ACPG SPOT Training Program

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崭新,独特,趋势性,让你轻松创业。

05/04/2022

AIG Overseas Travel Insurance Extend Covid 19 Cover
AIG Insurans Perjalanan Luar Negara Lanjutkan Perlindungan Covid 19
AIG 海外旅游保险添加延保 Covid 19
Arranged By
ACPG Management Sdn Bhd
ACPG WhatsApp Team +60126489838
http://wasap.my/+60126489838/AIGTravelinsurance

AIG Travel Insurance Policy
Now Includes COVID-19 Coverage
Travel Insurance
Feel safe knowing you're covered against COVID-19, trip cancellation and more.

AIG Travel Insurance Overview

No matter where your next holiday destination is, we’re here to keep you safe during your holiday.

We provide comprehensive travel insurance protection including COVID-19 coverage for you to fully enjoy your trip.

Our most popular features include

Overseas COVID-19 coverage such as Medical Expenses up to RM800,000, Quarantine Allowance and more.

Reimbursement up to RM10 million (including cashless hospital admission)

If your trip is cancelled due to covered events, we’ll reimburse up to RM30,000

Benefits
COVID-19 Coverage

In the event you are diagnosed with COVID-19, we will provide you COVID-19 coverage including Medical and Emergency Evacuation & Repatriation Expenses up to RM800,000, Travel Cancellation, Travel Curtailment and Quarantine Allowance benefits (applicable to Basic, Standard or Deluxe Plan only).

Medical Expenses (including cashless hospital admission)

If you are hospitalised due to accident or illness (excluding pre-existing conditions), we will cover the hospitalisation expenses incurred up to RM10 million. Our travel assistance team is on call by phone to provide you emergency travel assistance, ensuring you receive appropriate medical care.

Comprehensive coverage

We provide you with coverage for domestic and overseas medical expenses, trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage.

Personal Accident cover

You can get lump sum payout up to RM500,000 if you suffer from an accidental death or permanent disablement during your trip.

Trip cancellation cover

Don't worry about the costs of transport & accommodation due to your trip cancellation. We’ll reimburse you the non-refundable expenses if your trip is cancelled due to specific events, within a specific time before your departure date.

Natural disasters

We will pay for travel inconveniences related expenses against natural disasters such as earthquakes, floods and volcano eruptions, occuring at the country of travel.

Our own global assistance service

We have a fast and efficient 24-hour Emergency Assistance Team available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad.

Travel Inconvenience

We provide you coverage for travel inconveniences such as travel delays, loss or damage to your personal belongings, fraudulent use of credit card, car rental excess charges and more.

* Coverage differs according to product & plan. Please refer to policy wording for full details of coverage and exclusions.

Quote & buy online, before your next trip!

For More information, pls contact

An Authorise Agency of AIG Insurance Malaysia
ACPG Management Sdn Bhd
WhatsApp Team +6012-6489838
HQ +603-92863323
www.acpgconsultant.com
www.insuranceomlinepurchase.com







17/12/2020

如何为您更新汽车保险支付更少的费用
比较15家保险公司
Whatsapp 011-12239838
http://wasap.my/+601112239838/RenewMotorinsuranceQuote

通过Whatsapp 011-12239838 更新汽车保险
AIG 汽车保险
Allianz 汽车保险
AmGeneral 汽车保险
AXA 汽车保险
Berjaya Sompo 汽车保险
Chubb 汽车保险
EtiqaTakaful 汽车回教保险
Kurnia 汽车保险
Lonpac 汽车保险
MSIG 汽车保险
Pacific Insurance 汽车保险
RHB 汽车保险
Takaful Malaysia 马来西亚汽车回教保险
Tokio Marine 汽车保险
Zurich 汽车保险

汽车保险和路税更新服务
所有保险服务
更新汽车保险和路税服务 Whatsapp 支援
011-1223 9838
012- 648 9838
017- 318 3811

ACPG Management Sdn Bhd
ACP集团公司(ACPG)
自1989年保险业务(超过30年)
#更新汽车保险

03/04/2019

AIG Malaysia Student Overseas Study Abroad Travel Insurance
Hotline +6011-12239838 (Whatsapp)
Arranged By ACPG Management Sdn Bhd
+603-92863323
www.acpgconsultant.com

Student Overseas Travel
Stay protected while studying overseas until you graduate

Complete protection for students studying overseas, with special features that make it one of the leading student travel products in Malaysia.

