IMG Financial Literacy

Bakit patok na patok si Kaiser Ultimate Health Builder?
🤔☀️
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. COMPREHENSIVE HEALTH CARE BENEFITS
🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. HOSPITALIZATION BENEFIT
🏨🛏🛌🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE
👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE
🤝👨‍👩‍👧‍👦💰🗂💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. GUARANTEED CASH BENEFIT
📊📈💸💵🎯
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD
⏱⏳🕰⏰⏳
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by the primary beneficiary

Learn how to get covered with the No. 1 healthcare in the Philippines.
Click here👇👇👇
https://298432eu.imgcorp.com/quote/kaiser

If you have questions, feel free to send a message or contact me on my personal FB. Thank you!

🚴‍♀️ #𝐀𝐓𝐓𝐄𝐍𝐓𝐈𝐎𝐍 #🚴‍♂️

𝐂𝐚𝐥𝐥𝐢𝐧𝐠 𝐀𝐥𝐥 𝐭𝐡𝐞 𝐀𝐭𝐭𝐞𝐧𝐭𝐢𝐨𝐧 𝐨𝐟 𝐑𝐢𝐝𝐞𝐫𝐬, 𝐁𝐢𝐤𝐞𝐫𝐬, 𝐆𝐫𝐚𝐛 𝐃𝐫𝐢𝐯𝐞𝐫𝐬 𝐚𝐧𝐝 𝐭𝐨 𝐀𝐥𝐥 𝐭𝐡𝐞 𝐂𝐨𝐦𝐦𝐮𝐭𝐞𝐫𝐬 𝐨𝐮𝐭 𝐭𝐡𝐞𝐫𝐞 𝐚𝐧𝐝 𝐍𝐨𝐧-𝐈𝐌𝐆 𝐌𝐞𝐦𝐛𝐞𝐫𝐬 𝐰𝐡𝐨 𝐚𝐫𝐞 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫𝐞𝐝 𝐚𝐬 𝐭𝐡𝐞 𝐁𝐫𝐞𝐚𝐝𝐰𝐢𝐧𝐧𝐞𝐫𝐬 𝐨𝐟 𝐭𝐡𝐞𝐢𝐫 𝐟𝐚𝐦𝐢𝐥𝐲 𝐭𝐡𝐢𝐬 𝐢𝐬 𝐟𝐨𝐫 𝐅𝐫𝐞𝐞!!!!!
𝐋𝐢𝐦𝐢𝐭𝐞𝐝 𝐒𝐥𝐨𝐭𝐬 𝐎𝐧𝐥𝐲.

𝙿𝚛𝚘𝚖𝚘 𝙿𝚎𝚛𝚒𝚘𝚍 :
𝐅𝐞𝐛𝐫𝐮𝐚𝐫𝐲 1 𝐭𝐨 28, 2022

𝙶𝚎𝚝 𝚢𝚘𝚞𝚛 𝐅𝐫𝐞𝐞 20,000 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝚏𝚛𝚘𝚖 𝐈𝐌𝐆 𝚒𝚗 𝙿𝚊𝚛𝚝𝚗𝚎𝚛𝚜𝚑𝚒𝚙 𝚠𝚒𝚝𝚑 𝐌𝐚𝐧𝐢𝐥𝐚 𝐁𝐚𝐧𝐤𝐞𝐫𝐬 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐢𝐨𝐧.

𝚁𝚎𝚐𝚒𝚜𝚝𝚎𝚛 𝙽𝚘𝚠!!!! 𝙷𝚞𝚛𝚛𝚢!!!!𝙳𝚘𝚗'𝚝 𝚖𝚒𝚜𝚜 𝚝𝚑𝚒𝚜 𝙾𝚙𝚙𝚘𝚛𝚝𝚞𝚗𝚒𝚝𝚢.

