Financial Independence

Financial Independence Learn how money really works...

Financial education is not just for the WEALTHY. It is for EVERYONE

🏥 Just wrapped up my ACL Reconstruction Operation on my right knee, reminiscing on my left knee's surgery back in 2012. ...
06/08/2023

🏥 Just wrapped up my ACL Reconstruction Operation on my right knee, reminiscing on my left knee's surgery back in 2012. Back then, it cost me around 220,000, but now in 2023, the bill tallied up to 323,762.96. 😱 It's crazy how medical costs keep climbing with inflation. Thankfully, I took a proactive step and joined IMG a decade ago, learning how to stay ahead of inflation.

From my early working days to my current role as a full-time businessperson, IMG's discussion about healthcare has been a lifesaver, covering all my hospitalizations. And to ensure a secure future, I've also secured Long Term Healthcare for those golden years beyond 60.

Incredible shoutout to Intellecare and Kaiser – my recent operation cost 323,762.96 but thanks to these HMO heroes, I didn't have to spend a single dime. 🦸‍♂️ Imagine facing this without HMO coverage – a daunting thought, right?

For those of you riding the company healthcare wave, remember it's often short term. 🌊 What's your plan when age catches up? Let's chat about securing your healthcare future. Click here for a Long Term Healthcare quote: https://9655jf.imgcorp.com/quote/kaiser or just shoot me a message:
https://m.me/julius.f.montejo 📩 Your future self will thank you!

Securing the future, one step at a time. Yesterday, Ms. Cathy Villamor claimed the death benefit of her mother's Kaiser ...
02/08/2023

Securing the future, one step at a time. Yesterday, Ms. Cathy Villamor claimed the death benefit of her mother's Kaiser Healthcare plan, a lifeline that protects loved ones even in the darkest moments.

Remember, having Kaiser Long Term Healthcare is not just about financial security; it's also about leaving a legacy of care and protection for those we cherish most.

Congratulations to Ms. Cathy Villamor!

Kaiser Long Term Healthcare na sa'yo na ang lahat!

Welcome Senator Raffy to our IMG Family!A dedicated public servant who continuously aids the helpless joins the IMG Comm...
13/07/2023

Welcome Senator Raffy to our IMG Family!

A dedicated public servant who continuously aids the helpless joins the IMG Community.

He will use his voice to financially educate 30M families by 2030 and will continue to inspire many Filipinos to attain a brighter future.

Ang Kakampi ng mga Inaapi, at Kakampi ng IMG Community,
Senator Raffy Tulfo!




Do you know about the Abundance Formula?So many of us want to save but could not start. It is because we are saving the ...
26/08/2022

Do you know about the Abundance Formula?

So many of us want to save but could not start. It is because we are saving the wrong way. The usual formula that we use is:

Income - Expenses = Savings

What if none will be left after the expenses? Then you could not save anymore.

Why don't we change it to this one:

Income - Savings(20%) = Expenses(80%)

Through that formula we treat savings as a bill. In investing time is your ally and you can never turn it back. You need also a community that could push you to save because most of the people that we are with are accustomed to spending and usually the salary won't last till the next payday.

But wait! That is still not the Abundance Formula!
THIS IS:

Income - Tithes(10%) - Savings(20%) = Expenses(70%)

This is the formula that I have been using. Even if you are not religious just try it. Give the 10% to charities or organization that helps the less fortunate. The law of giving and receiving. Warren Buffet once gave 85% of his wealth to charity and for some reason his wealth just continued to rise even better than the previous years.

Learn about what we teach. We often wish to get out of our job or have a better life but we don't do anything outside of our situation today. As they said "A fool is someone who expects a different result, but does the same things over and over again."

If you want to learn more. Join our free webinars by registering through this link: https://9655jf.trulyrichmakers.com/generalfinancialeducationlive/

Or simply PM me

Doing the mission with a heart. ❤️We can't just leave our OFWs uneducated about savings and investments. Ma'am Kabaisa w...
08/08/2022

Doing the mission with a heart. ❤️

We can't just leave our OFWs uneducated about savings and investments. Ma'am Kabaisa will be joining us by the end of the month as one of the campaigners of financial literacy.

Congratulations to Shemae Recand for campaigning and helping her friend to know the importance of savings and investments

GOOD NEWS!!! We are giving away FREE P20,000 personal accident insurance!!!Wala kang bibilhin. Wala kang babayaran. IT'S...
08/08/2022

GOOD NEWS!!!

We are giving away FREE P20,000 personal accident insurance!!!

Wala kang bibilhin.
Wala kang babayaran.
IT'S ABSOLUTELY FREE!!! 🥳🥳🤩🤩

This is part of our "CAMPAIGN and PROTECT" movement where we aim to promote financial literacy to all Filipinos and educate our "kababayans" all over the world.

Interested?
Message us now!

Nahihirapan ka ba na mag-IPON?Baka meron ka nung tinatawag na LIFESTYLE INFLATION?Habang lumalaki ang ating kita, ay lum...
07/08/2022

Nahihirapan ka ba na mag-IPON?
Baka meron ka nung tinatawag na LIFESTYLE INFLATION?

Habang lumalaki ang ating kita, ay lumalaki din ang ating tinatawag na "Mga Mahahalagang Gastos" na humahantong sa inflation ng pamumuhay.

Bagama't pinapayagan natin ang ating sarili sa paminsan-minsang
latte at maluho na hapunan, kailangan nating bantayan ang
ating paggastos.

Kontrolin ang iyong mga paggasta.

Bank interest rate dropped from 0.125% to 0.0625%.This is what we call monetary stimulus along with the cutting of inter...
24/05/2022

Bank interest rate dropped from 0.125% to 0.0625%.

This is what we call monetary stimulus along with the cutting of interest rate means lower interest rates for bank loans also. This will encourage businesses to loan for expansion. This will stimulate corporate and government spending. This is a tool to prevent hyper inflation. When corporations start to take advantage of this one, expect stocks to rise again. Now is one of the best time to invest in stocks and mutual funds.

PM is the key!

Do you want a Free 50,000 Personal Accident Insurance?In line with our campaign to educate 30M Filipinos by 2030. We are...
23/05/2022

Do you want a Free 50,000 Personal Accident Insurance?

In line with our campaign to educate 30M Filipinos by 2030. We are giving away 30 vouchers of free 50k personal accident insurance. All you need to do is listen to our 15 to 45 mins. financial coaching.

We teach about personal finance Stocks, Mutual Funds, Building a Solid Financial Foundation, Rule of 72 and a lot more.

May financial education ka na, meron ka pang free 50k Personal Accident Insurance. Limited to 30 slots only. PM for reservations. :)

Aren't you tired of working 8 hours for someone else? If you are then spend 2 to 3 hours per day learning how to build a...
30/04/2022

Aren't you tired of working 8 hours for someone else? If you are then spend 2 to 3 hours per day learning how to build a business and invest in the financial industry.

Entrepreneurship is living a few years of your life like most people won't, so that you can spend the rest of your life like most people can't.

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