Frugal Mommy

Pitong Taon ka lang mag-iipon. Parang binabayaran mo lang ang sarili mo. At habang nagbabayad ka, may HMO ka for 7 Years.

May Term Insurance sa loob ng 20 years at Retirement money kapag nagmature na ang Plano mo.

Ang ganda di ba? KAISER is like no other. HMO po ito ha, hindi Insurance. Magkaiba kase ‘yon. Pero Maganda na may Insurance Policy ka din.

Scenario 1: Nagkasakit ka at naospital. Hindi mo pwede sabihin sa Ospital o Doctor na meron po ako “Life Insurance Brand”, kase po hindi iyon i-ho-honor o tatanggapin sa Ospital. Pag na-ospital ka, maglalabas ka pa rin ng pera.

Scenario 2: Nagkasakit ka at Naospital (Not Pre existing), then may KAISER HMO ka. Pwede mo sabihin sa Ospital o Doctor na, meron po akong KAISER. Tatanggapin yon at itatanong lang sa’yo ano po ang policy number niyo?

That is the difference. Hindi ka mangangamba kase may HMO o Healthcard ka. Healthcard na may Term Insurance at Investment.

Ganda ba? 🥰💙

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We are always advised to INVEST, and that is a good advice! Although we should also know WHEN SHOULD WE START TO INVEST.

Madalas kase, sugod tayo ng sugod. Kailangan alam naten planuhin paano at kelan ba naten dapat gawin ito nang sa ganun, our Financial status will be balanced.

Join us today for your Financial Planning 101, Online, via Zoom.
Kindly register on the the link with the times that you are available. Kindly let us know if you have specific requests.

3PM wisepinoyph.com/3pm
7PM wisepinoyph.com/7pm
11PM wisepinoyph.com/7pmuae

Maraming tao takot mag attend nang financial literacy seminar nang IMG, dahil:.

1.Baka daw scam
2.Baka dw networking( need mag invite2x)
3.Baka Pyramiding( bigla nlang dw mawawla)
4.Baka masayang lang yung pera nila..
Baliktarin natin..

📣Bakit maraming na SCAM?
--Baka hindi alam How money works--
Bakit maraming nag retire na walang sapat na ipon?
--baka hindi nakapag financial Planning--
📣Bakit maraming pamilya ang lalong naghirap noong nawala ang Bread winner
--Baka wlang family protection ang Breadwinner--
📣Bakit maraming pasyente na tinanggihan sa mga Hospital?
--baka wlang Proper Healthcare --

See?? Puro nlang tayo baka diba??
Mawawala yang mga baka na yan pag natutunan natin ang financial education.

Hindi tayo familiar sa financial education diba? Akala kasi natin, financial education is only for the wealthy, it's for everyone!

In IMG we share bcoz we care 😊 ❤️
Kung Gusto mo talaga malaman si IMG
We have a free financial literacy webinar,
Pm is the key😊

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Salamat IMG!
Paunti unti, kahit pabente bente araw araw, nakakapagipon para sa college tuition ng aking 4 kids. Mahirap man, pero kakayanin. Salamat sa turo ng IMG, natutunan ko na kailangan natin magisip ng long term. Kung sa bangko ko ilalagay yan, magkano lang ang tutubuin. Sa mutual funds, 3%-12% ang possible na tubo.

Huwag po maniwala sa mga investment scheme na sobrang laki ng tubo ang inaalok. Maging mapanuri. If it is too good to be true, magisip isip ka na. Ang IMG ay Financial school na nagtuturo ng tamang mindset pagdating sa usaping pera. Hindi porket mahirap ay hindi na pwede makaipon at maging financially literate.

Nakakapanghinayang! Yung mga taon na hindi pa namin kilala si IMG, walang ipon, walang investment, walang healthcare. Puro palabas lahat ng pera. Kaya huwag sana ninyo sayangin ang panahon na pwede kayo makapagsimula. Kapag may nag invite sa inyo to attend financial literacy class, ibig sabihin ay gusto rin ishare sa inyo ang blessings ni IMG.

