IMG Financial Literacy

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Message me to get started.
m.me/SherlynSumaliling

𝗚𝗨𝗦𝗧𝗢 NYO 𝗕𝗔 𝗠𝗔𝗚𝗜𝗡𝗚 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 𝗡𝗚 𝗝𝗢𝗟𝗟𝗜𝗕𝗘𝗘 𝗔𝗡𝗗 𝗢𝗧𝗛𝗘𝗥 𝗛𝗨𝗚𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗜𝗘𝗦?

Sa halagang 5,500 𝐩𝐞𝐬𝐨𝐬 ay pwede na po.
✔️𝐕𝐄𝐑𝐘 𝐄𝐀𝐒𝐘 𝐓𝐎 𝐔𝐍𝐃𝐄𝐑𝐒𝐓𝐀𝐍𝐃.
Just give time to learn to invest the right way.
✔️𝐕𝐄𝐑𝐘 𝐂𝐇𝐄𝐀𝐏 𝐓𝐎 𝐒𝐓𝐀𝐑𝐓.
For as low as 1,000 pesos initial investment.
✔️𝐏𝐑𝐎𝐃𝐔𝐂𝐈𝐍𝐆 𝟏0%-2𝟎% 𝐏𝐄𝐑 𝐘𝐄𝐀𝐑.
Depending on the market performance.
✔️𝐋𝐄𝐆𝐀𝐋 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐈𝐍𝐒𝐓𝐑𝐔𝐌𝐄𝐍𝐓.
Highly regulated by SEC / PSE.

It’s easy to invest but still a lot of people neglect to prepare for their financial future.
Tara! Matuto sa aming "𝐅𝐑𝐄𝐄" 𝐎𝐧𝐥𝐢𝐧𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 Coaching. Para malaman ang mga details at How to start in this 𝐥𝐞𝐠𝐢𝐭𝐢𝐦𝐚𝐭𝐞 investing vehicle.

We teach financial literacy for free, kapag nasa puso ang tumulong, pati kapwa ay uusbong.

ADVANTAGES OF MUTUAL FUNDS (STOCK MARKET) 🥰

1. Low Initial Investment
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.

2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market val.

Message me directly HOW for a FREE appointment. 🙋‍♀️

𝑷𝑨𝑲𝑰 𝑪𝑯𝑬𝑪𝑲 𝑳𝑨𝑵𝑮 𝑷𝑶!
𝑯𝒖𝒘𝒂𝒈 𝒑𝒐 𝒎𝒖𝒏𝒂 𝒎𝒂𝒈 𝒔𝒄𝒓𝒐𝒍𝒍 𝒅𝒐𝒘𝒏,,,𝒔𝒂 𝒏𝒂𝒈𝒑𝒂𝒑𝒍𝒂𝒏𝒐 𝒃𝒖𝒎𝒊𝒍𝒊 𝒏𝒈 𝒔𝒂𝒓𝒊𝒍𝒊𝒏𝒈 𝒔𝒂𝒔𝒂𝒌𝒚𝒂𝒏 𝒏𝒈𝒂𝒚𝒐𝒏 𝒕𝒂𝒐𝒏 2023😊

Sa halagang 5,500 pesos na IMG membership nakatipid ang isa sa mga kasamahan namin ng 130,000 sa pagbili ng sasakyan. Nagkakamali kayo kung iniisip nyo ang IMG ay insurance at investment lang.

Isa lang eto sa dahilan at benepisyo kung bakit kami sumali sa IMG and there are 62 IMG benefits as of today..

Minsan kailangan nating magpalabas ng pera hindi para gumastos, kundi para makatipid pa. ...

If you want to be part of this company, pm lang i will guide you,😊

Our youngest Kaiser Saver/Investor in the family 🎉

Eliana turned 10 yrs old this month at eligible na cya to save Kaiser 3in1. Yey! 🥳

Ito ang the best na gift na maibigay natin sa mga anak natin. Habang tumatagal dumadami, nag-a-accumulate, tumataas ang value at hindi nauubos!

Thank you Dada Eleazar Eslao for the gift of Kaiser 3in1 for Eliana 🎂🌹🙏

Yes, pwede mo ito i-gift sa mga apo mo 🎉

88 pesos per day lang! :)
At age 30, meron na cyang 524,000
At age 40, 2Million
At age 60, 8Million
At age 65, 13Million

This is the value of financial education. 🥰

Do you know why the rich becomes richer? Kasi alam nya paano palaguin ang pera nila. Hindi gastos ang nasa isip nila.

