what is the goal ?
is it to earn a second income or to have a life savings?
it will effect greatly the way you look at investing in general
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it is not necessary to explain why do we need to be saving other than retirement but also for many events that will show up unexpectedly over time..
and if we are able to prepare for %15 percent we will be in a much better place in life
not everything you get you need and by knowing so you allow yourself to avoid getting things that wast up you money and take up space you'll eventually need for something els
saving doesn't start by putting a sum of money aside, it starts way before when the dream or wish to own or buy something that might not be possible at that moment... the plan i call it
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Chaver Sheli 49
Chisinau
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