AIG Malaysia Student Assist is an insurance plan that protects and gives you peace of mind to pursue your educational aspirations when you go overseas to study at a recognized education institution.

It’s Reassuring To Know We Are There Congratulations on embarking on your studies overseas! As you explore the exciting world of education abroad, it’s the beginning of many hopes, dreams and aspirations that will be fulfilled.

Just before you set off on your journey of experience and opportunities, have you ensured that you are well protected should the unexpected affect your long-term plans?

You may worry about your studies being interrupted due to unforeseen circumstances.

Perhaps you fancy trying out some amateur sports and leisure activities while you’re away. And since you’re overseas, why not travel and see the world during your vacation?

Even when you’re back in your home country for the holidays, wouldn’t you like to enjoy it peacefully?

Don’t wait. Make the important decision to enjoy complete peace of mind during your studies abroad.

Choose to be reassured.

AIG Malaysia Student Assist Benefits

Tuition Fee reimbursement for study interruption
We'll reimburse you for the non-refundable portion of your tuition fees paid in advance, in the event of study interruption due for specific reasons.

Medical & personal accident cover
You'll be reimbursed for medical expenses incurred due to accidental injury or illness sustained when studying overseas.

Sponsor Protection
We provide you financial security in the event of accidental death of your sponsor (the individual who sponsors your study overseas).

Our own global assistance service
A fast and efficient 24-hour Emergency Assistance Team is available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad.

Choose AIG Travel Guard Student Assist arranged by Malaysia Medical Insurance Organisation (MMI).

Any Urgent Enquiry, Please send your Whatsapp Message to +6011-12239838 for Prompt Assistance (Monday to Friday 9.00 am to 6.00 pm).

AIG Malaysia Student Overseas Study Travel Insurance Online Purchase
Hotline +6011-12239838
Arranged By
ACPG Management Sd Bhd
158-3-7, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kuala Lumpur, Malaysia.
+603-92863323, +6011-12239838.
[email protected]
www.acpgconsultant.com

A member of Malaysia Medical Insurance Organisation (MMI)















AIG Malaysia Student Overseas Study Abroad Travel Insurance
Hotline +6011-12239838 (Whatsapp)
Arranged By ACPG Management Sdn Bhd
+603-92863323
www.acpgconsultant.com

Student Overseas Travel
Stay protected while studying overseas until you graduate

Complete protection for students studying overseas, with special features that make it one of the leading student travel products in Malaysia.

AIG Malaysia Student Assist is an insurance plan that protects and gives you peace of mind to pursue your educational aspirations when you go overseas to study at a recognized education institution.

It’s Reassuring To Know We Are There Congratulations on embarking on your studies overseas! As you explore the exciting world of education abroad, it’s the beginning of many hopes, dreams and aspirations that will be fulfilled.

Just before you set off on your journey of experience and opportunities, have you ensured that you are well protected should the unexpected affect your long-term plans?

You may worry about your studies being interrupted due to unforeseen circumstances.

Perhaps you fancy trying out some amateur sports and leisure activities while you’re away. And since you’re overseas, why not travel and see the world during your vacation?

Even when you’re back in your home country for the holidays, wouldn’t you like to enjoy it peacefully?

Don’t wait. Make the important decision to enjoy complete peace of mind during your studies abroad.

Choose to be reassured.

AIG Malaysia Student Assist Benefits

Tuition Fee reimbursement for study interruption
We'll reimburse you for the non-refundable portion of your tuition fees paid in advance, in the event of study interruption due for specific reasons.

Medical & personal accident cover
You'll be reimbursed for medical expenses incurred due to accidental injury or illness sustained when studying overseas.

Sponsor Protection
We provide you financial security in the event of accidental death of your sponsor (the individual who sponsors your study overseas).

Our own global assistance service
A fast and efficient 24-hour Emergency Assistance Team is available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad.

Choose AIG Travel Guard Student Assist arranged by Malaysia Medical Insurance Organisation (MMI).

Any Urgent Enquiry, Please send your Whatsapp Message to +6011-12239838 for Prompt Assistance (Monday to Friday 9.00 am to 6.00 pm).

