Money Coaching Hub

24/02/2025

Our financial coach Julia on how self belief unblocks our barriers and pushes us towards success

12/02/2025

Mid-way through my financial wellbeing workshops in Greece!

And yes, the experience does come with some perks - including great views from my room (office) for this week!

Still managing to keep communication with all my clients during this period - I always pride myself with giving the best service possible to persons who trust me with their personal finances.

Stay tuned - I’ll be giving you more updates about my full experience here soon!

06/02/2025

Yesterday was a special day.

I had the honour to deliver an online webinar on financial wellbeing to LiveScore, a company that employs hundreds of people worldwide.

A range of topics were covered, including:

Mastering Money Management: Practical tips to budget effectively without feeling restricted.

Investing Basics: Understanding how to make your money work for you through smart investments.

Financial Stress & Mental Wellbeing: How improving your relationship with money can reduce stress and improve your focus and productivity at work.

Planning for the Future: Building an emergency fund, saving for retirement, and safeguarding your loved ones’ future.

What stood out most, however, were the insightful and personal questions from participants. It’s always a reminder of how common financial struggles are—regardless of income or profession—and how deeply they affect people’s lives.

The feedback I received has left me feeling grateful and inspired. It’s clear that financial wellbeing is no longer just a ‘nice-to-have’ topic; it’s essential for a thriving and resilient workforce.

I look forward to more opportunities like this to help break the money taboos that hold so many back from true empowerment.

If you’re curious about how financial wellbeing could support your team, I’d be happy to connect! 😊

25/01/2025

"How do I teach my teen about money without the Excel sheet boredom?"

As a parent myself, I've been receiving lots of such questions in the past few months. In fact I have made it my top priority helping parents teach their children about money—one of the most valuable legacies we can pass on.

Recently, through my popular column on Times of Malta I advised a mum whose teenage son wanted to learn about finances but got bored with Excel and was more intrigued by crypto and trading. Here’s what I told her:

1️⃣ Share your story: Don’t just talk numbers; explain your why. Stories, like how an emergency fund saved you in tough times, stick far more than rules.

2️⃣ Involve them: Grocery shopping, budgeting holidays, or saving for their next gaming console—real-life experiences teach the value of money.

3️⃣ Make it fun: Board games like Monopoly (but modernised) are great for learning money basics in an engaging way.

4️⃣ Stay open-minded: If they’re curious about crypto, guide them with stories of both success and failure to teach them the bigger picture.

Financial literacy is about meeting them where they are. What’s your approach?

https://timesofmalta.com/article/my-teenage-son-wants-learn-money-i-it.1104226

12/10/2024

𝐂𝐚𝐧 𝐈 𝐚𝐬𝐤 𝐦𝐲 𝐰𝐢𝐟𝐞 𝐭𝐨 𝐩𝐚𝐮𝐬𝐞 𝐡𝐞𝐫 𝐜𝐚𝐫𝐞𝐞𝐫 𝐭𝐨 𝐭𝐚𝐤𝐞 𝐜𝐚𝐫𝐞 𝐨𝐟 𝐨𝐮𝐫 𝐜𝐡𝐢𝐥𝐝?

A father recently asked me if he should ask his wife to pause her successful career to focus on raising their child.

It’s a scenario many couples face, balancing family values with financial independence and ambition.

In my latest Times of Malta column, I explore how a couple can navigate this conversation without causing tension, while still making the best decision for their family’s wellbeing.

Sometimes, financial security isn’t just about numbers—it’s about shared values and mutual respect.

Read more about it in the full article, and feel free to share your thoughts or experiences below. Let’s keep the conversation going!

https://timesofmalta.com/article/can-i-ask-wife-pause-career-focus-family.1099341

A traditional father would like his wife to do the child-rearing, despite her higher-paying job

26/08/2024

𝐖𝐡𝐚𝐭 𝐡𝐚𝐩𝐩𝐞𝐧𝐬 𝐰𝐡𝐞𝐧 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐲𝐨𝐮’𝐯𝐞 𝐛𝐮𝐢𝐥𝐭 𝐯𝐚𝐧𝐢𝐬𝐡𝐞𝐬 𝐨𝐯𝐞𝐫𝐧𝐢𝐠𝐡𝐭?