Spend on what matters and what can help your family in the future.

Kasi kung mga bagay2x lang ang ibibigay natin sa anak natin, pwedeng masira, mapagsawaan, mag depreciate at wala ng value kinabukasan. 😢 Sayang ang perang pinaghirapan.

PM me for details 😇


Ccto

Pinaka Legal na investment ngayon ay Stock Market and Mutual Funds.

ADVANTAGES OF MUTUAL FUNDS (STOCK MARKET)

1. Low Initial Investment
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.

2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market value.

6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.
-Regulated by the Securities & Exchange Commission

Let your Money Work for You instead of putting it sa Bank.

Message me for details!! 🙂
👉m.me/SherlynSumaliling

Hurry‼️ Invest now in stock market before the prices totally go up‼️ 📈

Your future self and family will thank you for it! 🥰

✅Want to learn how to invest in stock market?
✅Want to diversify your investments?
✅Want to know how to properly allocate your cash flow?

I got you! ✨

There are two types of investing:

⭕ DIRECT INVESTMENT - Ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo magse-set-up ng account mo and magmo-monitor ng stock market almost everyday.

⭕ INDIRECT INVESTMENT - Meron tayong tinatawag na Fund Manager. Siya ang nagdedecide and nag-aasikaso ng lahat ng investment natin para mag-grow and to minimize the risk.

If you want to invest to Stock Market pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng kung paano
3.) Walang malaking kapital

Then indirect investment would be perfect for you! ✨

For as low as 20 pesos a day, you can now become a Shareholder through Mutual Funds. 😍

message me for details.
👉m.me/SherlynSumaliling

BE PART OF OUR COMMUNITY 👇👇👇👇

Oops! Hindi ako nagbebenta at hindi kita papa-gastusin. 😉 👍

Pero may tanong ako,

What is that "WANTS" that you can give up in exchange to the below benefits? 🤔

Dito sa IMG hindi ka tuturuan gumasta ng pera para sa mga unnecessary things, kundi tuturuan ka sa mga tamang pamamaraan ng pag-save at pag-invest.

There is no other community doing exactly the same mission for Pinoys. 👍

While others are still confused and worried for their financial future - IMG members thrive and build financial security amidst the crisis. 🤗

IMG is your financial literacy partner in the journey towards success and security. 💯

Because Financial Literacy is not just for the wealthy.
It is for everyone. 😉

Kung gusto mo ng mga benepisyong yan (at mas marami pang iba) at magabayan ka sa iyong buhay pinansyal, message mo lang ako! 🥰

Be Part of our community 👇👇
https://133125me.imgcorp.com/





Post ctto:

"Face your fears and doubt, and the new world will open to you"

..Robert Kiyosak
Founder of the Rich Dad Company

This is why we are RECRUITING PEOPLE! We recruit people to teach them how to build their financial foundations!

Financial education is not only for the wealthy, it's for everyone.Be part of the community of savers, investors and entrepreneur.







Join our free online financial class...
Pm me👇👇
m.me/SherlynSumaliling

DO YOU WANT TO BE AN INVESTOR OF JOLLIBEE!? 🤔😁

If you don't have millions of money to franchise, why don't you just become an investor and ride the growth of Jollibee?

For only P1,000 you can be an indirect shareholder of Jollibee (and other blue-chip companies) thru Mutual Funds. And you can top up for as low as P20 anytime & anywhere!

Do you want to know how?

Remember: Financial Education is not only for the Wealthy. It's for Everyone.
Message is the 🔑 👇
m.me/SherlynSumaliling

Hurry‼️ Invest now before the prices totally go up‼️ 📈

Your future self and family will thank you for it! 🥰

✅Want to learn how to invest in stock market?
✅Want to diversify your investments?
✅Want to know how to properly allocate your cash flow?

I got you! ✨

There are two types of investing:

⭕ DIRECT INVESTMENT - Ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo magse-set-up ng account mo and magmo-monitor ng stock market almost everyday.

⭕ INDIRECT INVESTMENT - Meron tayong tinatawag na Fund Manager. Siya ang nagdedecide and nag-aasikaso ng lahat ng investment natin para mag-grow and to minimize the risk.

If you want to invest in stock market pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng kung paano
3.) Walang malaking kapital

Then indirect investment would be perfect for you! ✨

Message me now😊
👉m.me/SherlynSumaliling