Wise Pinoy Savers & Investors

Ang Kaiser Ultimate ay 3-in-1 solution sa future problems mo like:
1) "if you get sick" - To provide you a HEALTHCARE plan when you resign and hindi ka na covered ng company HMO or when you retire on your senior years hindi mo na iisipin kung saan ka kukuha ng pangcheck up at pang-ospital mo.
2) "if you die too soon" - LIFE INSURANCE Coverage to support your family ("INSTANT MONEY") by giving them extra protection to not worry about financial losses when tragedy occurs that could help pay debts and finance your children's education.
3) "if you live long" - To provide you a WITHDRAWABLE fund. This will give you the money that you can use to enjoy on your senior years and withdraw once the policy matures after 20 years. Or you could still keep your money with Kaiser and it will earn 7-10% interest per annum. If you started at 20 years old, your plan has a projected value of 3.5M by age 60 wherein you only invested 222K for 7 years.
For as low of 2467 per month, you can avail of our lowest plan. So start while you are young and healthy and experience the magic of compounding interest.

1. Yung iPhone hinuhulugan
2. Yung load ginagastusan
3. Yung lotto tinatayaan
4. Yung birthday pinaghahandaan
5. Yung handa sa fiesta ipinapangutang
6. Yung panigarilyo pinaglalaanan
7. Yung pagkain sa labas nababudgetan
8. Yung bayad sa Netflix hindi nahirapan
9. Yung utang sa Bombay nababayaran
10. Yung bayad sa Shopee at Lazada napaghahandaan
Pero bakit ang Long-Term Healthcare at Retirement Fund...ayaw pag-ipunan? 🤔
Ito mostly ang common mistake ng karamihan, dahil ang retirement daw ay malayo pa, kaya saka na paghandaan.
Laging tandaan: "The best time to prepare is NOW - habang bata ka pa... habang malakas ka pa... habang kumikita ka pa... habang wala ka pang sakit.." 🕔
Attend our Free Online Financial Class.

Wow!!!!! Congratulations sa may ari ng portal na ito👏👏👏
3 Million shares hit + 100k pesos top up agad!mapapWhossssshhhhhh ka talaga....!!!

💪💪💪

Napaganda ng my Longterm healthcare.. si sir Florante live long pa at dahil matured na sya mismo ang makikibang sa saving program na ito.

Kaya ikaw na bata pa maganda na ito din ang saving program mo.

3in1 na, ipon walang tapon. 7yrs yrs of saving ito. Ilang taon kanaba ngwowork?

Wag kalimutan ang sarili.

Nay napapala ba yung tinuturo sa IMG?
Meron po...

Meron na nko nito, sana ikaw din.
Exciting...
Wala pa naman akong lupa pero mas importante na ito ang unang pundasyon ng investment. Saan pat mkakabili din tyo soon.

Paano magsimula sa IMG at MUTUAL FUNDS?

Step by step guidance kung Paano magsimula sa Mutual Funds, Stocks, Building Financial Security sa maliit na puhunan. Thru IMG MEMBERSHIP PLATFORM.👇

1. Ang Membership fee na 5,500 pesos sa IMG ay enrollment fee mo yan para maka avail ka sa mga benefits.

2. Pagka member mo pa lang automatic investor ka na meron ka na kaagad Initial opening na 1,000 pesos para sa investment mo sa SOLDIVO MUTUAL Funds.
( Pwede ka na magdagdag at magipon ng paunti-unti kahit magsimula ka sa 500 pesos)

3. May Libreng 100k na Personal Accident insurance for Pinas/local code.

4. May Libreng 700k na Personal Accident Insurance for International code (OFW)

5. May 50k Basic Insurance coverage na 500 pesos lang ang babayaran, one time payment (for Final Expenses)

6. May Libreng Memorial Concierge Service pa.

7. May Libreng 2 eyeframes at Vision Check.

8. May Libreng consultation sa any kaiser medical center. (UNLIMITED)

9. May Business opportunity, become a Financial Educator. At Mag share, magturo ng tamang pagiipon at pagiinvest, and you can achieve the income you want.

10. Sa kasalukuyan..May total na 48 BENEFITS para sa mga Member si IMG at madagdagan pa yan.

Para malaman pa ang ibang mga benefits, kindly Message me☺️☺️

Mutual fund is for you if:

You have a high appetite for risk and willing to invest for the long-term.

You want to invest your funds in both blue-chips stocks and second-liners (alpha stocks).

You have no immediate need for your investments and are willing to invest for the long term.

Disclaimer: IMG does not sell Mutual funds. All Mutual funds under IMG's benefits are sold by RAMPVER FINANCIALS.

We are happy to guide you.

IMG. We educate. We care.

LongTerm HealthCare (LTC) is very unique, dahil ito ay 7 years to pay lamang.

Ang sabi ng iba, "Antagal, 7 years!"
Ang sabi ko naman, "Matagal kumpara saan?"

20 yrs sa abroad, natiis.
20 yrs na naglakwatsa, kinaya.
20 yrs tumaya sa lotto, keri lang.
20 yrs nang naninigarilyo, sige pa.
20 yrs na umiinom ng alak, kaya.
20 yrs nang nagbabayad ng mga loans until now, kinakaya.

