The Ultimate Kaiser Health Builder Plan is a healthcare plan that allows one to control his own health and provide for his own future.
Kaiser International Healthgroup, Inc. is an actuarially-sound, product-based business. It brings together the best features of an HMO, Health Savings Plan, and a financial investment.
An innovative program, the first of it's kind in the country;
Guarantees long-term care even after the age of sixty when the client has only himself to rely on;
Healthcare coverage, savings, emergency fund, and insurance rolled into one;
An accumulative, self-earning investment that comes with Return of Payment for non-utilization in the first seven (7) years of coverage;
A portable account! Even if you change or lose jobs, your plan and funds stay with you;
A four-way insurance coverage:
Term Life
Accidental death and dismemberment
Waiver of installment due to death
Waiver of installment due to permanent and total disability;
Outpatient benefits, annual physical examinations and dental coverage;
Coverage is for individuals but can be installed in companies as a health savings salary deduction program;
No exclusions from 8th year onward;
Flexible, Upgradeable within 30 days ;
Annual lifetime healthcare benefits from years 8 to 20 accumulate with interest in a "Health Savings Account"
"Health Savings Account" earn interest beyond 20 years.
Benefits can be used up to any age.
Payable in 7 years only with fixed rates for the entire paying period;
Issue age up to 60, but coverability extends after 60; and,
Reinstatement can be done within 2 years after lapsed policy.
IMG Wealth Academy Davao
๐๐๐ ๐๐๐๐ก๐ฉ๐ ๐ผ๐๐๐๐๐ข๐ฎ is a comprehensive
learning program to give every member
the best chance to succeed. This is in addition to the IMG Educational Platform
23/10/2025
AI Overview
The Kaiser Ultimate Health Builder is a long-term health plan offered by Kaiser International Healthgroup, Inc. that combines healthcare, savings, and investment into a single product. It provides coverage through a 7-year payment period followed by a 13-year accumulation period, after which it guarantees long-term healthcare benefits and a return of premiums for non-utilization during the first seven years. The plan also includes life and accidental death insurance, offers outpatient benefits, and has no exclusions from the eighth year onward.
Plan features
Combined benefits:
It integrates a Health Maintenance Organization (HMO), a health savings account, and a financial investment.
Long-term care:
It ensures healthcare coverage even after retirement, typically after the age of 60.
Portable account:
The plan and accumulated funds stay with the individual even if they change or lose jobs.
Four-way insurance:
It provides term life, accidental death and dismemberment, and waiver of installment due to death or permanent disability.
Return of payment:
There is a return of payment for non-utilization during the first seven years of coverage.
Accumulation and interest:
Savings accumulate and earn interest, and after the 20th year, the accumulated funds are available for use, or can be converted to a pension-type income.
How it works
Payment period: You pay fixed rates for the first seven years.
Accumulation period: During the next 13 years, your funds accumulate with interest, and health benefits are available.
Maturity: After 20 years, the plan matures. You can use the accumulated funds for health needs or other expenses, with a portion of premiums returned if there were no claims during the initial payment period.
Kaiser International is a top-tier HMO with high-quality comprehensive short term healthcare solutions to a diverse range of clients, including government groups.
Kaiser National HealthCare Shield is designed to cater to the needs of government employees and designed to provide benefits even for high-risk cases including pregnant women, senior citizens and persons with disabilities
It provides a five-point healthcare program with
In-patient benefit
Out-patient benefit
Emergency care benefit
Annual Physical Exam, and
Dental Benefit
PLUS Financial Care Benefit for principal member death and dismemberment
19/10/2025
19/10/2025
Good News for Government Institutions and Government Employees ๐ต๐ญ
The Philippine Government has taken a big step to support government employees by providing P7,000 yearly Medical Allowance.
Kung titignan mo parang ang liit, but with Kaiser specialized National Health Shield Care Program, malayo ang mararating nito.
Benefits of National Healthshield Care:
1. HMO Coverage of 75,000 per illness, per year.
2. Pre existing illness coverage
3. In Patient / Out Patient Coverage
4. Semi-Private Includes Major Hospitals
5. And many more benefits.
BONUS: Family Financial Assistance
โ
Natural death 10K
โ
Accident death 20K
Yung akala nating maliit na 7,000 yearly Medical benefits ay pwede kang mabigyan ng High-quality Healthcare Coverage.
Avail Kaiserโs National Health Shield Care now through your institutionโs group plan and experience the peace of mind you deserve.
Message me to know more.
Healthcare That Has Your Back ๐ฉต
The National Healthcare Shield strengthens your agency by securing every memberโs health and peace of mind. Led by an authorized signatory, applications follow trusted standards, making healthcare protection accessible and dependable for all. Designed to be more than a benefit, it is a shield that protects today, sustains tomorrow, and empowers your team to serve with confidence and resilience.
