How to save and invest the right way

Time is your greatest ally. https://go.rampver.com/signup

Be successful in saving money with IMG's helpful guide! 🔑

Are you ready to change the way you handle your finances? By providing you with these guides on how you can properly and successfully save, we want you to attain a successful financial future.

Comment, "I am G with IMG," when you agree with these guides!








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While you have a job create an escape route because if you dont have any, you cant say no, if you cant say no, you can't bargain and if you can't bargain, you become a slave. Stop creating golden handcuffs for yourself! 💯

Respect your job and do your best because it's putting food on your table but save some money and start up something for yourself. Don't be a salary addictive. Remember in a job you are working towards your bosses vision. What about your vision? What about your goals?




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Saan ba napunta ang pinagpaguran mo sa trabaho?

Naglaho lang ba na parang bula at nagulat ka na lang wala ng laman ang wallet at ATM mo?

Normal yan sa seaman, mga kabaro kasi di natin alam paano ipunin at palaguin ang ating mga perang pinaghirapan ng ilang taon sa barko.

Welcome to the club kabaro, club ng mga walang ipon Peru may good news kabaro kasi may pagasa pa.!!!

Isa lang ang natatanging paraan kabaro, Financial Education.

Isa ang IMG company nagbibigay ng Financial Education. Ang ikinaganda sa IMG may education at application kasi naniniwala ang IMG nito.

Knowledge is power but applied knowledge is more powerful.

That is the advantage of IMG.☺☺☺

Just pm me if you want to change your Financial Life.
m.me//esther.celebrar.estrella

Credits to Coach Capt. B**g Arcenal

Kung 40 years old kana ngayon, Senior Citizen kana 20 years from now. Tama?

𝐀𝐧𝐨𝐧𝐠 𝐬𝐢𝐭𝐮𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐠 𝐠𝐮𝐬𝐭𝐨 𝐦𝐨?
1. Senior na walang problema sa Pera kasi nakapag plano ka?
2. Senior na ang laki ng problema sa Pera kasi hindi nakapag plano noong bata pa at kumikita pa?

𝑯𝒂𝒃𝒂𝒏𝒈 𝒎𝒂𝒚 𝒑𝒂𝒏𝒂𝒉𝒐𝒏 𝒑𝒂, 𝒎𝒂𝒈 𝑨𝑪𝑻𝑰𝑶𝑵 𝒌𝒂𝒏𝒂!

IMG Financial Education ang Solustion.

"𝙊𝙪𝙧 𝙜𝙤𝙖𝙡 𝙞𝙨 𝙩𝙤 𝙚𝙙𝙪𝙘𝙖𝙩𝙚 30 𝙢𝙞𝙡𝙡𝙞𝙤𝙣 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙗𝙮 𝙮𝙚𝙖𝙧 2030"





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"One of the reasons why people don't achieve financial independence is because:
1. They don't make enough money
2. They spend it all

Some don't make enough money + they spend it all. Some make a lot of money but they also spend it all." - Brian Tracy

"The main cause of poverty is not the lack of money but mismanaged money."

Be financially educated.
Be part of a community that can transform you from being a Spender to Saver.

Join IMG, the community of savers and investors.👌
https://373863ph.imgcorp.com





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✅✅✅

Be financially literate.

Academic education is different from financial education. Kaya po hindi lahat ng nag excel sa academic ay naging financially successful.

Attend financial literacy class. It is Free.

Message me for details👇👇
m.me//esther.celebrar.estrella






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Lugi ka pa ba?
For only 6,000 one-time membership fee.
1,500 accreditation yearly for the 63 Benefits.



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With a long-term care plan from Kaiser, you can safeguard your future and cherish every moment with those you love. Make sure to invest in the protection and security that a healthcare plan offers. 💙

Don't simply retire from something; have something to retire to. - Harry Emerson Fosdick.

Learn about our healthcare plans:
https://kaiserhealthgroup.com/

Kaiser Quote
https://373863ph.imgcorp.com/quote/kaiser




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Beware of little expenses.❗❗

Small leak can sink a great ship. - Benjamin Franklin




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Did you know?

When you borrow money, You Pay the interest.

When you Invest, you are Paid with interest. ✅🧠

The choice is yours. 🎯




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Yung estado ng buhay mo 5 years from now ay resulta ng mga magiging desisyon mo ngayon.

Kaya galingan mo.




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How do Filipinos deal with HEALTHCARE?