Kaya kabayan, tara na sa free financial literacy class, register na!

http://wisepinoyph.com/3pm
http://wisepinoyph.com/7pm

==============================
EDUCATIONAL FUNDS for your kids?? I got you ☺️
Save up for your child's college tuition today as a Mutual Fund/Stock Market Investor.
You will have your own login to your online portal wherein you can top up your savings anytime for as low as P20.
You can also create multiple sub-accounts if you have more than one child.
Payment methods through over the counter bank deposits, online bank transfers and remittances, Palawan express bills payment facility, BDO Bills Payment.

Message me for details 😍

Disclaimer:
International Marketing Group (IMG) is one of the few companies of its kind in the industry today; a company which caters to the financial needs of every individual and families who wish to attain financial independence. IMG is a financial educator, who has established agreements with many of the world's leading financial services companies who offer a broad array of financial products & services. IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.

Gusto mo mag-invest sa Stock Market pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital
minimum 1000 to 5000
We suggest to invest INDIRECTLY sa stock market thru Mutual Funds.
(Benefits of investing in Mutual Funds)
☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.
Attend free financial literacy seminar.
Message me for more details...
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Financial literacy enables you to make informed decisions to manage your money more effectively.

Join our Free Class in Financial Literacy to gain a better understanding of savings, budgeting, credit, investment, insurance and retirement in one’s financial journey and help plan for a more secure future.

MARCH 29 (Tues)
via ZOOM

Registration Links:
3PM wisepinoyph.com/3pm
7PM wisepinoyph.com/7pm
11PM(7PM UAE) wisepinoyph.com/7pmuae

▶Sabi ng iba yumayaman daw kami sa IMG kapag marami kaming na rerecruit na maging member dito.

▶Kung totoo lang sana ito mayaman na siguro ako.😁

▶Kaso nga lang,
▶Our business is not based on recruiting people or selling products like any company.

▶We are not asked to give money in exchange
of products that we have to sell for us to earn, na if hindi ma dispose, lugi tayo 🙆

▶Dito sa IMG, wala pong ganon.
▶The integrity of our business is we
don't earn from recruiting people.

▶We share Financial Concepts to people by inviting them to attend our classes which we Offer for .

▶We educate people about the importance of savings and investment. Teaching them how money works instead of working hard for the money. Important things our schools fail to teach us. That's why a lot of people are being SCAMMED easily by easy money schemes.

▶If you will just open your mind and
educate yourself financially,
It will surely change your life for the better.

▶Fools think they know everything while
wise men seek for more learning.😊

▶Never stop learning my Friend.

Ps: if you want to know how the business works
Message lang po friend ❤️☺️

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Change the way you handle your hard-earned money.
Learn the right money mindset.

Find out how you can overturn any financial struggles with simple financial concepts.

Join me today for a Free Financial Literacy Class.
Learn, as well, the applications of how you can make this happen.

Register here:
3PM - wisepinoyph.com/3pm
7PM - wisepinoyph.com/7pm

or scan the QR code to join the Free Class.

See you!

𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗦𝘁𝗼𝗰𝗸 𝗠𝗮𝗿𝗸𝗲𝘁 𝘁𝗿𝗮𝗱𝗲𝗿, 𝗠𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗼𝗿 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗸𝗮𝗮𝗵𝗼𝗻 𝘀𝗮 𝘂𝘁𝗮𝗻𝗴?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴-𝗮𝗿𝗮𝗹 𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗮𝗻𝗱 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗺𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗼𝗿
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!?

