25/10/2023
Here are 10 lessons from Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez:
1. Know your money. Track your spending for at least 30 days to see where your money is going. This will help you identify areas where you can cut back.
2. Calculate your real income. Subtract your mandatory expenses from your gross income to get your real income. This is the amount of money you have left to spend on discretionary items.
3. Value your life energy. Every dollar you spend represents a certain amount of your life energy. Ask yourself if the purchase is worth the investment of your life energy.
4. Make conscious spending decisions. Don't just spend money on autopilot. Think carefully about every purchase and make sure it is aligned with your values and financial goals.
5. Reduce your living expenses. Look for ways to cut back on your fixed expenses, such as housing, transportation, and food.
6. Increase your income. If possible, find ways to increase your income, such as getting a raise at work, starting a side hustle, or investing your money.
7. Pay off debt. High-interest debt can be a major obstacle to financial independence. Make a plan to pay off your debt as quickly as possible.
8. Save for the future. Set aside money each month for retirement, emergencies, and other financial goals.
9. Invest your money. Once you have paid off debt and have a solid savings cushion, you can start investing your money to grow your wealth over time.
10. Live below your means. The key to financial independence is to spend less money than you earn. This means living below your means and saving the difference.
Robin and Dominguez also emphasize the importance of having a clear understanding of your values and what is important to you in life. This will help you make financial decisions that are aligned with your priorities.
Thanks for reading ππ€π§β
πππππ
20/10/2023
Shout out to my newest followers! Excited to have you onboard! Mahfoozkha Kha, Thasrabbas Thasr Abbas, ΫΨΉΨ‘ΨΉ Ψ‘ΪΪΎΪ, Md Babu, Parkash Parkash Kr, Rab Nawaz, Maharm Ali, Amram Bhagri, Mir Muhammad, Ψ΄ΫΨ± Ψ― Ψ¨ΩΩΪ, Saleem Maitlo, Jodho Sorani, Prem Sagar, Sarwar Sarwar, Jaweil Jatoi
22/09/2022
9-5 jobs usually suck but you can use your job income to invest in skills, take a course or start a business.
Young Entrepreneur
21/09/2022
Facebook added a crazy features, Comment below and see the Magic
Fakhar Zaman Pakistan buy n Sell Daily Pakistan PBRC - Buy & Sell Books Business Insider
17/09/2022
We all have the freedom of CHOICE
Does not matter what other will tell you
You have always the choice of
Stay, living uncomfortable life comfortably
Or
Step out of the comfort zone and do something which scares the s**t out of your old self.
3 years ago I said yes to investing "big" money into my health upgrade by purchasing a special life water system and started an online business to speak my truth.
3 years later, my health is amazing, the mindset is inquisitive, self reflective, relationship with money is healing.
Every day I wake up with the desire, vision and determination to manifest my dreams.
My family tells me to get 9- 5 job...to slot into the regular matrix, be part of the system, live in the illusion of retirement safety.
My whole nervous system, screams nooooo
The right to choose is our BIRTHRIGHT..and even if you are right now feeling low, lost or stuck or financially challenged
You are abundant and rich, because you have the magical wand of CHOICE.
Happy weekend my friends.
Business Boosters π₯π₯π₯
16/09/2022
USE SUCCESS AS A REVENGE
Year's back,
1. Nokia refused Android
2. Yahoo refused Google
3. Blackberry rejected whatsapp
Lessons here is:
1. Take calculated risks.
2. Embrace changes.
3. If you refuse to change with time, you might perish.
4. If you are not informed, you will be deformed.
Gospel No:2
1. Facebook has taken over whatsapp and instagram.
2. Flipkart has taken over Myntra and flipkart owned Myntra takes over jabong.
The lesson is:
1. Become so powerful that your competitors become your allies.
2. Dominate the industry and then eliminate the competition.
3. Keep innovating, keep invest in knowledge
Gospel No 3:
1. Lamborghini was founded as result of revenge of a tractor owner who was insulted by Enzy Ferrari, the founder of ferrari
The lesson is:
1. Never underestimate anyone, ever !!
2. Success is the best revenge.
Just keep working hard !!
Invest your time wisely !!
Do what pleases you !!
Dont be afraid to fail
16/09/2022
Be relax and keep your stress down π
Relaxing Romantic Music Lovely Piano | Peaceful Dreams | Mood Shifting Ultra Deep Sleep
Listen Relaxing Romantic Music Lovely Piano for Peaceful Dreams and Mood Shifting Ultra Deep Sleepβ¨A Warm Welcome from Meditative Music Channel. Youβre not h...
08/03/2022
Your one step is 100% of your day-1.
Take a step to change your life!
22/10/2021
If you were faced with a big wall to climb, what does your mindset see?
A challenge...
An opportunity...
Or a problem?
Let me know below and why you chose that answer.