WISE SAVER

WISE SAVER Wise Saver aims to help every individual Filipino family to correct the wrong mindset about investin Wise Saver is a financial guru, not a seller.

Tumawa Paminsan-minsan
25/07/2021

Tumawa Paminsan-minsan

With or Without Pandemic, You NEED this!
25/07/2021

With or Without Pandemic, You NEED this!

SA OSPITAL , 2 bagay ang itatanong sa'yo, bago ka nila I admit--Ma'am/sir may healthcard po kayo?' O kaya naman ay "Ma'a...
04/02/2021

SA OSPITAL , 2 bagay ang itatanong sa'yo, bago ka nila I admit--

Ma'am/sir may healthcard po kayo?' O kaya naman ay "Ma'am/sir may pang down po kayo?

Kung walang healthcare/ healthcard, next na hihingin nila ay pera.
Di mo puwede ibayad ang solid investments mo, and you are down to last option, ang ipag bili ito otherwise, mangungutang ka.

Kung taggap mo sa sarili mo na ipag bili mga solid investments mo, at sigurado ka na di ka mag kakasakit - wag ka kumuha ng HEALTHCARE.

Are we learning?
HEALTHCARE is a best way to protect ourselves, our family and ofcourse our INVESTMENTS 🤓🤓

You don't need to experience it. You just need to learn from the experience of others.

Ask me how?or click the link: https://164761ph.imgcorp.com

Ang Kaiser Ultimate ba ay VUL?This past week, may dalawang nagtanong sa akin kung VUL ba ang Kaiser Ultimate Health Buil...
26/01/2021

Ang Kaiser Ultimate ba ay VUL?

This past week, may dalawang nagtanong sa akin kung VUL ba ang Kaiser Ultimate Health Builder

Medyo nakakatawa ang tanong, kaya ang sagot
No, it is not! Kaiser Ultimate is a healthcare solution
VUL is a life insurance solution

Pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:

VUL is 2-in-1 life insurance + investment

Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment

Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:

-healthcare "if you get sick"

-life insurance "if you die too soon"

-investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution. Sa karamihan ng details, magkaiba sila:

Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADONG fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na o Maaring kailangan magbayad ng dagdag.

Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

Sa Kaiser, SIGURADONG WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50 - 60 year old, baka mas murang life insurance ang Kaiser kaysa VUL 🙂

Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.

Hindi talaga comparable ang Kaiser Ultimate at VUL.

Willing to assist you: https://164761ph.imgcorp.com

Pag ILLEGAL at Easy Money, INVEST kaagad without knowing where the money goes kaya usually naii SCAM.Pag LEGAL and SECUR...
25/01/2021

Pag ILLEGAL at Easy Money, INVEST kaagad without knowing where the money goes kaya usually naii SCAM.

Pag LEGAL and SECURED nagdadalawang isip ka kahit 1,000 pesos lang naman.

Become a shareholder of these companies and let your money grow in your portfolio real time.

Want to learn how to save and invest so in the future your money will work for you.

Ask me how or click the link for more info: https://164761ph.imgcorp.com

Financial Education & Training is Free.You should not stop to learn.
23/01/2021

Financial Education & Training is Free.You should not stop to learn.

"Marami ang namamatay hindi dahil sa sakit, kundi dahil walang pera para magpacheck-up at magpagamot."Availing my second...
23/01/2021

"Marami ang namamatay hindi dahil sa sakit, kundi dahil walang pera para magpacheck-up at magpagamot."

Availing my second year Free Annual Check-up at Kaiser-Trinoma before Pandemic (February 2020)

Akala ko ang pagkuha ng Health Insurance ay dagdag gastos.Ito pala ay isang uri ng saving!-Availing my Firts year Free A...
23/01/2021

Akala ko ang pagkuha ng Health Insurance ay dagdag gastos.Ito pala ay isang uri ng saving!-
Availing my Firts year Free Annual Check-Up at Kaiser, King's Court, Makati City-2018

"I thought IMG is a one of the networking companies in the Philippines.I was wrong.-Annual Convention at SMX-2019
23/01/2021

"I thought IMG is a one of the networking companies in the Philippines.I was wrong.-
Annual Convention at SMX-2019

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