786 Trading

Revolut built a $75B bank in 10 years with zero branches.

HSBC took 160 years and 3,900 branches to get to $212B.

Will Revolut eventually overtake HSBC in valuation? If yes, when?

Traditional banks need to wake up and adapt faster to the challenges in front of them, before it’s too late.

It’s only a matter of time…

📷 Source: Jarsy Inc

Banks, Asset Managers & Institutional Leaders: The financial OS is upgrading… and this isn’t optional.

PwC and Aave Labs report lays it out plainly: Tokenisation, stablecoins, and institutional DeFi are no longer experiments, they are becoming the core infrastructure of global capital markets.

Here are the data points every institution needs to internalise today:

📊 Tokenised fund assets are exploding: $90 billion in 2024, $715 billion projected by 2030 (41% CAGR).

More than 40% of asset managers already rank tokenisation as their #1 product innovation (PwC Asset & Wealth Management Revolution 2025).

🌍 Private markets have crossed $10 trillion in AUM. Tokenisation turns these illiquid assets into programmable, fractional, instantly settleable units, with built-in coupon payments, redemptions, voting, and NAV updates executed by code.

💵 Stablecoins & tokenised cash are becoming the settlement layer for the entire ecosystem: enabling atomic DvP, 24/7 cross-border flows, and intraday treasury optimisation that traditional correspondent banking simply cannot match.

🏦 Institutional DeFi (exemplified by Aave’s Horizon protocol, already backed by >$75 billion in transparent liquidity) lets tokenised assets serve as collateral in over-collateralised, fully visible markets. Real-time interest rate curves, automated liquidations, and dynamic capital efficiency… all while remaining fully compliant.

Paul Martin (PwC Partner) nails it:

“Tokenisation is no longer an experiment or a trend. It’s the foundation upon which the next generation of global financial infrastructure will be built.”

Stani Kulechov (Aave Labs CEO):

“The institutions that seize this moment, by embracing tokenisation, integrating programmable liquidity, and modernising their operating models, will define the next generation of financial services.”

DM me for the full report.

The SEC approved NASDAQ to start trading tokenized stocks on their main exchange.

8th September 2025 Nasdaq filled with the SEC to change the Exchange’s rules to enable the trading of securities on the Exchange in tokenized form.

March 18, 2026: Release 34-105047, File SR-NASDAQ-2025-072 gets the green light.

The TLDR:

• Russell 1000 stocks + major ETFs (S&P 500, Nasdaq-100 trackers) can now trade as blockchain tokens

• Same CUSIP, same ticker, same voting/dividend rights, same order book (no fragmentation)

• You just slap a little “tokenize me” flag on your order and DTC settles T+1 then wraps it on-chain (Tokenization happens after settlement, not instead of it.)

• Starts whenever DTC flips the switch (MVP targeted first half 2026, Nasdaq live trades probably Q3)

• 3-year pilot, everything still under existing rules, not 24/7 or instant settlement… yet.

It’s basically a blockchain sticker on top of the old system right now, but it’s the first time a major U.S. exchange has official clearance. Clear validation and a move in the right direction.

Next moves I’m calling:

• NYSE will probably push their separate 24/7 platform harder now (they just dropped $200M into OKX).

• Someone (maybe even Nasdaq + Kraken) adds stablecoin rails for true T+0 next year.

• Expect Coinbase, Robinhood or BlackRock to jump in with custody/liquidity deals.

The $126 trillion equity market just dipped its toe in the blockchain pool for real.

Slow and safe for now, but the floodgates are cracking open.

DM me for the full report.

Switzerland’s Banks Are Embracing the Digital Asset Revolution

Leading global adoption with 20 regulated banks like Sygnum, PostFinance, UBS, Swissquote, AMINA Bank (formerly SEBA Bank), and more, now provide crypto access directly to millions of clients through secure, compliant platforms.

These aren’t lightweight players making impulsive bets, these established Swiss institutions would have only committed to digital asset services after rigorous board-level analysis, risk modelling, and clear demand from their sophisticated client base.

- Zürcher Kantonalbank: global AUM CHF 580 Billion
- PostFinance: global AUM CHF 101 Billion
- Swissquote: global AUM CHF 76 Billion
- Luzerner Kantonalbank: global AUM CHF 43 Billion
- Syz Bank: global AUM CHF 26 Billion
- Arab Bank Switzerland: global AUM CHF 20 Billion
- Maerki Baumann: global AUM CHF 11 Billion
- Sygnum Bank: global AUM CHF 5 Billion
- AMINA Bank: global AUM CHF 4 Billion

Digital assets are contributing meaningfully, with some reporting up to ~10% of total revenue from this emerging line of business.

