Isaver Community - Investments & Savings are Vital for Everyone Retirement

Friend: "stopppppp! I don't want to get involved in what you do (IMG). I am not interested. 🙄 I am okay with my career (private/government employee, agent, business owner)"

It's okay, but can you just at least give yourself a chance to hear us out?

Just reflect on the ff. scenarios based on true to life experiences.

1.A.
An employee needs to take care of his sick mother for months. He was forced to resign because his employer needs to hire another one to replace him.

1.B.
An IMG member laid low with the organization for months to take care of his wife who just gave birth and a premature son admitted in ICU. He was able to come back to IMG at his most convenient time and continued with his IMG career without any dramas.

💭💭💭💭💭

2.A.
A teacher worked so hard for 30 years. Then she was promoted and became a principal. After a few years, she passed away. Her lumpsum benefits was not even enough to pay off her debt. Her position was of course not transfered to any of her children. DepEd chose another person to take her place.

2.B.
A Senior Marketing Director was able to build a team and a client base and he was earning good income. Unfortunately, he passed away due to sickness. His SMD position was transfered to his wife. His wife is now the one who continued doing the business and earning incentives from his existing clients' subscriptions.

💭💭💭💭💭

3.A.
An insurance agent was very competitive to hit her quota. And good news, she was promoted and became a unit manager. Unfortunately, she had trials in her relationship, got brokenhearted and got depressed for a year. When she was able to recover and move on, she was surprised because her company delisted her and forfeited her license. All her existing clients were taken back by her company and assigned to another active agent to handle. She got left with nothing. All her hardwork went to waste.

3.B.
An SMD of IMG decided to take a different career path. She had an opportunity to go to Canada and work there. After 5 years, she went back to the Philippines. And her existing IMG team, clients and SMD position are waiting for her welcoming her again with open arms.

💭💭💭💭💭

4.A.
A restaurant owner spent so much capital putting up his business. He rented a space, hired employees and procured raw materials. It was earning OK. Then COVID19 hit. He decided to close his business because there's no more revenues coming in. He can no longer afford to pay his overhead costs. All the raw materials got spoiled and expired.

4.B.
COVID19 hit. IMG Members did not feel any recession. Because they can do the business online. They have no operating expenses. They have no tangible product that spoils and expires.

💭💭💭💭💭

People have bad days and down times in life. But only very few employers or businesses that are resilient enough to tolerate all kinds of weather.

IMG is the most resilient of them all.

Now, are you still not interested in what we do? Message us. Let's talk.

-ctto-

Sa isang seminars, may nagtanong sakin: 👇

“Why do you keep talking about money?
Mas maraming importang bagay kesa pera.
Life is too short to worry about money.”

SAGOT KO with 😊
👇👇👇
Thank you for that question Sir.
Kung ang pera ay hindi importante sayo,
Your Boss is sitting at the other side of the room...
Ibigay mo ang resignation mo ngayon.

Totoo, may mga bagay na mas importante sa pera.
These include , , an ,
, but point of the matter is

LACK OF MONEY WILL AFFECT EVERYTHING THAT IS IMPORTANT.

Pwede mo ba i-hug ang doctor and tell them na tulungan ka with your health for free? Pwede mo bang sabihin sa school na ipag pray mo sila for your kids to get enrolled in their school?

Eto mas magandang katanungan:
Who thinks more about money?
Us, who are preparing our finances para makapag retire ng maaga and finally stop thinking about money and ma enjoy ang life to the fullest?

Or ikaw na walang pakialam at walang plano about your finances, but continues to work until age 65, Tapos pag nag retire, continually thinks that your monthly pension ay hindi sapat?

Hindi importante kung sino ako na nagsasabi nito, Ang importante ay kung ano ang magiging future mo at ng iyong pamilya.

"SOMEONE IS SITTING IN THE SHADE TODAY
BECAUSE SOMEONE PLANTED A TREE A LONG TIME AGO"

Ctto

Start Planting...Join Our free webinar
Message me para po ma assist kita. ✍️

Get Started ❗ Take Action ❗
bit.ly/iMG-Benefits

𝗜𝗻 𝗜𝗠𝗚 𝗪𝗘 𝗘𝗗𝗨𝗖𝗔𝗧𝗘, 𝗪E 𝗖𝗔𝗥𝗘!

