Mentorship CLASS by btsfresh

*BTSFRESH MENTORSHIP CLASS*

*TOPIC: "PROFESSIONS IN NIGERIA THAT END IN POVERTY — AND HOW TO ESCAPE BEFORE IT’S TOO LATE"*

This one hits hard, exposes painful truths, makes people emotional, and offers real escape plans. It’s designed to go viral, especially with Nigerian audiences.

“35 YEARS OF SERVICE... AND NOTHING TO SHOW FOR IT?”
A painful post about teaching, civil service, healthcare, and other respected professions that leave people broke after retirement.

Have you ever seen a retired teacher in Nigeria?

Bent back… faded glasses… walking to a ministry office every Monday with a pension file tucked under one arm, hoping—praying—that this will be the day his name finally enters payment batch?

Ever watched a civil servant who once wore sharp suits and supervised millions… now begging his son for ₦2,000?

Have you seen a nurse who worked night shifts for 30 years… now sitting in her one-room apartment, sharing malaria drugs with her neighbors because she can’t afford to refill her own prescription?

This post is for them.

This post is for anyone still believing that passion, loyalty, and salary alone will protect them from poverty.

In Nigeria, some professions will give you respect while you’re working… and regrets when you retire.

And here’s the painful part:

It’s not the job that’s the problem.
It’s the mindset people carry while doing it.

1. TEACHING – THE POVERTY HEADQUARTERS IN NIGERIA

Let’s not even sugarcoat it.
Teaching is 001 when it comes to professions that give you a big heart and an empty account.

You build nations, raise presidents, shape doctors and engineers…

Yet when your legs grow weak, and your voice gets tired, the same system throws you into silence.

Let’s talk facts:

Starting salary? Between ₦75k to ₦80k.

Transport fare and food? ₦1,500 – ₦2,000 per day.

What’s left after family, church contributions, and survival? PEANUTS.

You wake up by 5 a.m., go teach stubborn students, mark 120 scripts, attend endless meetings, go home with headaches, and repeat it 5 days a week…

…Only to retire and depend on pension money that doesn’t even come regularly.

Reality:

Teachers get respect, not results.

Teachers are praised in speeches but punished by salary structures.

Teachers retire tired and often broke.

ESCAPE PLAN:

Monetize what you know: Start online tutorials, digital lesson notes, or eBooks for students.

Private coaching: Set up home lessons for rich kids. They’ll pay you more than government ever did.

Start educational businesses: Lesson centres, daycare, education consulting.

Don’t wait for pension—start investing in land, side businesses, or even digital products now.

> "You can die for education in Nigeria—and still die poor."

2. CIVIL SERVANTS – OGA IN OFFICE, STRUGGLER AT HOME

You see them every day:
They dress sharp, hold titles like “Chief Planning Officer” or “Deputy Director”…

But many civil servants are just surviving on loans and promises.

You spend 30 years working… then 3 years chasing your pension.

By the time you retire, your firstborn is already feeding you.

Why does it happen?

Blind loyalty to government.

Zero investment mindset.

Living above their means just to “look the part.”

ESCAPE PLAN:

Use your salary as seed, not your source.
Invest in small businesses, land, or trade.

Learn financial literacy.
Budget, save, and plan your exit before retirement catches you unaware.

Build side income: farms, rentals, retail, even POS.

3. NURSES & HEALTH WORKERS – YOU SAVED OTHERS, BUT WHO SAVED YOU?

Long nights. Ward duties. Emergency calls. Saving lives every day.

But in Nigeria? Nurses retire to high blood pressure, unpaid pensions, and hospitals they can’t afford to enter.

You worked for the system—but the system didn’t work for you.

ESCAPE PLAN:

Start private elderly care or mobile health services.

Build an online brand: health tips, consultations, and products.

Create health coaching services for busy professionals.

Learn to turn your medical knowledge into a product or service.

4. POLICE & MILITARY – “RISKED LIFE, REWARDED WITH POVERTY”

You carried gun. Protected lives. Slept in bush. Fought robbers.

But guess what?

When you remove that uniform, you’ll see that poverty has no respect for bravery.

Many ex-officers are suffering. Not because they didn’t serve—but because they didn’t build.

ESCAPE PLAN:

Start a security consulting firm.

Offer VIP protection services or training programs.

Invest in logistics, transport, or real estate while still in service.

Don’t spend all your salary drinking at mess—buy land.