Kung 7 years ka lang mag-iipon... pagkatapos ay may Healthcare Fund, Life Insurance, at Investment Fund ka na... matagal ba yon?

ctto

Congrats Ms. Sharon Cuneta as the new Ambassadress of Kaiser Healthcare International na product partner ni IMG as an healthcare provider:

“Alam kong may mag aalaga sa akin kahit maputi na ang buhok ko .” 😄

Start na habang bata pa..
at ng makapag retire Ng Maaga..
Example kong ang edad mo ay 25 years Old..
Ang iyong Retirement ay 45 years old....
Diba Mas mag mag enjoy ka kasama ANG iyong Pamilya....

Suffer Now
And Enjoy later..
Or Enjoy now And Suffer later!Ano ba yang KAISER??

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Message me for assistance!

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 💕🙏💪🇵🇭.
To get your Kaiser Long Term Care Proposal , send us a message

Sometimes we won't realize the worth until we experience it first hand..😒

Sad reality when you don't start investing in Longterm Healthcare. Any other investments will be sacrificed when someone in the family get sick.

Longterm healthcare is not just protection for your future healthcare expenses but it also protect your other investments. Start your Kaiser Longterm care now.

Start with your KAISER ☺️

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. Kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mahal, wala pang HealthCare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: Magagamit mo ito dahil may KAISER ka at active ang PLAN, provided at least 1-yr ka ng nag-iipon thru Kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: Free Annual Physical Examination, Check up, Laboratory, Free Dental Cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: Kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: Maaari mong ipagamit sa immediate family mong nagkasakit. Hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for Kaiser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

Maganda diba?
Kumpleto. 😍

Message me for more details or get your qoute here! 👇👇👇
https://122628ph.imgcorp.com/quote/kaiser

In KAISER, you will only save for 7 years. Even if you live until 100 years old, you will still have healthcare.
In 3-in-1 Savings Plan you will have peace of mind. You will have HEALTHCARE + TERM LIFE INSURANCE + INVESTMENT.

KUNG MAY ITINAMIN MAY AANIHIN🌱
KAISER WORKS!❤💪🌱

Congratulations to all KAISER PLAN HOLDERS na nareach na ang MATURITY. 👏👏👏
👉Isa lang ang sigurado, na kapag may itinabi ka habang may TRABAHO, tyak na may aanihin kapag NAGRETIRO. Masarap sa pakiramdam na yung itinabi mo na paunti unti ngayon ay mapapakinabangan mo pagdating ng panahon..🙏
👉Mabilis ang araw, kaya kung wala ka pang KAISER PLAN. Aba ay umpisahan mo na..
✅ HEALTHCARE
✅ TERM LIFE INSURANCE
✅ INVESTMENT

TARA NA.. MAGING KATULAD NILA.. "SANA ALL" DI BA? PM for details and quotations ❤

Real Story

My friend from college became successful when she got promoted three times in a multinational company she is currently employed.

During the stint of her success, she managed to get a condominium and a brand new car as a reward for herself. Her properties are expensive that she needs to back those up with insurance. Since she managed to secure her properties with insurance, I asked her "IKAW? Kailan mo ikukuha ang sarili mo ng personal insurance? Ikaw nagbabayad ng lahat ng yan...." She goes, "Sige sis, pagusapan natin yan pag may time ako. Busy pa. Di ko pa yan mahaharap." I was silenced.

During free days, we would usually explore the restaurants and coffeeshops around the metro. In one of our weekend shopping sprees, she once jokingly told me "diba ang mga mayayaman may mga imported na a*o?" - she got herself a chihuahua.

She loves to travel. She is indeed a wanderlust. She would reward herself an out of the country or out of town trips during long weekends. Batanes. Coron. Siargao. El Nido. Amanpulo. UK. USA. Japan. Korea. Canada. Australia. She has been to almost all the places one can dream of.

Her life was blissful until...

One day, she felt a sudden pain gushing through her stomach down to her pelvis. The pain became unbearable in less than an hour that she needs to ask her neighbor to drive her to the hospital.

She was rushed to the ER.

Sedated. Confined.

The test went back with the result: COLON CANCER. Stage 3.

Her age? 31.

She called me up soon as she was able to gather her self from shock. I rushed to the hospital and comforted her. She's afraid to die but she was more concerned about the expenses she will face from that day forward.

She then said helplessly "Sis, baka pwede nating gawan ng paraan yung insurance na inooffer mo? Okay lang kahit doblehin ko na lang yung premium..."

I hugged her so tight that I cannot help my tears from falling down my cheeks in deep regret. I whispered, "Sis, I am sorry. Wala na akong magagawa sa insurance na kailangan mo..."

We cried.

She eventually resigned. Sold her condominium and her car to finance her treatments. Her puppy was adopted by another friend. She drained all her savings and owed some banks and friends some money. Her then co-workers passed the hats to help. She was broke.

She battled for two years but she was not able to make it. Leaving her family grieving and in debt. Leaving me with great regret.

She made me learn one thing: If you love your friends and if you are truly concerned with the people around you, insist to help them before it is too late.

So if I come around bugging you about healthare and life insurance, do not shy away. Because if you are concerned about your family, you will be more than willing to sit down with me and talk: HOW MUCH DO YOU LOVE YOUR FAMILY? 😔

Credits Ms. Camille Morales.