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Myths and Realities of Internet Mutual Aid Funding Schemes
For starters, we should come to terms with the fact that peer-to-peer donation is not a new concept and that it has over the years helped humanity to meet their needs albeit in small scales. In our tribal, working and religious settings, we have formed such contributory associations to help one another achieve our dreams - to buy electronic appliances, build or at least roof a house and so on.
How does this relate to the existence and phenomenon of Internet Mutual Aid Funding? The Internet they say has made the world a global village. It has brought people of diverse cultural, political, religious, etc backgrounds together to either make or break one another. Hence, the Interrnet is like the biblical two-edged sword. It can be used for building or breaking just like religion, just like Science. Unfortunately, many people have been culturally conditioned to think about only the negatives rather than considering possible viable options for growth and upward development. Well, I bring good news so I would pitch my tent to the good. Besides, I have come to realize that humanity mostly struggles with the good not the bad. Humour not intended.
Along with other ways of making the world a global village, the Internet has made it possible for the small-scale contributions that we do at tribal, religious, working, etc level to be done nationally or even globally. Simply put, it is called Mutual Aid Funding Scheme. Kelvin Linton a Facebook friend from Ireland calls it a platform for aid and social services. A young corps member friend of mine calls it Internet Money. All you need here is an Internet accessible device and the right frame of mind especially from those who do not understand how it works and those whom this phenomenon threaten their jobs.
Now, this scheme threatens the jobs of bankers and other financial managers. Hence they will do anything within their powers to stop its growth. The financial institutions, as we know them, have been ripping every one off. While Swiss banks keep our stolen money to better their economy, we get the tag 'fantastically corrupt'; while bankers keep giving their workers Rolex watches of 6m for long service awards, the average workers who bank with them pay for this or that charges. These financial institutions may have outlived their usages. Like Robert Greene points out in his seminal work Mastery, "as the years go by, people forget the initial reasons for established paradigms and simply follow a lifeless set of techniques". Now tell me. If we are to follow the rules outlined in The Richest Man in Babylon, where or who would you lend your 10 per cent (spare money) to make profit? Banks? You'll just end up working all your life without respite. The rich would tell you not to be lazy, "work hard" they always say but after looking at the lives of truck and barrow pushers in comparison to their ruderless children, I beg to disagree. Even God rested on the 7th day.
Again, what then concerns journalists, you may want to ask. In journalism, there is what's called 'Brown Envelop Journalism'. Here, journalists are paid to write what their sponsors want them to write. Such write-ups are devoid of objective. After all, media houses are also business outfits that is why you pay for advertisements. Well, every one needs extra income especially the one that flows from multiple streams and the one grows while one is sleeping.. And don't tell me the scheme will make one lazy otherwise, you will have to explain to me the rationale behind why those who earn 2m or more monthly still go to work. Poverty is reduced when money is properly distributed. All this schemes do is to redistribute wealth. We feel nothing of the trillions mentioned in our budgets because the sum is not properly distributed.
In most cases, I hear concerns about its continuity - crash, as it is often called. Well what if it does? So can the company or business we work in. Heaven and Earth will crash someday. The only issue here is called risk taking. A good friend of mine once said, "not taking a risk is risk itself". In fact, a possibility of it crashing is in the hands of its participants. The moment panic or the desire to commit fraud sets in, a crash is close by. The government of many nations can not stop the scheme, legally speaking. It is not a crime for a community of people to help one another, now is it? Moreover, the monies contributed are not left in a single account for the government to freeze again. Maria Moses, CashFlow, Concord, and so on crashed in Nigeria because the government froze their accounts, not because they defrauded 'investors'. It should sink in that the elites can't be elites if everyone is rich. So they do everything in their power to stop money circulation. If you think the economic crisis or recession can not be fixed, you are a learner. Lol. They constantly work on stopping the re-distribution of wealth to keep the masses loyal. Inflation is also used to mop up money from the system and I believe you already know that the worst hit in inflation are the working class. Watch the film 'In Time' for a little change of mindset. Remember this: nothing can crash Internet Mutual Funding Schemes outside the decisions of its participants. When the participants stop providng help, the system crashes. If you stop putting your money in the bank too, it crashes. So what's the big deal about crashing that I hear. Power they say belongs to the people.