5. CLERGY & CHURCH WORKERS – “GOD’S WORKER, YET HUNGRY”

Not every pastor is rich.

Many preach for 40 years and still die broke. Why?

No financial plan.

No personal investment.

Total dependence on unpredictable offerings.

ESCAPE PLAN:

Write devotionals, run marriage counselling, or record online teachings.

Start a Christian YouTube or podcast platform.

Sell books or branded spiritual journals.

Use your influence to raise partnerships for income projects.

Even Apostle Paul made tents. Why are you depending only on tithe?

6. ENGINEERS, DOCTORS, LAWYERS – IT’S NOT BY TITLE

Yes, you read that right.

In Nigeria, title is not equal to success.
There are engineers begging for jobs.
Doctors borrowing transport fare.
Lawyers trekking to court.

Why?

Because school taught them how to be professionals—but not how to build wealth.

ESCAPE PLAN:

Learn business. Learn branding. Learn packaging.

Use your knowledge to offer premium services online.

Start side hustles that fund your future—don’t wait for “better job offers.”

Network with business-minded people, not just fellow professionals.

7. FARMERS – THE PEOPLE WHO FEED THE NATION… BUT CAN’T FEED THEMSELVES

No jokes.

Farmers work from dawn to dusk… only to sell at bad prices, face middlemen, and lose harvests to lack of storage.

They produce for Nigeria, yet they beg to survive.

ESCAPE PLAN:

Join or create farming co-ops.

Invest in agro-processing or distribution.

Partner with people who can help scale, export, or digitize farming.

Create farm tours, organic products, or digital farm courses.

THE REAL ENEMY IS NOT THE JOB.

IT’S YOUR MINDSET.

Suffering is not holy. Loyalty is not a retirement plan.

Start investing now.

Start building side income.

Stop eating all your salary.

Stop saying “It’s too late.”

Whether you’re 25 or 55… the best time to start was yesterday.
The next best time is NOW.

Profession can give you praise… but only financial wisdom can give you peace.

*BTSFRESH MENTORSHIP CLASS*

*TOPIC: SEEING AHEAD..*

Délé was a civil servant in Lagos, he usually goes to work in the state ministry early in the morning and he gets back home around 6pm. He always complained of not working at work, his usefulness at the workplace wasn’t maximised.
Each time he went to work, he felt very dissatisfied! In fact, there was a day he slept, drooled and fell off the chair.

He burned within himself and after a while, he resigned to start his own business outfit! His colleagues made jest of him because they were complacent and preferred to stay with a secured job.

After 1 year, Délé had built a Public speaking outfit involved in training organisations and doing capacity development for Government organisations and Multinationals.

One day, he received an email to train some Government officials and he accepted the invite.... It was his former place of work!
On the day of the training, his ex colleagues saw him and laughed hysterically, thinking he had come back.
One of them, Seun, came toward Délé as he sat down expecting to be called forward to speak. When he saw him, they hugged and Délé asked, ‘How are you guys doing here?’ Seun whispered, ‘We knew you would come back, you know, it’s hard out there without a secure job’. Délé smiled and replied, ‘Yeah, I’m back but not as a permanent staff, you’ll soon see’.

Few minutes later, the State Governor cleared his throat, ‘Ladies and Gentlemen, the day we have all been waiting for’ He said with a smile, ‘We have our Trainer in our midst, we believe he will take us to the next level as a state through his training sessions. Please with a standing ovation, let’s welcome Mr Délé’. Everyone stood up to welcome him, including his friends with shock on their faces!

Nobody will improve YOU! It’s only YOU that can add value to YOU until you become highly sought after!
Where do you see yourself in the next 5 years? Do you want to keep working at your place of work? Will you be fulfilled doing that?

Where you see yourself in the next 1, 2, 3 years from now will determine what you’ll be doing with your life now!
A wise man once said, ‘If you get home after long hours of work daily and you just go to eat and sleep, you don’t do anything about your dreams, visions and purpose, you’re not tired but simply uninspired!

Don’t leave your life to chance, start developing yourself NOW! Don’t wait until you’re retrenched or until you retire before you start doing something about your dreams!

When you get home after work everyday, DO something about your dreams, read a book, add to your skills, just keep yourself busy for your future!

Start ACTING NOW.

May we all experience SUCCESS, but it’s only people who start doing something from NOW!

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Today's Topic:
*ALWAYS REMEMBER THAT THERE'S SOLUTION TO EVERY PROBLEMS.*

1. Always remember that there is nobody on this earth that does not have problems. You are not the only one that has problems.