The most recommended OFW RETIREMENT PACKAGE that supports a complete financial plan is the long-term care product which is called KAISER ULTIMATE HEALTH BUILDER.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: long-term healthcare, life insurance, and investment.
⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of the long-term care period (maturity).

⭐️1. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute to his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits of this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of an extended period)
☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of the extended period)
☝🏻- Lifetime Network access to over 500 major hospitals
☝🏻- Additional Health Bonus when the market is at top performance
☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- The total accumulation of unused health benefits
☝🏻- Long term care benefit or the plan coverage
☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.
💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year or withdraw it all as a lumped sum retirement fund.

💡The beauty of Kaiser's long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.
💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.
💡The Kaiser long term plan covers beyond age 60 and above based on the health funds accumulated in your account until age 100.

To know more about Kaiser, watch this: https://bit.ly/KaiserUHBvideo

To generate a sample quote, please answer this link: https://86841me.imgcorp.com/quote/kaiser

IMG Financial Literacy School

✅ Membership Orientation and Financial Coaching- Tulad sa mga school ito ay para sa lahat ng bago pa lang mageenroll,
May coach na magpapaliwanag at magpapakilala sayo kung sino at ano nga ba ang benefits ng IMG member, Ang membership mo ay ang tuition fee mo sa patuloy na pagaaral kasama ng libro, workbook at iba pang kakailanganin mo para matuto.

✅ Business Fast Start School - Kung member ka na start na ito ng pagaaral, Dito mo lubos na makikila kung sino si IMG ang kanyang proven system, ang kaalaman sa iba't ibang klase ng negosyo at paano kumita dito.

✅ Financial Education Workshop- Ito ay 5 weeks course kung saan matututunan mo ang mahahalagang topic bawat linggo tulad ng Debt Management, Investment, Estate Planning, Retirement Preperation, Entrepreneurship at iba pa.
Ito ay ginagawa ng mga ekspertong Financial Coaches sa iba't ibang courses.

✅ Partners Training- Ito rin ay training 2 beses isang linggo kung saan ginagawa ang mga recognition, promotion at graduation ng mga nagtapos sa bawat course at mga napromote ng level of position and courses.
Dito rin matutunghayan ang mga sharing at experience ng mga IMG Leaders.

✅ Local at International Convention - ito ay pagsasama-sama ng ibat ibang mga members at leaders mula sa iba't ibang Financial Centers sa buong mundo,
Ito ang pinakamataas na level na pagaaral kung saan ang nagtuturo ay ang mga pinaka successful na financial mentors kung saan ibinabahagi nila ang mga sekreto at paraan paano sila nagtagumpay.

✅ Master School - Kung sa kolehiyo ito na ang Masteral o Doctorate Degree, ito rin ang inaasam ng karamihan,
Ito ay pagaaral ng mga Lider at higher positions sa IMG, Ito ay kadalasan ginagawa sa Cruise Ship tulad ng Halong Bay Cruise sa Vietnam, Japan-Korea Cruise sa Quantum of the Seas at US-Mexico Cruise ng Princess Cruises.

Naniniwala kami na ang pagasenso at pagyaman ay hindi mabilisan kundi masusing pagaaral at karanasan ang kailangan.

Kailangan mo rin ba ang pagaaral ng kaalamang pinansyal?
Panahon na para magenroll ka!

We can help and guide you how to enroll in our financial literacy courses .

WHY KAISER IS THE BEST investment to START? ❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.
ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.
✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.
✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.
✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.
✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.
✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!
✔In case of emergency, pwede magamit as family assistance.
• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.
Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"
Need a long term healthcare investment?
Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).
INVEST only for 7 years and be PROTECTED for the REST of your LIFE.
Send me a message to learn more.

Pag tanda natin ganito lang ang pupuntahan!!!
1. ANAK: Ate/Kuya baka pwedeng samin naman sila Nanay/Tatay namimiss na sila ng mga Apo nila.