𝚂𝚒𝚖𝚙𝚕𝚢 𝚏𝚘𝚕𝚕𝚘𝚠 𝚝𝚑𝚎𝚜𝚎 𝚜𝚝𝚎𝚙𝚜:

1. 𝚁𝚎𝚐𝚒𝚜𝚝𝚎𝚛 𝚑𝚎𝚛𝚎: https://298432EU.30m2030.com/share. 𝙿𝚕𝚎𝚊𝚜𝚎 𝚖𝚊𝚔𝚎 𝚜𝚞𝚛𝚎 𝚝𝚑𝚊𝚝 𝚢𝚘𝚞𝚛 𝚎𝚖𝚊𝚒𝚕 𝚊𝚍𝚍𝚛𝚎𝚜𝚜 𝚒𝚜 𝚊𝚌𝚝𝚒𝚟𝚎.

2. 𝙲𝚕𝚒𝚌𝚔 𝚝𝚑𝚎 𝐀𝐜𝐭𝐢𝐯𝐚𝐭𝐢𝐨𝐧 𝐋𝐢𝐧𝐤 𝚝𝚑𝚊𝚝 𝚢𝚘𝚞 𝚠𝚒𝚕𝚕 𝚛𝚎𝚌𝚎𝚒𝚟𝚎 𝚒𝚗 𝚢𝚘𝚞𝚛 𝚎𝚖𝚊𝚒𝚕.

3. 𝚁𝚎𝚐𝚒𝚜𝚝𝚎𝚛 5 𝐩𝐞𝐫𝐬𝐨𝐧𝐬 𝚝𝚑𝚊𝚝 𝚢𝚘𝚞 𝚠𝚊𝚗𝚝 𝚝𝚘 𝚜𝚑𝚊𝚛𝚎 𝚝𝚑𝚎 𝐅𝐫𝐞𝐞 𝐏20,000 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝚠𝚒𝚝𝚑 (𝚛𝚎𝚖𝚎𝚖𝚋𝚎𝚛 𝚜𝚑𝚊𝚛𝚒𝚗𝚐 𝚒𝚜 𝚌𝚊𝚛𝚒𝚗𝚐).

4. 𝐀𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐅𝐨𝐫𝐦 𝚠𝚒𝚕𝚕 𝚋𝚎 𝚜𝚎𝚗𝚝 𝚝𝚘 𝚢𝚘𝚞𝚛 𝚎𝚖𝚊𝚒𝚕 𝚏𝚘𝚛 𝚢𝚘𝚞𝚛 𝚌𝚘𝚖𝚙𝚕𝚎𝚝𝚒𝚘𝚗. 𝙼𝚊𝚔𝚎 𝚜𝚞𝚛𝚎 𝚊𝚕𝚕 𝚍𝚎𝚝𝚊𝚒𝚕𝚜 𝚊𝚛𝚎 𝚌𝚘𝚛𝚛𝚎𝚌𝚝 𝚝𝚘 𝚊𝚟𝚘𝚒𝚍 𝚒𝚗𝚌𝚘𝚗𝚟𝚎𝚗𝚒𝚎𝚗𝚌𝚎.

5. 𝐃𝐨𝐧𝐞! 𝚈𝚘𝚞 𝚠𝚒𝚕𝚕 𝚛𝚎𝚌𝚎𝚒𝚟𝚎 𝚢𝚘𝚞𝚛 𝐏𝐨𝐥𝐢𝐜𝐲 𝚏𝚛𝚘𝚖 𝐌𝐚𝐧𝐢𝐥𝐚 𝐁𝐚𝐧𝐤𝐞𝐫𝐬 𝐋𝐢𝐟𝐞- 𝚝𝚑𝚎 𝚋𝚎𝚜𝚝 𝚠𝚊𝚢 𝚝𝚘 𝚜𝚑𝚘𝚠 𝚢𝚘𝚞𝚛 𝚕𝚘𝚟𝚎!
💖 #𝒮𝒽𝒶𝓇𝒾𝓃ℊ𝒾𝓈𝒞𝒶𝓇𝒾𝓃ℊ💖