🔒 Secure institutional custody solutions
💸 Staking and yield-generating services
🏦 Crypto-backed lending options
🌐 Real-world asset (RWA) tokenization unlocking new liquidity

Alexander Metzger (Digital Asste Lead, Syz Group) said in an interview “Nearly all Swiss banks are engaged with digital assets”

The clients driving this aren’t young speculators.

They’re sophisticated wealth managers, typically in their 30s to 50s, who are allocating digital assets as part of balanced portfolios that already include equities, gold, and other classics.

Traditional banking infrastructure is merging with blockchain to deliver real advantages like near-instant settlements, programmable money flows, 24/7 global trading, and tokenized real-world value.

Now banks are embracing blockchain technology, the question is how rapidly the entire financial ecosystem integrates these capabilities and scales them.

1st Switzerland = 20 banks
2nd US = 15 banks
3rd Germany = 12 banks

DM me for the full report.

Mastercards Crypto Partner Program is now 87+ strong

Mastercard has launched (and already expanded) its Crypto Partner Program, uniting close to 100 crypto-native companies, fintechs, banks, and blockchain ecosystems to accelerate real-world digital asset payments.

Launched March 11 and updated March 17 with new partners, the program is explicitly designed to bridge on-chain innovation with Mastercard’s global card rails, turning speed, programmability, and 24/7 settlement into practical enterprise tools.

✅ Cross-border remittances
✅ B2B transfers & payouts
✅ Institutional settlement
✅ Stablecoin-powered commerce that actually scales

Heavyweights already in:

L1s & L2s:
Solana, Polygon Labs, Aptos Labs, Arbitrum, Optimism Foundation, Avalanche, Cosmos, TRON DAO, Stellar Development Foundation

Exchanges & Wallets:
Binance, Bybit, OKX, Gemini, Kraken, Crypto.com, MetaMask, Bitget Wallet

Stablecoins & Issuers:
Circle, Paxos, StraitsX, 1Money, Crossmint

Custody & Infra:
Fireblocks, BitGo, Anchorage Digital, Ta**us SA, Turnkey

Compliance & Security:
Chainalysis, Elliptic, TRM Labs, Blockaid, Hacken, Blockchain Security & Compliance, Sardine

Banking & Ramps:
Cross River, WebBank, Lead Bank, CBW Bank, Modern Treasury, Borderless

Plus:
MoonPay, Transak, Plume, LI.FI, and many more

Participants get direct access to Mastercard product teams to co-design future services, exactly as Raj Dhamodharan (EVP, Digital Asset & Blockchain Products & Partnerships) put it:

“Digital assets are entering a new phase. What once ran in parallel to existing financial systems is increasingly being applied to solve practical, real-world needs — often behind the scenes — from cross-border remittances to B2B money transfers. Enterprise and institutional use cases such as payouts, settlement, and cross-border money movement are beginning to take hold.”

Full Story: https://www.mastercard.com/us/en/news-and-trends/stories/2026/mastercard-crypto-partner-program

Revoluts 2025 Annual Report

This is what happens when a fintech actually scales with profitability.

- Revenue: £4.5 billion up +46% YoY

- Profit before tax: £1.7 billion up +57% YoY (38% margin)

- Retail customers: 68.3 million up +30% (16 million new in one year)

- Business customers: 767k up +33%

- Total customer balances: £50.2 billion up +66%

- Retail transaction volume: £986 billion up +67%

- Business transaction volume: £277 billion up +56%

- 5th consecutive year of profitability

And they’re now a licensed bank in 30 countries, with full banking live in Mexico, UK restrictions lifted, and a U.S. national bank charter filed.

This is no longer a challenger bank.
This is Europe’s most valuable private tech company at $75 billion valuation, and it’s operating like a machine.

What stands out:

Profitability at Scale
While most fintechs are still burning cash, Revolut is compounding margins.

True Diversification
Card payments, interest, subscriptions, wealth, FX, and “other” all firing on all cylinders.

Primary Bank Momentum
45% more customers now use Revolut as their main account.

Global Expansion on Steroids
New HQs in London + Paris, banking licences rolling out in LatAm, APAC, and Africa plans underway.

Product Flywheel:
RevPoints, paid plans (+42% adoption), lending doubling to £2.2bn, and lifestyle perks turning everyday banking into sticky revenue.

The model is crystal clear…

Traditional banks monetise balance sheets, Revolut monetises activity.

Every swipe, transfer, trade, subscription, or FX conversion prints money, at almost zero marginal cost.

And they’re just getting started.

“Even at our current scale, we believe we are only at the beginning of our mission to make managing money effortless — with a long-term goal of reaching 100 million daily active customers in 100 countries.”