07/09/2025
๐๐ก๐๐ฉ๐ ๐ญ๐ก๐ ๐
๐ฎ๐ญ๐ฎ๐ซ๐ ๐จ๐ ๐
๐ข๐ง๐๐ง๐๐: ๐๐ ๐๐๐ซ๐ญ ๐จ๐ ๐ ๐๐ซ๐๐ง๐ฌ๐๐จ๐ซ๐ฆ๐๐ญ๐ข๐ฏ๐ ๐๐จ๐ฏ๐๐ฆ๐๐ง๐ญ
Join Us in Building a Revolutionary Financial Services Industry
Through legacy-changing financial literacy, weโre empowering individuals and families to break cycles of financial uncertainty. This isnโt about transactionsโitโs about transformation.
Why This Matters
"Give a person a fish, and they eat for a day. Teach them to fish, and they thrive for generations."
Traditional sales models focus on short-term gains. Weโre rewriting the playbook by prioritizing education over transactions, equipping people with the tools to build lasting financial freedom.
Your Invitation to Make History
Attend our orientation session and discover how you can:
โ
Champion ethical financial education
โ
Empower communities with sustainable wealth-building strategies
โ
Leave a generational impact through purpose-driven work
Event Details
๐
Date: September 9, 2025
โฐ Times: 1st session 10:00 AM; 2nd session 5:00 PM
๐ Location: IMG Financial Education Center, 5th Floor, Landco Corporate Centre, JP Laurel Avenue, Bajada, Davao City
RSVP Now
Secure your spot by replying to this message or contact the person who invited you. Limited seats availableโbe part of the first wave of change-makers!
01/08/2025
You have the power today to change the story of your tomorrow.
One decision. One step. One choice to take control.
Your future starts now and it starts with you. ๐ค
Start building your Future.
Save and Invest.
Let's talk.
21/07/2025
Transform, don't burn: Sustainable growth is forged in the slow fire of consistent effort.
Came across powerful visual metaphor on LinkedIn today:
two meals, one burnt from one hour at 900ยฐF, and one perfectly cooked from three hours at 300ยฐF.
It was a timely reminder that lasting growth - both personal and professional - is not about speed, but about strategy, consistency, and patience.
We live in a world that glorifies urgency, but real mastery takes time. So if your journey feels slow, take heartโyou might just be slow-cooking something exceptional
Prince A.
09/07/2025
SUCCESS NOW BELONGS TO THE MOST FOCUSED, NOT THE MOST TALENTED.
๐๐๐ ๐๐๐๐ก๐ฉ๐ ๐ผ๐๐๐๐๐ข๐ฎ ๐๐ช๐๐๐๐จ ๐ฎ๐ค๐ช ๐ฉ๐ค ๐จ๐ฉ๐๐ฎ ๐๐ค๐๐ช๐จ๐๐ ๐๐ฃ๐ ๐๐๐๐๐ก๐๐ง๐๐ฉ๐๐จ ๐ฎ๐ค๐ช๐ง ๐๐ค๐ช๐ง๐ฃ๐๐ฎ ๐ฉ๐ค ๐๐๐๐๐๐ซ๐๐ฃ๐ ๐ฎ๐ค๐ช๐ง ๐๐๐ฃ๐๐ฃ๐๐๐๐ก ๐๐ค๐๐ก๐จ.
In this, itโs no longer about survival of the fittest.
Itโs now survival of the most focused.
Itโs now about who knows what they want and refuses to be distracted.
You can be talented and still fail.
You can be smart and still stuck.
Why?
Because without focus, youโll keep starting and never finishing.
Everyone is busy.
Everyone is trying.
But only the focused ones are building empires, creating impact, and making money consistently.
Focus is now the real currency.
So whatโs stealing your focus?
EXTERNAL DISTRACTIONS
โขSocial media scrolling
โขEndless WhatsApp chats and group messages
โขPhone notifications every 5 minutes
โขUnnecessary calls
โขExcessive watching of movies
โขTrying to keep up with every trend
โขConsuming too much content without action
โขJumping from course to course
โขAttending every training without implementing
โขAlways being available to everyone
INTERNAL DISTRACTIONS
โขOverthinking and second-guessing
โขFear of missing out (FOMO) โขComparison syndrome
โขPerfectionism
โขProcrastination disguised as โplanningโ
โขImposter syndrome
โขEmotional baggage
โขNo clarity or defined goals
โขTrying to please everyone
โขSaying โyesโ to everything
LIFESTYLE DISTRACTIONS
โขPoor time management
โขNo structure or routine
โขToxic relationships
โขMultitasking everything, finishing nothing
โขInconsistent sleep or rest
If you want to win in this season,
Mute the noise.
Pick your lane.
Protect your focus like your life depends on it because it does.
The world is loud.
You donโt need to do everything.
You just need to do the right thing, and do it consistently.
ยฉ๏ธ Money Up Academy
27/06/2025
๐๐๐ง๐๐ ๐ค๐ ๐๐๐ฃ๐๐ฃ๐๐๐๐ก ๐๐ฃ๐๐๐ง๐ฉ๐๐๐ฃ๐ฉ๐ฎ?
IMG Wealth Academy's "Secrets to Saving & Building Your Future" Orientation provides the knowledge and tools you need to build a secure future.
Register Now! https://bit.ly/IMGWealthAcademyBuildUrFuture
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5th Floor, Landco Corporate Center, JP Laurel Avenue, Bajada
Davao City
8000