Madami sa ating mga Pilipino na di nagpo-provide ng healthcare sa mga panahon na bata pa, healthy at may active income. Iniisip nila na gastos lang ang ibinabayad dito pero hindi natin alam na mas magastos pala magkasakit pag walang healthcare at pwde mauwi s wala ang lahat ng pinaghirapan natin sa mahabang panahon.
Magsilbi sanang aral sa atin ang mga lolo, lola, magulang, kamag anak, kaibigan o kakilala natin na walang healthcare.
Sa panahon na nahospital nagkanda utang dahil walang sapat na ipon at walang healthcare.
Yung iba, inuna ang car loan, housing loan at mga ibang kagamitan dahil ang sabi ito ay investment pero nakalimutan ang healthcare kaya nung nagkasakit sila sa retirement age, halos maibenta lahat ng naipundar para pambayad sa ospital.
Tandaan, Heathcare is a protection to yourself and to your asset. Hindi mo na kailangan lumapit sa kapamilya o kamag anak para humingi ng tulong.
Mag invest muna sa ating kalusugan bago ang lahat.
Healthcare is often the most neglected investment pero ang nkkalungkot, ito ang common cause ng family bankruptcy.

Be protected. GET YOUR POLICY NOW!

You get Kaiser plan via online platform.
Click here.👇👇👇
https://298432eu.imgcorp.com/quote/kaiser

Pm me or comment how for more details.

𝑨𝒚𝒂𝒘 𝒎𝒐𝒏𝒈 𝒌𝒖𝒎𝒖𝒉𝒂 𝒏𝒈 𝑲𝑨𝑰𝑺𝑬𝑹 𝒌𝒂𝒔𝒊 𝒎𝒂𝒚 𝑺𝑺𝑺, 𝑷𝒉𝒊𝒍𝒉𝒆𝒂𝒍𝒕𝒉 𝒂𝒕 𝑺𝒂𝒗𝒊𝒏𝒈𝒔 𝒔𝒂 𝑩𝒂𝒏𝒈𝒌𝒐!
𝑨𝒏𝒐 𝒃𝒂 𝒎𝒆𝒓𝒐𝒏 𝒔𝒂 𝑲𝑨𝑰𝑺𝑬𝑹 𝒏𝒂 𝒅𝒂𝒑𝒂𝒕 𝒎𝒐𝒏𝒈 𝒑𝒂𝒈 𝒊𝒔𝒊𝒑𝒂𝒏?
𝑨𝑵𝑶 𝒂𝒏𝒈 𝒑𝒂𝒈𝒌𝒂𝒌𝒂-𝒊𝒃𝒂 𝒏𝒈 𝑩𝑬𝑵𝑬𝑷𝑰𝑺𝒀𝑶 𝑵𝑮 𝑲𝑨𝑰𝑺𝑬𝑹, 𝒔𝒂 𝒊𝒃𝒂𝒏𝒈 𝑯𝑴𝑶 𝒂𝒕 𝑷𝑯𝑰𝑳𝑯𝑬𝑨𝑳𝑻𝑯?

