry-wide participants, it creates a sustainable, inclusive, and efficient financial ecosystem.
This innovation is not just a technical framework — it is a humanitarian solution designed to empower people worldwide, aligning with the broader mission of global progress and resource optimization.
Copyright & Disclaimer
© Muhammad Asim – Global Progress Volunteer. All rights reserved. This research paper and framework are original intellectual property. Unauthorized reproduction, distribution, or commercialization is prohibited.
Disclaimer: This framework is a conceptual innovation. Implementation requires regulatory approval, interbank agreements, and technological integration. The author assumes no liability for misuse or unauthorized application.
About the Author
Muhammad Asim – Global Progress Volunteer Global Progress Volunteer | Inventor | Innovator | Solution Architect
• Cell/Whatsapp: 92-3075054662
• Email: [email protected]
Author of 155 Research Papers & Frameworks, 80 Informative Books & Novels, 1 Audio Book, 1 Drama/Film Script, 91 Global SaaS Platforms/Frameworks/Apps/Softwares & Games, 31 AI LLM Training Courses, 27 Human Training Courses, extensive Social Working, and hundreds of entertaining short videos.
He offers a wide range of ready-made ideas and research papers, novels, drama & film scripts, informative books, audio books, apps & software concepts, games, AI LLM training courses, human training courses, social working initiatives, and short videos — all engineered with originality, innovation, and global impact.
Financial Support for Humanity & Innovation
Your valued support is not a return — it is a step forward. Every contribution helps serve humanity and empower innovation that creates lasting impact. Together, we move progress ahead with solutions designed for global good.
Contribution Channel: Account No. 0111-0100934465 Muhammad Asim – Meezan Bank Pakistan
Thank you for being a partner in shaping a brighter, sustainable future.

Combined Customer Banking – Transforming Customers into Industry-Wide Participants155th Idea, Research Paper, and Global...
12/08/2026

Combined Customer Banking – Transforming Customers into Industry-Wide Participants

155th Idea, Research Paper, and Global Innovative Banking Framework By Muhammad Asim – Global Progress Volunteer Executive Summary This paper introduces the Combined Customer Banking Framework, a global innovation designed to dissolve the traditional boundaries between banks and their customers. Instead of being tied to one institution, customers will be recognized as Banking Industry Customers, enabling them to access services at any bank counter worldwide....

155th Idea, Research Paper, and Global Innovative Banking Framework By Muhammad Asim – Global Progress Volunteer Executive Summary This paper introduces the Combined Customer Banking Framework, a g…

🌍 Global Central Banks Financial FrameworkProposal for Realtime Financial Portal  By Muhammad Asim – Global Progress Vol...
11/08/2026

🌍 Global Central Banks Financial Framework

Proposal for Realtime Financial Portal
By Muhammad Asim – Global Progress Volunteer
🚀 Strategic Pitch

Microsoft, Google, or any leading software company can contact me regarding this proposed solution. If developed and implemented, it has the potential to generate billions of dollars in value while transforming global financial transparency.

This AI‑powered, blockchain‑secured, SEO‑optimized framework is designed to:

1. Deliver real‑time financial reporting to central banks.

2. Ensure tamper‑proof audit logs at every instance.

3. Eliminate window‑dressing and misreporting practices.

4. Provide AI validation to prevent user mistakes.

5. Enable global harmonization of financial reporting.

🌐 Why It Matters

1. Transparency assurance – Central banks gain unaltered, real‑time data.

2. Risk reduction – Prevent crises caused by hidden exposures.

3. Efficiency gains – Replace outdated reporting systems.

4. National prosperity – Accurate data drives economic growth.

📌 Full Proposal Link

Global Central Banks Financial Framework: Proposal for Realtime Financial Portal

https://www.linkedin.com/pulse/global-central-banks-financial-framework-proposal-muhammad-asim-fqldc/?trackingId=6QDDfO7xSdy89sqsW%2B6dVg%3D%3D

Global Central Banks Financial Framework: Proposal for Realtime Financial Portal
📞 Contact Details

Email: [email protected] (gmail.com in Bing)

Cell / WhatsApp: 92-3075054662

11/08/2026

🌍 Global Central Banks Financial Framework

🌍 Global Central Banks Financial Framework Proposal for Realtime Financial PortalBy Muhammad Asim – Global Progress Volunteer🚀 Strategic Pitch Microsoft, Google, or any leading software company can contact me regarding this proposed solution. If developed and implemented, it has the potential to generate billions of dollars in value while transforming global financial transparency. This AI‑powered, blockchain‑secured, SEO‑optimized framework is designed to:...

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