2. Challenges are part of life. It is only a dead man who has no challenges.

3. No problem without solution. There are solutions to the pains you are going through.

4. The way you picture yourself in your mind can affect your happiness. Picture yourself as a valuable,responsible and promising personality. Avoid low self-esteem and inferiority complex.

5. Do not mind about what people say about you. Some people are sadists. They can just say something just to make you feel sad.

6. Make friends with reasonable people who make you happy. Do not make friends with people who make jest of you or laugh at you over your challenges.

7. In your leisure time, keep yourself busy with your favourite hobbies like sports, games,surfing the internet, playing computer games and spirituality(i.e.reading the Bible or Qur'an, night vigil,charity both in cash and kind etc).

8. Do not allow anyone to intimidate you with money and material things. A poor man today can become rich tomorrow. Change is constant.

9. No matter what you are going through today, do not give up. As long as there is life, there is hope.

10. Be very prayerful. Pray without ceasing. Prayer is a catalyst that can speed up your blessings to come to you on time.

11. Be courageous to go for what you want. Life is all about risk. If you don't take a risk, you will not get the desires of your heart.
Never change your originality for the sake of others. Because no one can play your role better than you.
You are the best. So,be yourself.
*HAVE A NICE LIFE.*

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Today's Topic: *WISDOM FROM RICH DAD.*

1. Don’t work for money:

Rich don’t work for money. If you work for money, your mind will start thinking like an employee. If you start thinking differently like a rich man, you will see things differently. Rich works on their asset column, every dollar in their asset column is their hard-working employee.

2. Don’t be controlled by emotions:

Some people’s lives are always controlled by the two emotions of fear and greed. Fear keeps people in this trap of working hard, earning money, working hard, earning money, and hoping that it will reduce their fear. Secondly, most of us have the greed to get rich quickly. Yes, many people become rich overnight, but they have no financial education. So educate yourself and don’t be greedy or fearful.

3. Acquire assets:

Don’t buy liabilities on your way to financial freedom. People buy liabilities and think these are assets, but they are not. Many people buy luxuries first, like big cars, heavy bikes, or big houses to live in. But the rich buy assets and their assets buy luxuries. The rich buy houses and rent them, and they pay them for their Lamborghinis. The poor or middle class buy luxuries first, and the rich buy luxuries last.

4. Remember the KISS principle:

KISS stands for keeping it simple, and stupid. Don’t be too overloaded your mind when you are going to start your way to financial freedom. Things are simple and keep them simple. The simple thing to remember is assets put money in pocket and liabilities take money out of pocket. Always buy assets so they put money into your pocket.

5. Know the difference between assets and liabilities:

Assets are anything that puts money in your pocket, like stocks, bonds, real estate, mutual funds, rental properties, etc. Liabilities are anything that pulls money out of your pocket, like your house, your car, debt, etc. People think their home is their biggest asset, but it is not. A house is an asset when it generates money like when you rent a house, it generates money, and when your life in that house becomes a liability.

6. Don’t be a financial illiterate:

A person can be highly educated and become successful in their profession, but financially illiterate. Financial education is very important for any individual. Our schools and colleges did not teach us financial education. Many financial problems arise as a result of a lack of financial education. Start learning financial education and I suggest you read the book "Rich Dad, Poor Dad".

7. Increase your Wealth:

Wealth is defined as a person's ability to survive for a certain number of days in the future, or how long they could survive if they stopped working today. Consider your wealth and whether you would survive if you stopped working today for a year.

8. Mind your own business:

If you have a job, keep your job and start a part-time business and work it. Use the time that you spend on your iPhone, parties, or any other activity, to build your business. Never leave your job until you build your own business. Don’t struggle all of your life for someone else. Start your own business and grow your business.

9. Train your mind:

Your biggest asset is your mind. Many individuals watch opportunities with their eyes, but if you train your mind, you can see opportunities with your mind. If you train your mind well, it can create enormous wealth.

10. Learn technical skills:

Your financial IQ will be raised by learning these four technical skills:

Accounting is defined as the ability to read numbers. If you want to build an empire, then this is an essential skill. By learning this skill, you will be able to understand the strengths and weaknesses of a business.

Investing: It is the science of making money.
Understanding markets: It is the science of supply and demand.

The Law: A person who knows the law of tax advantages and corporations can get rich faster than others.