𝑹𝒆𝒂𝒅 𝒕𝒊𝒍𝒍 𝒕𝒉𝒆 𝑬𝒏𝒅 𝒕𝒐 𝒌𝒏𝒐𝒘 𝒃𝒆𝒕𝒕𝒆𝒓 😊
‼𝗥𝗲𝗴𝘂𝗹𝗮𝗿 𝗛𝗠𝗢
➳ 𝑻𝒂𝒐𝒏-𝒕𝒂𝒐𝒏 𝒌𝒂 𝒎𝒂𝒈 𝒃𝒂𝒃𝒂𝒚𝒂𝒅 𝒑𝒂𝒓𝒂 𝒊𝒌𝒂𝒘 𝒂𝒚 𝒄𝒐𝒗𝒆𝒓𝒆𝒅 𝒂𝒕 𝒕𝒖𝒎𝒂𝒕𝒂𝒂𝒔 𝒂𝒏𝒈 𝒃𝒊𝒏𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒎𝒐 𝒌𝒂𝒔𝒊 𝒏𝒂𝒅𝒂𝒅𝒂𝒈𝒅𝒂𝒈𝒂𝒏 𝒂𝒏𝒈 𝒆𝒅𝒂𝒅 𝒎𝒐.
➳ 𝑯𝒊𝒏𝒅𝒊 𝒌𝒂𝒏𝒂 𝒎𝒂𝒌𝒂𝒌𝒂𝒂𝒗𝒂𝒊𝒍 𝒌𝒖𝒏𝒈 𝒎𝒂𝒚 𝒔𝒂𝒌𝒊𝒕 𝒌𝒂 𝒔𝒂 𝒑𝒂𝒏𝒂𝒉𝒐𝒏 𝒏𝒂 𝒊𝒌𝒂𝒘 𝒂𝒚 𝒏𝒂𝒈 𝒂𝒑𝒑𝒍𝒚, 𝒌𝒂𝒉𝒊𝒕 𝒓𝒆𝒈𝒖𝒍𝒂𝒓 𝒌𝒂𝒏𝒈 𝒄𝒍𝒊𝒆𝒏𝒕.
➳ 𝑵𝒐 𝒓𝒆𝒃𝒂𝒕𝒆 𝒑𝒂𝒈 𝒅𝒊 𝒎𝒐 𝒏𝒂𝒈𝒂𝒎𝒊𝒕 𝒅𝒂𝒉𝒊𝒍 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒌𝒂 𝒕𝒉𝒂𝒕 𝒚𝒆𝒂𝒓.

‼𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵
➳ 𝑺𝒂 𝑷𝒉𝒊𝒍𝑯𝒆𝒂𝒍𝒕𝒉 𝒖𝒑 𝒕𝒐 60 𝒚𝒆𝒂𝒓𝒔 𝒐𝒍𝒅 𝒕𝒂𝒚𝒐 𝒎𝒂𝒈𝒓𝒊𝒓𝒆𝒏𝒆𝒘. 𝑯𝒊𝒏𝒅𝒊 𝒎𝒂𝒈𝒂𝒈𝒂𝒎𝒊𝒕 𝒌𝒖𝒏𝒈 𝒉𝒊𝒏𝒅𝒊 𝒅𝒊𝒏 𝒕𝒖𝒍𝒐𝒚-𝒕𝒖𝒍𝒐𝒚 𝒂𝒏𝒈 𝒑𝒂𝒈 𝒉𝒖𝒍𝒐𝒈.
➳ 15% 𝒕𝒐 20% 𝒍𝒂𝒏𝒈 𝒂𝒏𝒈 𝒅𝒊𝒔𝒄𝒐𝒖𝒏𝒕 𝒔𝒂 𝒉𝒐𝒔𝒑𝒊𝒕𝒂𝒍 𝒃𝒊𝒍𝒍𝒔 𝒎𝒐 𝒂𝒕 𝒉𝒊𝒏𝒅𝒊 𝒍𝒂𝒉𝒂𝒕 𝒏𝒈 𝒔𝒂𝒌𝒊𝒕 𝒂𝒚 𝒄𝒐𝒗𝒆𝒓𝒆𝒅.
➳ 𝑵𝒐 𝒂𝒔𝒔𝒊𝒔𝒕𝒂𝒏𝒄𝒆 𝒇𝒐𝒓 𝒃𝒆𝒏𝒆𝒇𝒊𝒄𝒊𝒂𝒓𝒊𝒆𝒔 𝒃𝒆𝒚𝒐𝒏𝒅 𝒕𝒉𝒆 𝒂𝒈𝒆 𝒐𝒇 19 𝒚.𝒐.

