Life Hacks

Our Healthcare Savings Fund is the most neglected, less important savings goals/target in our list...
.. until the day we start to get sick, then sadly it becomes everyone's (family members, friends) priority.
Don't wait until it becomes urgent (emergency, life and death, huge medical bills).
Make it urgent today, while healthy.
Make it urgent today, while affordable.
Save for future health and medical expenses.
Financial Peace of mind is a top priority.
Get started with your Complete Healthcare Plan.
May 3in1 Longterm (lifetime) Healthcare kana ba?
Your family deserves Peace of Mind.
Learn more and message me.

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send a message for more details. Thank you!

Kaiser International Healthgroup Inc. Take good care of your health and Your Future .

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka.
May Long Term 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 (HMO) + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Nag uumpisa sa halagang 600-1500 depende sa plan na kinuha mo. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗔𝗡𝗡𝗨𝗔𝗟 𝗕𝗘𝗡𝗘𝗙𝗜𝗧𝗦 𝗟𝗜𝗠𝗜𝗧: from 50,000 to 140,000 pesos, depende sa plan na kinuha mo.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟳𝟬%-𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 Name in Healthcare.

Message me for your quotation...

Michelle CPalma Daquis

Bakit Maganda ang KAISER Longterm Healthcare? Simple lang, 3 in 1 ito. May HMO o Hospitalization Fund kapag ikaw ay nagkasakit, may TERM INSURANCE, may maiiwan ka sa Pamilya mo, kapag ikaw ay kinuha ni Lord. At kung mahaba naman ang buhay mo, may PERA o RETIREMENT MONEY sa ating pagtanda para hindi tayo maging kawawa.

7 Years ka lang magbabayad, para ka lang nag-iipon, IPON na may HMO for 7 years, INSURANCE for 20 years at INVESTMENT that matures at 20thYear.

Ang saya!!!! Kung 20 years old ka ngayon, ewan ko na lang kung hindi ka pa maging multi-milyonaryo after 20 years! (Disclaimer: Depende po ‘yan sa policy na kukunin niyo).

Start na tayo ha, i am willing to guide you… or Please message kahit na sinong IMG Member na kilala niyo, dahil sigurado ako na matutulungan namin kayo.

Ito naman po ang summary ng 3-in-1 Kaiser Longterm Healthcare

WHAT IS KAISER LONG TERM HEALTHCARE?

WHY IS IT A PRIORITY?

Maraming nag tatanong kung ano ang pinaka recommended na healthcare provider sa Philippines. The TrulyRichMakers recommends a LONG-TERM HEALTHCARE that is not just a healthcare. It is a COMPLETE RETIREMENT PACKAGE that supports a COMPLETE and SOLID FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - it’s the KAISER ULTIMATE LONGTERM HEALTHCARE. Its a 3 in 1 na may components of (1) HEALTHCARE, (2) INVESTMENT and (3) LIFE INSURANCE .

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity). You can use it in any of the 3 Phases and beyond Maturity.

⭐️1. Accumulation Period (7 years)

This is the part where the plan holder is made to save only for 7 years.

At this period, the plan holder gets to have these Benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

NOTE: ER not included

⭐️2. Extended Period (13 years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance up to the 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment up to 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃

And when it matures, you can use it for anything, for anyone, anywhere in the World as it serves as your retirement funds!

DISCLAIMER: Above features maybe subject to change across time.

Goodmorning 🙏🏼

3 Steps to Achieve Financial Security

1. Know Your Dreams & Goals (Save for it)
2. Understand How Money Grows (Compounding)
3. Set Priorities and Create a Strategy to use Available Tools (Financials Planning, Products, Platforms)

Need more help on your Financial Success journey?

Usap Tayo / Let's Talk.

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Ccto by Coach Jess Faller

Have you ever wondered about making financial changes in your life?

It's time to finally help yourselves succeed in life by being in control. "The Secret to Saving and Building Your Future", it can keep you on the right track.

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Do you find yourself in this situation?

You WORK HARD,
You EARN MONEY,
Then you PAY YOUR BILLS.
You use your extra money to SPEND MORE.
You consume everything and SAVE NOTHING.
There's no more money but you still have expenses.
So, you BORROW MONEY and wait for the next pay day!
You do the same thing OVER and OVER.

You are definitely in the Rat Race Cycle!

Strive hard to get out of the Rat Race Cycle! You can do it if you want to! Live within your means and discipline yourself. 🙂

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