Abba Payments

NADD Pay on WhatsApp is the easiest ways for you to send, receive, and convert NADD.

Simply send “Hello” on WhatsApp to:

+264 85 250 9027

With NADD Pay, you can:

- send and receive NADD through WhatsApp
- access your wallet through a familiar messaging interface
- send NADD directly to any WhatsApp number
- convert NADD to USDT
- transact in real time

NADD (Namibia Digital Dollar) brings NAD (Namibian Dollar) on-chain, interoperable with global liquidity.

NADD Pay on WhatsApp: https://nadd.io/portal

Everything about NADD: https://nadd.io

Buy NADD: https://buy.nadd.io

🇳🇦 Namibia Digital Dollar (NADD) Policy Brief on Oil & Gas for Namibia

As Namibia’s historic oil and gas discoveries continue to make global headlines, the nation stands at a critical juncture — where energy wealth meets the need for financial innovation and transparency.

Abba Payments' own brand, Namibia Digital Dollar — Namibia’s first blockchain-native stablecoin, pegged 1:1 to the Namibian Dollar and backed by hybrid on-ledger and fiat reserves — represents a powerful new instrument to support this transformation.

Today, we are pleased to release the NADD Policy Brief on Oil & Gas for Namibia, a detailed analysis outlining how NADD can:

Enable secure, transparent, and real-time transactions across the oil and gas value chain.

Facilitate efficient management of petroleum revenues with full auditability.

Strengthen local currency stability amid rising foreign inflows.

Provide a regulatory-compliant digital financial infrastructure to power the next generation of trade and investment.

Accelerate Namibia’s transition toward a smart, digitally inclusive economy.

📄 Read the full policy brief:
https://github.com/abba-platforms/NADD/blob/main/NADD_OIL_AND_GAS_POLICY_BRIEF.md

As we enter this new era of energy-driven growth, the integration of digital finance through NADD ensures that Namibia’s oil and gas prosperity translates into long-term economic empowerment, transparency, and national development.

Complete Documentation and Codebase:
https://github.com/abba-platforms/NADD

🚀 Angola Digital Kwanza (AOAk) Deployed on BSC Testnet Deployment!

We’re excited to announce that Angola Digital Kwanza (AOAk) has been deployed on the Binance Smart Chain (BSC) Testnet.

Angola Digital Kwanza (AOAk) is a Blockchain-native stablecoin pegged 1:1 to the Angolan Kwanza (AOA) and fully backed by U.S. dollar reserves. It is designed to provide a secure, transparent, and programmable digital currency that promotes financial inclusion, enables instant payments, and bridges Angola’s economy with global financial markets.

BSC Testnet Contract Address: 0x32629ec2534dd50380f667AB67A828F2cB24553e

Next Steps:

1. Complete frontend integration with the deployed Testnet contract.

2. Prepare for Mainnet deployment and verification.

3. Expand documentation with usage examples, guides, and developer resources.

Check out the repository here: https://github.com/abba-platforms/AOAk

We welcome feedback, contributions, and collaboration as we move AOAk closer to full production to serve Angolans, domestically and worldwide.

📢 NADD Governance Charter Released — A New Era for Namibia’s Stablecoin 🇳🇦

We are proud to announce the official release of the NADD Governance Charter — a comprehensive framework that sets the highest standards for transparency, compliance, and stability for the Namibia Digital Dollar (NADD).

This Charter defines how NADD will operate as a blockchain‑native stablecoin pegged 1:1 to the Namibia Dollar (NAD), detailing governance structure, reserve management, compliance, dispute resolution, and stakeholder engagement.

It reflects our commitment to building trust, safeguarding value, and preparing for the future of digital finance in Namibia.

📄 Read the full Charter here:
🔗 https://github.com/abba-platforms/NADD/blob/main/NADD_GOVERNANCE_,CHARTER.md

📢 Milestone Update: Zimbabwe Digital Dollar (ZDD) Successfully Deployed on BSC Testnet

We are pleased to announce that the Zimbabwe Digital Dollar (ZDD) smart contract has been successfully deployed on the Binance Smart Chain (BSC) Testnet and verified on BscScan.

