08/08/2020
ANO ANG MUTUAL FUND?
Dahil marami sa mga Pilipino ang walang oras pa para pag-aralan mabuti ang Fundamental at Technical Analysis ng Stock Market kaya nagkaroon ng Mutual Fund.
Ang Mutual Fund ay Investment Company na legal na nangongolekta ng pondo sa publiko para mailagay sa iba ibang financial instruments tulad ng Money Market, Bonds at Stocks.
Ang Mutual Fund ay may mga empleyado na eksperto sa pag-invest sa stock market na tinatawag na FUND MANAGER kaya alam nila kung aling stocks ang mabilis na tumaas ang Stock Price at nagbibigay ng malaking Dividends dahil na rin nakatutok sila palagi sa stock market. Ang isa pang advantage ng Mutual Fund ay naka diversified ang investment mo dito sa Top 10 Blue Chip Stocks. Regulated ng Securities and Exchange Commission (SEC) ang Mutual Fund at may batas na pinatupad tulad ng Investment Company Act o Republic Act no. 2629 noong Hunyo 18, 1960 pa.
Ito ang kasalukuyang 10 Mutual Fund – Stock sa Pilipinas na mahigit limang taon na sa industriya na miyembro ng Philippine Investment Funds Association (PIFA).
1. Philam Strategic Growth Fund, Inc.
2. ALFM Growth Fund, Inc.
3. ATRAM Philippine Equity Opportunity Fund, Inc.
4. First Metro Save and Learn Equity Fund, Inc.
5. Philequity Fund, Inc.
6. Philequity PSE Index Fund, Inc.
7. Philippine Stock Index Fund Corp.
8. Sun Life Prosperity Philippine Equity Fund, Inc.
9. United Fund, Inc.
10.Soldivo strategic growth fund,Inc.
Para makapag-invest sa Mutual Fund ay kailangan may kausapin ka na isang tao na lisensiyadong Certified Investment Solicitor (CIS) ng SEC na magbibigay payo kung aling stocks mapupunta ang perang iinvest mo. Ang perang nainvest mo sa Mutual Fund ay may kapalit na Subscription Confirmation para malaman mo kung ilang Shares ang nabili mo depende sa presyo ng Net Asset Value Per Share (NAVPS). Puwede ka magsimula dito kahit PhP 5,000 lang..
ADVANTAGES OF MUTUAL FUNDS
1. Low Initial Invesment
- It takes only P5,000 or even P1,000 to start in MF investing. After that, you can invest P1,000 every month/ 500php or every other month, or as often as you want.
2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.
3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.
4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.
5. Liquid Investment
- This means you can get your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing NAVPS.
6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therfore, investors in MF are no longer subject to tax.
7. Regulated by the Securities & Exchange Commission
Just simply mutual fund investing...
Start your journey of investing now.
Today is the right time to start.
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