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𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝙎𝙪𝙘𝙘𝙚𝙨𝙨𝙞𝙤𝙣 𝙄𝙨 𝙉𝙤𝙩 𝘼𝙣 𝙀𝙫𝙚𝙣𝙩. 𝙄𝙩 𝙄𝙨 𝘼 𝙋𝙧𝙤𝙘𝙚𝙨𝙨

𝘛𝘩𝘦 𝘸𝘰𝘳𝘴𝘵 𝘴𝘶𝘤𝘤𝘦𝘴𝘴𝘪𝘰𝘯𝘴 𝘢𝘳𝘦 𝘵𝘩𝘦 𝘰𝘯𝘦𝘴 𝘵𝘩𝘢𝘵 𝘩𝘢𝘱𝘱𝘦𝘯 𝘴𝘶𝘥𝘥𝘦𝘯𝘭𝘺.

In my work with family businesses, I have observed that the families who transition most successfully are those who began planning succession ten to fifteen years before it happened.

Not because they were anxious about the founder's mortality. But because they understood that developing the next generation of leaders takes time, that building governance structures takes time, and that earning the family's trust in a new leader takes time.

Succession is a gift the current generation gives to the next.

But it must be prepared, not merely announced.

𝘾𝙏𝘼: 𝘞𝘩𝘦𝘯 𝘥𝘰 𝘺𝘰𝘶 𝘱𝘭𝘢𝘯 𝘵𝘰 𝘣𝘦𝘨𝘪𝘯 𝘺𝘰𝘶𝘳 𝘴𝘶𝘤𝘤𝘦𝘴𝘴𝘪𝘰𝘯 𝘱𝘳𝘰𝘤𝘦𝘴𝘴? 𝘛𝘩𝘦𝘳𝘦 𝘪𝘴 𝘯𝘰 𝘸𝘳𝘰𝘯𝘨 𝘢𝘯𝘴𝘸𝘦𝘳, 𝘰𝘯𝘭𝘺 𝘩𝘰𝘯𝘦𝘴𝘵 𝘰𝘯𝘦𝘴. 𝘓𝘦𝘵'𝘴 𝘥𝘪𝘴𝘤𝘶𝘴𝘴.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝗧𝗵𝗲 𝗙𝗮𝗺𝗶𝗹𝘆 𝗩𝗶𝘀𝗶𝗼𝗻 𝗡𝗼 𝗢𝗻𝗲 𝗛𝗮𝘀 𝗪𝗿𝗶𝘁𝘁𝗲𝗻

𝙈𝙤𝙨𝙩 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙝𝙖𝙫𝙚 𝙖 𝙫𝙞𝙨𝙞𝙤𝙣. 𝙑𝙚𝙧𝙮 𝙛𝙚𝙬 𝙝𝙖𝙫𝙚 𝙬𝙧𝙞𝙩𝙩𝙚𝙣 𝙩𝙝𝙚𝙢 𝙙𝙤𝙬𝙣.

Ask the founder of a family business what they are building toward, and they will answer with conviction. Ask their children the same question, and you will often get three different answers.

This is not a sign of family failure. It is a sign that the vision lives in one person's head --- and has never been made explicit, shared, debated, and owned by the whole family.

A family vision is not a mission statement. It is a living conversation about what the family stands for, where it is going, and what it will never compromise.

𝙏𝙝𝙚 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙩𝙝𝙖𝙩 𝙡𝙖𝙨𝙩 𝙖𝙧𝙚 𝙩𝙝𝙚 𝙤𝙣𝙚𝙨 𝙬𝙝𝙤 𝙝𝙖𝙫𝙚 𝙝𝙖𝙙 𝙩𝙝𝙞𝙨 𝙘𝙤𝙣𝙫𝙚𝙧𝙨𝙖𝙩𝙞𝙤𝙣.

𝘾𝙏𝘼: 𝘏𝘢𝘴 𝘺𝘰𝘶𝘳 𝘧𝘢𝘮𝘪𝘭𝘺 𝘦𝘷𝘦𝘳 𝘴𝘢𝘵 𝘥𝘰𝘸𝘯 𝘢𝘯𝘥 𝘢𝘴𝘬𝘦𝘥: 𝘸𝘩𝘢𝘵 𝘢𝘳𝘦 𝘸𝘦 𝘣𝘶𝘪𝘭𝘥𝘪𝘯𝘨, 𝘢𝘯𝘥 𝘸𝘩𝘺?

