Pinoy & Peso

3 Simple Yet Powerful Actions that will changed your Financial life

✅ Save - when you decide not to spend all that you earn - it gives you a feeling like that of supernatural, makes you feel superior than the rest of humans who spends all. You have total control over your money. Money doesn’t control you. Peers can’t pressure you to spend. You are the master of your money, not the other way around. Try it, and you’ll see.

✅ Save the Right Way - when you know something others don’t know, it gives you an advantage, an edge. While most people put their savings below inflation rate, you are enjoying money growth above inflation rate, coz you understand how to outpace inflation. When other people save at small rates and borrow at high rates, you just became a Winner. You stand out when you don’t allow debts and loans (high rates) to control your cash flow.

✅ Save with Purpose - when you tell and direct your money on where to go, you are in total cruise control. You not only save for small goals, you also enjoy planning for big goals. You save up for the long term journey. You save up for old age, for retirement pension and health expense, you save up for your next generation’s future not just yours. You plan to leave a fortune.

When you apply those action steps, you just upgraded your financial life. Not only that, you also have the chance to upgrade the life of others that look up to you cause to them, you became an inspiration, a motivation, an example of success.

Be with a community that inspires you to save.
You can do extraordinary things when you are able to save.

December is the month that most people over spend. They spend more than their 13th month bonus and salary. By January they start to borrow money because their salary is not enough already.

If you don't want to start your 2019 with debt. Don't over spend this December!

Save at least 50% of your bonus and whatever is left you spend it for Christmas and New Year.

If you do this every year, guaranteed, you'll retire a Millionaire!

Investing without a goal is like driving a car on a long and unknown road without having a map. You go nowhere.

Know your destination, and commit to it for the long-term.

As early as now, have better plans for your 13th month pay and other bonuses because malls and other companies are already planning something to take that money from you - a money that is supposed to be used for your future.

Do it right this time and start building a better financial future.

"13th month pays are created to give you fund for your retirement.

Save it so it can save you in the future."

Going to the fitness gym - you don't talk to a gym equipment provider or salesman, instead you work with a gym instructor or fitness trainer.

In our journey towards Financial Security - we need to attend Financial Coaching classes and perhaps work with a Financial Educator or Planner instead of an insurance or investment salesman.

Even when making a big Financial decision such as buying a car, buying a property or even changing careers - talk with a Financial planner or educator first. It's a Financial decision.

Better if you can be your own Financial Educator to your family - to share the basic foundation of Personal Finance.

We deserve to see a bigger picture.

(Let me share a great quote from Coach Rex Mendoza)👇

Rich people don't achieve financial success through saving alone. They grow their wealth through investing.

Don't let your money sleep in the bank's savings account where it only earns 0.20% interest. Make it work for you.

P2.3M total na itinaya sa lotto sa loob ng 18 years? That's an average of P10,648 per month.

Kung in-invest nya sana sa stock market or mutual funds ang P10,648 monthly na pang taya, more than P6.5M na sana ito ngayon (Based on 10% yearly average interest).

Sa anong paraan mo pangarap yumaman? Lotto na 0.00002% ang chance (or 1 out of 5M) or sa stock market/mutual funds na slowly but surely.

Don't shrink your dreams to fit the size of your income. Instead, increase your income to afford your dreams.

Money is such a powerful personality magnifier.

A bad person can be made worse by the riches, and a good person can be empowered to do greater deeds with wealth.

-Rex Mendoza,
President & CEO of Rampver Financials,
Author of the must-read Trailblazing Success

Building our "E- FUNDS" is one of the foundations in Building our Wealth. Here are step on how we can Accumulate and build it strong.

For the past twenty years, mutual funds have slowly become one of the most popular investment vehicles in the Philippines.

It has helped many Filipinos achieve their life goals and ultimately, attain their investment objectives.

But what is in these mutual funds that make it a popular choice in the investing public?

A common experience.