11. Find opportunities that everyone else missed:

"Great opportunities are not seen with your eyes. They are seen with your mind. "

You can see many more opportunities with your mind than many people miss with their eyes. It is not rocket science, you just need to train your mind.

12. Learn to manage risk:

Investment is not risky, not knowing the investment is risky. If you want to reduce the risk, then increase your knowledge. This knowledge will not come by going to college, it will come by reading books or sitting with people who know the investment.

13. Learn management:

The main management skills are:

Management of cash flow
Management of system
Management of people
Sales and marketing are the most essential skills. The ability to sell and the ability to communicate with another human being, be it a customer, employee, fiancé, friend, or child, is a basic skill of personal success.

14. Manage fear:

“Failure inspires winners. Failure defeats losers.”

Everyone has a fear of losing money.

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Today's Topic: *7 REASONS WHY BUSINESSES FAILED*

If you’re running a small business or even thinking of starting one, understand this: the path is brutal, filled with risks, competition, and endless challenges. But here’s the truth: most small businesses fail—not because they lack potential, but because the owners lack foresight, discipline, or the right strategy. Let’s break down seven brutal reasons why most small businesses fail and how you can steer clear of the pitfalls.

1. *Poor Financial Management*

Most small business owners don’t know their numbers. Cash flow is the lifeblood of any business, but if you don’t have a grip on it, you’re already a sinking ship. According to the Small Business Administration, nearly 82% of businesses fail due to poor cash flow management. Avoid this by monitoring every penny, tracking expenses, and setting up a budget. Invest in basic accounting knowledge or hire a competent bookkeeper if necessary. A smart man knows where every dollar is going and how to make every dollar count.

2. *Lack of Market Research and Planning*

If you don’t know your market, your business has no foundation. Too many businesses launch without understanding their audience, their competitors, or the demand for their products or services. The result? They’re outmaneuvered by competitors or find there’s no real demand for their offering. Take the time to study the market—know your target customers, understand your competition, and validate your business idea. “Failing to plan is planning to fail.” A successful business starts with a strong strategy.

3. *Inadequate Marketing and Branding*

You can have the best product in the world, but if no one knows about it, you’re doomed. Many small businesses think they can ignore marketing or branding, relying on word-of-mouth alone. This is a rookie mistake. A strong brand and an aggressive marketing strategy are essential. Invest in digital marketing—social media, SEO, content creation. Statistics show that small businesses with active online marketing campaigns see 126% higher lead growth than those without. Build a brand that people recognize and trust, and make noise in your industry.

4. *Undervaluing Product Quality and Customer Service*

Your customers are everything. If you’re cutting corners on quality or neglecting customer service, you’re setting yourself up for failure. A study by PwC found that 32% of customers will stop doing business with a brand they love after just one bad experience. Quality and service are the two pillars that keep customers coming back. Ensure your product or service exceeds expectations, and make customer satisfaction your top priority. Happy customers are loyal customers, and loyalty builds a brand.

5. *Not Adapting to Change*

Business landscapes change fast, and if you’re too slow to adapt, you’re toast. Many small businesses fail because they’re stuck in outdated methods, refusing to pivot when needed. Look at industries like retail and restaurants—those that adapted to e-commerce and delivery services during the pandemic survived, while others crumbled. “Adapt or die” isn’t just a saying; it’s a survival tactic in business. Stay flexible, stay informed, and be ready to adjust your strategy when necessary.

6. *Burnout and Lack of Focus*

Many business owners try to do everything themselves, wearing too many hats and eventually burning out. Running a business requires energy, focus, and a clear head. A study from Harvard Business Review shows that small business owners are more susceptible to burnout because of the demands they face. Delegate tasks, automate processes where possible, and prioritize your mental and physical health. Remember, a business is a marathon, not a sprint, and you can’t lead if you’re burnt out.

7. *Ignoring Feedback and Failing to Learn*

Pride kills small businesses. If you’re not listening to feedback—whether from customers, employees, or mentors—you’re setting yourself up for failure. Successful business owners are learners; they’re constantly seeking ways to improve. Use customer feedback as a guide to refine your product or service, pay attention to employee insights, and seek mentorship from those who’ve walked the path. A business that doesn’t evolve based on feedback is a business on the road to irrelevance.

Bottom Line, Men: Running a small business isn’t for the faint-hearted. It takes grit, intelligence, adaptability, and humility. Understand these common pitfalls and address them head-on. If you manage your finances, research your market, invest in branding, focus on quality, adapt to change, protect your well-being, and value feedback, you’re already way ahead of the game. Stay sharp, stay disciplined, and never forget—success favors the prepared.