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝙏𝙝𝙚 𝙁𝙞𝙧𝙨𝙩 𝙋𝙞𝙡𝙡𝙖𝙧 𝙤𝙛 𝙖 𝙇𝙖𝙨𝙩𝙞𝙣𝙜 𝙇𝙚𝙜𝙖𝙘𝙮 - 𝙁𝘼𝙈𝙄𝙇𝙔 𝙐𝙉𝙄𝙏𝙔

𝙋𝙧𝙚𝙢𝙞𝙚𝙧 𝙁𝙖𝙢𝙞𝙡𝙮 𝘽𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝘾𝙤𝙣𝙨𝙪𝙡𝙩𝙞𝙣𝙜, 𝙄𝙣𝙘., the leading family business advisory firm in the Philippines --- the only firm with a Filipino on the global board of the Family Firm Institute --- builds its entire practice on one conviction: 𝙁𝙖𝙢𝙞𝙡𝙮 𝙐𝙣𝙞𝙩𝙮 is the supreme model for generational wealth.

Not the smartest business strategy. Not the most favorable tax structure.

𝙁𝙖𝙢𝙞𝙡𝙮 𝙐𝙣𝙞𝙩𝙮.

Because a family that is divided will find ways to destroy even the best-structured estate.

And a family that is united will find ways to protect even the most vulnerable one. Everything begins here.

𝘾𝙏𝘼: 𝘏𝘰𝘸 𝘶𝘯𝘪𝘵𝘦𝘥 𝘪𝘴 𝘺𝘰𝘶𝘳 𝘧𝘢𝘮𝘪𝘭𝘺 𝘸𝘩𝘦𝘯 𝘪𝘵 𝘤𝘰𝘮𝘦𝘴 𝘵𝘰 𝘵𝘩𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴?
𝘉𝘦 𝘩𝘰𝘯𝘦𝘴𝘵.

Happy Labor Day to all workers!

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐋𝐀𝐁𝐎𝐑 𝐃𝐀𝐘 𝐌𝐀𝐘 𝟏 - 𝐀 𝐃𝐚𝐲 𝐟𝐨𝐫 𝐓𝐡𝐨𝐬 𝐖𝐡𝐨 𝐛𝐮𝐢𝐥𝐭 𝐚𝐧𝐝 𝐓𝐡𝐨𝐬 𝐖𝐡𝐨 𝐖𝐢𝐥𝐥 𝐂𝐚𝐫𝐫𝐲 𝐈𝐭 𝐅𝐨𝐫𝐰𝐚𝐫𝐝

𝙇𝙖𝙗𝙤𝙧 𝘿𝙖𝙮 𝙝𝙤𝙣𝙤𝙧𝙨 𝙬𝙤𝙧𝙠.
𝙇𝙚𝙜𝙖𝙘𝙮 𝙥𝙡𝙖𝙣𝙣𝙞𝙣𝙜 𝙝𝙤𝙣𝙤𝙧𝙨 𝙬𝙝𝙖𝙩 𝙬𝙤𝙧𝙠 𝙬𝙖𝙨 𝙛𝙤𝙧.

Today we celebrate labor and valor: the sweat, the sacrifice, the long hours that built this nation.

But labor is only half the story.

The other half is what that labor was for: the family behind the business, the children who watched their parents sacrifice, the communities that grew around enterprises built by Filipino founders.

Legacy planning is not about what happens when work ends. It is about ensuring that everything work produced continues 𝘵𝘰 𝘨𝘳𝘰𝘸, 𝘵𝘰 𝘴𝘦𝘳𝘷𝘦, 𝘢𝘯𝘥 𝘵𝘰 𝘴𝘱𝘦𝘢𝘬 𝘭𝘰𝘯𝘨 𝘢𝘧𝘵𝘦𝘳 𝘵𝘩𝘦 𝘸𝘰𝘳𝘬𝘦𝘳 𝘪𝘴 𝘨𝘰𝘯𝘦.

