Seafarer Investors Club

February na bukas, naayos mo na ba desisyon mo sa buhay?

20 Financial Mistakes That 30-Year-Olds Regret The Most 😊

Saving and Spending Mistakes
#1 I regret not learning how to budget my money early.
#2 I wish I didn’t procrastinate on building an emergency fund.
#3 I regret spending like there’s no tomorrow.

Debt Mistakes
#4 I regret going into credit card debt.
#5 I wish I didn’t learn how to borrow money from friends.

Lifestyle Mistakes
#6 I now realize that keeping up with fads and trends was pointless.
#7 I regret upgrading my lifestyle beyond what I could afford.
#8 I wish I didn’t ignore the reality of inflation.

Income and Career Mistakes
#9 I wish I didn’t became complacent with having my salary as my only source of income.
#10 I regret not starting a business when I had the chance.
#11 I wish I hadn’t stopped learning.

Financial Planning Mistakes
#12 I wish I got into the habit of organizing my financial documents early.
#13 I regret not learning about investments early.
#14 I wish I didn’t ignore the future financial needs of my parents.
#15 I wish I had set long-term financial goals when I was in my 20s.

Other Mistakes
#16 I regret going into debt for a wedding.
#17 I wish I hadn’t spent partying every weekend when I was in my 20s.
#18 I wish I didn’t rush into buying a car.
#19 I wish I didn’t ignore my health.
#20 I regret shopping whenever I’m depressed or bored.

©Fitz Gerard Villafuerte

Sino nga ba gusto nating magbayad sa oras na may pangyayaring ganito?
-Magkasakit
-Aksidente
-Retirement

To know more about Kaiser Investment,
message me or click here 👇👇👇
8982jf.imgcorp.com/kaiserlongterm/

Wag po ebenta, pls.

What is the greatest failure?

Trying and failing?
Not trying at all?

No.

The greatest failure is hitting your target and not being happy and contented about it.
There was a “couple life coach” who gave pieces of advice on how to live a happy life aired on a radio station. Later on, the couple found dead. Despite the fact that they were giving advice to people on how to live a happy life and help them overcome sadness and depression, they both ended up taking their own lives. There were big business owners, comedians and celebrities who ended up committing su***de. Achieving something valuable and being unhappy about it is much worse than those people who never tried achieving something great.
Whatever you are going through right now, be grateful. Whether you reached your goal or not, be joyful and contented. Don’t wait for you to reach your goal before you celebrate. Happiness is a decision, not just an outcome. Fulfillment is a choice.

👇✔️💯

May 10 years old ka bang anak?
Gusto mo ba siyang magkaroon ng magandang future?

Just by saving and investing P88 per day for only 7 years, it will give him/her 9.1 Million Retirement Fund and Healthcare Fund.

10 - 60 years old can apply to this kind of Saving Plan.

Para saan nga ba ang pagbu-budget?

"Financial illiteracy contributes to people making poor financial decisions and becoming victims of abusive financial practices."

Financial Literacy Financial literacy is the education and understanding of various financial areas including topics related to managing personal finance, money and investing

Maraming seaman ang aminadong mahirap ang trabaho ng seaman. Pero mas mahirap kumawala o huminto bilang seaman. Bakit? Wala na kasing sasalo sa malaking responsibilidad na maiiwan kung di na sasakay. Kaya kahit 60 o 65 y/o na, sige pa hanggat kaya.

Payong kabaro, kinakailangang mag-invest at bumuo ng back up plan. We can't work on board for the rest of our lives. We need to learn, be disciplined, save, invest and have entrepreneurial/investor mindset to afford an early retirement and spend quality time with our family. Kaya natin 'yan!

Send a message and we will guide you how.

For as low as P1,000, you can start investing in mutual funds and a minimum of P500 for additional investment. Opening a regular bank account is much way expensive than opening a mutual fund account. Students or newbies can even avail since they don't have that big savings yet, they can invest with their allowance.

Know more about the benefits of mutual fund investing.
Click here 👇👇👇
8982jf.imgcorp.com/mutualfundinvesting/