🔗 Verified Proxy (Primary) Contract (UUPS):
0x93b2eFFC896fC3f3789c493972fe585A2C02B108

🔗 Implementation Contract:
0x0197c9e1ed52dd74d9d3978A9dbe98408a59266f

What This Means

✅ Successful Smart Contract Deployment – ZDD is now live on Testnet.
✅ Verified on Explorer – Source code verified on BscScan for full transparency.
✅ ERC-20 Compliance – Standard token implementation for seamless compatibility and adoption.
✅ USD 1:1 Pegged Stablecoin – Fully backed by USD reserves, enabling financial inclusion, cross-border trade, and digital payments in Zimbabwe.

Why This Matters

The ZDD initiative is part of our broader mission to build compliant, programmable, and transparent digital currency frameworks for emerging markets. This milestone demonstrates technical readiness and reinforces our commitment to financial inclusion, innovation, and regulatory collaboration.

📌 Next Steps

Continued Testnet validation with stakeholders

Strengthening compliance, security, and governance structures

Preparing for eventual mainnet deployment and pilot programs

💬 We welcome engagement, collaboration, and feedback from regulators, financial institutions, technology partners, and the wider community.

🔗 Github Repository:
https://github.com/abba-platforms/ZDD

✉️ Email:
[email protected]

🚀 CILLAR Locks 5 Years of Liquidity: A Pledge to Investors 🚀

In a market where liquidity uncertainties can make or break investor confidence, CillarCoin ($CILLAR) is setting a new standard. Today, we are proud to announce that the CILLAR/WBNB PancakeSwap V2 liquidity pool (LP) tokens are fully locked for 60 months (5 years) via Unicrypt: https://app.unicrypt.network/.

Unicrypt is a trusted, audited platform that allows projects to securely lock their LP tokens, ensuring that liquidity cannot be removed prematurely. By leveraging Unicrypt, we are demonstrating transparency and accountability—key pillars that every investor looks for in a long-term project.

💡 What this means for investors and the community:

Absolute security: The team’s LP tokens are fully secured and cannot be withdrawn until September 15, 2030, eliminating the risk of sudden liquidity removal.

Continuous trading: Investors and traders can freely buy and sell CillarCoin ($CILLAR) on PancakeSwap with confidence, knowing the market is protected.

Transparency at the core: We are publicly documenting this lock in: https://github.com/abba-platforms/cillar/blob/main/docs/CILLAR_WBNB_LP_LOCK.md, so the community can verify and track our commitment.

By locking 100% of our liquidity, we are sending a powerful signal to the market: CillarCoin is here for the long haul. This is more than a liquidity lock—it is a pledge to our investors, holders, and supporters that we prioritize stability, trust, and sustainable growth of the CillarCoin ecosystem.

We believe that true investor confidence comes from demonstrated commitment, transparency, and consistent action. Today’s LP lock via Unicrypt is a concrete step in that direction, reinforcing our dedication to building a token and ecosystem that people can trust, trade, and grow with over the long term.

🌟 About CillarCoin ($CILLAR):
CillarCoin is a utility token designed for global adoption, not limited to a single region. It powers a growing ecosystem of decentralized services, tokenized infrastructure, and smart solutions. Holders benefit from real-world use cases, reward systems, and long-term value creation, making $CILLAR not just a token, but a foundation for a sustainable digital economy. More about CillarCoin at https://cillar.io.

🔗 Verify the LP lock and learn more here: https://github.com/abba-platforms/cillar/blob/main/docs/CILLAR_WBNB_LP_LOCK.md

🚀 Introducing the Namibia Digital Dollar ($NADD)! 🌍💰

We're proud to announce the successful development and deployment of the Namibia Digital Dollar ($NADD) – a blockchain-native stablecoin pegged 1:1 to the Namibian Dollar (NAD), now live on BSC Testnet!

Contract Address (BSC Testnet):
0x37341372B5D466Fc7381905cCaC683c64580512B

$NADD is designed for:
✅ Secure, real-time digital transactions
✅ Financial inclusion for all Namibians
✅ Programmable finance with role-based smart contracts and EIP-712 authorization
✅ Seamless integration with Abba App for P2P payments and merchant services
✅ Sandbox testing with the Bank of Namibia for regulatory compliance

This milestone lays the foundation for a fully digital Namibian economy, bringing transparency, efficiency, and innovation to everyday transactions.