Happy Labor Day!

𝗕𝘂𝗶𝗹𝗱 𝘄𝗲𝗹𝗹. 𝗣𝗹𝗮𝗻 𝘄𝗶𝘀𝗲𝗹𝘆!

𝘾𝙏𝘼: 𝘈𝘴 𝘢 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘰𝘸𝘯𝘦𝘳 𝘺𝘰𝘶 𝘥𝘦𝘴𝘦𝘳𝘷𝘦 𝘵𝘰 𝘱𝘭𝘢𝘯 𝘺𝘰𝘶𝘳 𝘭𝘦𝘨𝘢𝘤𝘺. 𝘓𝘦𝘵'𝘴 𝘵𝘢𝘭𝘬 𝘢𝘣𝘰𝘶𝘵 𝘪𝘵. 𝘾𝙤𝙛𝙛𝙚𝙚'𝙨 𝙤𝙣 𝙢𝙚. 𝘼𝙩 𝙁𝙖𝙞𝙧𝙢𝙤𝙣'𝙩𝙨 𝘾𝙖𝙛𝙚 𝙈𝙖𝙘𝙖𝙧𝙤𝙣? 𝙇𝙚𝙩 𝙢𝙚 𝙠𝙣𝙤𝙬.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐋𝐀𝐁𝐎𝐑 𝐃𝐀𝐘 𝐌𝐀𝐘 𝟏 - 𝐀 𝐃𝐚𝐲 𝐟𝐨𝐫 𝐓𝐡𝐨𝐬 𝐖𝐡𝐨 𝐛𝐮𝐢𝐥𝐭 𝐚𝐧𝐝 𝐓𝐡𝐨𝐬 𝐖𝐡𝐨 𝐖𝐢𝐥𝐥 𝐂𝐚𝐫𝐫𝐲 𝐈𝐭 𝐅𝐨𝐫𝐰𝐚𝐫𝐝

𝙇𝙖𝙗𝙤𝙧 𝘿𝙖𝙮 𝙝𝙤𝙣𝙤𝙧𝙨 𝙬𝙤𝙧𝙠.
𝙇𝙚𝙜𝙖𝙘𝙮 𝙥𝙡𝙖𝙣𝙣𝙞𝙣𝙜 𝙝𝙤𝙣𝙤𝙧𝙨 𝙬𝙝𝙖𝙩 𝙬𝙤𝙧𝙠 𝙬𝙖𝙨 𝙛𝙤𝙧.

Today we celebrate labor and valor: the sweat, the sacrifice, the long hours that built this nation.

But labor is only half the story.

The other half is what that labor was for: the family behind the business, the children who watched their parents sacrifice, the communities that grew around enterprises built by Filipino founders.

Legacy planning is not about what happens when work ends. It is about ensuring that everything work produced continues 𝘵𝘰 𝘨𝘳𝘰𝘸, 𝘵𝘰 𝘴𝘦𝘳𝘷𝘦, 𝘢𝘯𝘥 𝘵𝘰 𝘴𝘱𝘦𝘢𝘬 𝘭𝘰𝘯𝘨 𝘢𝘧𝘵𝘦𝘳 𝘵𝘩𝘦 𝘸𝘰𝘳𝘬𝘦𝘳 𝘪𝘴 𝘨𝘰𝘯𝘦.

Happy Labor Day!

𝗕𝘂𝗶𝗹𝗱 𝘄𝗲𝗹𝗹. 𝗣𝗹𝗮𝗻 𝘄𝗶𝘀𝗲𝗹𝘆!