‼𝗞𝗮𝗶𝘀𝗲𝗿 𝟯 𝗶𝗻 𝟭
✅ 3𝒊𝒏1 𝒑𝒓𝒐𝒅𝒖𝒄𝒕. 𝑴𝒂𝒚 𝑯𝒐𝒔𝒑𝒊𝒕𝒂𝒍𝒊𝒛𝒂𝒕𝒊𝒐𝒏 𝑯𝒆𝒂𝒍𝒕𝒉𝑪𝒂𝒓𝒆 + 𝑰𝒏𝒄𝒐𝒎𝒆 𝑹𝒆𝒑𝒍𝒂𝒄𝒆𝒎𝒆𝒏𝒕 + 𝑰𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒌𝒂 𝒏𝒂𝒏𝒈 𝒎𝒂𝒈𝒂𝒈𝒂𝒎𝒊𝒕. 𝑾𝒂𝒍𝒂 𝒌𝒂𝒏𝒈 𝒆𝒙𝒕𝒓𝒂𝒏𝒈 𝒃𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒑𝒂𝒓𝒂 𝒆-𝒂𝒗𝒂𝒊𝒍 𝒊𝒔𝒂-𝒊𝒔𝒂. 𝑲𝒂𝒚𝒂 𝒎𝒂𝒚 𝒑𝒆𝒂𝒄𝒆 𝒐𝒇 𝒎𝒊𝒏𝒅 𝒌𝒂.
✅ 𝑽𝒆𝒓𝒚 𝑨𝒇𝒇𝒐𝒓𝒅𝒂𝒃𝒍𝒆. 7𝒚𝒆𝒂𝒓𝒔 𝒌𝒂 𝒍𝒂𝒏𝒈 𝒎𝒂𝒈-𝒊𝒊𝒑𝒐𝒏. 𝑴𝒂𝒃𝒖𝒉𝒂𝒚 𝒌𝒂 𝒎𝒂𝒏 𝒉𝒂𝒏𝒈𝒈𝒂𝒏𝒈 100 𝒚𝒆𝒂𝒓𝒔 𝒎𝒂𝒚 𝒉𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝒌𝒂 𝒑𝒂 𝒓𝒊𝒏.
✅𝑪𝒐𝒗𝒆𝒓𝒆𝒅 𝒍𝒂𝒉𝒂𝒕 𝒏𝒈 𝒔𝒂𝒌𝒊𝒕, 𝒆𝒗𝒆𝒏 𝒑𝒓𝒆-𝒆𝒙𝒊𝒔𝒕𝒊𝒏𝒈 𝒊𝒍𝒍𝒏𝒆𝒔𝒔𝒆𝒔 𝒂𝒇𝒕𝒆𝒓 𝒕𝒉𝒆 𝒂𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝒑𝒆𝒓𝒊𝒐𝒅.
✅𝑺𝒂𝒈𝒐𝒕 𝒏𝒂 𝒍𝒂𝒉𝒂𝒕 𝒂𝒏𝒈 𝒉𝒐𝒔𝒑𝒊𝒕𝒂𝒍 𝒃𝒊𝒍𝒍𝒔 𝒇𝒓𝒐𝒎 𝒓𝒐𝒐𝒎 𝒂𝒄𝒄𝒐𝒎𝒎𝒐𝒅𝒂𝒕𝒊𝒐𝒏 𝒌𝒂𝒉𝒊𝒕 𝒊𝒍𝒂𝒏𝒈 𝒃𝒖𝒘𝒂𝒏 𝒌𝒂𝒑𝒂. 𝑼𝒖𝒘𝒊 𝒌𝒂𝒏𝒈 𝒎𝒂𝒚 𝒏𝒈𝒊𝒕𝒊 𝒔𝒂 𝒍𝒂𝒃𝒊 𝒂𝒕 𝒘𝒂𝒍𝒂𝒏𝒈 𝒊𝒏𝒊𝒊𝒔𝒊𝒑 𝒏𝒂 𝒖𝒕𝒂𝒏𝒈.