2. ANAK: Ate/Kuya baka pwedeng sa'yo naman si Nanay/Tatay kasi madalas sila magkasakit eh nahihirapan na kami sa Budget.

Aminin man natin o hindi, ito talaga ang madalas na nangyayari sa buhay ng tao noon at ngayon
Matuto na tayo sa karanasan mg ating mga magulang na hindi nakapaghanda sa kanilang pagtanda ,hindi nila kasalanan yon kasi walng nagturo sa kanila paano ang magipon ng tama para sa pagtanda.

"Money without financial intelligence is a money soon gone" -Robert Kiyosaki

Be Financially Educated. Attend to our FREE financial Training online. reserve your seat.
👉 http://bit.ly/iSaVERCommunity

Clarifying Misconceptions about IMG:
IMG is not just the essence of “PAGPAPAYAMAN”!. Mag IMG ako kasi gusto kong yumaman, definitely it's not like that... IMG - is about having Greater KNOWLEDGE in Managing our Finances and being Financial experts of our own..
IMG - is about giving us the Right Information in Building our own Solid FINANCIAL FOUNDATION Lifetime.
IMG - is about providing us Lifetime Learnings to SECURE OUR FUTURE!

All we need is here!
Be part of our COMMUNITY
Click HERE: https://bit.ly/Share-MBLife

WALANG SAYANG ANG PINAGHIRAPAN MO SA IMG..! BAKIT..?
READ HERE..👇
FACTS: Take note on this sa lahat ng masisipag sa business at trabaho.
♣Kahit ikaw ang pinaka-magaling na Recruiter sa Networking Company...
♣Kahit ikaw ang pinaka-magaling na Sales Agent sa Direct Selling at Real Estate...
♣Kahit na ikaw ang pinaka-magaling na Insurance agent sa inyong company...
Kapag walang Vesting Rights, sa huli pwedeng masayang ang lahat ng pinaghirapan mo kung ikaw ay magretire na or kunin na ni LORD.
Hindi pwedeng ipamana ang lahat ng pinagpaguran mo. Tawag dyan Active Income... kapag nagresign, nagretire o mamatay bura na lahat ng meron ka sa company na pinagtatrabahohan mo.
♥Kaya ang nagustuhan ko sa IMG ay:
1. Walang Quota
2. May Vesting Rights
3. May income ang pamilya ko kung ako ay magretire or mamatay.
4. Mamanahin ng anak ko ang lahat ng meron ako ngayon sa IMG. Hindi masasayang ang lahat ng pinagpaguran ko.
If you want to know all of this Just message me.
©tto

Gusto mo bang magkaroon ng FREE Personal Accident Insurance worth P20,000.00 from IMG in partnership with Manila Bankers Life Insurance Corporation?
Tama ang pagkakabasa mo, it's FREE! As in wala kang babayaran.
Paano?
SUBSCRIBE HERE AND FOLLOW THE STEPS IN THE EMAIL NA MATANGGAP MO👇
bit.ly/Share-MBLife
Grab this very rare opportunity!
Ganon lang kadali, what are you waiting for!
LIMITED OFFER ONLY!

To all OFW......
Do you want PROTECTION WORLDWIDE?
For as low as 175 USD one time payment and P1500 pesos every Year you can be protected Worldwide.
Be Protected!
1. Accidental Death Benefit
2. Burial Benefit
3. Accidental Medical Reimbursement Benefit
4. Acts of Terrorism
5. Unprovoked Murder and Assault
6. Accidental Disablement
With additional feature: Repatriation Service
Good news to all IMG member, We have 48 total benefits.
Be an IMG member now!
👍👉 bit.ly/iMG-Benefits

Be Financially Educated. Attend to our FREE financial Training online. Know more details 👉 http://bit.ly/iSaVERCommunity

BAKIT NAIIBA SI IMG SA MGA NAGLIPANANG NETWORKING?
UNANG-UNA SI IMG AY HINDI NETWORKING...
MARAMI NA ANG NAGING SUCCESSFUL SA IMG PERO NEVER MO MAKITA O MAKIKITA NA NAGPOPOST ANG MGA MEMBERS SA SOCIAL MEDIA NA HAWAK HAWAK NAMIN ANG AMING INCOME PARA LANG MAKAAKIT SA MGA TAO.
International Marketing Group (IMG)
Was established in #2002, IMG is one of the biggest & fastest growing financial services companies in the Philippines today.
We assists people who want to help themselves achieve financial security through financial education and building a solid financial foundation.
We have established partnerships with the biggest companies in the financial industry.

