Vespid

ONE OK ROCK, TREASURE, Laufey, EXO, BTS. KL is stacked with concerts this year. And every time tickets sell out in minutes, scammers show up on Twitter, Telegram, and Xiaohongshu with “last tickets.” Over 700 cases reported regionally in just 10 months. Fake screenshots. Pressure to pay fast. Then they vanish. Swipe for the red flags and what to do if it happens to you. 👆

Gold is up nearly 50% in a year. It hit a record US$5,595 in January before pulling back to around US$4,750. Central banks are buying record amounts. Analysts forecast US$5,000 to US$6,000 by year end. Should you buy now? Swipe for what is driving the rally, how Malaysians can invest from as low as RM10, and why chasing record highs without a plan can backfire.

Filed your taxes already? Most Malaysians miss at least one relief. Sports equipment has its own claim separate from lifestyle. SSPN is calculated as net savings, not total deposits. Parent medical expenses now include grandparents. First-time homebuyers can claim loan interest. Small details, real money. Swipe to check what you might have missed before the May 15 deadline. 👆

Diesel jumped 50 sen this week. “I pump RON95, not my problem.” True, but diesel powers the lorries that deliver your vegetables, rice, and groceries. When diesel nearly doubles in a month, food prices follow. Vegetables could rise 50%. Manufacturers are paying RM60K–RM100K extra monthly. Everyone feels this. Swipe to understand the price chain and what you can do about it. 👆

Most Malaysians only know fixed deposits and savings accounts. We want to change that.

We just kicked off a research partnership with Taylor’s University to build new courses on alternative investments like derivatives, with real academic input from Dr Kelvin and his team.

We’re also testing if Vespid works as a proper learning tool in the classroom with 100+ students.

Insightful and expert-backed content is coming for you. Excited to experiment and work this out together. ✌️🔬

A war 7,000km away just changed your petrol bill. The US-Israel strikes on Iran disrupted the Strait of Hormuz, sent oil past US$120/barrel, and pushed Malaysia to cut the BUDI95 quota from 300L to 200L starting April. The RM1.99 price stays, but anything beyond 200L costs RM3.87. Here’s how global conflict hits your wallet and what you can do.

Malaysia’s car loan rules are changing from June 2026. The old flat rate and Rule of 78 are out. The new system uses EIR and reducing balance, so you see the true cost of borrowing and get a fairer deal if you settle early. Here’s what BNM wants you to know 👆

GMW is officially over. But on Vespid, the game is still on. 🐝 Complete all GMW courses for 500 💎 enough to claim real rewards like Touch ‘n Go credits and Grab vouchers. You’re one sub-topic away from the finish line. 👀 Smart Money Talks isn’t a one-week thing. It’s a habit.

Raya season hits different when your circle is all upgrading, new outfits, open houses, duit raya. Ever felt the pressure to match? That’s peer financial socialization. As we get older, friends replace parents as our biggest financial influence. Social media makes it louder. The 2025 RinggitPlus survey found social media is the #1 source of financial learning for 68% of Malaysians. Are your influences pushing you forward or holding you back?

Selamat Hari Raya Aidilfitri! Maaf Zahir dan Batin! Wishing all our community, family and friends a very blessed Raya celebration filled with love, forgiveness and cherished moments! 🎆🎆🌙🌙 (And a very happy long weekend to all Malaysians! 😙)

You’ve watched the videos. You’ve read the articles. You know you should save more, spend less, and start investing. So why is it still so hard? Because knowing and doing are completely different things. Research shows Malaysian financial literacy scores have improved but savings behavior hasn’t followed. That’s the gap Vespid is designed to close. The GMW courses are live now + 5 mini challenges. 500 💎 waiting.

You’ve watched the videos. You’ve read the articles. You know you should save more, spend less, and start investing. So why is it still so hard? Because knowing and doing are completely different things. Research shows Malaysian financial literacy scores have improved but savings behavior hasn’t followed. That’s the gap Vespid is designed to close. The GMW courses are live now + 5 mini challenges. 500 💎 waiting.