✅𝑼𝒏𝒍𝒊𝒎𝒊𝒕𝒆𝒅 𝑭𝑹𝑬𝑬 𝑪𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏 𝒎𝒐. 𝑲𝒂𝒉𝒊𝒕 𝒂𝒓𝒂𝒘 𝒂𝒓𝒂𝒘 𝒌𝒂 𝒎𝒂𝒈𝒑𝒂𝒄𝒉𝒆𝒄𝒌-𝒖𝒑 𝒂𝒕 𝒌𝒂𝒉𝒊𝒕 𝒊𝒃𝒂 𝒊𝒃𝒂 𝒔𝒂𝒌𝒊𝒕 𝒎𝒐 𝒃𝒂𝒘𝒂𝒕 𝒂𝒓𝒂𝒘.
✅𝑲𝒖𝒏𝒈 𝒎𝒂𝒈𝒌𝒂𝒏𝒐 𝒂𝒏𝒈 𝒂𝒎𝒐𝒖𝒏𝒕 𝒏𝒂 𝒃𝒊𝒏𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒎𝒐 𝒑𝒂𝒈𝒌𝒂𝒔𝒊𝒈𝒏 𝒎𝒐 𝒌𝒂𝒚 𝑲𝒂𝒊𝒔𝒆𝒓, 𝒚𝒖𝒏 𝒍𝒂𝒏𝒈 𝒂𝒏𝒈 𝒃𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒇𝒐𝒓 7𝒚𝒆𝒂𝒓𝒔. 𝑵𝒐 𝒂𝒅𝒅𝒊𝒕𝒊𝒐𝒏𝒂𝒍 𝒇𝒆𝒆𝒔 𝒏𝒆𝒆𝒅𝒆𝒅.
✅𝑰𝒕𝒐 𝒂𝒚 𝒎𝒂𝒚 𝑭𝒂𝒎𝒊𝒍𝒚 𝑨𝒔𝒔𝒊𝒔𝒕𝒂𝒏𝒄𝒆. 𝑴𝒂𝒂𝒂𝒓𝒊 𝒎𝒐𝒏𝒈 𝒊𝒑𝒂𝒈𝒂𝒎𝒊𝒕 𝒔𝒂 𝒊𝒎𝒎𝒆𝒅𝒊𝒂𝒕𝒆 𝒇𝒂𝒎𝒊𝒍𝒚 𝒎𝒐𝒏𝒈 𝒏𝒂𝒈𝒌𝒂𝒔𝒂𝒌𝒊𝒕.
✅𝑴𝒂𝒚 𝒔𝒕𝒐𝒄𝒌𝒎𝒂𝒓𝒌𝒆𝒕 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒏𝒂 6 𝒕𝒐 10% 𝒏𝒂 𝒑𝒘𝒆𝒅𝒆𝒏𝒈 𝒈𝒂𝒎𝒊𝒕𝒊𝒏 𝒐 𝒊𝒑𝒂𝒎𝒂𝒏𝒂 𝒔𝒂 𝒊𝒚𝒐𝒏𝒈 𝒑𝒓𝒊𝒏𝒄𝒊𝒑𝒂𝒍 𝒃𝒆𝒏𝒆𝒇𝒊𝒄𝒊𝒂𝒓𝒚 𝒑𝒂𝒈𝒅𝒂𝒕𝒊𝒏𝒈 𝒏𝒈 𝒎𝒂𝒕𝒖𝒓𝒊𝒕𝒚.
✅𝑲𝒖𝒏𝒈 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒌𝒂 𝒘𝒉𝒊𝒍𝒆 𝒑𝒂𝒚𝒊𝒏𝒈 𝒚𝒐𝒖𝒓 𝒑𝒐𝒍𝒊𝒄𝒚, 85% 𝑹𝑬𝑩𝑨𝑻𝑬 𝒂𝒏𝒈 𝒎𝒂𝒃𝒂𝒃𝒂𝒍𝒊𝒌 𝒔𝒂 𝒊𝒚𝒐 𝒏𝒂 𝒑𝒂𝒍𝒂𝒍𝒂𝒈𝒖𝒊𝒏 𝒌𝒂𝒔𝒂𝒃𝒂𝒚 𝒔𝒂 𝒔𝒕𝒐𝒄𝒌𝒎𝒂𝒓𝒌𝒆𝒕 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒎𝒐.