*Entrepreneurship spirit leads to success*

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Today's Topic:: *THE REASON WHY SOME PEOPLE ARE FINANCIALLY HANDICAP*

1. *LACK OF IDEA:* Idea rules the world. Your idea matters. The money you are looking for is in your idea.

We live in a world where your ideas count.

And when one fail to deliberate or think on the idea he/she bring in exchange for money, such a person will remain stagnant.

Ask yourself, What idea do I have in exchange for a currency.

The social media platform we use today, came in because of someone's idea

Phones came in because of someone idea

infact, everything the world uses today, was as a result of someone's idea.

So I ask:

What idea do you bring, to ensure you leave the average class and become financially stable?

Think of an idea that the world needs and begin pursuing it till you win and overcome poverty

Because, money hides in ideas

2. *MOST PEOPLE DEPEND ON SALARY*

We are in African where many of us think after graduation the next thing we needed is to search for a white collar job.

Permit me to say we love salary jobs in Africa.

Salary jobs has place us on the average class for years.

With salary job you can't get your dream life.

Salary can't build your dream.

Living on just salary has made many suffer financially.

3. *LACK OF FOCUS:*
Most people lack focus. They are being distracted by so many things.

They can't concentrate doing one thing for long.

Today, you see them in the business of barbing,

Tomorrow, they are in fashion designing,

The next day, they are into exchange of money.

The other day, they are in digital marketing and freelancing.

No focus
No purpose
No attention

They are just beating around, they don't know what they want.

Jack Ma the richest man in China he said, "If you put the Banana and Money in front of a monkey. The monkey will choose Banana because the monkey don't know that money can buy alot of Bananas."

In fact, if you offer WORK and BUSINESS to people, they will choose to WORK because most people don't know that a BUSINESS can make more money than salary.

One of the reason the poor are poor is because the poor are not trained to recognise the entrepreneurial opportunity.

They spend alot of time in school and what they learn in school is work for a salary instead of working for themselves.

Profit is better than wages because wages can support you, but profits can make you a fortune.

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Today's Topic: *YOUR FUTURE IS IN YOUR HAND* ‼️‼️

1. *BE GOAL ORIENTED* :
Stop chasing women/men, and *FOCUS ON CHASING YOUR GOALS.* Improve your economy, your value as a man increases when you are able to sustain yourself, and it will continue to increase when you have the ability to provide for others.

2. *STUDY REGULARLY* :
You can read the books you want, go to the conferences you want, but nothing happens if you don't have SELF-ESTEEM. When your self-esteem improves everything improves: your economy, your physique, your relationships, etc. If you don't have self-esteem, you're already at a disadvantage.

3. *SPEND AND SAVE WISELY* :
If you have no inheritance, if you have no financial support, if you don't have contacts, if you have great studies, or skills, do what a real man does: work, save, make capital. Don't borrow to buy luxuries, nor to play entrepreneurship. It's true that everything in life is risk, but it's not about taking risks for taking them. Simply if you are starting out *DON'T OWE YOURSELF* . Work, save, capitalize, that's how it starts.

4. *PLAN,ACT WISELY* :
person who wants to get ahead CANNOT AFFORD TO WASTE HIS TIME. Devote all your energy and hours possible to develop skills. What skills? Skills that help you make money: learn to sell, learn to write persuasively, learn to speak, learn to lead, learn another language, learn digital marketing, viralization, etc.

5. *ACT RESPONSIBLY* :
If you had children at a young age, behave like a man and take your *RESPONSIBILITY* . You're not the first and you won't be the last. You can be separated from the mom or move on with her, but no matter what, don't abandon your children, take on the role of a father to those creatures: be a provider, a protector, and a guide. Don't use your children as an excuse, use them as a motivation to overcome yourself

6. *THINK ABOUT YOUR FUTURE:*
Your future is not in another country, *YOUR FUTURE IS IN YOUR HANDS.* Acquire financial education and entrepreneurial mindset, that will open your eyes and you will start seeing opportunities where you used to only see problems. Europe is not what you think, America is not what you believe, Asia is not what you see, but instead you if you are MORE than you believe, act accordingly!

7. *INVEST IN YOURSELF* : If you're already in another city or country, make your decision worth all the effort. Don't work to be sending money to irresponsible, conformist and liars family members. Help your parents and/or your children if they really need it, but fundamentally *INVEST IN YOURSELF* , educate yourself financially, make capital, your goal should be to become an entrepreneur or investor.