Stay tuned as we continue testing, integrate with the Bank of Namibia sandbox, deploy it on BNB Smart Chain Mainnet (post-Sandbox testing), and prepare for wider adoption!

🌐 See the complete documentation in our Github Repository:
https://github.com/abba-platforms/NADD

Created and developed by Simon Kapenda, $NADD is a development brand of Abba Payments Ltd., the developer of Abba App, Africa's fastest-growing peer-to-peer mobile payment platform available on Google Play.

FOR IMMEDIATE RELEASE

July 18, 2025

CillarCoin ($CILLAR) Set to Launch $150 Million USD Initial Exchange Offering (IEO) on P2B Exchange

ATLANTA, GA — CillarCoin ($CILLAR), a decentralized digital utility token powering real-world smart mobility across Africa and the United States, is set to debut its Initial Exchange Offering (IEO) on global crypto platform P2B Exchange at https://p2pb2b.com.

The IEO will launch with an initial allocation of 1 billion $CILLAR tokens, priced at $0.15 USD per token, targeting a $150 million USD fundraising round to support the ongoing deployment of AfrailX™ and ArailX™ — smart elevated transit systems designed for zero-mass urban transport.

Built for Real-World Use

CillarCoin is deployed on the BNB Smart Chain as an ERC-20 token and integrates seamlessly with the Abba App to enable:

- Seamless fare payments for AfrailX and ArailX
- Wallet-to-wallet payment
- Automated refund logic
- Mobility rewards
- KYC enforcement
- CO₂ footprint tracking
- DAO-readiness for future governance

CillarCoin is currently live and trading on PancakeSwap, tracked on GeckoTerminal, and verified on BSCScan — giving early adopters transparency, accessibility, and confidence in its smart contract integrity.

Upcoming IEO Highlights

Exchange: P2B (https://p2pb2b.com)
Token Price: $0.15 USD
IEO Supply: 1,000,000,000 $CILLAR
Total Supply: 40,000,000,000 (Max Supply: 100B)
IEO Period: Planned for up to 12 weeks

Project Links

Website: https://cillar.io

Whitepaper: https://github.com/abba-platforms/cillar

BSC Explorer: https://bscscan.com/token/0x4364a697bB204C8239b40d038F500971f6fe4D37

PancakeSwap: https://pancakeswap.finance/swap?outputCurrency=0x4364a697bB204C8239b40d038F500971f6fe4D37

GeckoTerminal: https://www.geckoterminal.com/bsc/pools/0x4364a697bB204C8239b40d038F500971f6fe4D37

Backed by Utility. Built for the Future.

CillarCoin ($CILLAR) is a programmable ERC-20 utility token powering transit fare payments across the AfrailX and ArailX smart mobility networks via the Abba App. It includes internally audited smart contracts for fares, rewards, refunds, KYC enforcement, token vesting, and CO₂ savings tracking — all designed for scalable deployment and DAO-readiness.

CillarCoin is a sister to AFRX Security Token (https://afrx.io), a $4+ billion USD equity-backed security token, built on the ERC-3643 standard (based on ERC-20) and issued in full compliance with Regulation D Rule 506(c) and Regulation S under the U.S. Securities Act of 1933. AFRX is a live production token issued and 100% backed by real equity in Afrail Inc., built to fund the deployment of AfrailX™ and ArailX™, which are Afrail Inc.'s next-generation smart urban rail systems — launching in Northern Namibia and South Florida, with plans to rapidly expand across major cities and towns in all 54 African countries, the United States, the Middle East, and other key global markets.

“CillarCoin isn't just another token. It’s a real-world utility currency, deeply embedded in next-gen mobility infrastructure via the Abba App. This IEO is a major milestone in transforming decentralized technology into real commuter solutions,” said Simon Kapenda, Creator of CillarCoin and Founder/CTO of Afrail Inc.

CillarCoin is built to enable secure, flexible, and user-centric mobility payments within a decentralized infrastructure ecosystem, with future support for community governance via DAO mechanisms over key parameters such as rewards, pricing, and treasury allocation.

CillarCoin is part of the Abba Platforms Inc. ecosystem, led by Afrail Inc., with the mission to connect millions of urban commuters daily through safe, smart, and sustainable transport.

About Abba Platforms Inc.