𝑺𝒐 𝒂𝒍𝒊𝒏 𝒏𝒈𝒂 𝒃𝒂 𝒂𝒏𝒈 𝒎𝒂𝒔 𝒎𝒂𝒈𝒂𝒏𝒅𝒂?
𝑺𝒉𝒐𝒓𝒕 𝑻𝒆𝒓𝒎 (𝑷𝑯𝑰𝑳𝑯𝑬𝑨𝑳𝑻𝑯), 𝑺𝑺𝑺, 𝑺𝑨𝑽𝑰𝑵𝑮 𝒔𝒂 𝑩𝑨𝑵𝑲 𝒐𝒓 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 (𝑲𝑨𝑰𝑺𝑬𝑹 3𝒊𝒏1)?
𝑲𝒖𝒏𝒈 𝒂𝒌𝒐 𝒂𝒏𝒈 𝒕𝒂𝒕𝒂𝒏𝒖𝒏𝒈𝒊𝒏, 𝒅𝒂𝒑𝒂𝒕 𝒎𝒆𝒓𝒐𝒏 𝒌𝒂 𝒑𝒂𝒓𝒆𝒉𝒐.

𝑱𝒖𝒔𝒕 𝑺𝑬𝑵𝑫 𝑴𝑬𝑺𝑺𝑨𝑮𝑬 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒊𝒏𝒇𝒐𝒓𝒎𝒂𝒕𝒊𝒐𝒏... 😍
https://m.me/belinda.madriaga.77

Kya become a kaiser member na! click this link 👇
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WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE ❤️

KAISER Longterm Healthcare is the first and only longterm health care in our country.

Ctto..
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𝐏𝐖𝐄𝐃𝐄𝐍𝐆-𝐏𝐖𝐄𝐃𝐄. lalo na kung Wala Ka pang Retirement Benefits, mahalaga para sa iyo na Meron Kang IMG Membership Benefits.

𝘼𝙣𝙪-𝙖𝙣𝙤 𝙖𝙣𝙜 𝙢𝙖𝙠𝙪𝙠𝙪𝙝𝙖 𝙢𝙤 𝐤𝐚𝐩𝐚𝐠 𝐌𝐚𝐠-𝐄𝐧𝐫𝐨𝐥𝐥 𝐤𝐚 𝐧𝐠𝐚𝐲𝐨𝐧 𝐚𝐬 𝐚𝐧 𝐈𝐌𝐆 𝐏𝐫𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐌𝐞𝐦𝐛𝐞𝐫?

✅EDUCATION:
• Financial Literacy & Investment Seminars/Webinars
• Financial Check-up & Coaching
• Financial Workshops (online)

✅EXECUTION:
• Sarili mong OnLine Portal and Dashboard
• Free P100,000 personal accident insurance
• Access sa "Fidelity Mutual Benefit Insurance" (Memorial) - covered ka ng P50,000 for a 1-time fee of P500 ink
• Easy Application para sa Mutual Fund investments; At meron ka na ding P1,000 na initial fund!
• Free Consultation sa mga Kaiser Medical Clinics at 2 free eyeglasses frames yearly
• Discounts sa iba't-ibang financial products & services

✅ENTREPRENEURSHIP:
• Business Income by helping people - para sa mga Members na gustong gawin ang IMG Business (with a complete online platform)
• Full Access sa dumadami mong mga Benefits
• Incentives, Awards, Free Travels/Trips, etc.

👉Sa dami ng mga Benefits na makukuha mo, sulit na sulit ang Lifetime Membership Fee na depende kung saang bansa ka naroon.

GET Started ❗ Take Action ❗Click here👇
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Join Our FINANCIAL LITERACY Campaign ❗
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Ito ang healthcare plan ko, KAISER!!

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.
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Matagal ka na ding bang nagtatrabaho pero hanggang ngayon eh wala paring ipon at baon parin sa utang? Ano ang dapat mong gawin?

Ikaw ba ay mahigit 10 taon ng nagtatrabaho oh higit pa pero wala paring pagbabago sa aspetong pinansyal mo? Bakit ano sa palagay mo ang mali sa ginagawa mo?

Tulad mo rin akong isang manggagawa at umabot na ako ng 15 taon. Kagaya mo rin ng balikan ko ang mga kinita ko sa sa mahabang panahon ay hindi ko na alam kung saan napunta, pero ang alam ko malaking pera na rin ang nahawakan ko.

