19/12/2025
Shout out to my newest followers! Excited to have you onboard! German Lopezjr, A.R. Cheef
Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Alwin Navales, RCE, Tres De Abril St., Punta Princesa, Cebu City, Cebu City.
19/12/2025
Shout out to my newest followers! Excited to have you onboard! German Lopezjr, A.R. Cheef
📢 Important Update from Alwin Navales - The Long-Term Project ⚙️
Hey everyone! 👋
I want to share something important with all of you who’ve been supporting my page since day one. 🙏
Over the past months, I’ve grown and evolved — and so has this page. While I’m truly grateful for the time we spent learning together about financial education, savings, and investments, I’ve decided to shift my focus to my first passion — Engineering and Design. 🏗️💡
From now on, this page will feature content about:
🔹 Structural and Civil Engineering
🔹 Design and Construction Insights
🔹 Tips for Engineers and Designers
🔹 Real-world projects and professional growth
This doesn’t mean I’m forgetting everything we built in financial literacy. Those lessons will always stay with us — because both financial discipline and engineering excellence are about building strong foundations. 💪
Thank you for understanding and continuing to support this new direction. 🙌
If you’re an engineer, designer, or just curious about how things are built — stay tuned! Exciting content is coming soon. ⚙️✨
[Engr. Alwin T. Navales]
08/11/2025
Shout out to my newest followers! Excited to have you onboard! Antonio Cabiad, Lexie Mae Toston Tabianan
When you borrow money, lenders charge interest. Think of it as the cost of borrowing. But here’s the catch: the higher the interest rate or the longer the repayment period, the more you’ll end up paying.
It's easy to prioritize wants over needs—especially when we feel we 'deserve' to treat ourselves. But here’s the hard truth: ignoring your needs today could cost you your future.
Credit cards are useful, no doubt about that. But depending on them too much can turn into a dangerous habit. Did you know interest rates can reach 2-3% or even higher per month? And if you can’t pay in full, your debt just keeps growing.
Life is full of surprises. Some are great, but others—like unexpected medical bills, job loss, or emergencies—can leave us stressed and financially drained.
So, what happens if you don’t track your expenses? You risk falling into debt, running out of savings, and being unprepared for emergencies or future needs.
How do you see yourself 5 years from now?
Impulse buying feels good in the moment, but later, it can leave us broke and stressed. Those little ‘I deserve this’ purchases? They add up!
02/04/2025
Thanks for being a top engager and making it on to my weekly engagement list! 🎉 Allyn Navales, Joselyn Gonzales Palero, Alvin Cabahug Tiaga Navales, Jelbap Paras Amparo, Jenevie Dayo Tradio