Founded by Simon Kapenda in 2022, Abba Platforms Inc. is a New York City-based innovation-driven company building next-generation infrastructure, finance, and mobility solutions for Africa and the world. Through CillarCoin and Abba App, the company is transforming how people live, move, and transact in the 21st century. More at https://abbapp.com

About Afrail Inc.

Afrail Inc. is a Delaware, USA-incorporated, Atlanta, GA-based smart mobility and infrastructure company pioneering sustainable transit systems across Africa, the Middle East, and the United States. Founded by Simon Kapenda in 2025, the company leverages blockchain financing and tokenized assets through its AfrailX™ and ArailX™ flagship platforms to drive the future of urban transportation. The company is headquartered in Atlanta, Georgia, USA, with permanent operations in Oshakati, Namibia, and Dubai, UAE. More at https://afrail.xyz

Media Contact:
[email protected]
Afrail Inc.

💬 Project Financing Philosophy – $CILLAR & $AFRX

We are not running to banks or traditional financing institutions for loans to fund our projects. We are not burdening ourselves with debt or interest-bearing obligations.

Instead, we are pioneering a new financial model — powered by blockchain technology and tokenization.

Through the issuance of CillarCoin ($CILLAR) and the infrastructure-backed token $AFRX, we are financing the development of smart mobility, public infrastructure, and decentralized services without loans, without debt, and without compromise.

🚀 This approach gives us:

🔒 Full capital control without surrendering equity or taking on debt

🌍 Global investor access and borderless participation

🤝 Community-aligned funding, where token holders become long-term stakeholders

🏗️ Direct project financing through secure, programmable blockchain rails

This is the future of infrastructure finance — and we are building it now with CillarCoin and AFRX.

No banks. No burdens. Only forward.

🔗 CillarCoin Website: https://cillar.io

🔗 AFRX Website: https://afrx.io

🔗 Smart Contract (CILLAR): https://bscscan.com/token/0x4364a697bB204C8239b40d038F500971f6fe4D37

🔗 GeckoTerminal Pool: https://www.geckoterminal.com/bsc/pools/0x570e764ffbaf6fa49c95cc5d9533b1b4c5cfa7ef

🔗 GitHub Repo: https://github.com/abba-platforms/cillar

🔗 PancakeSwap: https://pancakeswap.finance/swap?outputCurrency=0x4364a697bB204C8239b40d038F500971f6fe4D37

📢

The Afrail Inc. AFRX Security Token (ERC-1400) smart contract source code is now publicly available on GitHub.

This contract forms the foundation of AFRX’s programmable compliance framework, featuring built-in controls for jurisdiction restrictions, investor whitelisting, lock-up periods, and equity conversion rights.

The code is released under the open-source MIT License, enabling transparency, reuse, and trusted auditing.

At Afrail Inc., we are working to make sure that we are transparent in all that we do for our company, shareholders, staff and management, employees and stakeholders, and the communities we work in.

Access the full codebase and accompanying documentation at:

https://github.com/afrail-inc/afrx-security-token

The Strategic Importance of Abba Bank for Abba App and AfrailX

Abba Bank, as a digital-only banking solution, is a critical component of the Abba App ecosystem and the broader AfrailX transit network, ensuring seamless financial transactions, digital banking services, and economic inclusion.

For Abba App:

Abba Bank aims to provide the financial backbone for the Abba App, enabling secure digital payments, mobile banking, and financial services. By offering a fully digital banking experience, Abba Bank ensures that users can:

Store and manage funds within the Abba App.

Make instant, low-cost transactions.

Access digital savings, lending, and other financial products.

Expand financial inclusion, particularly for the unbanked and underbanked.

For AfrailX:

AfrailX will rely on Abba Bank’s infrastructure to facilitate seamless ticket purchases, commuter transactions, and financial integration for its users. With the Abba App as the preferred ticketing platform, Abba Bank will ensure:

Fast, cashless payments for commuters.

Secure, real-time financial settlements for AfrailX operations.

Economic empowerment, enabling vendors, merchants, and micro-businesses within the AfrailX ecosystem to access banking services.

By bridging the gap between transportation and financial technology, Abba Bank will help drive AfrailX’s success while positioning Abba App as a leading digital payments solution.

More about AfrailX at https://africainvestmentdirectory.com/afrailx