YOUNG KENYANS WITH SUCCESS MENTALITY

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PSG Score Six Past Montpellier, Mbappe Leads With a Hattrick Mbappe again leads the way for PSG in a stunning 6-2 win over Montpellier in Ligue 1. Will he end as PSG's all-time leading scorer?

MONEY MISTAKES THAT YOU MUST AVOID

Money Mistake 1

Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

Money Mistake 2
Never spend money you haven’t received. Don’t even promise someone money based on a promise you have from someone else. If someone tells you: “Ezra, come to my office tomorrow at 9am and pick ”don’t go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in proble, u ms with your creditors.

Money Mistakes 3
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their ‘relatives’ so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That’s why I’ve learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

Money Mistake 4
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

Money Mistake 5
Keeping your seed instead of planting it. Many people stop at saving. It’s very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That’s why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.

Money Mistake 6
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person’s friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

Money Mistake 7
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it’s self-explanatory.

Money Mistake 8
Avoid keeping money you don’t intend to use in the short-term within easy reach. For instance, don’t walk with in your pocket when all you plan to do in a day costs . Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don’t want to lose it, put it away in a safe place.

Money Mistake 9
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus … impulse buying is a devil that will keep you busy!

Money Mistake 10
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away......

Source tuko.co.ke
image: Express money

2020
If you don't have the plan to where your money will go to before you get it, you will be surprised to where it went after you got it.

Why Writing Your Intentions Is Crucial And How You Can Do It If you have dreams and goals but have trouble writing them down, do not fret. Here’s why writing your intentions is crucial and how you can do it:

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signs and symptoms of depression

BEHAVIOR
not going out anymore
not getting things done at work/school
withdrawing from close family and friends
relying on alcohol and sedatives
not doing usual enjoyable activities
unable to concentrate

FEELINGS
overwhelmed
guilty
irritable
frustrated
lacking in confidence
unhappy
indecisive
disappointed
miserable
sad

THOUGHTS
'I’m a failure.'
'It’s my fault.'
'Nothing good ever happens to me.'
'I’m worthless.'
'Life’s not worth living.'
'People would be better off without me.'

PHYSICAL
tired all the time
sick and run down
headaches and muscle pains
churning gut
sleep problems
loss or change of appetite
significant weight loss or gain

SOURCE...https://www.beyondblue.org.au/the-facts/depression/signs-and-symptoms

If your FRIENDS succeed and become RICH, then you are safe. Always wish them good as the burden of over-dependence lessens.... YKWSM

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