IIANI MIXED SEC School

TikTok · Jaymola245 70 likes, 14 comments. “please contact us for more infor delivery done country wide cookstoves that uses used oils ”

Big shout out to my newest top fans! 💎 Jonte Cyka

Shout out to my newest followers! Excited to have you onboard! Mildred Wechuli, Musili Mueni, Ronald Mulandi, Daniel Daniel, Prude Philo, Màsàïh Brïâñ, Patricia Benja, Ann Nduku, Susan Mutethya, Fayan Paul, Salome Vivian, Betty Beatrice, Sarah Mutindi, Essy Mtish Mtush, Faizah De Gal, Theresiah Munywoki, Eliza Mercy, Chris Wetaa

Shout out to my newest followers! Excited to have you onboard! Martin Makosmos, Kimanzi Kasina, Agnes Samuel, Jan Josh, Michael Matee

Saving vs investing

Many years ago in a South African airport, I came across a tiny book called The ten distinctions between millionaires and the middle class by Keith Cameron Smith.

I flipped through the book and dismissed it as a polemic write-up on finance. Later as I sat in the plane, I started thinking about the book and it occurred to me that sometimes, the greatest ideas are actually very simple. I bought ten copies of that book and sent it to all my young relatives to read.

One of the distinctions between the middle class and millionaires is that millionaires invest while the middle class saves. This is true but you must save first before you can invest. There is a two-stage process, first, save and then invest. There is no shortcut unless you have inherited that money. If you have inherited, then you don’t need to continue reading this.

Many people have asked me, “How do I save when I don’t even make enough money?” They assume that saving is putting away “surplus money”. Nothing could be further from the truth. Saving is starting an investment. You must make provisions for savings. It is not surplus funds because we do not have surplus funds.

The more you make the more you will spend. To save, you have to look at saving as a necessary expense. Just like you put aside money to pay rent and for school fees, you also have to put aside a certain amount for savings. The best way to look at this is to start with a minimum of 10 per cent of whatever you earn and when you get a windfall, bonus or pull off a good hustle, put aside some of that money and say I have invested it in savings.

Keep that money in a deposit in the bank where your ATM card can’t reach. Don’t make saving an obsession and forget to live a good life. But never forget that money has a way of drying up and be prepared for those days.
The second stage is to try to achieve the equivalent of at least six months’ pay safely tucked away in a bank deposit.

As your income increases, your cash deposits should also match your six months equivalent. And that’s the end of cash hoarding. The next stage is investing any extra money that you make. If you keep any more cash than that, you become one of the uninformed ones who finance other people’s investments – you save and they invest your money for profit.
Investment is what will make you rich over time, not saving. Investment is making your money work for you instead of working for other people. Investment is thinking long-term while saving is short-term.

First, you have to define your investment objectives. The best investment you can make is to buy a house. When most people think of buying a house, they look at the price of a house and think they possibly cannot afford it. Don’t look at the price, look at the mortgage payment and think about how you will make sure you make enough to pay it. If you cannot afford it alone, then buy together with your partner or sibling.

Kenyans' favourite investment is land. We have an obsession with land. Land is not a good investment unless you put it to work by either building a home or farming and if both are not on the immediate horizon, then seriously reconsider putting money in an idle asset. There are many other asset classes that will give you better returns.

Learn to invest. The best investment you can make is in yourself. Spend on your education and if you cannot go to college, at least take diploma courses. There are many different variations of investment. You must learn that all investments have risks and returns and you must learn what risk you can afford to take. This does not mean you should not take any risk. Life is all about taking acceptable risk.
Smith was right, millionaires invest. Start by investing in some savings from this month. Be that millionaire soon.

Jesmut Glasswork and Aluminium We deal with all aluminium profiles and glasswork fitting

...continues
3) Economic rivalry
According to Marxism, the highest form of
capitalism would ultimately lead to
an inevitable war through economic rivalry. In
the late 19th century, all European powers had
industrialized or had started. Therefore, to
match the needs of economy and industry,
nations sought to expand their territory
through imperialism in order to gain raw
materials and markets. This then led to the
clash of imperial interest between nations and
ultimately led to conflict and war.
4) Militarism
Militarism means that the army and military
forces are given a high profile by the
government. The growing European divide had
led to an arms race between the main
countries. The armies of both France and
Germany had more than doubled between
1870 and 1914 and there was fierce
competition between Britain and Germany for
mastery of the seas.
The British had introduced the 'Dreadnought',
an effective battleship, in 1906. The Germans
soon followed suit introducing their own
battle-ships. The German, Von Schlieffen also
drew up a plan of action that involved
attacking France through Belgium if Russia
made an attack on Germany.
5) Nationalism
Nationalism means being a strong supporter
of the rights and interests of one's country.
The Congress of Vienna, held after Napoleon's
exile to Elba, aimed to sort out problems in
Europe. Delegates from Britain, Austria,
Prussia and Russia decided upon a new
Europe that left both Germany and Italy as
divided states. Strong nationalist elements led
to the re-unification of Italy in 1861 and
Germany in 1871.
The settlement at the end of the Franco-
Prussian war left France angry at the loss
of Alsace-Lorraine to Germany and keen to
regain their lost territory. Large areas of both
Austria-Hungary and Serbia were home to
differing nationalist groups, all of whom
wanted freedom from the states in which they
lived.
6) Moroccan Crisis
In 1904 Morocco had been given to France by
Britain, but the Moroccans wanted their
independence. In 1

