IMG Iloilo City

₱20,000 ang sahod mo… PERO SAAN NAPUPUNTA?

Have you ever asked yourself:

“Kakapasahod ko lang… bakit parang wala na agad?”

Let’s try a sample budget.

If your ₱20,000 salary becomes around ₱18,000 take-home pay after deductions:

🏠 Rent / share — ₱4,000
🍚 Food & groceries — ₱4,000
🚐 Transportation — ₱2,000
📱 Load / internet — ₱800
💡 Utilities — ₱1,500
💳 Debt / installments — ₱1,500

Total: ₱13,800

May natitira pang ₱4,200.

Pero wait…

☕ ₱50 coffee
🍔 ₱150 food delivery
🛒 ₱100 online shopping
🎬 ₱200 gala
📱 ₱99 subscriptions
💸 “Pahiram muna”

Individually, maliit lang.

Pero kapag paulit-ulit?

Pwedeng maging ₱2,000–₱4,000+ every month.

And suddenly…

“Saan napunta ang pera ko?”

The problem isn't always that you don't earn enough.

Sometimes, you simply don't have a system for the money you already earn.

Try this for 30 days:

TRACK EVERY PESO.

Kahit ₱20.
Kahit ₱50.
Kahit “small treat lang.”

Then categorize your expenses:

✅ NEEDS
✅ WANTS
✅ OBLIGATIONS
✅ SAVINGS / INVESTMENTS

Because you can't improve what you don't measure.

Question:
Kung ₱20,000 ang monthly income mo, ano ang pinakamalaking expense mo?

To learn how to manage your income, attend our FREE Financial Coaching. Message us.

Save and invest in your healthcare. It is taking care of your future self. Message us to learn more.

As we age, our bodies naturally change, even the parts we can't see.

That's why investing in your health today is one of the best decisions you can make. With the right healthcare protection, you can face unexpected medical situations without worrying.

Take care of your health today, and be prepared for tomorrow.

Disclaimer:
The appropriation of the official posts of the company outside of the official accounts of Kaiser International Healthgroup Inc. is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of Kaiser International Healthgroup Inc. are considered violations of the intellectual property rights of the company.

The Kaiser International Healthgroup Inc. reserves the right to take legal action against those who violate our intellectual property rights, including seeking redress for damages in the proper courts of the Philippines.

Being financially literate at a young age helps young adults build early savings, avoid high-interest credit and online lending scams. Practicing smart budgeting, planning and investing, allows them to achieve financial independence, reduce future stress, and make confident choices in life.

Congratulations, and welcome to IMG Community, Lyn Rose. Together, we will journey to a debt-free and financially secured life. 📖 🚶‍♀️ 🎊 Congratulations as well to Jelyn Olvinada Pinuela for bringing your cousin to our community of savers, investors and entrepreneurs.

Financial Literacy is for everyone. It is your first step to a financially worry-free life.

A healthcare company should not only offer complete and quality healthcare assistance—it should also provide compassion and genuine care.

Kaiser not only provides healthcare products and services but also delivers them with compassion, care, and commitment. They make every effort to ensure that every client feels valued, cared for, and satisfied with the assistance they receive.

Disclaimer:
The appropriation of the official posts of the company outside of the official accounts of Kaiser International Healthgroup Inc. is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup Inc. are considered violations of the intellectual property rights of the company.

The Kaiser International Healthgroup Inc. reserves the right to take legal action against those who violate our intellectual property rights, including seeking redress for damages in the proper courts of the Philippines.

Gusto mo mangin utang-free?
Gusto mo nga magka-savings?
Magka- healthcare? Magka-investments?
Malab-ot ang mga handum like, mag-travel?

Just increase your cashflow.. bawas gastos, dagdag kita! Save and Invest the right way. :-)
Paano?? We will be happy show you HOW. :-)

We are grateful for the opportunity given to our Financial Educator, Bingbing Josue to share to the employees of Antique Provincial Government, practical financial concepts and the platform for ex*****on.
But, knowledge becomes valuable only when it's applied. Learning without action changes nothing, consistent action changes everything.

Special thanks to Sir Rene Oberio, HRMO Asst. Dept. Head, and Ms. Daisy May Fornier, whom Ms. Bingbing is truly grateful for bringing her to IMG Community. ❤️

🏡This is the value of being an IMG Member.

Imagine protecting your home for only ₱1,500 per year with coverage of up to ₱500,000*

Through Home Shield, an exclusive IMG member benefit, you gain access to affordable protection against unexpected events such as fire, natural disasters, personal accidents, and liabilities.

Whether you own your home or rent one, protecting what you've worked hard for is one of the smartest financial decisions you can make.

IMG isn't just about financial education—it's about giving you access to practical financial solutions that protect your future.

📩 Want to enjoy exclusive member benefits like Home Shield? Message me today and learn how to become an IMG member.

BANK vs. HMO (KAISER 3-in-1) 💰🏥

Meet Zally and Jeff, both 25 years old.

Both decided to set aside ₱88 a day for their future. 👩🏻👨🏻

Zally saved her money in a traditional bank account. 🏦

Jeff chose a Long-Term Healthcare Plan (HMO) with Kaiser 3-in-1. 💛

What's the difference?

A regular savings account helps you save money.

A Kaiser 3-in-1 Long-Term Healthcare Plan helps you build a more complete financial foundation by combining:

✅ Long-Term Healthcare Benefits
✅ Life Insurance Protection
✅ Investment Component with the potential to grow over time

Instead of focusing only on growing your money, you're also protecting your health, your income, and your family's future.

Because true wealth isn't just about how much money you have—it's about being financially prepared when life happens.

Don't just save. Build, protect, and prepare. 🌱

Let's talk about how you can start your own long-term financial and healthcare plan today. 📩

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