Pru Life U.K. Investment and Insurance Agent - John Arvin Ramos, CPA

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Hindi lahat ng OFW umuuwi na may ipon.

Minsan, years abroad pero walang na-build na long term security.

Kaya habang malakas, healthy, at kumikita pa abroad — make sure may napupuntahan ang sacrifices mo. ✈️💼

✔️ Protection for your family
✔️ Savings & investment for your future
✔️ Peace of mind habang nasa ibang bansa

Aalis kang insured.

Uuwi kang may ipon. 🇵🇭❤️

Message me to know your options.

John Arvin Ramos, CPA
Trusted Seafarer and OFW Financial Advisor
Associate Manager - Pru Life UK

Anyone interested in our 2-year pay plan?

PM me, and I’ll help you get started 💯

Midyear Bonus is more than a reward. It is an opportunity. ✨

Before spending everything impulsively, ask yourself:

“Will this bonus only make me happy today… or also help my future?”

Use it wisely.
Build savings. Reduce debt. Protect your income. Invest in yourself. Enjoy responsibly. ✨

Small smart decisions today can create bigger financial peace tomorrow. 💙

April was a reminder that consistency compounds.

Top 4 Agent and Top 3 in Lives Insured.

Every policy is a story. Every client is a responsibility.

Thank you to everyone who trusted me to be part of your journey.

Someone asked doctors on Threads:

“How much is enough to be ready for critical illnesses?”

Different answers, but one truth. 𝐁𝐞𝐢𝐧𝐠 𝐩𝐫𝐞𝐩𝐚𝐫𝐞𝐝 𝐦𝐚𝐭𝐭𝐞𝐫𝐬.

Now ask yourself:

How much is your Critical Illness Fund today?

Start where you are. Start today. ♥️

Hindi ko goal magbenta, goal ko is maintindihan mo kung saan napupunta yung pera mo.

Hindi ako perfect na advisor, pero I make sure every client feels guided, informed, at secured.

Servicing 173 clients with care.

If that’s what you need, message me. ❤️

“What’s the smarter move… invest in property or secure your retirement first?”

This is a question I helped a client work through today. And the truth is, there’s no one-size-fits-all answer, only what aligns best with your goals, timeline, and priorities.

As a financial advisor, I don’t just offer solutions, I help you see the bigger picture, weigh your options, and make confident decisions for your future.

Because it’s not just about making money. It’s about making the right moves.

If you’re at a crossroads in your financial journey, let’s talk.

At first, her goal was simple…

“𝙂𝙪𝙨𝙩𝙤 𝙠𝙤 𝙢𝙖𝙜-𝙞𝙥𝙤𝙣 𝙛𝙤𝙧 𝙢𝙮 𝙙𝙖𝙪𝙜𝙝𝙩𝙚𝙧’𝙨 𝙚𝙙𝙪𝙘𝙖𝙩𝙞𝙤𝙣.”

But when we sat down and did proper financial planning, one truth became clear:

𝘽𝙚𝙛𝙤𝙧𝙚 𝙬𝙚 𝙗𝙪𝙞𝙡𝙙 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙘𝙝𝙞𝙡𝙙, 𝙬𝙚 𝙢𝙪𝙨𝙩 𝙥𝙧𝙤𝙩𝙚𝙘𝙩 𝙩𝙝𝙚 𝙤𝙣𝙚 𝙘𝙖𝙧𝙧𝙮𝙞𝙣𝙜 𝙚𝙫𝙚𝙧𝙮𝙩𝙝𝙞𝙣𝙜.

She is a 𝙢𝙤𝙩𝙝𝙚𝙧 𝙤𝙛 𝙖𝙣 𝙤𝙣𝙡𝙮 𝙙𝙖𝙪𝙜𝙝𝙩𝙚𝙧.
If anything happens to her, 𝙬𝙝𝙤 𝙬𝙞𝙡𝙡 𝙘𝙤𝙣𝙩𝙞𝙣𝙪𝙚 𝙩𝙝𝙚 𝙥𝙡𝙖𝙣?

So instead of starting with an education fund, we started with 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙣𝙜 𝙝𝙚𝙧 𝙡𝙞𝙛𝙚, 𝙝𝙚𝙧 𝙞𝙣𝙘𝙤𝙢𝙚, 𝙖𝙣𝙙 𝙝𝙚𝙧 𝙧𝙤𝙡𝙚.

Because the best gift you can give your child… is making sure 𝙮𝙤𝙪’𝙡𝙡 𝙖𝙡𝙬𝙖𝙮𝙨 𝙗𝙚 𝙩𝙝𝙚𝙧𝙚 𝙛𝙤𝙧 𝙩𝙝𝙚𝙢 or that they’ll be 𝙩𝙖𝙠𝙚𝙣 𝙘𝙖𝙧𝙚 𝙤𝙛 𝙣𝙤 𝙢𝙖𝙩𝙩𝙚𝙧 𝙬𝙝𝙖𝙩.