To all form fours
WORLD WAR ONE
World War I or the First World War was a war
fought by many countries, which is why it is
called a "world" war. It started in 1914 and
ended in 1918. 135 countries took part in
World War I, and more than 15,000,000
people died in the war.
World War One - Causes
The First World War, which began in August
1914, was directly triggered by
the assassination of the Austrian archduke,
Franz Ferdinand and his wife, on 28 June
1914 by Bosnian revolutionary, Gavrilo Princip.
This event was, however, simply the trigger
that set off declarations of war.
The actual causes of the war were;
1)The system of Alliances
An alliance is an agreement made between
two or more countries to give each other help
if it is needed. A number of alliances had
been signed by countries between the years
1879 and 1914. For example, the Dual
Alliance signed by Germany with
Austria Hungary in 1879 and later joined by
Italy in 1882 to become the triple Alliance.
This system led to the division of Europe into
two antagonistic power blocs. It led to fear
and suspicion between nations. It transformed
local disputes into a general conflict. The
Triple Alliance of Germany, Austria-Hungary
and Italy were directly opposed by the Entente
powers of France and Russia and later
included Great Britain to form the Triple
Entente in 1907.
2) Imperialism
Imperialism is when a country takes over new
lands or countries and makes them subject to
their rule. By 1900, the British Empire
extended over five continents and France had
control of large areas of Africa. With the rise
of industrialism, countries needed new
markets. The amount of lands 'owned' by
Britain and France increased their rivalry with
Germany who had entered the scramble to
acquire colonies late and only had small areas
of Africa.
3) Economic rivalry
According to Marxism, the highest form of
capitalism would ultimately lead to
an inevitable war through economic rivalry. In
the late 19th century, all European powers had
ind



Home Breaking News

Breaking News

Education News

KICD KBC English Service Radio Timetable for primary and Secondary schools learners May 2020

By

Denis Nyamwembe

-

Last updated May 4, 2020 at 1:33PM

KICD KBC English Service Radio Timetable for primary and Secondary schools learners April 2020

The unwavering efforts by the government to keep learners actively engaged at home amid this coronavirus pandemic cannot be ignored.

Through state owned media, the government has seen to it that nothing stands between learners and their quest to get knowledge in the wake of this covid-19 pandemic.

Earlier on in this site, we highlighted KICD EDU Channel TV Timetable for Pre-Primary, Primary and Secondary Schools MAY 2020. Today the focus is on lessons programmes aired on KBC Radio English Service.

Each lesson has been allocated 20 minutes. The first lesson starts at 9.10am and ends at 9.30am. The last last lesson is taught between 4.30pm and 4.50pm.

Lessons are aired from Monday to Friday. Most lessons for primary school learners are aired in morning and mid morning hours while majority of secondary school lessons are aired in afternoon hours.

Here is timetable for KICD KBC English Radio Service lessons for Primary and Secondary School learners MAY 2020.

TIMEMONDAYTUESDAYWEDNESDAYTHURSDAYFRIDAY9.10 – 9.30ENGLISH GRADE 1CRE GRADE 2ENGLISH GRADE 3CRE GRADE 1ENGLISH GRADE 29.35 – 9.55CRE GRADE 3SOCIAL STUDIES GRADE 4HYGIENE AND NUTRITION GRADE 2

HYGIENE AND NUTRITION GRADE 3

MATHS GRADE 2

MATHS GRADE 1

KISWAHILI GRADE 310.05 – 10.25MATHS GRADE 4ENVIRONMENTAL ACTIVITIES GRADE 3KISWAHILI GRADE 4AGRICULTURE GRADE 4KISWAHILI STD. 810.30 – 10.50CRE STD. 6CRE GRADE 4SCIENCE AND TECHNOLOGY GRADE 4ENGLISH STD. 7I.R.E STD. 811.05 – 11.25SOCIAL STUDIES STD. 5KISWAHILI STD 6SCIENCE STD 5KISWAHILI STD. 7SOCIAL STUDIES STD. 811.30 – 11.50MATHS STD. 6CRE STD. 8ENGLISH STD. 5ENGLISH STD. 8MATHS STD. 712.05 – 12.25ENGLISH STD. 8SOCIAL STUDIES STD. 7SCIENCE STD. 6KISWAHILI

Today's EDU Channel TV programme line-up.

We continue to deliver you the best programs and lessons. Watch Documentary(Features)KWS, Career avenue, KIDS Palace KNDF 2018,KMF 2018 and many other interesting programs.