Huwag sayangin ang panahon at lakas sa paghahanabuhay na hindi nalalaman kung saan napupunta ang perang pinaghihirapan. Matutong mag-ipon at alamin kung paano naman ang pera ang syang magtatrabaho para sa atin pagdating natin sa panahong hindi na natin kakayaning maghanapbuhay.

Isa na po akong Financial Coach at gusto ko pong ibahagi sa inyo ang mga natutunan ko upang hindi naman masayang ang mga panahong ginugol natin sa pagtatrabaho. Nalaman ko kung paano itayo ang isang matibay na pundasyon pagdating sa aspetong Pinansyal. Magkakaroon ka ng Peace of Mind araw araw.
Pls.click👎👎👎
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Paano magsimula Paano magsimula sa IMG at MUTUAL FUNDS?

Step by step guidance kung Paano magsimula sa Mutual Funds, Stocks, Building Financial Security sa maliit na puhunan. Thru IMG MEMBERSHIP PLATFORM.👇

1. Ang Membership fee na 5,500 pesos sa IMG ay enrollment fee mo yan para maka avail ka sa mga benefits.
2. Pagka member mo pa lang automatic investor ka na meron ka na kaagad Initial opening na 1,000 pesos para sa investment mo sa SOLDIVO MUTUAL Funds.
( Pwede ka na magdagdag at magipon ng paunti-unti kahit magsimula ka sa 500 pesos)
3. May Libreng 100k na Personal Accident insurance for Pinas/local code.
4. May Libreng 700k na Personal Accident Insurance for International code (OFW)
5. May 50k Basic Insurance coverage na 500 pesos lang ang babayaran, one time payment (for Final Expenses)
6. May Libreng Memorial Concierge Service pa.
7. May Libreng 2 eyeframes at Vision Check.
8. May Libreng consultation sa any kaiser medical center. (UNLIMITED)
9. May Business opportunity, become a Financial Educator. At Mag share, magturo ng tamang pagiipon at pagiinvest, and you can achieve the income you want.
10. Sa kasalukuyan..May total na 48 BENEFITS para sa mga Member si IMG at madagdagan pa yan.

Para malaman pa ang ibang mga benefits, kindly Message me☺️☺️
Mutual fund is for you if:
You have a high appetite for risk and willing to invest for the long-term.

You want to invest your funds in both blue-chips stocks and second-liners (alpha stocks).
You have no immediate need for your investments and are willing to invest for the long term.

Disclaimer: IMG does not sell Mutual funds. All Mutual funds under IMG's benefits are sold by RAMPVER FINANCIALS.
We are happy to guide you.
IMG. We educate. We care.

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PITONG PARAAN UPANG DI MABITIN SA PERA..

1. SAVE. Pay yourself first, bawasan ang kita bago gumastos at magbayad ng mga bills para may madukot ka in case of emergency..

2. GIVE. Honor the Lord and give back with the heart.

3. GET OUT OF DEBT. Hindi masama mangutang kung gagamitin mo sa tamang paraan at binabayaran mo ayon sa iyong pangako. Pero kung gamitin mo yong utang mo para sa luho, yan ang pinakamalaking mali.

4. LIVE SIMPLY. Be frugal. Keep your expenses less than your income. Huwag gumastos ng malaki pa sa kinikita mo.

5. INCREASE YOUR CASH FLOW. Magsipag. Maghanap ng sideline, maging enterprising, magnegosyo.

6. MAG-INVEST FOR THE LONG TERM like insurance and retirement funds.Tatanda ka rin, magreretire, magkakasakit at lilisan sa mundo kaya dapat paghandaan mo rin ito para hindi ka magiging panic at sa mga anak o Mahayana. But investigate first before you invest, para hindi maloko sa mga scams.

7. EDUCATE YOURSELF. Mag-aral, magbasa ng libro at mag attend ng mga Financial Literacy Class para madagdagan ang iyong knowledge at skills.

Usap tyo,, gusto kong matututunan mo lahat ng ito. Pm me lang po

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