PH Investors Guide

DIAMONDS ON WHITE GOLD

ASSET OR LIABILITY?

Most of people, when as asked, are these diamonds and gold asset or liability, will say its ASSEST.

This is true. When we buy and sell it. But if its only for our banking, not providing income to our pocket it is actually a LIABILITY.

Sparing 15k for an earings is quite much. But if youve got more than enough keeping then it maybe fine.

Check first if you have invested or saved up enough
for your healthcare, insurance, emergency fund.

Healthcare must be big enough to contain expenses when you get sick. It must be 20% of your income premium plan. It should fund your health needs amd provide you income when you stop working or retire from your job.

Insurance must be 10times of your annual income coveraged plan. Not just to fund your burial. It must replace the income you bring in to your family.

Emergency fund must be 3 to 6 months of your income saved up readily available when there will be unforeseen needs which may need immediate cash i.e. illness, house repair, or your necessities when you lost your current job.

If all of those above are established then its time to invest in longterm items such as buying a real estate property, jewelries, etc.

🌹 Self-Congrats sa’yo ngayong 2025 ✨

Nakaya mo.
Sa kabila ng maraming struggles na pinagdaanan mo ngayong taon, pinili mong magsimula.

Oo, maaaring may mga panahong kinapos ka sa financial needs.
May mga desisyong mahirap gawin.
Pero sa kabila ng lahat, inuuna mo pa rin ang sarili at pamilya mo.

Ang pag-start ng Kaiser plan ay hindi lang tungkol sa pera—
ito ay tungkol sa pagiging handa, responsable, at may malasakit sa future.

Hindi man perfect ang timing,
✨ tama ang desisyon
✨ mahalaga ang unang hakbang
✨ at nagsimula ka na

Congrats sa’yo.
Sa tapang mong mag-umpisa.
Sa mindset mong “future-ready.”

Malayo pa, pero nagsimula ka na. 💚
Self-congrats sa’yo!

2025 taught you a lot—lalo na ang maghanda nang mas maaga.
Kahit may struggle, you still chose to start your Kaiser plan.
That alone is a win. 💚

Ang pag-start ng Kaiser plan ay isang desisyon na magpapasalamat ka sa future.
If you have questions or need help maximizing your benefits,

👉message me anytime. 💬
@ followers
# KaiserPlan
# SecureYourFuture

70/20/10

anu daw wish ko for 2026,
sabi ko...Maging Mukhang Pera!

Send a message to learn more

about to close the year 2025. Pero ang utang di pa nagcoclose!

Send a message to learn more

SEAD EntrepreNEERS

GUIDE FOR ENGINEERS TO DO BUSINESS and establish their own business!

You can be an IMG member — and a Kaiser Agent — anywhere in the world 🌏.

Just a little reminder to keep in mind: Distance doesn’t limit your dreams.

Usap na tayo.😉💯

☝🏼

Bakit maganda mag-ipon sa Kaiser Longterm Healthcare Savings?

Sa Kaiser 3-in-1 na, my Healthcare, Insurance at Investment ka na.

HOW IMPORTANT IS THE KAISER LONGTERM HEALTHCARE:

✔Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang Annual health care coverage mo hindi sya naeexpire unlike short-term health care. Marereceive mo ang guaranteed Long-term care bonus sa maturity.
✔May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.
✔Pede ka magkaroon nito nagsisimula sa halagang P88 pesos a day.

Sa Kaiser 3in1 na, my healthcare, insurance at investment ka na.
Basta ang daming benefits. 7 years mo lang pag iipunan.

BONUS: Recommended ko din na mag ipon ka at mag invest sa mga MUTUAL FUNDS and Stock Market. 👍

Gusto mo bang malaman kung paano? Message us for free quotation.👌

Get these Benefits by having your own Portal

There are two (2) savings account you can access
which does requires you fix due dates. It depends on your own saving program for your goal.

Be guided. Message us.

We can assist

Send a message to learn more

𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝘁𝗼 𝗮𝗹𝗹 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 ‼️
Mga friends nako nagtrabaho sa Gobyerno! Check this.

Best deal HMO exclusive for you🙌🏻
5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental
— P 7,000 annual premium per year
— P 75,000 coverage PER ILLNESS per year
— With access to major hospitals (no additional payment)
— Pre-existing and dreaded illnesses covered
— BONUS Feature: Family Assistance

Eligibilty for Principal Members:

✅GOVERNMENT EMPLOYEES
— Local Government Units (LGUs)
— Government Institutions
— Cooperatives
— Associations
— Age 18 up to 65 years old

Accredited Hospitals and Clinics: https://kaiserhealthgroup.com/map/index.html
Message me for more info.