𝘾𝙏𝘼: 𝘈𝘴 𝘢 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘰𝘸𝘯𝘦𝘳 𝘺𝘰𝘶 𝘥𝘦𝘴𝘦𝘳𝘷𝘦 𝘵𝘰 𝘱𝘭𝘢𝘯 𝘺𝘰𝘶𝘳 𝘭𝘦𝘨𝘢𝘤𝘺. 𝘓𝘦𝘵'𝘴 𝘵𝘢𝘭𝘬 𝘢𝘣𝘰𝘶𝘵 𝘪𝘵. 𝘾𝙤𝙛𝙛𝙚𝙚'𝙨 𝙤𝙣 𝙢𝙚. 𝘼𝙩 𝙁𝙖𝙞𝙧𝙢𝙤𝙣'𝙩𝙨 𝘾𝙖𝙛𝙚 𝙈𝙖𝙘𝙖𝙧𝙤𝙣? 𝙇𝙚𝙩 𝙢𝙚 𝙠𝙣𝙤𝙬.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐓𝐡𝐞 𝐅𝐨𝐮𝐧𝐝𝐞𝐫'𝐬 𝐆𝐫𝐞𝐚𝐭𝐞𝐬𝐭 𝐅𝐞𝐚𝐫 --- 𝐚𝐧𝐝 𝐆𝐫𝐞𝐚𝐭𝐞𝐬𝐭 𝐆𝐢𝐟𝐭

𝙀𝙫𝙚𝙧𝙮 𝙛𝙤𝙪𝙣𝙙𝙚𝙧 𝙄 𝙠𝙣𝙤𝙬 𝙘𝙖𝙧𝙧𝙞𝙚𝙨 𝙩𝙝𝙚 𝙨𝙖𝙢𝙚 𝙦𝙪𝙞𝙚𝙩 𝙛𝙚𝙖𝙧: 𝙩𝙝𝙖𝙩 𝙞𝙩 𝙖𝙡𝙡 𝙛𝙖𝙡𝙡𝙨 𝙖𝙥𝙖𝙧𝙩 𝙬𝙝𝙚𝙣 𝙩𝙝𝙚𝙮 𝙖𝙧𝙚 𝙜𝙤𝙣𝙚.

In twenty years of working with business owners and families, I have never met a founder who did not care deeply about what happens after them.

The fear is universal: the business they sacrificed for, the family they built it for: will it hold?

Will the children work together or tear each other apart? Will the wealth survive the third generation?

This fear is not a weakness. It is wisdom. And it is the beginning of legacy planning.

The question is not whether you care. The question is whether you have translated that care into a plan.

𝘾𝙏𝘼: 𝘛𝘩𝘦 𝘧𝘪𝘳𝘴𝘵 𝘴𝘵𝘦𝘱 𝘪𝘴 𝘢 𝘤𝘰𝘯𝘷𝘦𝘳𝘴𝘢𝘵𝘪𝘰𝘯. 𝘔𝘦𝘴𝘴𝘢𝘨𝘦 𝘮𝘦.

Let's talk and collaborate.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐂𝐞𝐧𝐭𝐞𝐫 𝐨𝐟 𝐈𝐧𝐟𝐥𝐮𝐞𝐧𝐜𝐞 (𝐂𝐎𝐈) 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭

If you are an estate lawyer, a CPA, a trust officer, or a private banker, you already know what I know: the families who need legacy planning the most are often the ones least prepared for it.

They are busy building. They are not yet thinking about the transition.

𝐒𝐚𝐱𝐮𝐦 𝐑𝐞𝐬𝐨𝐮𝐫𝐜𝐞𝐬 𝐂𝐞𝐧𝐭𝐞𝐫 𝐎𝐏𝐂 has built a diagnostic tool: the 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲 𝗙𝗮𝗺𝗶𝗹𝘆 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗟𝗲𝗴𝗮𝗰𝘆 𝗜𝗻𝗱𝗲𝘅 (𝗣𝗙𝗕𝗟𝗜), specifically designed to open that conversation in a structured, non-threatening way.

Let me explore a partnership with you. What we can offer our clients complements, never competes with, what you already provide.

𝘾𝙏𝘼: 𝘓𝘦𝘵 𝘶𝘴 𝘩𝘢𝘷𝘦 𝘤𝘰𝘧𝘧𝘦𝘦. 𝘔𝘦𝘴𝘴𝘢𝘨𝘦 𝘮𝘦 𝘢𝘯𝘥 𝘭𝘦𝘵 𝘶𝘴 𝘴𝘦𝘵 𝘢 𝘵𝘪𝘮𝘦.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐂𝐞𝐧𝐭𝐞𝐫 𝐨𝐟 𝐈𝐧𝐟𝐥𝐮𝐞𝐧𝐜𝐞 (𝐂𝐎𝐈) 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭

If you are an estate lawyer, a CPA, a trust officer, or a private banker, you already know what I know: the families who need legacy planning the most are often the ones least prepared for it.

