Unmanageable debt can happen to anyone – we understand! You’re starting to get on top of things, but then the car breaks down and the kids need money for school camp. Now the power bill is overdue. So, you take out a loan (and then another loan…)
2. You don’t have to leave home – we can come to you. We’ll listen to see how we can help you to do the best for you and your whānau.
3. Your personal
situation and financial info stays confidential.
4. Our expert advisers will tailor a budget and a plan for you. It’s our priority to take the pressure off so you’ll always have money for food and essential bills like rent.
5. People using our CAP Debt Help budgets have – on average – an extra $86 a week for food.
6. With CAP Debt Help on your side, your bill & debt repayments are simplified. You can make one regular payment to CAP (instead of multiple payments to different creditors). We distribute your repayments to the right creditors at the right time. Our service is free so CAP won’t take a cent of your money!
7. Your unmanageable debt becomes manageable. Overall, you’ll pay less interest and will go debt free much sooner.
8. Hate being hassled by debt collectors and creditors? Once you’ve started repayments through CAP you can ask them to stop their stressful letters, calls, TXTs and emails, and ask that they call CAP instead.
9. CAP can negotiate with your creditors and advocate for you. We’ll do our best to get as much interest and unfair fees written off for you as we can.
10. Our team can walk with you until you go debt free. Alternately available are CAP Money Courses, free, revolutionary money management course that teaches people budgeting skills and a simple, cash-based system that really works. For more info - https://www.capnz.org/get-help/cap-money-course/