— Nik Storonsky, CEO & Co-founder, (Letter from the CEO, p. 10)

Is Revolut becoming the default financial OS?

DM me for the full report.

2025Report

🇺🇸 $4 trillion Federal National Mortgage Association to accept bitcoin-backed mortgages for the first time — Wall Street Journal

For years, Bitcoiners were forced to either sell their holdings to buy a home or be invisible to lenders. Now the largest government-sponsored housing institution in the country is formally recognizing Bitcoin as collateral-worthy wealth.

History in the making.

Stablecoins hit $33 TRILLION in transaction volume in 2025 bigger than Visa + Mastercard combined!

According to Bloomberg + Artemis Analytics:
• Stablecoin volume: $33T (+72% YoY)
• USDC alone: $18.3T
• Visa payments volume: $14.2T
• Mastercard GDV: ~$10.6T

That’s $33T vs ~$24.8T combined.

2025 was the year stablecoins stopped being “crypto money” and became serious payments infrastructure.

Full Bloomberg article: https://www.bloomberg.com/news/articles/2026-01-08/stablecoin-transactions-rose-to-record-33-trillion-led-by-usdc

Who’s still saying stablecoins are just for speculation? 👀

Thinking about diving into crypto but not sure where to start?

DM me to book your FREE CONSULTATION today.

I’ve spent over a decade in the crypto and digital assets world, turning market chaos into clear, practical strategies that everyday people can actually use.

Working hands-on with leading companies across the crypto space, consulted for Layer 1 blockchain projects and their foundations, advised NFT and digital art platforms, and managed treasury for other proprietary trading firms.

Alongside that, I’ve worked closely with top market makers and helped countless people level up their skills, move past guesswork, and trade with real confidence through technical analysis, fundamental insights, and real-world lessons.

Whether you’re just getting started or already learning the ropes, I’ll help you build a solid foundation in digital assets, blockchain basics, technical and fundamental analysis, and risk management.

I break down complex topics into clear, practical insights.

No hype, just straightforward education to help everyday people, and industry professionals, understand market and liquidity cycles, protect their capital, and make more informed decisions.

Ready to learn at your own pace?

DM me to book your FREE CONSULTATION today.



Important: I do not provide financial advice. Everything shared is for educational purposes only. Cryptocurrency involves significant risks, including the potential loss of capital. Always do your own research and consider your personal circumstances.

🔥🥶Hot vs Cold Wallets — A Simple Breakdown

Hot Wallet = Your everyday “pocket money”
• Always online (apps, MetaMask, exchanges)
• Super fast for trading, sending, DeFi & NFTs
• BUT… hackable. Treat it like cash on a busy street.
→ Only keep what you’re willing to lose.

Cold Wallet = Your “vault” or “savings account”
• Fully offline (Ledger, Trezor, Tangem etc.)
• Almost impossible to hack remotely
• Perfect for big bags & long-term HODLing
• Slower to use — but that’s the whole point 😉

✨ Golden Rule:
90–95% in cold storage
5–10% in a hot wallet for daily use

Stop parking everything on exchanges or one hot wallet.
FTX 2022 already gave us the warning shot. 🚨

🔐 Secure your bags in 2025.
Which one do you use more — hot or cold? Drop it below ⬇️

🔗 Link to the ALPHA PROGRAM in our bio

Falling Wedge Pattern

As this pattern develops, a reduction in trading volume becomes a favorable indicator. This occurrence signifies a divergence between price and volume, providing additional support for the potential occurrence of a reversal.

A second key criterion is assessing the extent of the retracement from the start of the uptrend. If the downward move surpasses the 50% Fibonacci level, the validity of this pattern may come into question. Conversely, if the retracement remains below that level, the pattern retains its validity.

However, in the realm of cryptocurrency where volatility is far higher in comparison to traditional makers, it's important to note that a retrace ranging from 78.6% to 88.6% can still be considered valid, depending on other factors.
Factors such being under or over major resistance, where BTC is at in its halving cycle, if this pattern has come close after a potential top/bottom has formed as well as other factors should be taken into consideration.

It's worth highlighting that this pattern often achieves its target swiftly upon a breakout. Differing from other patterns which best practice would necessitate confirmation before executing a trade, wedges frequently forego the requirement for confirmation, such as a backtest. Typically, they exhibit a tendency to promptly break and rapidly shoot towards their target levels.

Targets for this pattern are commonly situated at the origin point of the upper trendline or the initial pivot high to which the trendline is connected.

Want to learn how to trade & invest like a pro ?

Book a 1-1 session on Technical Analysis via email and Sign up to our Alpha Program or FREE ACCESS to all our courses before our public website launch

Email - [email protected]

LINK IN OUR BIO - ALPHA PROGRAM