IMG Financial Literacy Marinduque

10/09/2024

Kung gusto mo mag-invest KAISER IS THE BEST! 😊😊😊
ANO BA ANG KAISER LONGTERM HEALTHCARE???

Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

case of emergency, pwede magamit as family assistance.
# Sinu ang pwedeng maka avail nito?

ng nasa 10-60 years old mayaman man o mahirap
basta healthy ay qualified po for this program?
# If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

a long term healthcare investment???

you want to start with KAISER Longterm Healthcare (Healthcare + Insurance + Investment

interested and to know more just pm me

14/06/2024

Money TIPS:

■ Don’t bring your money with you.
■ Cook at home.
■ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
■ Remove unimportant expenses.
■ Lower down the cost of your important expenses. (Ex. Ganador 55/kl while Sinandoming 42/kl)
■ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
■ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 8.00 x 2 x 26days = 416.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
■ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.

What makes us POOR is our bad spending habits.

20/08/2023

Happening right now ASSOCIATE FINANCIAL PLANNER today August 20, 2023 with IMG Big 3 Sir Joen, Sir Noel & Sir Bart together with Henry Ong, Director, RFP & Rex Mendoza, Chairman, RAMPVER Financial

17/08/2023

Sa KAISER 7 years ka lang na mag-iipon pero lifetime ang benefits kaya wala kang pera na masasayang dahil ito "Ang IPON na walang TAPON".

It's your 3 in 1 investment pa!

1. May HEALTHCARE or HMO ka.
👉🏻 may magagamit pag nagkasakit.

2. May LIFE INSURANCE ka.
👉🏻 may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma disabled.

3. May INVESTMENT ka.
👉🏻 may pera ka na magagamit sa retirement or after policy maturity dahil ang pera mo ay naka invest din sa stock market (as opposed to bank lang).

Kung gusto mong maintindihan ang mga Basic Plans at paano ka makakapag-umpisa... mag direct message lang po para ma guide ka.

Start now habang bata pa at kaya mo pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.

Happy Investing!

Start now for your KAISER Savings Plan NOW!...

Message me 💌 NOW/ASAP.

To Educate people financial literacy.

31/05/2023

Kung ikaw ay CUSTOMER ng Jollibee at nakita mong mahaba ang pila sa counter malamang ay maiinis ka.

Pero kung INVESTOR ka ng Jollibee at nakita mong mahaba ang pila malamang ay tuwang tuwa ka, dahil alam mong habang kumikita ang Jollibee ay kumikita ka rin.

Ang investing, para lang sa mayaman NOON dahil malaki ang minimum investment requirements (between 50k - 100k initial investment) sa mutual funds.

Pero NGAYON, for as low as 1,000 - 5,000 pesos pwede ka na makapag-open ng mutual fund account. Kaya naman kahit mga minimum wage earner ay capable makapag-invest at mabago ang future nila.

Ask me how

12/04/2023

HAPPENING NOW!

Financial Literacy Tour in Macau! 🇲🇴 🇲🇴 🇲🇴

Membership Orientation and Financial Coaching with EVC Shirley C San Miguel

12/04/2023

Akala ko sa SMX Convention Center lang namin magagawa ang more than 5,000 delegates sa IMG.
Nakakaamaze but this is in Nangang Taipei Exhibition Center.

Meaning bawat isa sa amin kayang iuplift ang buhay, kayang mabago kung ano man situation meron noon. Kayang tuparin ang pangarap, kayang magpabago ng buhay ng iba at kayang iangat ang buhay ng sari sariling pamilya. Yan ay dahil sa IMG.

Nakakaproud na kabilang ang pamilya namin sa mga taong nagpapasalamat sa magandang buhay na binigay ng IMG.

Kung nais mong mabago din ang situation mo ngayon sa mas magandang future, Join us.





Financial Literacy for everyone

12/04/2023

12/04/2023

Secure your Future and Protect your Family Too !!!

Bakit nga ba importante na meron tayong 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐆𝐎𝐀𝐋𝐒?

Kelangan ito para may guide tayo kung ano ba ang gusto natin ma achieve and every goals ay may kanya-kanyang purpose.

𝐈𝐍𝐂𝐎𝐌𝐄 𝐏𝐑𝐎𝐓𝐄𝐂𝐓𝐈𝐎𝐍- as bread winner, kelangan na protektado ka in case of sudden death para anuman ang mangyari, may maiiwan ka sa pamilya mo para makasimula sila.

𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 𝐅𝐔𝐍𝐃- sa panahon ngayon, napakahirap magkasakit at maospital kasi magastos at pwede maubos ang ipon sa mahal ng gastusin kaya makabubuting magkaron ng HMO para ito na ang sasagot sa mga gastusin pag nagkasakit.

𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐏𝐋𝐀𝐍- lahat tayo ay sa pagtanda papunta at mawala na ang kakayanan nating kumita at magtrabaho. Kaya makabuting habang bata pa ay pag ipunan na para iwas stress at worry free na. Mahirap tumanda ng walang pera.

Sa Kaiser makukuha mo itong 3 sa aming Long Term Care Plan (3-in-1). May Healthcare + Life Insurance + Investment.
Sa inyo na nagbabasa at wala pang Kaiser plan!.

Let’s talk 🙂

12/04/2023

ANG DAMI MONG MATUTUNAN SA IMG
---------------------------------------------------
Marami pa rin ang nahihirapan sa pag-iipon ng pera

Lalo na kung hindi ka sanay.

Pero hindi ito impossible.

Ang kailangan mo lang ay disiplina at tamang mindset.

Kung kaya mong gumastos, kaya mo rin mag-ipon.

Kaya mag-start ka na ngayon.

Para rin naman sa kinabukasan mo yan.

Walang perang mapapalago kung walang perang na ipon.

Kung gusto mo matutunan mag- ipon ng tama....

Message mo ako, e guide kita.

11/04/2023

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!
Message me for a FREE APPOINTMENT

https://319082ph.imgcorp.com/quote/kaiser
Free Quotation 👍

03/04/2023

"Ang PANDAK na PAPAYA"

Kung nawawalan ka ng pag-asa, at iniisip mong hindi mo kayang umasenso sa buhay, isipin mo lang ang pandak na papayang ito na HITIK sa BUNGA.

Hindi niya inisip na "hindi ko kayang mamunga dahil may kukulangan ako....I can't do it... I'm not worthy..."

BELIEVE IN YOURSELF even when others don't. KAYA mong maging Successful. Kailangan mo lang ng Focus, Commitment, Discipline, and the Right Opportunity 😊

Ctto MyMoneyDoctor