They are busy building. They are not yet thinking about the transition.

𝐒𝐚𝐱𝐮𝐦 𝐑𝐞𝐬𝐨𝐮𝐫𝐜𝐞𝐬 𝐂𝐞𝐧𝐭𝐞𝐫 𝐎𝐏𝐂 has built a diagnostic tool: the 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲 𝗙𝗮𝗺𝗶𝗹𝘆 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗟𝗲𝗴𝗮𝗰𝘆 𝗜𝗻𝗱𝗲𝘅 (𝗣𝗙𝗕𝗟𝗜), specifically designed to open that conversation in a structured, non-threatening way.

Let me explore a partnership with you. What we can offer our clients complements, never competes with, what you already provide.

𝘾𝙏𝘼: 𝘓𝘦𝘵 𝘶𝘴 𝘩𝘢𝘷𝘦 𝘤𝘰𝘧𝘧𝘦𝘦. 𝘔𝘦𝘴𝘴𝘢𝘨𝘦 𝘮𝘦 𝘢𝘯𝘥 𝘭𝘦𝘵 𝘶𝘴 𝘴𝘦𝘵 𝘢 𝘵𝘪𝘮𝘦.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐖𝐡𝐚𝐭 𝐏𝐫𝐞𝐦𝐢𝐞𝐫 𝐋𝐞𝐠𝐚𝐜𝐲 𝐃𝐨𝐞𝐬 𝐓𝐡𝐚𝐭 𝐎𝐭𝐡𝐞𝐫 𝐏𝐥𝐚𝐧𝐬 𝐂𝐚𝐧𝐧𝐨𝐭

𝟮𝟬𝟬% 𝗼𝗳 𝗳𝗮𝗰𝗲 𝗮𝗺𝗼𝘂𝗻𝘁. 𝗙𝗿𝗼𝗺 𝗗𝗮𝘆 𝟭. 𝗨𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬.

𝙎𝙪𝙣 𝙇𝙞𝙛𝙚 𝙋𝙧𝙚𝙢𝙞𝙚𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 is not a standard life insurance product. It is a legacy architecture tool. From the first day of coverage until age 100, it provides life insurance protection equal to twice the face amount - creating immediate, guaranteed liquidity for estate obligations and family transition.

For a business owner with PHP 25 million in face amount, that means PHP 50 million in death benefit available to the family from day one.

The estate tax gets paid.

The assets stay intact.

The business continues.

The family does not have to sell anything.

𝘾𝙏𝘼: 𝘞𝘢𝘯𝘵 𝘵𝘰 𝘴𝘦𝘦 𝘩𝘰𝘸 𝘵𝘩𝘪𝘴 𝘤𝘰𝘶𝘭𝘥 𝘸𝘰𝘳𝘬 𝘧𝘰𝘳 𝘺𝘰𝘶𝘳 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯?
𝘓𝘦𝘵 𝘶𝘴 𝘳𝘶𝘯 𝘵𝘩𝘦 𝘯𝘶𝘮𝘣𝘦𝘳𝘴 𝘵𝘰𝘨𝘦𝘵𝘩𝘦𝘳.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐈𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐢𝐧𝐠 𝐒𝐚𝐱𝐮𝐦 𝐑𝐞𝐬𝐨𝐮𝐫𝐜𝐞𝐬 𝐂𝐞𝐧𝐭𝐞𝐫 𝐎𝐏𝐂 - 𝐖𝐡𝐞𝐫𝐞 𝐋𝐞𝐚𝐝𝐞𝐫𝐬 𝐁𝐞𝐜𝐨𝐦𝐞 𝐅𝐮𝐥𝐥𝐲 𝐀𝐥𝐢𝐯𝐞

𝘼𝙙𝙫𝙞𝙨𝙤𝙧𝙮 𝙬𝙤𝙧𝙠 𝙩𝙝𝙖𝙩 𝙨𝙚𝙚𝙨 𝙩𝙝𝙚 𝙬𝙝𝙤𝙡𝙚 𝙥𝙚𝙧𝙨𝙤𝙣, 𝙣𝙤𝙩 𝙟𝙪𝙨𝙩 𝙩𝙝𝙚 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤

SAXUM Resources Center OPC is the advisory practice built around one conviction: that the best financial planning is always personal planning first. Our work integrates four dimensions:
- life,
- income,
- family, and
- estate.