AIG Malaysia Student Overseas Study Travel Insurance Online Purchase
Hotline +6011-12239838
Arranged By
ACPG Management Sd Bhd
158-3-7, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kuala Lumpur, Malaysia.
+603-92863323, +6011-12239838.
[email protected]
www.acpgconsultant.com

A member of Malaysia Medical Insurance Organisation (MMI)















02/04/2019

BUY NOW Online
Kurnia Motor Insurance Policy

Click here ”Buy Now”
https://online.kurnia.com/amg/authenticate/loginhome.do…

Distributed By
ACPG

WhatsApp Team
http://wasap.my/+601112239838/Kurniamotorinsurance

ACP Group of Companies
www.acpgconsultant.com
03-92863323
011-12239838
012-6489838

Kurnia Motor Insurance
Kurnia E Hailing Motor Insurance
Arranged By
ACPG Manangement Sdn Bhd
011-12239838 (Whatsapp)
03-92863323

Click here BUY Online for All Related Kurnia Insurance Products
https://online.kurnia.com/amg/authenticate/loginhome.do…

Click here for Whatsapp Enquiry
wasap.my/+601112239838/Kurniamotorinsurance
wasap.my/+601112239838/KurniaEhailingmotorinsurance

Kurnia Car Insurance
Am General Car Insurance
Kurnia Motor Insurance
Am General Motor Insurance

Save time and money when you protect yourself and your vehicle with our comprehensive motor insurance policy. It’s so easy – you can sign up for Kurnia Motor Insurance online right now!

Kurnia Motor insurance Add-on comes with the following benefits:

1 Loss or damage to your own car

2 Liability to Third Party

3 Legal liability to fare-paying passengers

4 Personal Accident cover due to accidental injury or death of the authorised e-hailing driver

5 Legal liability of fare paying passengers for negligent act
Thus, if you are using your vehicle for e-hailing, please make sure you opt for Kurnia e-hailing insurance coverage.

24/7 Kurnia emergency road assistance
24 hour hotline service for car breakdown and towing services
Kurnia Auto Assist 1800 88 3833

Repair warranty
6-month warranty for all repairs by our Panel Repairer

Extend your coverage
Options to include coverage for flood, landslide, or damage from riots

Optional windscreen cover
Panel of over 200 windscreen workshops, with easy claims and no impact on your NCD

Renew Your Motor Insurance Today with Extended Cover E Hailing Services Coverage Protection.....

Please Walk In To ACPG Head Office for more information,

ACPG Management Sdn Bhd
Malaysia Experience Risk Management Insurance Services Provider (Since Year 1989)

Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kualla Lumpur, Malaysia.
+603-92863323
[email protected]
www.acpgconsultant.com













BUY NOW Online
Kurnia Motor Insurance Policy

Click here ”Buy Now”
https://online.kurnia.com/amg/authenticate/loginhome.do?accountCode=51D0256729A6F45D3C7FE932A9F67C87&classStr=motorcar

Distributed By
ACPG

WhatsApp Team
http://wasap.my/+601112239838/Kurniamotorinsurance

ACP Group of Companies
www.acpgconsultant.com
03-92863323
011-12239838
012-6489838

Kurnia Motor Insurance
Kurnia E Hailing Motor Insurance
Arranged By
ACPG Manangement Sdn Bhd
011-12239838 (Whatsapp)
03-92863323

Click here BUY Online for All Related Kurnia Insurance Products
https://online.kurnia.com/amg/authenticate/loginhome.do?accountCode=51D0256729A6F45D3C7FE932A9F67C87&classStr=product

Click here for Whatsapp Enquiry
wasap.my/+601112239838/Kurniamotorinsurance
wasap.my/+601112239838/KurniaEhailingmotorinsurance

Kurnia Car Insurance
Am General Car Insurance
Kurnia Motor Insurance
Am General Motor Insurance

Save time and money when you protect yourself and your vehicle with our comprehensive motor insurance policy. It’s so easy – you can sign up for Kurnia Motor Insurance online right now!

Kurnia Motor insurance Add-on comes with the following benefits:

1 Loss or damage to your own car

2 Liability to Third Party

3 Legal liability to fare-paying passengers

4 Personal Accident cover due to accidental injury or death of the authorised e-hailing driver

5 Legal liability of fare paying passengers for negligent act
Thus, if you are using your vehicle for e-hailing, please make sure you opt for Kurnia e-hailing insurance coverage.