8. *LEARNING DOES NOT END IN SCHOOL:*
Some people think that their education ended when they finished high school, others when they left university, on the other hand, successful people think that *EDUCATION NEVER ENDS* , so invest in training, books, mentoring, counselling, never stop learning!

9. *STUDY FEMALE PSYCHOLOGY* :
choosing the wrong person as a partner can ruin you. Nowadays feminism is hurting women a lot and the family is under attack. Dysfunctional homes are on the rise. There are many women, and men, emotionally damaged, so you must learn to spot the signs of a person with internal problems, or distorted behaviours. First of all, remember: to find a healthy woman, first you must have been healed, because if you're wrong, it's highly likely that you choose wrong, it all starts with you!

10. *DO NOT BE DESPERATE* :
Patience is underestimated, but really true wealth and true success require patience, a lot of patience. Rome wasn't built in a day. So don't run to run, don't wear out. You're living your best years, but the years ahead are even better.

*_Be wise_*

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Today's Mentorship Topic: *S A L A R Y*

What is a *SALARY*?

Salary is a specific amount of money that an employee is paid for work done.

*The big question is Which type do you earn?*

1. *Onion Salary* : - You grab it, you open it, and you cry.

2. *Storm Salary* : - You don’t know when it’s coming or going.

3. *Menstrual Salary*: It comes once a month and lasts only four days.

4. *Magic Salary* : You touch it and it disappears.

5. *Amnesia Salary*: You can’t remember what you spent it on.

6. *Time Travelling Salary*: You spend it paying various debts even before you collect it.

7. *Active Salary* : Once you stop working, it stops.

But there is another one called *RESIDUAL INCOME*

*What is Residual Income?*

You work once, and it keeps paying you over and over and over again even AFTER you have stopped working.

Whether it's magic salary, amnesia salary or onion salary, the moment it STOPS coming, your life becomes unbearable.

Financial LITERACY is the tool needed to TRANSFORM your salary into a RESIDUAL INCOME, so you can create financial freedom and time freedom.

*ONLY YOUR INVESTMENT* can keep you going even after all the onions, amnesty, traveling, active salaries have left you drenched.

Research has it that the poorest group of people in the world are Salary earners that are next to beggars.They live in a vicious cycle of poverty managed on 30 days. Salary is continuously being awaited every month and any slight delay brings about heartbreaking anxiety, pressure and disappointment.

Salary Is a short term solution to a life time problem. Salary alone cannot solve your money problems. You need multiple Sources of income to balance.

The tax returns form contains about 11income streams,salary is just one.Don't live Your Life fishing with just one hook, there are many fishes in the ocean.

Salary Is the value someone has put on your effort, How much do youvalue yourself?

You can't increase in value, unless you VALUE yourself differently.

Life Is a trade off between time, effort and reward. To be rewarded more, you have to become more valuable.

Most salary earners end up poor in the long and short term.

Salary is the bribe they gave you to forget your dreams

Am not saying you shouldn't work, but at least, have a plan B👌🏿

*_SUCCESS IS NOT A CALLING BUT A DECISION !_*

The economy is tight, yet people are still buying cars. People are opening new businesses. People are expanding new frontiers, How?

Stop complaining!
Government is not the answer for the hour.
You are the driver of your own destiny.
I have never seen anytime in the history of the human race when there are no hard times.
Yet people made waves and affected their generation.

If you see anybody complaining, then you see a frustrated lazy man or woman looking for cheap answers and solutions.

Nothing in life will ever come easy. I believe what we need at this period is the drive to push until victory comes.

_Many successful people had tried one thing or the other before they became successful._

"I Have Never Seen A RICH Person Who Has Never lost Money. But I Have Seen A Lot Of POOR People Who Have Never *Lost A Dime"
---Robert Kiyosaki-

"The Primary Difference Between The RICH And The *POOR* Is How They Handle FEAR in Investment."
---Robert Kiyosaki.

Have a Positive mindset about investment.
You can NEVER Be Rich If You Are TOO SCARED Of TAKING A STEP.

*SALARY* alone cannot solve your money problems.
You need Secondary Source of Income to balance.

SALARY is the MEDICINE for managing POVERTY, it doesn't CURE it. Only your BUSINESS or INVESTMENT can cure Poverty.

*_BE FINANCIALLY INTELLIGENT!_*