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗠𝗼𝘁𝗶𝘃𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗦𝗽𝗲𝗮𝗸𝗲𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗻𝗴 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗽𝗿𝗶𝘃𝗶𝗹𝗲𝗴𝗲 𝘀𝗮 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲, 𝗖𝗮𝗿, 𝗮𝗻𝗱 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗻𝗴 𝘂𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗳𝗿𝗲𝗲 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗵𝗲𝗰𝗸 𝘂𝗽?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗣𝗹𝗮𝗻𝗻𝗲𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗻𝗱 𝗧𝗶𝗺𝗲 𝗳𝗿𝗲𝗲𝗱𝗼𝗺?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗸𝗮𝗽𝗮𝗴-𝘁𝗼𝘂𝗿 𝗶𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗳𝗼𝗿 𝗳𝗿𝗲𝗲?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗲𝗿𝗼𝗻 𝗸𝗮𝗻𝗴 𝗺𝗲𝗻𝘁𝗼𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗔𝗱𝘃𝗶𝘀𝗼𝗿/𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗻𝗴 𝗛𝗲𝗮𝗹𝘁𝗵 𝗮𝗻𝗱 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗡𝗼𝗻-𝗹𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗸𝗮𝗿𝗼𝗼𝗻 𝗻𝗴 𝗽𝗼𝘀𝗶𝘁𝗶𝘃𝗲 𝗲𝗻𝘃𝗶𝗿𝗼𝗻𝗺𝗲𝗻𝘁? 𝗬𝘂𝗻𝗴 𝗺𝗮𝘀𝗮𝘆𝗮? 𝗬𝘂𝗻𝗴 𝘄𝗮𝗹𝗮𝗻𝗴 𝗰𝗿𝗮𝗯 𝗺𝗲𝗻𝘁𝗮𝗹𝗶𝘁𝘆? 𝗬𝘂𝗻𝗴 𝗴𝘂𝘀𝘁𝗼𝗻𝗴 𝗺𝗮𝗴𝗶𝗻𝗴 𝘀𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗸𝗮?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗸𝗮𝗽𝗮𝘀𝗼𝗸 𝘀𝗮 𝗺𝗮𝗹𝗮𝗸𝗶𝗻𝗴 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗻𝗴 𝗵𝗶𝗻𝗱𝗶 𝘁𝗶𝗻𝗶𝘁𝗶𝗴𝗻𝗮𝗻 𝗮𝗻𝗴 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲, 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗯𝗮𝗰𝗸𝗴𝗿𝗼𝘂𝗻𝗱 𝗺𝗼?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗶𝗽𝗮𝗺𝗮𝗻𝗮 𝗮𝗻𝗴 𝗻𝗲𝗴𝗼𝘀𝘆𝗼 𝘀𝗮 𝗙𝗮𝗺𝗶𝗹𝘆 𝗺𝗲𝗺𝗯𝗲𝗿.
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗻𝗴 𝗿𝗲𝗰𝗼𝗴𝗻𝗶𝘁𝗶𝗼𝗻 𝗸𝗮𝗵𝗶𝘁 𝘀𝗶𝗺𝗽𝗹𝗲 𝗯𝗮𝗴𝗮𝘆 𝗹𝗮𝗻𝗴 𝗻𝗮 𝗴𝗶𝗻𝗮𝘄𝗮 𝗺𝗼 𝗶𝗻𝗮𝗮𝗽𝗽𝗿𝗲𝗰𝗶𝗮𝘁𝗲?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗸𝗮𝗿𝗼𝗼𝗻 𝗮𝗻𝗴 𝗽𝘂𝗿𝗽𝗼𝘀𝗲 𝗮𝗻𝗴 𝗯𝘂𝗵𝗮𝘆 𝗺𝗼?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗞𝘂𝗻𝗴 𝗵𝗮𝗹𝗼𝘀 𝗻𝗴 𝘁𝗮𝗻𝗼𝗻𝗴 𝘀𝗮 𝘁𝗮𝗮𝘀 𝗮𝘆 𝗺𝗮𝘀𝗮𝘀𝗮𝗴𝗼𝘁 𝗸𝗮𝗽𝗮𝗴 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥 𝗞𝗔𝗡𝗔? 𝗦𝗼 𝗮𝗻𝗼 𝗽𝗮 𝗶𝗻𝗮𝗮𝗻𝘁𝗮𝘆 𝗺𝗼? 𝗠𝗮𝗴𝗶𝗻𝗴 𝗜𝗠𝗚 𝗺𝗲𝗺𝗯𝗲𝗿 𝗸𝗮𝗻𝗮!

Pm me para ma guide kita

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