24/7 Kurnia emergency road assistance
24 hour hotline service for car breakdown and towing services
Kurnia Auto Assist 1800 88 3833

Repair warranty
6-month warranty for all repairs by our Panel Repairer

Extend your coverage
Options to include coverage for flood, landslide, or damage from riots

Optional windscreen cover
Panel of over 200 windscreen workshops, with easy claims and no impact on your NCD

Renew Your Motor Insurance Today with Extended Cover E Hailing Services Coverage Protection.....

Please Walk In To ACPG Head Office for more information,

ACPG Management Sdn Bhd
Malaysia Experience Risk Management Insurance Services Provider (Since Year 1989)

Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kualla Lumpur, Malaysia.
+603-92863323
[email protected]
www.acpgconsultant.com













25/03/2019

@ ACPG Celebration 30 Years Anniversary (1989-2019)

Why ACPG is Your Right Choice as Risk Management and Insurance Solution Advisory Service Provider.

We ACPG since Year 1989 in Insurance Industry and more than 30 years wide insurance knowledge experience.

Call Us ACPG Today For Insurance Advice 03-92863323
Our Whatsapp Team 011-12239838

ACPG WhatsApp Team
http://wasap.my/+601112239838/insuranceadvice

Walk in or Visit for Insurance Advice at
ACPG Head Office
ACPG Management Sdn Bhd
(Business since Year 1989)
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kuala Lumpur, Malaysia.
03-92863323
012-6489838

5 Characteristics of Good Insurance Agents or Broker Agency

When you or your company are thinking of buying an insurance plan, do you struggle with finding the right policy? In that case, the first thing you should do is find a good insurance agent or Broker agency who is capable of guiding you in choosing the best plan that fits your needs, and budget.

Just like finding an accountant or a lawyer, selecting the right insurance agent to take care of you is an important decision.

You or your company need to look for someone that is trustworthy, reliable, knowledgeable, and comfortable for you to work with in building a long-term relationship. Here are the 5 key characteristics you should consider when choosing an insurance agent or broker agency.

1. Takes time to know you & your needs**

A good agent or broker agency always puts your needs first. They will:

a) Listen and empathise with you to understand what you really need before recommending any policy to you.

b) Conduct a thorough risk assessment on your life cycle stage before helping you to tailor a plan that suits you specifically while helping you to maximise protection with minimum cost.

c) Work with you or your company on a long term basis and understand that it all starts with knowing you and your needs.

2. Assist you or your company to make informed decisions

It is the agents’ or Broker agency duty to understand your or your company needs and present you with the most relevant information and suitable options so that you can make the best decision. Good insurance agents or Broker agency are able to explain complicated product information to you in the simplest manner. You can always ask the agents or Broker agency about the rationale behind the recommended plan and coverage. This is important in giving you a complete picture and assisting you to choose the plan that not only delivers the most value for your money but also covers your most relevant risks.

Honest & trustworthy**

Good agents or Broker agency tell the truth up front. They provide you with comprehensive information without holding back so that you or your company have a complete picture of the plan. They always put themselves in your shoes and act in your best interests. This is because they understand that a strong sense of integrity is necessary to win your respect, repeat business and word-of-mouth recommendations over time.

5. Extensive insurance knowledge**

A good agent or Broker agency knows much more than how to sell an insurance plan. They go through years of hard work to equip themselves with in-depth industry and sound product knowledge. They also possess financial management expertise to ensure that the plan they recommend fits into your overall financial situation. There are an increasing number of insurance agents or Broker agency that hold professional qualifications who will be also able to offer you a full-fledged risk management and insurance solution services.

There may be many considerations when choosing an insurance plan. That makes finding a good insurance agent or broker agency the crucial first step in getting the right insurance protection.

ACPG had more than 30 years insurance industry experience and provides our teams with special training so that they are equipped with the right skills, knowledge, values and attitude required in assisting you or your company to choose the right type of coverage.

ACP Group of companies (ACPG) is a locally owned company established in year 1989. The company is co-founded by Anthony Chin and his wife, Anna Sim, and has since grown into a multi-million dollar operation based on perseverance and hard work along with our trusted and loyal employees. Our vision is to be the preferred insurance service provider in Malaysia and to be one of the industry leaders in the region.

As we continue to develop in our knowledge and respect within the industry, we strive to help the community to better manage the risks of daily life by providing insurance products at fair prices, settling claims fairly and promptly, and delivering value-added service to our customers.