At 18, my dad lost his job

We had nothing—𝐧𝐨 𝐦𝐨𝐧𝐞𝐲, 𝐧𝐨 𝐬𝐚𝐟𝐞𝐭𝐲 𝐧𝐞𝐭, 𝐧𝐨 𝐬𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲.

Success was all about escaping that fear —

➟ Hustling relentlessly for the next promotion, raise, or “win.”

➟ Stacking money and ticking off goals like they were chores on a list.

➟ Building funds worrying about emergencies

But as time passed, 𝐦𝐲 𝐯𝐢𝐞𝐰 𝐨𝐧 𝐬𝐮𝐜𝐜𝐞𝐬𝐬 𝐬𝐡𝐢𝐟𝐭𝐞𝐝.

Today, It’s about living life on my terms —

☑ Prioritising health, deep relationships, and personal growth.

☑ Valuing experiences, cherishing moments, and the people around me.

Success isn’t just about reaching the next financial milestone;

It’s about appreciating the essence of life, not just the material side of it.

Because true wealth —it’s about living well.

𝐃𝐨 𝐲𝐨𝐮 𝐭𝐡𝐢𝐧𝐤 𝐦𝐨𝐫𝐞 𝐦𝐨𝐧𝐞𝐲 = 𝐦𝐨𝐫𝐞 𝐬𝐮𝐜𝐜𝐞𝐬𝐬?

17/04/2024

Have you ever pondered the balance between investing in your education and starting your own business? Or debated whether to rent or dive into homeownership? These questions often sit at the heart of our financial decision-making processes. 🤔💡

Last November, I had the opportunity to join Daniel Gatt on the Grow Up PODCAST, an experience that was as enriching as it was enlightening. Daniel is such a great host, up there on par with the most popular podcast hosts - he built this venture from nothing into an exciting platform for entrepreneurs and other persons with exciting ideas

I found myself once again on this great platform, this time alongside Patrick DeBattista, CFA. Our conversation delved deep into and , exploring avenues I believe are pivotal for anyone looking to tackle today’s economic landscape.

Sharing this space with Patrick, a fellow champion of , reinforced my belief in the transformative power of financial literacy. It's precisely why I'm spearheading Malta’s first Financial Wellbeing Platform—a venture aimed at empowering individuals through knowledge and actionable insights.

In celebration of , I invite you to join us in this conversation.

What financial topic do you find most challenging or intriguing? Drop your questions below! 🌟

On this special Episode for Financial Literacy Month we have invited the two leading financial educators in Malta.Luca Caruana is our first repeat guest who ...

11/04/2024

One in three couples battles over financial issues (The American Psychology Association).

Love and Money - intriguing topics right? I managed to join both together in an article I wrote for Money magazine

After coaching many couples in enhancing their relationship through better money management, and also delving deep into psychological aspects of relationships when it comes to personal finance matters, this article represents what I learned and some guidance 😉

Thanks Anthony P. Bernard for inviting me to make this contribution.

https://lnkd.in/ehWqSREE

21/03/2024

Investing made easy!

Feeling lost in the investment world? Don't worry! Luca is your guide! ✨

If you're ready to take control of your finances, reach out to Luca!

17/03/2024

Spreading Financial Literacy through Financial Wellbeing workshops extends beyond Malta's shores.

Last January I delivered a week full of sessions related to Money Management, Saving & Investing, and Money & Mental Wellbeing with my friend Abraham Azzopardi in Parnu, Estonia.

In June I will be in Croatia for another week of such workshops.

Stay tuned for more updates 😉

14/03/2024

Want your team financially confident? ✨

Whether you're looking to enhance your financial knowledge or training large groups, Luca is the go-to expert!

Your team is bound to benefit greatly from his expertise. 📈

07/03/2024

Feeling lost in the financial maze? 🤔

Is traditional advice failing you? Luca, the Money Coach, empowers clients with strategic guidance, not just dictates.

Share your financial struggles in the comments and tag someone who needs this! 👀