IMG Emelie Sapa

IMG Emelie  Sapa

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Financial education is not just for the wealthy it is for everyone.. financial education and mutual funds investment and health care.

12/04/2026

โ€œWhat if an emergency happensโ€”are you truly prepared?โ€ ๐Ÿ˜Ÿ๐Ÿ’ญ Life is unpredictable, but your health, familyโ€™s future, and financial stability donโ€™t have to be. With Kaiserโ€™s 3-in-1 Savings Plan, you can secure:

โœ… Healthcare โ€“ Get the medical support you need, when you need it

โœ… Life Insurance โ€“ Protect your loved ones from financial burdens

โœ… Investment โ€“ Build long-term financial security for a brighter future Your family deserves peace of mind and financial freedom.

Donโ€™t wait until itโ€™s too lateโ€”start securing your future today!

๐Ÿ“ฉ Message me now and letโ€™s make sure you and your loved ones are prepared for anything!

09/01/2026

๐—จ๐—บ๐˜‚๐˜„๐—ถ๐—ป๐—ด ๐—บ๐—ฎ๐˜€๐—ฎ๐˜†๐—ฎ ๐—ฎ๐˜ ๐—บ๐—ฎ๐˜† ๐—ถ๐—ฝ๐—ผ๐—ป (๐ก๐ข๐ง๐๐ข ๐ฅ๐š๐ง๐  ๐ฉ๐ฎ๐ซ๐จ ๐ซ๐ž๐ฌ๐ข๐›๐จ)! Kabayan, eto ang magandang option para sa iyo!

Sa Kaiser, may ๐Ÿ‘-๐ข๐ง-๐Ÿ ๐’๐š๐ฏ๐ข๐ง๐ ๐ฌ ka na! Meron ka na ๐‘ฏ๐‘ถ๐‘บ๐‘ท๐‘ฐ๐‘ป๐‘จ๐‘ณ๐‘ฐ๐’๐‘จ๐‘ป๐‘ฐ๐‘ถ๐‘ต + ๐‘ฐ๐‘ต๐‘บ๐‘ผ๐‘น๐‘จ๐‘ต๐‘ช๐‘ฌ + ๐‘น๐‘ฌ๐‘ป๐‘ฐ๐‘น๐‘ฌ๐‘ด๐‘ฌ๐‘ต๐‘ป! May peace of mind ka na talaga dahil kumpleto na!

"๐‘จ๐’๐’ˆ ๐’Š๐’‘๐’๐’ ๐’๐’‚ ๐’˜๐’‚๐’๐’‚๐’๐’ˆ ๐’•๐’‚๐’‘๐’๐’!"

๐‡๐Ž๐’๐๐ˆ๐“๐€๐‹๐ˆ๐™๐€๐“๐ˆ๐Ž๐ ๐Ž๐‘ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„
- Covered ka ๐’๐’Š๐’‡๐’†๐’•๐’Š๐’Ž๐’† from 1st year even beyond 65. Kahit 100 years old ka na, may healthcare ka pa din.
- Libreng ๐‘จ๐’๐’๐’–๐’‚๐’ ๐‘ช๐’‰๐’†๐’„๐’Œ๐’–๐’‘ at ๐‘ซ๐’†๐’๐’•๐’‚๐’ ๐‘ฉ๐’†๐’๐’†๐’‡๐’Š๐’•๐’”

๐‹๐ˆ๐…๐„ ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„
- ๐‘ณ๐’Š๐’‡๐’† ๐’‚๐’• ๐‘จ๐’„๐’„๐’Š๐’…๐’†๐’๐’• Insurance Coverage
- ๐‘ป๐’“๐’‚๐’๐’”๐’‡๐’†๐’“๐’“๐’‚๐’ƒ๐’๐’† sa beneficiary ng ๐’‡๐’–๐’๐’๐’š๐’‘๐’‚๐’Š๐’… in case of death