Because wealth that is not connected to meaning will not survive the generation that earns it.

We work with Filipino family business owners and high-net-worth individuals who want more than products.

They want a trusted partner who understands the weight of what they have built, and the responsibility of passing it on.

𝘾𝙏𝘼: 𝘐𝘧 𝘵𝘩𝘪𝘴 𝘴𝘱𝘦𝘢𝘬𝘴 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯, 𝘭𝘦𝘵 𝘶𝘴 𝘣𝘦𝘨𝘪𝘯 𝘢 𝘤𝘰𝘯𝘷𝘦𝘳𝘴𝘢𝘵𝘪𝘰𝘯.

𝐓𝐡𝐞 𝐅𝐚𝐦𝐢𝐥𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐋𝐞𝐠𝐚𝐜𝐲
𝙉𝙤𝙩𝙚𝙨 𝙏𝙤𝙬𝙖𝙧𝙙𝙨 𝙁𝙪𝙡𝙡𝙣𝙚𝙨𝙨

𝐓𝐡𝐞 𝐂𝐨𝐬𝐭 𝐨𝐟 𝐃𝐨𝐢𝐧𝐠 𝐍𝐨𝐭𝐡𝐢𝐧𝐠 - 𝐄𝐬𝐭𝐚𝐭𝐞 𝐓𝐚𝐱

6% 𝘴𝘰𝘶𝘯𝘥𝘴 𝘴𝘮𝘢𝘭𝘭. 𝘖𝘯 𝘢 𝘗𝘏𝘗 50 𝘮𝘪𝘭𝘭𝘪𝘰𝘯 𝘦𝘴𝘵𝘢𝘵𝘦, 𝘪𝘵 𝘪𝘴 𝘗𝘏𝘗 3 𝘮𝘪𝘭𝘭𝘪𝘰𝘯 𝘥𝘶𝘦 𝘸𝘪𝘵𝘩𝘪𝘯 𝘰𝘯𝘦 𝘺𝘦𝘢𝘳

Under the TRAIN Law, estate tax in the Philippines is a flat 6% of the net estate. On paper, that seems manageable.

In practice, it means your family must produce 𝙘𝙖𝙨𝙝 - 𝙨𝙞𝙜𝙣𝙞𝙛𝙞𝙘𝙖𝙣𝙩 𝙘𝙖𝙨𝙝 - 𝘸𝘪𝘵𝘩𝘪𝘯 𝘵𝘸𝘦𝘭𝘷𝘦 𝘮𝘰𝘯𝘵𝘩𝘴 𝘰𝘧 𝘺𝘰𝘶𝘳 𝘱𝘢𝘴𝘴𝘪𝘯𝘨, while grieving, while learning to run the business without you, while navigating BIR processes they may never have encountered before.

Without a plan, the only options are: sell assets at distressed prices, borrow at unfavorable terms, or watch the business stall while obligations pile up. There is a better way.

𝘾𝙏𝘼: 𝘋𝘰 𝘺𝘰𝘶 𝘬𝘯𝘰𝘸 𝘺𝘰𝘶𝘳 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘦𝘴𝘵𝘢𝘵𝘦 𝘵𝘢𝘹 𝘦𝘹𝘱𝘰𝘴𝘶𝘳𝘦? 𝘮𝘦𝘴𝘴𝘢𝘨𝘦 𝘮𝘦 𝘧𝘰𝘳 𝘢 𝘤𝘰𝘮𝘱𝘭𝘪𝘮𝘦𝘯𝘵𝘢𝘳𝘺 𝘤𝘢𝘭𝘤𝘶𝘭𝘢𝘵𝘪𝘰𝘯.