OUR BELIEF: Many people today are financially struggling due to LACK OF FINANCIAL INFORMATION (Kulang sa tamang financial information)

OUR MISSION: To help CREATE WEALTH for FAMILIES...
No Quota… No Selling! We just simply educate people and help them to execute! You can start as Part-time.

To know more about our company IMG,
Click 👍👉 bit.ly/iMG-Benefits

Be Part of 30M by 2030 Financially Educated! 👌 bit.ly/30Mby2030-movement


investment & Savings are Vital for Everyone Retirement

Ang reality ng buhay, lahat tayo tatanda pero sa pagtanda natin, trabaho lang ang mawawala sa atin hindi ang gastos. Tama ba?

Ikaw ba? Paano mo nakikita ang sarili mo 10 o 20 years from now?Prepared ka ba sa mga panahon na yun?

Kaya mahalaga ang may ipon?

Kasi, para maging handa sa 2 expected at 2 unexpected event sa buhay natin.

2 EXPECTED EVENTS

1. Magkaka pamilya ka
— Time will come na papasok ka sa isa sa major major desisyon mo na magkakaroon ka ng sarili mong pamilya. Kasama sa pagkakaroon ng pamilya ang pagkakaroon ng mga anak one day. Ang tanong? Handa ka na sa responsibilidad ng isang magulang? Kung saan kailangan mong maibigay ang mga pangangailangan ng pamilya sa buong buhay niyong pagsasama bilang pamilya.

2. Retirement
— Alam mo ba na 9 out 10 na dual citizen ang nagsasabing wala silang ipon pag dating nila ng kanilang retirement days. Oo, masakit tignan at basahin pero karamihan sa ating mga Pilipino ay may ganitong paniniwala.
"Anak, aral mabuti para kapag nakapag tapos ka, hanap trabaho, tapos tulong sa pamilya"

Ladies and gentlemen, kailangan mong mamulat sa katotohanan na ang inyong anak o magiging anak ay hindi niyo emergency fund. Lalaki at lalaki din sila, magkaka muang sa mundo, magkaka malay sa mga bagay bagay at one day bubuo din ng sarili nilang pamilya.

2 UNEXPECTED EVENT

1. Health
— "Health is wealth" totoo yan. Madalas kasi isinasantabi lang natin ang ating kalusugan, trabaho dito, trabaho doon, para lang kumita ng pera. What if magkasakit ka? Edi mas mabilis mauubos ang iyong pera, kung may pera. Kailangan bantayan mo din ang iyong kalusugan kasi yan lang ang natatangingin vessel mo, kapag nagkasakit yan walang gagawa ng trabaho mo para sayo.

Mas mainam talagang may ipon ka para sa mga panahong mangyare ang di inaaasahang mga sitwasyon kaya mas mainam din na humanap ka ng extrang pagkakakitaan na hindi nangangailangan ng buong oras mo pero maaari kang kumita ng mas malaki or madagdagan ang kita mo.

2. Death
— "When the father die, 3 things die. A father, a husband, and income". Kaya mahalaga ang may ipon ka kasi di mo alam kung kailan ka kukunin ni Lord. Isipin mo ah.
Kabaong-25,000..
Burol-8,500..
Libing-15,000..
Kape at Biscuit-2000..
Gagastos kapa ng 50,500..
So invest na income ang iwan mo sa pamilya mo, kapag di nakapag ipon baka sakit din ng ulo.

No one can predict, when, where, how, and what way we die. Pero pwede naman nating magpahandaan ang mga bagay bagay. Tama ba? Kasi end of the day, we will all gonna die but the question is, ano bang maiiwan mo dito sa mundo?

Kaya kapatid mag isip isip ka na. Kung ilang taon ka ng nag tratrabaho at wala ka pa ding naiipon, palagay ko panahon na para sumungab ka ng magagandang opportunity sa buhay mo.

Be Financially Educated. Attend to our FREE financial Training online. Know more details 👉 http://bit.ly/iSaVERCommunity

To know more about our company IMG,
Click 👍👉 bit.ly/iMG-Benefits

Be Part of 30M by 2030 Financially Educated! 👌 bit.ly/30Mby2030-movement







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