Need help in getting the best insurance protection? Contact ACPG Whatsapp Team today!

WhatsApp Team
http://wasap.my/+601112239838/insuranceadvice

Walk in or Visit for Insurance Advice at
ACPG Head Office
ACPG Management Sdn Bhd
(Business since Year 1989)
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kuala Lumpur, Malaysia.
03-92863323
012-6489838






























@ ACPG Celebration 30 Years Anniversary (1989-2019)

Why ACPG is Your Right Choice as Risk Management and Insurance Solution Advisory Service Provider.

We ACPG since Year 1989 in Insurance Industry and more than 30 years wide insurance knowledge experience.

Call Us ACPG Today For Insurance Advice 03-92863323
Our Whatsapp Team 011-12239838

ACPG WhatsApp Team
http://wasap.my/+601112239838/insuranceadvice

Walk in or Visit for Insurance Advice at
ACPG Head Office
ACPG Management Sdn Bhd
(Business since Year 1989)
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kuala Lumpur, Malaysia.
03-92863323
012-6489838

5 Characteristics of Good Insurance Agents or Broker Agency

When you or your company are thinking of buying an insurance plan, do you struggle with finding the right policy? In that case, the first thing you should do is find a good insurance agent or Broker agency who is capable of guiding you in choosing the best plan that fits your needs, and budget.

Just like finding an accountant or a lawyer, selecting the right insurance agent to take care of you is an important decision.

You or your company need to look for someone that is trustworthy, reliable, knowledgeable, and comfortable for you to work with in building a long-term relationship. Here are the 5 key characteristics you should consider when choosing an insurance agent or broker agency.

1. Takes time to know you & your needs**

A good agent or broker agency always puts your needs first. They will:

a) Listen and empathise with you to understand what you really need before recommending any policy to you.

b) Conduct a thorough risk assessment on your life cycle stage before helping you to tailor a plan that suits you specifically while helping you to maximise protection with minimum cost.

c) Work with you or your company on a long term basis and understand that it all starts with knowing you and your needs.

2. Assist you or your company to make informed decisions

It is the agents’ or Broker agency duty to understand your or your company needs and present you with the most relevant information and suitable options so that you can make the best decision. Good insurance agents or Broker agency are able to explain complicated product information to you in the simplest manner. You can always ask the agents or Broker agency about the rationale behind the recommended plan and coverage. This is important in giving you a complete picture and assisting you to choose the plan that not only delivers the most value for your money but also covers your most relevant risks.

Honest & trustworthy**

Good agents or Broker agency tell the truth up front. They provide you with comprehensive information without holding back so that you or your company have a complete picture of the plan. They always put themselves in your shoes and act in your best interests. This is because they understand that a strong sense of integrity is necessary to win your respect, repeat business and word-of-mouth recommendations over time.

5. Extensive insurance knowledge**

A good agent or Broker agency knows much more than how to sell an insurance plan. They go through years of hard work to equip themselves with in-depth industry and sound product knowledge. They also possess financial management expertise to ensure that the plan they recommend fits into your overall financial situation. There are an increasing number of insurance agents or Broker agency that hold professional qualifications who will be also able to offer you a full-fledged risk management and insurance solution services.

There may be many considerations when choosing an insurance plan. That makes finding a good insurance agent or broker agency the crucial first step in getting the right insurance protection.

ACPG had more than 30 years insurance industry experience and provides our teams with special training so that they are equipped with the right skills, knowledge, values and attitude required in assisting you or your company to choose the right type of coverage.

ACP Group of companies (ACPG) is a locally owned company established in year 1989. The company is co-founded by Anthony Chin and his wife, Anna Sim, and has since grown into a multi-million dollar operation based on perseverance and hard work along with our trusted and loyal employees. Our vision is to be the preferred insurance service provider in Malaysia and to be one of the industry leaders in the region.

As we continue to develop in our knowledge and respect within the industry, we strive to help the community to better manage the risks of daily life by providing insurance products at fair prices, settling claims fairly and promptly, and delivering value-added service to our customers.

Need help in getting the best insurance protection? Contact ACPG Whatsapp Team today!