1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Kahit anong kanta pa na family is love... kung problema na sa pera ang usapan, meron talagang magagalit or masasaktan.

4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) PREPAID health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) LONG TERM HEALTHCARE. Payment period is only 7 years. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program.

INVEST FOR LONG-TERM! 🔥

P196 per day or
P5882 per month or
P58,821 per year (with 2 months worth discount)

You will get:
👉 FREE Annual Physical Exam & Dental Benefit for 7 years
👉 P60,000 Annual Hospitalization Benefit for 7 years and increasing coverage in the succeeding years until whatever age (*subject to fund availability)
👉 P450,000 Life Insurance for 20 years
👉 P900,000 Accident Death & Dismemberment for 20 years
👉 P1-6 MILLION Retirement Fund*
*retirement fund depends on what age you start investing

PLUS, YOU HAVE THE CHANCE TO GET YOUR OWN KAISER SAVINGS FREE!

Message me for a FREE Quote!

How? You are invited for a free and no-obligation financial literacy class and discussion about this program. By just setting an appointment, you will get a FREE giveaway of P20,000 worth of Personal Accident Insurance Coverage.

Message us for discussion schedules.
https:///373863ph.imgcorp.com/linkbio






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Ito ang ginagawa namin sa IMG.

✅We educate Filipino families about Financial Literacy.
✅We educate them on how to build a Solid Financial Foundation.
✅We teach how to save, invest, and how money works.
✅How to become debt free.
✅How to increase cash flow.

Bakit namin ito ginagawa?

👉Para magkaroon ng kaalaman ang bawat Pilipino kung paano hahawakan nang tama ang perang kanilang pinaghirapan.

👉Para walang ma-scam.

👉Para maipaunawa kung gaano ka importante ang magkaroon ng HEALTHCARE at LIFE INSURANCE nang hindi na mamroblema kung kinakailangan.

Kaya, kung gusto mo rin matutunan ang lahat ng mga ito, message ka lang pwedeng personal ka namin maturuan or kahit online.
Message me👇
m.me//esther.celebrar.estrella

Free Ebooks at Free Php 20,000 Personal Accident Insurance para sayo kapag umattend ka sa aming Orientation.





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Sa pag-iinvest kailangan mayroon kang Goals kung para saan ang iyong investment.
At Perang ilagay mo dito ay ang Perang hindi mo pa gagamitin ngayon.

Mutual Fund investment isa sa PINAKA magandang investment na maererekumenda ko.

Hindi muna kailangan ng teknikal analysis dahil may Fund Manager na mag mamanage ng pera mo para lumago.

Dito sa IMG, kapag member kana, pwede ka na mag-invest for as low as 20 pesos.

Gusto mo rin ba matutunan paano mag invest sa Mutual Fund?

Message mo Lang ako!
👉 https:///373863ph.imgcorp.com/linkbio






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A person can be highly educated , professionally successful, but financially illiterate.

Having a great career and high paying job is not a ticket to financial freedom.
You need to invest in your financial education.

"It's not how much money you make. It's how much money you keep. Save and invest correctly.”

👇🏻Financial realities - and why we should study Financial Literacy.

1. Many Filipinos retire without enough savings. Many hardworking and dedicated Filipinos fail to save.

2. Many OFW's work for years and end up with small or zero retirement savings.

3. Most 13th month pay are spent, not saved.

4. Most debts are mismanaged and turns into a huge problem.

5. Money problems challenge or even affect marriage and relationships.

6. Income, thru the wrong formula, is mostly spent first not saved. (Income - Expenses = Savings)

7. Government programs like SSS, GSIS, Philhealth are often not enough.

Lagi nating tatandaan nasa ating mga kamay nakasalalay ang ikagaganda ng ating buhay.

Be part of IMG, your community of savers and investors. ❤️
https://373863ph.imgcorp.com



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Fact ✅

Most life insurance plan premium tend to be higher from age 40s onwards.

Most of the major illness come out during older years when we are not anymore covered by employment benefits.

One major illness can wipe out everything we worked for - property, investments, personal savings of loves ones.

Insurance and healthcare is not a right, but a privilege. Once you have medical records of illness, approval of insurance application or claim is not guaranteed.

Family and loved ones will suffer or be gravely affected financially if a family member/breadwinner will get sick or pass away.

-

If you are still healthy and you love your family, then get started with your complete financial plan today.

Message me👇👇
https:///373863ph.imgcorp.com/linkbio




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