๐‘๐„๐“๐ˆ๐‘๐„๐Œ๐„๐๐“ ๐Ž๐‘ ๐ˆ๐๐•๐„๐’๐“๐Œ๐„๐๐“
- Kapag hindi nagamit, tumutubo ang savings mo ng up to ๐Ÿ๐ŸŽ% ๐š๐ง๐ง๐ฎ๐š๐ฅ๐ฒ, mas okay kaysa sa bank na less than 1% lang
- Pwedeng gawing ๐’“๐’†๐’•๐’Š๐’“๐’†๐’Ž๐’†๐’๐’• ๐’‡๐’–๐’๐’… at i-withdraw upon maturity

๐˜ˆ๐˜ฅ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ข๐˜ญ ๐˜๐˜ฆ๐˜ข๐˜ต๐˜ถ๐˜ณ๐˜ฆ:

โœ… ๐Ž๐๐‹๐ˆ๐๐„ ๐€๐‚๐‚๐Ž๐”๐๐“. Meron kang sariling login sa policy mo, may access ka saan ka man sa mundo. Lahat ng documents ay ๐’…๐’๐’˜๐’๐’๐’๐’‚๐’…๐’ƒ๐’๐’† ๐’‚๐’• ๐’‘๐’“๐’Š๐’๐’•๐’‚๐’ƒ๐’๐’†. Ma-momonitor mo din ang ๐’‘๐’‚๐’š๐’Ž๐’†๐’๐’• ๐’‰๐’Š๐’”๐’•๐’๐’“๐’š kumpleto lahat ng resibo at pwede ka din magbayad online ๐’…๐’Š๐’“๐’†๐’„๐’• ๐’”๐’‚ ๐’„๐’๐’Ž๐’‘๐’‚๐’๐’š.

๐Š๐š๐ข๐ฌ๐ž๐ซ ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐‡๐ž๐š๐ฅ๐ญ๐ก๐ ๐ซ๐จ๐ฎ๐ฉ, ๐ˆ๐ง๐œ., The First Name in Healthcare.

Message me to get a FREE quote!

09/01/2026

Mahirap magkasakit, pero mas mahirap magkasakit kung wala kang pera.

๐™Ž๐™– ๐™†๐˜ผ๐™„๐™Ž๐™€๐™, ๐Ÿ• ๐™ฎ๐™š๐™–๐™ง๐™จ ๐™ ๐™– ๐™‡๐™–๐™ฃ๐™œ ๐™ข๐™–๐™œ-๐™ž๐™ž๐™ฅ๐™ค๐™ฃ. ๐™ˆ๐™–๐™—๐™ช๐™๐™–๐™ฎ ๐™ ๐™– ๐™ข๐™–๐™ฃ ๐™๐™–๐™ฃ๐™œ๐™œ๐™–๐™ฃ๐™œ ๐Ÿ๐ŸŽ๐ŸŽ ๐™ฎ๐™š๐™–๐™ง๐™จ ๐™ค๐™ก๐™™ ๐™ข๐™–๐™ฎ ๐™๐™š๐™–๐™ก๐™ฉ๐™๐™˜๐™–๐™ง๐™š ๐™ ๐™– ๐™ฅ๐™– ๐™ง๐™ž๐™ฃ.

๐Ÿฏ-๐—ถ๐—ป-๐Ÿญ ๐—ฆ๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—ฃ๐—น๐—ฎ๐—ป. May ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ + ๐—ง๐—˜๐—ฅ๐—  ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ + ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐“ ka na.

Kumpleto na at may peace of mind ka!

๐€๐๐Ž ๐๐€ ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?

โœ…๐—ฉ๐—˜๐—ฅ๐—ฌ ๐—”๐—™๐—™๐—ข๐—ฅ๐——๐—”๐—•๐—Ÿ๐—˜. 7 years mo lang huhulugan at covered ka na kahit nasa paying period ka palang.

โœ…๐——๐—œ๐—ฅ๐—˜๐—–๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ง๐—›๐—˜ ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—ฌ. Mura kasi DIY na! Pwede ikaw ang mag process sa sarili mong application, kahit nasa ibang bansa kapa. Direct to Company din ang payment mo!

โœ…๐—™๐—ฅ๐—˜๐—˜ ๐—”๐—ก๐—ก๐—จ๐—”๐—Ÿ ๐—ฃ๐—›๐—ฌ๐—ฆ๐—œ๐—–๐—”๐—Ÿ ๐—”๐—ก๐—— ๐——๐—˜๐—ก๐—ง๐—”๐—Ÿ ๐—–๐—›๐—˜๐—–๐—ž ๐—จ๐—ฃ. After ng 1 year na pagbabayad entitled ka na sa LIBRENG Annual check-up.