WhatsApp Team
http://wasap.my/+601112239838/insuranceadvice

Walk in or Visit for Insurance Advice at
ACPG Head Office
ACPG Management Sdn Bhd
(Business since Year 1989)
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kuala Lumpur, Malaysia.
03-92863323
012-6489838






























Photos from ACPG Management Sdn Bhd's post 25/02/2019

Fire Consequential Loss Insurance, Fire Profit Loss Insurance Fire Insurance, Water Damage Consequential Loss Insurance,
Hotline +6011-12239838
Arranged By
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323

Fire Consequential Loss Insurance or Loss of Profit Insurance or Water Damage Consequential Loss or Business Interruption Insurance

As in the past in our knowledge series, we shall endeavor to present the above insurance in the simplest possible way with a view to elicit interest and also to exemplify its importance.
As in the past in our knowledge series, we shall endeavor to present the above insurance in the simplest possible way with a view to elicit interest and also to exemplify its importance.

When a fire occurs at premises used for the purpose of conducting a business, whether industrial, mercantile or Professional, the owner of the business will usually be insured against damage to his property by fire etc and will in due course be able to recover his material loss.

With the proceeds of his claim he can, in time, replace his lost or damaged property and resume his business but, until this can be done, the profits which he was previously earning will have ceased, wholly or in part.

In addition, there will almost certainly be fixed expenses arising from the business e.q. salaries, rent, municipal taxes, which be will have to continue to meet, even if his profits have entirely vanished.

Faced with the situation, he may find means to reduce or even eliminate the loss of his profits but this will call for expenditure perhaps substantial – which he may not have the funds to meet.

It is to meet this situation that loss of profits insurance have been devised and subject to a suitable type of policy and an adequate sum insured, it affords an insured complete protection against the reduction or cessation of profits following a fire and place him in the same position as though the damage had not occurred.

In these circumstances, a loss of profit insurance should appeal to any businessman as an essential complement to Fire Insurance.

We shall proceed ahead to give a brief idea of important definitions and ingredients which needs to be understood before obtaining a policy:

a) Net Profit:
The net trading profit resulting from the business of the insured at the premises. This does not include all capital receipts and accretion. Provisioning for all fixed charges shall be made including depreciation but shall not include taxation chargeable on profits.

b) Standing Charges:
These are the fixed expenses whi ch wi l l never theless continue to accrue to the insured despite the cessation of business e.q. Rent, Municipal taxes, fixed interest on capital, Advertising etc

c) Indemnity Period:
The period commences when the damage by fire occurs, and ends when the business ceases to be affected there by, subject to the maximum period specified in the policy.

d) Turnover:
The money paid or payable to the insured for goods sold & delivered and for services rendered in course of the business at the premises.

e) Rate of Gross Profit:
The Gross Profit explained above divided by turnover during the financial year immediately before the date of the damage.

f) Annual Turnover:
The turnover during the twelve months immediately before the date of the damage.

g) Standard Turn Over:
The turn over during that period in the twelve months immediately before the date of the loss which corresponds with the Indemnity period.

This st mean that if a fire occurs on 1 January and the business is affected during the following three months, January to March, then in ascertaining the shortage in turn over, the figures for those months are compared with January to March in the proceeding year.

This is fairness personified especially in case of seasonal trades.
Measure of Indemnity:
With the aid of the above stated definition, it would now be possible to state in simple terms how the insured would be compensated in the event of a loss.
The amount payable shall be under two heads, which are described as below:

(I) Reduction In Turn Over:
It shall be he sum produced by applying the rate of gross profit to the amount by which the turn over during the indemnity period shall, in consequence of the damage, fall short of the Standard Turnover.

(II) Increase In Cost of waking:
It shall comprise the additional expend it urenecessarily and reasonably incurred for the sole purpose of diminishing the reduction in turnover but the amount shall not exceed the sum produced by applying the rate of gross profit to the amount of reduction there by avoided.

We shall go ahead by giving you a very simple accounting applicability of this policy and make you clearly understand how it fully compensates an insured. By this example, you will able to appreciate that all the aspects are duly taken care of by Malaysia insurers.

Consequential Loss Insurance (Fire) or Loss of Profit Insurance or Business Interruption Insurance for more detail at http://www.acpgconsultant.com/

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance
Arranged by
ACPG Management Sdn Bhd
Malaysia General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
[email protected]
www.acpgconsultant.com
www.facebook.com/acpg.management






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Location

Telephone

Address


158-3-7, Blok 158, Kompleks Maluri, Jalan Jejaka, Taman Maluri
Kuala Lumpur
55100

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00