Dr Goh H- My FIRE and Life Journey

10/05/2026

Happy Mother’s day

"A mother's love for her child is like nothing else in the world. It knows no law, no pity. It dares all things and crushes down remorselessly all that stands in its path."-Agatha Christie Dear Mum, Mum, Happy Mother’s Day! Standing here with you today feels like a miracle I treasure with all my heart. When we faced the shadow of your cancer diagnosis in 2024, there were moments when the weight of fear felt insurmountable, as if I were watching my world slowly dim....

“A mother’s love for her child is like nothing else in the world. It knows no law, no pity. It dares all things and crushes down remorselessly all that stands in its path.”-Agatha Christie Dear Mum, Mum, Happy Mother’s Day! Standing here with you today feels like a miracle I... Continue Read...

05/05/2026

写给儿子的信 （1）

我们最大的弱点在于放弃。成功的必然之路就是不断的重来一次。——托马斯·爱迪生 亲爱的儿子， 今天收拾房间，看见你儿时的照片，这些年你好像突然长大了。今天我想和你聊聊“坚持”这件事。你可能觉得生活有时候很难，努力了却没有看到结果，甚至想放弃。爸爸想告诉你，这种感觉很正常，每个人都会经历这样的时刻。 还记得你小时候学走路吗？你跌倒了无数次，膝盖磕得红红的，但你还是摇摇晃晃地站起来，笑着继续迈步。那时候的你，不知道什么叫“放弃”。现在你长大了，面对的挑战更难了，但你的内心其实比小时候更强大。 人生从来不是一条平坦的路。会有风雨，会有弯路，也会有看不到光的时候。但儿子，请相信：每一次坚持，都是在你的人生土壤里扎下更深的根；每一次不放弃，都会让你在未来的某一天，看到坚持的意义。 也许你现在看不到成果，不代表没有进步。就像种子在地下默默生长，你看不见它发芽，但它一直在积蓄力量。你每一次的努力、每一滴汗水，都在悄悄改变着你的人生轨迹。 儿子，不要害怕慢，只怕停。不要怕失败，只怕不再尝试。真正的强者不是从不跌倒，而是跌倒后愿意再站起来。你可以难过，可以休息，但请不要永远坐在地上。 人的这一生，能不负自己就好，想不负众生真的很难。对得起自己，就是最好的人生道路。 爸爸不要求你成为最优秀的人，只希望你能成为不轻易向困难低头的人。在你觉得撑不下去的时候，记得回头看看，我们永远在你身后。你从来不是一个人在战斗。 无论你选择哪条路，只要你愿意坚持走下去，我们就为你骄傲。 儿子，好好吃饭，累了就回来。 爱你的爸爸

我们最大的弱点在于放弃。成功的必然之路就是不断的重来一次。——托马斯·爱迪生 亲爱的儿子， 今天收拾房间，看见你儿时的照片，这些年你好像突然长大了。今天我想和你聊聊“坚持”这件事。你可能觉得生活有时候很.....

21/02/2026

The day when I quit medicine ( Hopefully soon)

“Medicine is my lawful wife, and literature is my mistress. When I get fed up with one, I spend the night with the other” ― Anton Chekhov I used to believe medicine was forever. Not a job, not a title, but an identity- etched into my name, my days, my sense of worth and my purpose of life. For years, I introduced myself through it, measured time by ward rounds and on-call nights, and learned to breathe in the quiet rhythm of monitors and x ray lights....

“Medicine is my lawful wife, and literature is my mistress. When I get fed up with one, I spend the night with the other” ― Anton Chekhov I used to believe medicine was forever. Not a job, not a title, but an identity- etched into my name, my days, my sense... Continue Reading

28/09/2025

“Our favorite holding period is forever.” – Warren Buffett Since 2020, my blog has chronicled my investment philosophy, which centers on a long-term approach, particularly with Exchange Traded Funds (ETFs). My strategy is built on the conviction that these assets, held over extended periods, are key to achieving financial independence. While I subscribe to the principles of the Trinity Study, especially its…...

“Our favorite holding period is forever.” – Warren Buffett Since 2020, my blog has chronicled my investment philosophy, which centers on a long-term approach, particularly with Exchange Traded Funds (ETFs). My strategy is built on the conviction that these assets, held over extended periods, a...

31/08/2025

"Your background and circumstances may have influenced who you are, but you are responsible for who you become". Darren Hardy Let me tell you about a common scenario. It might make you feel that you are actually not that bad. Globally, in 2024, a significant portion of the population – roughly 44%, or 3.5 billion people – subsisted on less than USD 6.85 daily, translating to around USD 205 monthly....

“Your background and circumstances may have influenced who you are, but you are responsible for who you become”. Darren Hardy Let me tell you about a common scenario. It might make you feel that you are actually not that  bad.  Globally, in 2024, a significant portion of the population –... ...

01/08/2025

29/07/2025

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.” Peter Lynch Just as in life, the world of investing is ripe with examples of how readily we embrace comforting narratives over harsh realities. This phenomenon is particularly potent when it comes to money, where emotions, hope, and fear often override rational analysis....

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.” Peter Lynch Just as in life, the world of investing is ripe with examples of how readily we embrace comforting narratives over harsh realities. This phenomenon is particularly p...

24/07/2025

“Can I order a replacement body, please? This one is constantly malfunctioning.” For those familiar with my blog, I am nearing retirement, scheduled for October 2025. Through consistent monthly ETF investments, a diversified portfolio of Singaporean bank and REIT counters, and diligent contributions to EPF and ASM, I have successfully built my retirement nest egg and recently reached my financial goal....

“Can I order a replacement body, please? This one is constantly malfunctioning.” For those familiar with my blog, I am nearing retirement, scheduled for October 2025. Through consistent monthly ETF investments, a diversified portfolio of Singaporean bank and REIT counters, and diligent contribut...

25/04/2025

" Don't pay attention to the daily noise. Stay the course." Jack Bogle The ongoing trade war between the U.S. and other nations, particularly China, undoubtedly carries significant global economic consequences that will likely affect everyone financially. However, as I grow older, I've learned the value of focusing my energy on my own pursuits rather than dwelling on uncontrollable situations....

” Don’t pay attention to the daily noise. Stay the course.” Jack Bogle The ongoing trade war between the U.S. and other nations, particularly China, undoubtedly carries significant global economic consequences that will likely affect everyone financially. However, as I grow older, I’ve learn...

05/04/2025

"You only have to do a very few things right in your life so long as you don't do too many things wrong." -Warren Buffett When I first embarked on this blog during the tumultuous period of the Covid-19 pandemic, my intentions were straightforward and heartfelt. I yearned to create a space where I could document my thoughts and reflections, hoping that the act of writing would serve as a catalyst to propel me towards more diligent and consistent investment practices....

“You only have to do a very few things right in your life so long as you don’t do too many things wrong.” -Warren Buffett When I first embarked on this blog during the tumultuous period of the Covid-19 pandemic, my intentions were straightforward and heartfelt. I yearned to create... Continue ...