โœ…๐—™๐—œ๐—ซ๐—˜๐—— ๐—ฃ๐—ฅ๐—˜๐— ๐—œ๐—จ๐—  ๐—”๐— ๐—ข๐—จ๐—ก๐—ง. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

โœ…๐—Ÿ๐—ข๐—ก๐—š ๐—ง๐—˜๐—ฅ๐—  ๐—–๐—”๐—ฅ๐—˜ ๐—•๐—ข๐—ก๐—จ๐—ฆ. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang ๐Ÿด๐Ÿฑ% na binayad mo on your maturity date. So making it like ๐—–๐—ข๐—ฆ๐—ง ๐—™๐—ฅ๐—˜๐—˜.

โœ…๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo ONLINE kahit cellphone lang ang gamit mo.

โœ…๐“๐‘๐€๐๐’๐…๐„๐‘๐€๐๐‹๐„: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

Maganda diba? Kumpleto! ๐Ÿ˜

๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—œ๐—ก๐—ง๐—˜๐—ฅ๐—ก๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—š๐—ฅ๐—ข๐—จ๐—ฃ ๐—œ๐—ก๐—–. ๐–ณ๐—๐–พ ๐–ฅ๐—‚๐—‹๐—Œ๐— ๐–ญ๐–บ๐—†๐–พ ๐—‚๐—‡ ๐–ง๐–พ๐–บ๐—…๐—๐—๐–ผ๐–บ๐—‹๐–พ.

Message us to get your quotation now!

14/12/2025
14/12/2025

Why get a longterm healthcare when you already have HMO in your company?

โ— You can't bring your company's HMO when you resign / retire
โ— No more coverage when you're 65 and above
โ— No life insurance to cover your family
โ— Your Company's HMO can't be transferred to your beneficiary

Then why it's best to integrate Longterm Healthcare with your company's HMO

๐Ÿ‘‰ You can maximize the health fund side of your Longterm Healthcare by using your company's HMO when hospitalized - short term
๐Ÿ‘‰ When you retire you have fund for your medical needs
๐Ÿ‘‰ Life Insurance

It's best to start early while working. We can't work all our lives. Save for your LONGTERM HEALTHCARE.


03/11/2025

HMO WITH SAVINGS.
SAVINGS WITH HMO.
Even if you can reverse itโ€”it's just KAISER.

Nowadays, just saving is not enough.
You need to have protection too.
And being protected is not enough eitherโ€”
You must have a future too.

โœ… May healthcare benefits
โœ… May long-term savings
โœ… May investment growth
โœ… May peace of mind

๐Ÿ’™ Kaiser International HealthGroup, Inc.
The HMO with SAVINGS.
The SAVINGS with HMO.

๐Ÿ“Œ For those who want time freedom, financial security, and health protectionโ€”this is the answer.

SEND US MESSAGE for more details๐Ÿ“ฉ

Photos from International Marketing Group - IMG's post 12/07/2025

๐Ÿ˜‡๐Ÿ˜‡

04/06/2025

2 Types of Healthcare

1. Short term Care
2. Long term Care

Anu ang Healthcare mo?
We need healthcare during younger years.
We need healthcare the most during older years.

The problem is, maraming healthcare or health insurance are expensive to apply during old age. And approval ay hindi guaranteed pag mag apply ka. Expensive din pag every year ka nag ba bayad, at hindi naman nagagamit.

So ang best solution is:
Apply today, while healthy, and get a lifetime (long term) coverage. At kung hindi magamit ang hospitalization, you get money back guarantee or an option to convert into savings.



Photos from IMG Emelie  Sapa's post 23/05/2025

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

โœ”Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

โœ”Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

โœ”May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

โœ”Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

โœ”Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

โœ”Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

โœ”Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acรงount!

โœ”In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?

Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send us a message for more details. Thank you!

01/07/2024


Financial EDUCATION is not just for the wealthy it's for everyone!!!!

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Purok 10 Mayana Jagna Bohol
Tagbilaran City
6308