Another issue is in name calling: Ponzi Scheme, Pyramid, Wonderbank, etc. Well when MTN collects from subscribers to pay one person who answers a series of questions on 'Who Wants to be a Millionaire', it is not Ponzi, or when beauty pageant organizers get money from young desperate girls in their thousands (the case of Chidinma or what is her name and cucumber still fresh in our memories) only to give three of them a paltry of the sum as gifts, it's not pyramid. When bankers market or shop for new customers, they are not sustaining the system. Funny! Every system, every business needs new customers to succeed. In other bid, the founders are termed fraudsters. Socrates took poison for us to enjoy freedom of thought many year after his death. Christ was crucified for His social reforms. Ken Saro-Wiwa was labelled an enemy of the state. The immortal Ralph Waldo Emeson once said, to be great is to be misunderstood.
The government's complaints about these schemes are predicted on the economic matter of its not contributing to per capita income. Which commonman has that helped? For me, it only beautifies government statistics meant to appease IMF and its allied institutions. The government seems to forget quickly that there is also the economics of wealth distribution and redistribution. The money is after all still in the system and therefore not laundered. So why is this a pain in their buttocks? Nigerian budgets have been in trillions for years now so that if each Nigerian is given 1m, the money would still be remaining. Where then is all the money? No road, no electricity, no nothing. Simple answer for that: the money is not properly distributed. If the government and it agencies can come up with a better system, I am in support. Otherwise, they should back off. The people who ignorantly support the government's stance are simply those that Fela describes as suffering and smiling and Achebe describes as a basic human failing where the oppressed encourage their oppressors to oppress them in style in Anthills of the Savannah. The money belongs to all of us not some class or families. That is why it is boldly written " Central Bank of Nigeria".
For those who are interested in these schemes, there are a few I could suggest because I am a giver, a provider on these platforms. Plus, if you have any issues ask questions rather than condemn. Not everything should be viewed from religious cm cultural perspectives. There are other ways to view the world and humanity.
The number one on my list of recommendations is Get Help Worldwide. This platform promises 30 per cent just like MMM. The only exception is it's exceptions. One, there are no Guiders who rip off the system. In addition, members must Provide Help (PH) ones in a month or immediately member Gets Help (GH) to keep the system going. It also has credibility rating that has the potential of blocking a member who defaults in payment or even upload a fake proof of payment (POP). If you are interested, make use of this referral link: https://gethelpworldwide.com/?ref_id=184317-Ken_Obute
Remember: until you are sleeping and your money is breeding, you are in the class of hard workers, not smart or soft workers.
The second on my list is MMM. Irrespective of what you read on social media, on mmm, you give help and receive help with 30 per cent interest after 30 days. Wow! How did they get the interest? From other helpers and let's leave it at that. What does the admin stand to get? They are rewarded by the traffic generated by the website users just like Facebook's owner. The only issue with MMM is the Guider system. The guiders take too much from the system. It is still however viable because of its strength in terms of number. Authorities especially want this platform to fail because it's the pace setter of these other platforms. If it fails other might fail. MMM is facing the credibility test for all others. It is just the Nigerian syndrome that all toothpastes are Macline. Want to join, make use this link [email protected]" rel="ugc" target="_blank">http://nigeria-mmm.net/?i=[email protected]
The third that is similar to MMM is GiversForum. Use giversforumoffice.net/registration. Use rexkenny31@yahoo com in the slot for referral. I told you I am a participant. The catch on giversforum is for each participant to own a house. So the interest is 10 per cent weekly. The more we are on this forum, the more money we make. That simple. I am rich and you are rich - A beautiful life for us all.
Then comes icharity. This is proper networking. You register, and pay the sum of 6000 naira to your upliner within 3 days. Then you register five persons who also pay 6000 naira each. On this level you make 30 000. Then, you upgrade to level 2 where you pay 12 000 to your upliner and you are matched with 25 persons that will each pay you 12 000, totaling 300 000 and so on. For those who do not like bringing people in, there's a spill over function that enables the people your upliner bring in to spill over to you once their five slots are filled. Everyone has only five slots to fill. Once filled it spills over. Mine is spilling already. Register under me and you won't have to worry about bringing people in. Worry about smiling to the bank soon. Use this link: http://icharity.club/member/register/?ref=rexkenny35
There is also CrowdRising which is not very different from icharity. The money is only bigger. Make use of this referral link to join in: http://www.crowdrising.net/ref/rexkenny
I close this piece with a quote from Robert Greene, "Avoid emotional extremes and find a way to feel optimism and doubt at the same time - a difficult sensation to describe."
For further information hit me on: [email protected] or [email protected] or 08185458197

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